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Free credit score and credit report

13
Found 16th Nov
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Top comments

Its always been like this
13 Comments

Its always been like this

fattyuk1 m ago

Its always been like this


Exactly I was about to say the same thing. I am using them for ages now.

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And their website is also down. Which is wierd
Edited by: "hash47" 16th Nov

These are great for working out what loans and credit cards you'll be accepted for....I've never been so much in debt

Never liked these guys they make even a good score look bad

flipper1185 m ago

These are great for working out what loans and credit cards you'll be …These are great for working out what loans and credit cards you'll be accepted for....I've never been so much in debt


you can also do that on MSE. The call it a soft search so it wont appear on you credit file other than as a soft search

yoshi4 m ago

you can also do that on MSE. The call it a soft search so it wont appear …you can also do that on MSE. The call it a soft search so it wont appear on you credit file other than as a soft search


I've got them all noddle, experian, clearscore, MSE....all the free ones anyway

pash2x4b1 h, 2 m ago

Never liked these guys they make even a good score look bad


It is just on a different scale - you shouldnt compare the actual number of the score acorss Noddle, Experian, MSE and Clearscore - one is out of 1000, one is out of 650 etc You need to look at the 5 point scale bad - good

mgk11 m ago

It is just on a different scale - you shouldnt compare the actual number …It is just on a different scale - you shouldnt compare the actual number of the score acorss Noddle, Experian, MSE and Clearscore - one is out of 1000, one is out of 650 etc You need to look at the 5 point scale bad - good


yeah but 585 out of 700, thats practically 6 out of 7, its a bit of a cheek to show as barely "fair" as in middle of the scale, just a con to try and make you use their offered services

pash2x4b5 h, 0 m ago

yeah but 585 out of 700, thats practically 6 out of 7, its a bit of a …yeah but 585 out of 700, thats practically 6 out of 7, its a bit of a cheek to show as barely "fair" as in middle of the scale, just a con to try and make you use their offered services


Ah ok....if.you interested this is because the scales are not linear ...

noddle works on 20 points double the odds .....so - 580 would be twice as good as 560 which would be twice as good as 540 etc.....585 is indeed just fair and I would expect the clearscore and Experian score to show similar middle of the road "fair" on their 5 point scale.
My score is 670 (max 710) and shows 5 on the.5 point scale but is hugely better risk than 570 (64 times better)

Experian (and MSE) works on 80 points doubles the odds ....so 880 would be twice as good as 800 and for example 960 would only be 4 times better than 800.

My MSE score is 990 (max 999)so you see very different scores but regarded as similar on their respective scales - nothing sinister in them trying to.get you to.use their services

Edit - clearscore 523 (max 700) but despite not being near the max - "flying high"
Edited by: "mgk" 16th Nov

mgk1 h, 17 m ago

Ah ok....if.you interested this is because the scales are not linear …Ah ok....if.you interested this is because the scales are not linear ...noddle works on 20 points double the odds .....so - 580 would be twice as good as 560 which would be twice as good as 540 etc.....585 is indeed just fair and I would expect the clearscore and Experian score to show similar middle of the road "fair" on their 5 point scale.My score is 670 (max 710) and shows 5 on the.5 point scale but is hugely better risk than 570 (64 times better) Experian (and MSE) works on 80 points doubles the odds ....so 880 would be twice as good as 800 and for example 960 would only be 4 times better than 800.My MSE score is 990 (max 999)so you see very different scores but regarded as similar on their respective scales - nothing sinister in them trying to.get you to.use their servicesEdit - clearscore 523 (max 700) but despite not being near the max - "flying high"

Then why does experian give me 969 out 1000
Edited by: "pash2x4b" 16th Nov

mgk1 h, 43 m ago

Ah ok....if.you interested this is because the scales are not linear …Ah ok....if.you interested this is because the scales are not linear ...noddle works on 20 points double the odds .....so - 580 would be twice as good as 560 which would be twice as good as 540 etc.....585 is indeed just fair and I would expect the clearscore and Experian score to show similar middle of the road "fair" on their 5 point scale.My score is 670 (max 710) and shows 5 on the.5 point scale but is hugely better risk than 570 (64 times better) Experian (and MSE) works on 80 points doubles the odds ....so 880 would be twice as good as 800 and for example 960 would only be 4 times better than 800.My MSE score is 990 (max 999)so you see very different scores but regarded as similar on their respective scales - nothing sinister in them trying to.get you to.use their servicesEdit - clearscore 523 (max 700) but despite not being near the max - "flying high"


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