FREE £5 for signing up for a Pockit MASTERCARD.
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FREE £5 for signing up for a Pockit MASTERCARD.

18
Edited by:"The_Circle"Found 16th Sep
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18 Comments

Don't you have to pay 99p or £1 (depending on the way you pay) for the card?

So a £10 deposit is required, couldn't you do that get the £5 and withdraw to your own bank?

Do they do any kind of credit check to get this?

They charge you to add funds via debit card, and to withdraw at ATM's. Just a heads up for anyone thinking about joining.

.... also £0.99 to topup. so basically you would get £4. and giving away your card to an unreliable company...

Or £6 with Quidco

Original Poster

I thought this would be an easy fiver. Or £4 even, if they charge you 0.99p to deposit funds. Surely deposit a tenner, then use your £14.01 for a purchase online, then bin the card.

Am I missing something?

I've had one for a while it's really not that bad.

Bank transfer from halifax to the card takes about 2 hours, and is free, I've never had any issues using the card, occasionally the transfer takes longer which I guess could be seen as a little frightening if you're dependent on it but it always shows up.

They have pretty decent cashback rates that seem to be paid every one to two months, 6% for m&s for example.

Overall I'd recommend them, but I'd never ever put a load of money on to it, never more than £100 at a time anyway.

The_Circle26 m ago

I thought this would be an easy fiver. Or £4 even, if they charge you …I thought this would be an easy fiver. Or £4 even, if they charge you 0.99p to deposit funds. Surely deposit a tenner, then use your £14.01 for a purchase online, then bin the card. Am I missing something?



Besides the one-off 99p fee for the card itself: no (so potential minimum cost of 99p card + 99p topup). That concept is far too easy for the masses to appreciate. Similar for the cashback opportunities that can be paid to the card, example: intending to spend £24 at Pizza Express? Even a direct top-up of £25 costing 99p will result in a £1.92 cashback reward. Similar cashback opportunities via other merchants at pockit.com/cas…ck/ with the simple list of fess here: pockit.com/fees/

The_Circle27 m ago

I thought this would be an easy fiver. Or £4 even, if they charge you …I thought this would be an easy fiver. Or £4 even, if they charge you 0.99p to deposit funds. Surely deposit a tenner, then use your £14.01 for a purchase online, then bin the card. Am I missing something?

No, that's about the size of it

Redbu1142 m ago

Do they do any kind of credit check to get this?



No credit check(s) at any time, but if you want to increase the base account to a a full limit account, the accountholder will need to supply ID verification such as "...clear scanned copy or photograph of your passport or driving license and a utility bill or bank statement."

How is this a freebie?

Incidentally, the link just takes me to a log in page for existing users.

Can't see any reference to £5 free when accessing site from elsewhere, and above link doesn't work. Can you provide an updated link, please, OP?

le_jaeger1 h, 58 m ago

Can't see any reference to £5 free when accessing site from elsewhere, and …Can't see any reference to £5 free when accessing site from elsewhere, and above link doesn't work. Can you provide an updated link, please, OP?



Possibly a referral incentive. Text of "The £5 incentive for both referrer and friend will be credited within 7 days of the friend joining Pockit " appears as the footer to the first image on the referral page at pockit.com/ref…nd/

shared balance is not visible on the additional cards with shared balance - is it not rubbish?

AndrewRoss16th Sep

I've had one for a while it's really not that bad. Bank transfer from …I've had one for a while it's really not that bad. Bank transfer from halifax to the card takes about 2 hours, and is free, I've never had any issues using the card, occasionally the transfer takes longer which I guess could be seen as a little frightening if you're dependent on it but it always shows up.They have pretty decent cashback rates that seem to be paid every one to two months, 6% for m&s for example.Overall I'd recommend them, but I'd never ever put a load of money on to it, never more than £100 at a time anyway.



Did you have to go into bank to setup bank transfer or can it be done online via pockit account, as mine just showing my pockit account number etc to show in a bank?

Pateo3 m ago

Did you have to go into bank to setup bank transfer or can it be done …Did you have to go into bank to setup bank transfer or can it be done online via pockit account, as mine just showing my pockit account number etc to show in a bank?



With halifax I can just add it as an account to pay online with the details from the pockit app

AndrewRoss11 m ago

With halifax I can just add it as an account to pay online with the …With halifax I can just add it as an account to pay online with the details from the pockit app


Doh how silly of me, just realized I've got to go to my bank account to transfer to pockit
Edited by: "Pateo" 1st Oct
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