Get a 4 year 18-25 railcard free with Santander Student Bank Account. This is a decent bank account anyway (3%interest on balances up to £2000 and free overdrafts up to £1500) really useful freebie can save you hundreds of pounds over 4 years!
Groups
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
Cheap coffins...
- could?!
Yes 18-25 corrected now
My daughter has this and does save 1/3 off all her rail travel.
It is 16-25 not 18-25, you were right the first time!
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
Cheap coffins...
If only I had thought of that....
I assumed you had
Any particular problem you had?
I had a specific problem but I got it sorted and now have the 4 year railcard.
In theory yes.
But in reality, there's nothing stopping you opening a new/fresh Student Account with them too really?.
I'm 34.
Excellent point you raise there really?.
Too old for such 'Apprenticeship' deals and freebies, but too young for the 'older generation' incentives and bits and bobs also!. :-(
People of such age groups kind of get screwed both ways really .....
If you have a standard 123 current amount with them already, you need to swap it over to the student one. If you are in years 2+, you should swap an external bank account using the switching service as well.
Oh, and you have to threaten to leave to allow them to do it (I had that particular problem )
I've had a student account with Lloyds and Santander and Santander were right penny pinching ****. Lloyds much better in comparison and have better online banking, like Halifax and TSB.
I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination
Wish I was! All I'm saying is....anyone over 25 wouldn't have had to pay £9k/year tuition fees and this is such a good offer for those that have to, I just wanted to let people know about it.
Couldn't agree more. Santander should give same deal to mature students!
If you're full time you get the rail card too,I think? I got one when I went to uni at 26 as was on a full time degree
I fully agree too!. :-)
Your 'case' MAY be a wee bit different though?, as you piggybacked upon that Deal at the backend of Santander's considered 'upper-age limit' for their own Deal/Incentive, etc? (16-25, and/or 18-26, or whatever it is?).
So the one you were just about able to milk on the 11th hour may not necessarily apply to someone else who is say a few short years above that 26 years old age bracket or whatever?.
But I'm more than happy to be proved WRONG though?.
As I believe that freebie should be a freebie for ALLLL!.
As it is blatant discrimination, at it's worst finest ...
So am I. I still have a Santander student account with free 4 year 16-24 railcard.
I've had a student account with Barclays for 2 years and wanted to switch to Santander for the railcard and better overdraft and grad account. Sat in the branch for an hour sorting it out to get a phone call an hour later saying I'd been rejected. No idea why they couldn't tell me, not got any bad credit. Other people I know who are worse with money than me have had no issues at all haha.
Tell them you want an explanation why. If you don't get one, invoice their head office for an hour of your time. If they aren't providing you with reasons for being declined then they were wasting your time.
I think you have to apply for this in your first year of studying though.
There may be a higher incentive to attract customers with an existing overdraft, or a history of spending beyond their means, than those that may never need to borrow money.
Slow? You what?
Are you having a laugh?
No, I got it because I was full time. The criteria is full time student over 18 years old. Not under age X.
We have this magical thing called the internet. You can use it to find out if mature students qualify for a 'young person's railcard'.
To save you the time and effort, here's a link for you.
16-25railcard.co.uk/hel…nt/
Yes this is correct. Or due to start this year.
...You can get this from year 2 as well. I got mine in 4th year of uni (out of 5). Post #20. Definitely can be done.
I'm 30 and doing a degree online full time (120 credits a year) but they wont class it as full time due to it being distance learning, so the only help i get is the tuition fee loan, cant get any grants, help with books etc, council tax reduction, anything