Free ANY BANK banking at your post office Pay in & Withdraw with debit card.
1265°

Free ANY BANK banking at your post office Pay in & Withdraw with debit card.

123
Found 5th Oct
I wasn't aware of this, others may not be. You can use your debit card from any bank to pay in and withdraw cash from the post office. I knew many withdrew using the debit card but i did not know you can pay in also.
You no longer have to go into a main bank branch.

This can save time and money if you have to pay for parking etc especially with many local branches closing so especially useful for the elderly.

Customers will also benefit from longer opening hours and more than 4,000 branches open on Sundays.

Just go into your local post office

All major UK banks are registered with the scheme, this includes: HSBC, First Direct, Lloyds Bank, Halifax, Santander, Royal Bank of Scotland, NatWest Bank, Bank of Ireland, Nationwide Building Society, TSB, Barclays Bank, Danske Bank, Allied Irish Bank, Virgin Money, Coop Bank, Metrobank, Handelsbanken Clydesdale Bank, APS Financial, ThinkMoney, Yorkshire Bank and Charities Aid Foundation (CAF).

debit card pay in does not work for lloyds,halifax,tsb .

Sorry, not true. Not all banks allow a debit card only at the post office. Please check with your bank first before having a wasted journey.

It isn't ANY BANK, thread title misleading.

This is false and is not a deal! There are only certain banks you can use such as hsbc and barclays

Here is a link for which banks are included and whether you need your bank card, pay in slips etc: postoffice.co.uk/bra…a41
Top comments

Supermod

Strange coincidence this...wife asked this morning if she could bank at the Post Office. I said no...she's halfway into town.

Cheers for the info @fiestasteve44 ..i'll tell her its something new they brought in at 10am today

I feel worried for my local shop with a small PO- i paid in a couple of hundred quid the other week and noticed they put the money in a little wooden drawer. How many other people paid in cash that day i wonder? No security,flimsy little lock holding 100s or 1000s of pounds,no police around due to slimeballs in government- this all means the staff are exposed to dangers they shouldn't be.

I'd be hard pushed to find a local post office with a shorter queue than local banks, but hopefully this helps some!

Proveright1 h, 9 m ago

What local Post Office? Most of then have closed or are closing. Some …What local Post Office? Most of then have closed or are closing. Some are reopening within Smiths or a Pub. Another unintended consequence of the Evil EU whom classed the PO as having a monopoly and had to be opened up to competition, which then forced them to close and lay off staff!




What a load of crap - the monopoly was the Royal Mail not the Post Office!
Another Little Englander loon obviously.

Cash deposit service is instant if you can use your card, takes ages with a deposit slip.
It depends on your bank and their contract with the Post Office.

Cheque deposit needs an envelope and pay-in slip (plus cheque obviously)
Not the fastest but cheques are slow anyway.

Cash withdrawal availability is near universal but deposits less so.
Edited by: "wildecat" 5th Oct
123 Comments

I bank with nationwide.i know I can get cash out from our local post office ( max£300 per day) but I wasn't told I can deposit money?!

Thanks OP. So I can bank a cheque via the post office using my debit card, is that correct?

Edit: Just checked, for HSBC, need paying in slip and envelope from post office.
Edited by: "moh223" 5th Oct

Thanks OP, I wasn't aware you could pay in at the PO - this will save my legs a bit

Supermod

Strange coincidence this...wife asked this morning if she could bank at the Post Office. I said no...she's halfway into town.

Cheers for the info @fiestasteve44 ..i'll tell her its something new they brought in at 10am today

How long does it take to reach your account? Is it straight away or next day?

Thanks

It's been this way for the last 15 years at least.

The Co-Op bank supplies me with special envelopes to deposit Cheques at the Post Office, put cheques and paying in slip in envelope and they give you a receipt , job done nice and easy, saves a long trip to the bank.

mani123 m ago

I bank with nationwide.i know I can get cash out from our local post …I bank with nationwide.i know I can get cash out from our local post office ( max£300 per day) but I wasn't told I can deposit money?!



Its in process and will be card only within a few months, they told me it would be live earlier in the year but have had a few challenges.....the U.K is also getting seven day banking so beware we wont h ave to get the money in before cob friday !!

mani129 m ago

I bank with nationwide.i know I can get cash out from our local post …I bank with nationwide.i know I can get cash out from our local post office ( max£300 per day) but I wasn't told I can deposit money?!




You can't, Nationwide don't offer this service.

moh22330 m ago

Thanks OP. So I can bank a cheque via the post office using my debit card, …Thanks OP. So I can bank a cheque via the post office using my debit card, is that correct?Edit: Just checked, for HSBC, need paying in slip and envelope from post office.




I am with Barclays and tried to cash a cheque with my debit card in local Post Office -- they told me they don't provide that service. Not even sure if all P.O.s provide the banking service, as ours didn't seem to know anything about it.

yay

I'd be hard pushed to find a local post office with a shorter queue than local banks, but hopefully this helps some!

Ray.Anderson23 m ago

How long does it take to reach your account? Is it straight away or next …How long does it take to reach your account? Is it straight away or next day?Thanks

I've used this service with Barclays and it's normally instant.

Most of our local Bank branches are closing, only this year we've had NatWest and Halifax close. This would make depositing cheques and cash in so much easier. I bank with NatWest and have been dreading depositing cheques as I'd have to go all the way to the next town.

Thanks op!

I feel worried for my local shop with a small PO- i paid in a couple of hundred quid the other week and noticed they put the money in a little wooden drawer. How many other people paid in cash that day i wonder? No security,flimsy little lock holding 100s or 1000s of pounds,no police around due to slimeballs in government- this all means the staff are exposed to dangers they shouldn't be.

I knew Barclays did this but it takes 2 more days longer than keeping a cheque with barclays branch. Cash deposit is
same day using branch and post office.

More info here. Click me
I just use the main Barclays branch. Long queues but within 30 seconds of teh branch is a great doner kebab place

moh22346 m ago

Thanks OP. So I can bank a cheque via the post office using my debit card, …Thanks OP. So I can bank a cheque via the post office using my debit card, is that correct?Edit: Just checked, for HSBC, need paying in slip and envelope from post office.


Yep First Direct same

they provide special envelope and you can bring ur own paying in slip or they give a blank one to fill out.

this method is not good, it takes about 100% longer for a cheque to clear your account than paying it in over HSBC counter.

last time I did it at P Off it took so long to show I rang the bank to ask if there’s a problem!

Its crap to be honest..

Ray.Anderson33 m ago

How long does it take to reach your account? Is it straight away or next …How long does it take to reach your account? Is it straight away or next day?Thanks


MANY days !

Thanks this should save me a lot of trips.

If your banking a cheque ( Co-op bank anyway), you put it in a special envelope, it then takes ages to actually get get credited to your bank account.I much prefer to take it direct into the bank now.. Withdrawals are a good idea but my local PO has a cashpoint outside so no need to use the counter for that anyway.

Brilliant thanks for posting.

Is there a limit on deposits?

Original Poster

Seems many are stating it’s slow for cheques. Would be interested to know how long cash only takes to credit. May do a test run with Barclays and Halifax cards later.

What local Post Office? Most of then have closed or are closing. Some are reopening within Smiths or a Pub.

Another unintended consequence of the Evil EU whom classed the PO as having a monopoly and had to be opened up to competition, which then forced them to close and lay off staff!

For depositing money, you need a paying in slip and envelope for most banks:

Post Office Services
Edited by: "Sphere" 5th Oct

leel2464 m ago

Is there a limit on deposits?


£10 million.

unhappybunny17 m ago

MANY days !


I guess going to town will be worth the extra hassle then.

Some Banks will require you to have a paying in slip - a card on its own won't be enough.

I keep my HSBC account running solely for the purpose of paying in cash at the Post Office. I can't use my Ulster Bank, Nationwide or Tesco Bank cards to pay cash in. So I'm afraid this "ANY BANK" wording is wrong.

Original Poster

Rastafari20 m ago

I keep my HSBC account running solely for the purpose of paying in cash at …I keep my HSBC account running solely for the purpose of paying in cash at the Post Office. I can't use my Ulster Bank, Nationwide or Tesco Bank cards to pay cash in. So I'm afraid this "ANY BANK" wording is wrong.

Where is your hole?

For Halifax Accounts you will need to Order a PO specfic paying-in book.

I’ve used this for Santander for years. There was a strange rule before that it was only for ex alliance and leicester customers, not abbey or Santander ones. Not sure if it still exists though. Money is in my account pretty instant.

Neat. I'm not elderly, but my nearest bank is quite a distance.

Horrorwood47 m ago

£10 million.



Our local is garbage , they told me the most they can accept is £6 million ! ....... Store specific deal yours I think

32181549-ilcCH.jpg

Nationwide can’t pay in at all I’ve tried and checked online

only certain accounts tho? I know Santander you can, but Halifax you cant, well that was the case a month ago. Unsure about other banks.....
Edited by: "lanc_red" 5th Oct

Proveright1 h, 9 m ago

What local Post Office? Most of then have closed or are closing. Some …What local Post Office? Most of then have closed or are closing. Some are reopening within Smiths or a Pub. Another unintended consequence of the Evil EU whom classed the PO as having a monopoly and had to be opened up to competition, which then forced them to close and lay off staff!




What a load of crap - the monopoly was the Royal Mail not the Post Office!
Another Little Englander loon obviously.

Cash deposit service is instant if you can use your card, takes ages with a deposit slip.
It depends on your bank and their contract with the Post Office.

Cheque deposit needs an envelope and pay-in slip (plus cheque obviously)
Not the fastest but cheques are slow anyway.

Cash withdrawal availability is near universal but deposits less so.
Edited by: "wildecat" 5th Oct

chapchap1 h, 28 m ago

I feel worried for my local shop with a small PO- i paid in a couple of …I feel worried for my local shop with a small PO- i paid in a couple of hundred quid the other week and noticed they put the money in a little wooden drawer. How many other people paid in cash that day i wonder? No security,flimsy little lock holding 100s or 1000s of pounds,no police around due to slimeballs in government- this all means the staff are exposed to dangers they shouldn't be.


Very true, my local post office in a small quiet village got robbed at gun point other month. They took around 40k..., now they have a time delayed safe and cameras everywhere.., awful for the staff member, sercuity lacks in most of these small branches

Here’s the link from the post office website giving the details of the services available at the post office from each bank.

postoffice.co.uk/bra…ces
Post a comment
Avatar
@
    Text