FREE £10 Cash and Curve Card With Code FREE5 + 1% Cashback, Payment Protection, Free Spend abroad
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FREE £10 Cash and Curve Card With Code FREE5 + 1% Cashback, Payment Protection, Free Spend abroad

FREE£10Curve Deals
87
Posted 1st Oct
Reposting this as its still working (not expired), a fantastic offer well worth taking advantage of! I am using the card daily and getting 1% cash back from Amazon, Tesco and Sainsburys with the free card

I have already done this but for those of you that havent it genuinely works, sign up for/download the app, open an account and use the code FREE5 to redeem the free £10. You need to activate the card and use it once to redeem the £10.

You will automatically be able to check all your finances in one place, you will get a 1% cashback offer for the first 90 days on the free offer and you can pick 3 retailers or 6 if you upgrade, they include Amazon, Apple, Sainsburys, Tesco, Uber, Spotify and many more!

Curve Blue (Free): 1% instant cashback on up to three pre-selected retailers for 90 days. Curve Black: 1% instant cashback on up to three pre-selected retailers indefinitely. Curve Metal: 1% instant cashback on up to six pre-selected retailers indefinitely.

Combine all your cards into one using Curve and get £10 FREE (1% Cashback / Payment Protection / Free Spend Abroad) when you join using code FREE5

The idea of Curve is to give you one card for you to use and replaces ALL your separate cards! No more worrying about bringing an arsenal of plastic


with you every-time you shop! Plus, your Curve has some really cool features even using their entry level card which is free to use!

Curve Blue is our entry-level card which is free to use. It gives access to


the core benefits that all Curve customers know and love:

  • Fee-free spend abroad in 200+ currencies - we don’t charge add any fees or charges* so you can save on hidden bank fees, just in time for your Summer holidays
  • Earn 1% cashback from a list of top retailers* - it pays to spend!
  • Real-time notifications on every purchase you make
  • Military-grade security with intelligent fraud protection and end-to-end encryption
  • Curve Customer Protection - the best purchase coverage on the market protecting your purchases up to £100,000*
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Also if you shop in Costco who do not take Credit Cards, you can assign a credit card as active on Curve and pay with that.
I looked into this a while back, it seemed to be the case back then and I assume it still holds true.

Using Curve removes section 75 liability - worth noting if using for large purchases.
They also have a very cool feature where (up to 14 days I think) you can actually change your mind about the card that was charged and get it refunded and charged to a different card.
87 Comments
also a quick note, my £10 took about 24 hours to appear in my account when i made my first transaction, i also got a little confused on how it worked, but add any card to it, select the card you add on the app and then use the curve card you get in the post to pay the next time you are out, the money comes out of the selected in app card but you use the curve card to pay with the Curve pin number.
You can't get this if you were a previous customer, which I was. Doh !
HankHandsome01/10/2019 10:41

You can't get this if you were a previous customer, which I was. Doh !



A partner or family member can though My boyfriend signed up today too x
Interesting I’ll give it a try thanks. Shame the 1% is only 3 months and the 9.99 p/m fee to get that indefinitely wouldn’t be worth it for me.

I put the promo code in but does it say anywhere that you’ve qualified for the free £10? All I see in the app is refer a friend for £5 reward.
Edited by: "dh2k" 1st Oct
Excellent product. Think of it like a proxy card where you can direct the payment to a card of your choice, in your native currency.
Looks good. Always good to have another card. Heated.
Just so I'm clear on this, you carry this and nothing else and when you pay you choose which card actually pays. On the app I assume, in real time or after? Can you withdraw from ATMs?

I'm trying to find a use other than slimming my wallet, but I only carry a revolut and my main bank card now anyway.
Curve, revoult or starling?

just cant decide!
KEEP_IT_TEA01/10/2019 12:04

Curve, revoult or starling?just cant decide!


They’re different products.
tek-monkey01/10/2019 12:02

Just so I'm clear on this, you carry this and nothing else and when you …Just so I'm clear on this, you carry this and nothing else and when you pay you choose which card actually pays. On the app I assume, in real time or after? Can you withdraw from ATMs? I'm trying to find a use other than slimming my wallet, but I only carry a revolut and my main bank card now anyway.


I wouldn’t carry only the Curve card (as they’ve had some outages recently), but yes, in principle you just carry this card and decide in the app which card you want it charged to (bank account, credit card etc).
Edited by: "Azzin" 1st Oct
They also have a very cool feature where (up to 14 days I think) you can actually change your mind about the card that was charged and get it refunded and charged to a different card.
Also if you shop in Costco who do not take Credit Cards, you can assign a credit card as active on Curve and pay with that.
AbandonedTrolley01/10/2019 12:33

Also if you shop in Costco who do not take Credit Cards, you can assign a …Also if you shop in Costco who do not take Credit Cards, you can assign a credit card as active on Curve and pay with that.



If they don’t take credit cards, would they take this?
My curve card is a MasterCard and uses that infrastructure to pay, would Costco view it as a MasterCard?

I’ve had my curve card for over a year, great when it’s working normally, just swap which card you want to use within the app and pay as normal
Only one PIN number to remember and one card (although I have always got alternatives with me).
Really annoying that they dropped Amex again, that was my main reason for having one in the first place!
KEEP_IT_TEA01/10/2019 12:04

Curve, revoult or starling?just cant decide!



Havent used my Revolut card yet so can’t comment on it

would recommend starling to anyone!
been pretty much spot-on since I started using it, just starting to use it more for banking/SO/DD’s which has been smooth and simple so far.

Dont know if its if it’s still the case, but as long as you don’t request an overdraft, there wasn’t a credit check involved??
that may have changed though?
Where do you redeem the code? cant seem to find it
Does this show on a credit search in any way??...
wannabe mortgage applicant towards next year, so avoiding any credit based stuff!
defgimp01/10/2019 13:18

If they don’t take credit cards, would they take this?My curve card is a M …If they don’t take credit cards, would they take this?My curve card is a MasterCard and uses that infrastructure to pay, would Costco view it as a MasterCard?


Yes, because the card itself is a Mastercard Debit card (strictly) as it has no credit element. So yes I use it in Costco all the time. and I agree with you the lack of Amex is a shame as it could have meant I could earn Amex rewards far easier using places who don't accept Amex, but will accept Mastercard (basically everywhere!)
I looked into this a while back, it seemed to be the case back then and I assume it still holds true.

Using Curve removes section 75 liability - worth noting if using for large purchases.
was confused before but then i joined and quite like the concept. very handy and definitely love using it. the cashback is only 90 days though then you have to pay if you want that feature so not sure if i will keep using it after that.
defgimp01/10/2019 13:18

If they don’t take credit cards, would they take this?My curve card is a M …If they don’t take credit cards, would they take this?My curve card is a MasterCard and uses that infrastructure to pay, would Costco view it as a MasterCard?I’ve had my curve card for over a year, great when it’s working normally, just swap which card you want to use within the app and pay as normal Only one PIN number to remember and one card (although I have always got alternatives with me).Really annoying that they dropped Amex again, that was my main reason for having one in the first place!


That would be interesting to know, possibly pay a chunk off the mortgage with your credit card routed through the curve card.

If that did work, I wonder how that would show on your credit card statement, cash transaction or a purchase?
Edited by: "GRSC" 1st Oct
roons11101/10/2019 13:47

I looked into this a while back, it seemed to be the case back then and I …I looked into this a while back, it seemed to be the case back then and I assume it still holds true.Using Curve removes section 75 liability - worth noting if using for large purchases.


They have introduced their own layer of protection.

Also, any time a 3rd party is involved Section 75 is placed at risk, as you have to prove a direct link between the card company and the product (say Visa and Thomas Cook).

If you paid TC using Curve, that’s 1 link too many in the chain.

If you paid direct on your own credit card, then it’s you, to card, to retailer and Section 75 applies.
basically this is a physical version of Google Pay.

just less reliable . (for now)
Never really had a problem with this it was HSBC who twice said it was impersonation fraud and blocked all transactions. I withdraw cash on a credit card and it goes down as a transaction. Not used it abroad yet but will do when I goto Spain next month.
Find it quite usefull and you can go back in-time. So if you run out of money use it on a credit card then refund when you get paid.
I’m black legacy and get unlimited spend and £400 cash withdrawal abroad. Most cards are max £500 but this a £1000. Withdrew £790 which was the maximum from a Tesco cash machine. Not tried others shame £50’s aren’t in cash machines and a £100 note launched.
Wish we had Euros but only for the big notes you can get €200 note and €50 euros are common abroad. Not everyone likes using cards all the time.
This has been discussed a few times and their advertising debunked. The 'free usage' abroad is very very limited - the amount you will be charged in fees will vary depending which country you are in, what day of the week it is and how much you've spent that month. You can be charged up to 3.5% in fees, which is more than any other credit or debit card in the market. Checking out their community forum, they admitted a month ago that their website was wrong and would update the wording so it's no longer misleading... but it is taking this technology company more than a month (and counting) to actually make the change

If it's foreign use you're after, just get a free Tandem card - they charge no fees for foreign purchases, and knock 0.5% off your bill each month.

If you can't get a credit card, can't be bothered to open a Starling bank account, don't spend more than £500 abroad and don't travel abroad at weekends, then this is a great product for you.
roons11101/10/2019 13:47

I looked into this a while back, it seemed to be the case back then and I …I looked into this a while back, it seemed to be the case back then and I assume it still holds true.Using Curve removes section 75 liability - worth noting if using for large purchases.



discover.curve.app/a/n…ade
They have an alternative but you're still protected.
Azzin01/10/2019 12:05

I wouldn’t carry only the Curve card (as they’ve had some outages rec …I wouldn’t carry only the Curve card (as they’ve had some outages recently), but yes, in principle you just carry this card and decide in the app which card you want it charged to (bank account, credit card etc).


Seconded, quite a few outages in the last 2 or 3 weeks, definitely need to carry a n other card as well.
daastle01/10/2019 15:46

basically this is a physical version of Google Pay.just less reliable . …basically this is a physical version of Google Pay.just less reliable . (for now)


The big difference that Gpay and Apple Pay don't affect S75 / chargeback as they are simply an extra digital card (issued by your own bank) - Using Curve prevents a S75 claim and can make chargeback more difficult as Curve themselves would have to initiate it.

Curve were also found it offline on more that a few occasion and my card was therefore declined.
Edited by: "wildecat" 2nd Oct
Anon3201/10/2019 16:00

Never really had a problem with this it was HSBC who twice said it was …Never really had a problem with this it was HSBC who twice said it was impersonation fraud and blocked all transactions. I withdraw cash on a credit card and it goes down as a transaction. Not used it abroad yet but will do when I goto Spain next month. Find it quite usefull and you can go back in-time. So if you run out of money use it on a credit card then refund when you get paid. I’m black legacy and get unlimited spend and £400 cash withdrawal abroad. Most cards are max £500 but this a £1000. Withdrew £790 which was the maximum from a Tesco cash machine. Not tried others shame £50’s aren’t in cash machines and a £100 note launched. Wish we had Euros but only for the big notes you can get €200 note and €50 euros are common abroad. Not everyone likes using cards all the time.


Have you never seen or used £100s - I used some when last paying a tradesman.
Oh dear, Tesco Bank not playing nicely with Curve - twitter.com/Ump…=20 (Not a reason not to get one, just be aware if you use Curve w/Tesco Bank).
morgie02/10/2019 18:38

Oh dear, Tesco Bank not playing nicely with Curve - …Oh dear, Tesco Bank not playing nicely with Curve - https://twitter.com/UmperL/status/1177596682239918080?s=20 (Not a reason not to get one, just be aware if you use Curve w/Tesco Bank).


I actually don't see the problem here - if you use a credit card to draw cash, you pay a cash advance fee - using Curve is just a charging conduit, so why shouldn't you pay - as someone else posted, whats to stop you drawing against your mortgage to save interest.
Thanks for posting @obiwan11 we have added this to the Highlights section
So the whole point of this is not to carry another card. But in the mean time its not so reliable so you have to carry it.. plus your other cards!
As others mentioned they had their system down on a few occassions so I would avoid for now...
wildecat02/10/2019 15:16

Have you never seen or used £100s - I used some when last paying a …Have you never seen or used £100s - I used some when last paying a tradesman.


was the last time you paid with them in 1945?
Hamedly03/10/2019 21:12

So the whole point of this is not to carry another card. But in the mean …So the whole point of this is not to carry another card. But in the mean time its not so reliable so you have to carry it.. plus your other cards!As others mentioned they had their system down on a few occassions so I would avoid for now...


why avoid? just do like most people do and carry another card as well its been down once when i used it. meanwhile, i've made £20 cashback in one month.
sirsmokesalot03/10/2019 21:15

why avoid? just do like most people do and carry another card as well why avoid? just do like most people do and carry another card as well its been down once when i used it. meanwhile, i've made £20 cashback in one month.


You must be a heavy spender!
Hamedly03/10/2019 21:12

So the whole point of this is not to carry another card. But in the mean …So the whole point of this is not to carry another card. But in the mean time its not so reliable so you have to carry it.. plus your other cards!As others mentioned they had their system down on a few occassions so I would avoid for now...


Have Samsung Pay or Google Pay on your phone + Curve card and you should be safe. You still carry only 1 card.
tek-monkey01/10/2019 12:02

Just so I'm clear on this, you carry this and nothing else and when you …Just so I'm clear on this, you carry this and nothing else and when you pay you choose which card actually pays. On the app I assume, in real time or after? Can you withdraw from ATMs? I'm trying to find a use other than slimming my wallet, but I only carry a revolut and my main bank card now anyway.


You can withdraw but the limit is only £200 a month or something like this. Unless they changed it.
Works most of the time, but didn't work for me to buy euros from Debenhams and Thomas Cook.
Had a few times when didn't work, but not that often. What I do is I carry the Curve card and have Starling linked to Samsung Pay. So carry one card, if it does not work, I pay with my phone.
Edited by: "sheffield788" 3rd Oct
I get 1% cashback with my American Express Platinum Reward Cashback card anyway for all Amazon purchases. I also use it for all grocery shopping and fuel shopping so get the same cashback. Is this a mastercard or visa card?
Wow (shock). Well after reading some of the comments on here I think I'll stick with my physical cards and my Monzo card
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