Free Motor Legal Protection
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Free Motor Legal Protection

12
Found 8th Feb 2012
As I have 2 Cars I investigated if I could bring down the cost of the premuims by not having Legal Protection cover which can cost between £15 and £30 pounds per car. I got free MLP cover last year from a tip on MoneysavingExpert but upon renewal this year that company is no longer offering the product. I quick search and I came across this link and signed up. Satisfy yourself that it provides the cover you require. Noticed also you can get free Cycle Legal Protection which might me worthwhile too!
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12 Comments
Not sure i would trust them,
You got lots of companies that does this sort of thing.
OK, so it seems they are offering the free legal protection so that they have a crack at pursuing a personal injury claim for you.

Interesting deal .... but am not sure if this is good or bad ... if you pay for legal protection via other third party companies, do they also insist on handling the personal injury claim?
mickmc48

You got lots of companies that does this sort of thing.


Hi Mick, thanks for your comment. You're right many Law firms will work on a no win no fee basis thus making this cover redundant. I had a job finding a company that would give a Legal Certificate showing that I had cover. This firm is registered with and regulated by the Solicitors Regulation Authority. SRA reference number 520579 and members of The Law Society so its no worse than what the you would pay for if added to your normal car insurance! It saves me about £46 for my two cars.
gwapenut

OK, so it seems they are offering the free legal protection so that they … OK, so it seems they are offering the free legal protection so that they have a crack at pursuing a personal injury claim for you.Interesting deal .... but am not sure if this is good or bad ... if you pay for legal protection via other third party companies, do they also insist on handling the personal injury claim?



I think you're right,even if you pay for this as an extra on your car insurance your insurer will sell your info on to a Claims company. Alternatively if you need to make a claim then you approach firms like Helphire at that time and get their opinion on the chance of success in making a claim.
In the small print it ALWAYS states that you hand over 100% control to them .... and then they will only persue a claim IF there is a very good chance of success.

In other words, they take on what YOU could have taken on yourself and won - but they take a big chunk in legal fees from the other side.

What they will NOT do is take on a case where they may lose ....... and it is exactly that protection you want - for someone to take on what may be difficult!!

So, sorry, COLD - it's FREE because it's pretty pointless to the Customer.
@MrRee, I believe you are right, and I also seem to remember that is also true when you pay for the protection via your own insurer? I think that was why I stopped paying for it this year, first time ever, and am not bothering at all so far.
Indeed .... Legal Protection on Insurance is one BIG rip-off.

But, as long as others pay, I will get my Insurance without it cheaper ......... if everyone opts out (which they actually should do) I would probably have to pay more!
My nephew's insurance company would not pursue £600 owed to him by another insurance company because he had not taken out the legal protection.
sheely-wheely

My nephew's insurance company would not pursue £600 owed to him by … My nephew's insurance company would not pursue £600 owed to him by another insurance company because he had not taken out the legal protection.


then go to a no win no fee company?
jbdeals8th Feb 2012

Not sure i would trust them,


So by paying £30 on top of your insurance do you really expect a much better service?
peterdarlison12th Feb 2012

then go to a no win no fee company?


Not worth the effort plus you have to pay an indemnity fee
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