Free wills if you take out life insurance @ Beagle Street
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Free wills if you take out life insurance @ Beagle Street

13
Found 1st Apr 2016
Recently took out life insurance for 10 years for around £4 a month. They offered me a free will for taking out the insurance (which can cost anywhere between £90 - £150). Obviously not for everybody but they happened to be the cheapest I could find that was a legit insurance company

13 Comments

I did this and got free kitchen scales too. As the saying goes, where there's a will there's a weigh...

If your situation is simple (i.e. partner, kids, relatives) the rules of intestacy pretty do what most people would want their will to provide, without having to make one.

There's no such thing as free will.

Halloway

There's no such thing as free will.



https://i.warosu.org/data/sci/img/0073/84/1436542200903.jpg

pete_l

If your situation is simple (i.e. partner, kids, relatives) the rules of … If your situation is simple (i.e. partner, kids, relatives) the rules of intestacy pretty do what most people would want their will to provide, without having to make one.


Absolute (and potentially extremely financially dangerous) nonsense. oO

You left out this bit:
Why it is important to make a will

It is important for you to make a will whether or not you consider you have many possessions or much money. It is important to make a will because:-

if you die without a will, there are certain rules which dictate how the money, property or possessions should be allocated. This may not be the way that you would have wished your money and possessions to be distributed
unmarried partners and partners who have not registered a civil partnership cannot inherit from each other unless there is a will, so the death of one partner may create serious financial problems for the remaining partner
if you have children, you will need to make a will so that arrangements for the children can be made if either one or both parents die
it may be possible to reduce the amount of tax payable on the inheritance if advice is taken in advance and a will is made
if your circumstances have changed, it is important that you make a will to ensure that your money and possessions are distributed according to your wishes. For example, if you have separated and your ex-partner now lives with someone else, you may want to change your will. If you are married or enter into a registered civil partnership, this will make any previous will you have made invalid.

If you are in any doubt as to whether or not you should make a will, you should consult a solicitor or a Citizens Advice Bureau who can give you lists of solicitors. To search for details of your nearest CAB, including those that can give advice by email, click on nearest CAB.

For more information about what happens if someone dies without making a will in England and Wales, see Who can inherit if there is no will – the rules of intestacy.

Must disagree with idea that not bothering to have a will could be OKay as intestacy rules will work for (m)any people. No will means weeks, months, even years, of delay and cost in dealing with the deceased's estate, and all at a time when there's quite enough to deal with already!

moneysavingexpert.com/fam…lls

they are 50% more expensive than cavendishonline.co.uk for the same level of cover over 23 yrs 150k cover when I just looked.
depending on the level of cover you require, the 'free' will may be quite expensive.

Original Poster

newb

they are 50% more expensive than cavendishonline.co.uk for the same level … they are 50% more expensive than cavendishonline.co.uk for the same level of cover over 23 yrs 150k cover when I just looked.depending on the level of cover you require, the 'free' will may be quite expensive.



​you can get insurance through Cavendish online you'll still be entitled to a free will if its underwritten by beagle Street

dont forget any alterations causes fees and they charge a % for reading the will out as well all £££.

Do you're own get two witnesses to sign give them a copy in sealed envelopes. job done.

TAZMANUK

Do you're own get two witnesses to sign give them a copy in sealed … Do you're own get two witnesses to sign give them a copy in sealed envelopes. job done.



If only it were that simple - it's not until you're dead that a will's discovered to be invalid because of a technical failure, and then it's too late.

Original Poster

TAZMANUK

dont forget any alterations causes fees and they charge a % for reading … dont forget any alterations causes fees and they charge a % for reading the will out as well all £££.Do you're own get two witnesses to sign give them a copy in sealed envelopes. job done.



Okay great thanks for the info. Well I hope your financial situation is very simple when the probate service deems your will invalid.

read up about wills

do you're own then send a copy to probate for £20 to store its free to withdraw it.
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