Get £100 for switching to a First Direct Account, £200 if you don't like them and leave!
474°Expired

Get £100 for switching to a First Direct Account, £200 if you don't like them and leave!

77
Found 22nd May 2013
With our 1st Account you will get £100** for switching (if you've not tried us before) and a £250 interest-free overdraft comes as standard. Discover how simple our Easyswitch team make moving your account and just how refreshing it is to talk to real people 24 7 365. We're sure you'll love us.

If you’re not happy after six months we’ll help you move to another bank and give you £100***. That’s £100 if you like us and £200 if you don’t.

That's our Satisfaction Guarantee.

77 Comments

£100 when you switch

to qualify you need to transfer your banking using our Easyswitch**** service (transferring at least two Direct Debits and/or standing orders) and transfer your salary/income of at least £1,000 per month to your 1st Account within three months of your account opening
sorry, but we can only offer this to people who haven't previously held any account with first direct
we reserve the right to refuse any application for a product or service. All credit is subject to status.

Good deal but I'd wait until all your payments have cleared before switching otherwise it could cost you in the long run

I can thoroughly recommend First Direct.
Excellent UK-based Customer Service department.
Just do it! (no I don't work for them or for HSBC...)

Being paid NOT to like a bank - I wish all of them did that.

However good they are, for an extra £100 I have a feeling I'm not going to like them!

Voted HOT

Lol

For 100 I will give them a go. I suppose that is what they rely on.

I joined First Direct about 18 months ago. They transferred all my direct debits from my previous bank without hiccup. I cannot fault them in any way. The customer Services department are fantastic, no waiting online to speak to a representative. They always answer the phone very promptly and they paid me £100 to join them.
If you are not happy with your bank, then switch to First Direct. I'm sure you won't regret it.

Bet you won't want to swop, once you've been with them. They are top of the CS table.

I transfer to first direct this month through moneysavingexpert and received £125 and a £500 interest-free overdraft.
I would go via martin lewis website to get an extra £25 and double interest-free overdraft.
I think the offers still on!
Just checked offer closed sorry.

Edited by: "whyme" 22nd May 2013

Hmm, got a dormant account may set up 2x standing orders for 1p a year to my main account.

Banned

Pac3y

Hmm, got a dormant account may set up 2x standing orders for 1p a year to … Hmm, got a dormant account may set up 2x standing orders for 1p a year to my main account.



You need to have wages of at least £1000 a month going to the account, so if not using it as main account that will not work unless you bounce £1000 there every month.
Edited by: "Reser" 22nd May 2013

Just to add , you can also open a regular savings account at 6% AER.

Ugh dunno how i missed that bit, easily possible to still achieve this though. Although is a bit of a faff.

I'm with this crowd, and the best thing is uk call centre and a human being answers the phone, no automated menu crap.

I did this for the Mrs and Myself, couple of standing orders and were £200 better off between the two of us
I was at first doing it purely for the cash but to be honest the service lives up to the stats and im staying put!

Voted hot, I recently moved from Lloydstsb to FD and I am still amazed everytime that I ring I get straight through to someone.. no pressing keys or jumping through hoops!.

Only slight downside is that they stopped the 8% regular savings account (evens out at 4% AER).

If the CS etc is so good, what's to stop you leaving to claim the extra £100, and then reopening an account shortly after?

Im with HSBC at the moment, but not FD. Will I still qualify for the cashback?

I love the SMS service at First Direct. They text me my recent transactions and balance every morning - really helps manage the money. Would never leave.

I dont work for them but they are a great bank...trust me you will not want the second £100 pounds as you will not leave.

No branch to call into and all telephone communication sorry but its a pain in the backside.My partner switched from them as it was a farce to do anything.First direct more like firstly avoid.

is there a way around the £1000 a month?

MR1123

is there a way around the £1000 a month?


You can transfer it in from another account (doesn't have to be from a FD account) and straight back out again within seconds...so there is a way around it.
I have been with FD for about 10 years now...never had a problem with them, can't recommend them highly enough!

Love them

I did this last month when it was £125 got money in 4 weeks excellent service

Love them too.

Got to ditch Barclays finally.

Switched to the 18 months ago and the whole banking experience has been first class. You will not regret it, good luck. Still voted Hot !!!

15 years with them. Possibly consistently the best consumer customer service organisation I've ever encountered. No, don't work for them either, just feel quite strongly about how good they actually are and we are all soooo quick to complain; we should praise promptly when it's due.

muckspreader1

No branch to call into and all telephone communication sorry but its a … No branch to call into and all telephone communication sorry but its a pain in the backside.My partner switched from them as it was a farce to do anything.First direct more like firstly avoid.



I'm genuinely interested to know more, as our experiences couldn't be more different. What did you try to do that was a farce?

STBwoo

Got to ditch Barclays finally.



Me too. I really hate having to deal with their Indian call centres, absolutely useless!

muckspreader1

No branch to call into and all telephone communication sorry but its a … No branch to call into and all telephone communication sorry but its a pain in the backside.My partner switched from them as it was a farce to do anything.First direct more like firstly avoid.



Or you could just walk into a HSBC.......

I switched last year, and i liked them so much i closed my Natwest accounts down and stayed with them!

Can vouch for the fantastic customer service. I joined under their £100 offer from Santander with no intent to leave (there was nothing really wrong with Santander either if I'm honest!). I think even with the £100 if you leave them, I still would not have done it! They really are excellent.

Am I the only one who is underwhelmed and finds the internet banking backwards?

Are First Direct part of HSBC? The reason I ask, is I am paid by cheque by my ex every month, and wonder if I can deposit it at a HSBC Bank?

Cracking deal, will certainly switch if my cheque issue is resolved!

Hi All

I have banked with FD for a number of years and i cant praise them enough.
As already mentioned you can go into any branch of HSBC for any branch services you may require but you can now use the post office to deposit or withdraw any money.
If you change to them you will never go back

I would say this, don't view this as something to do with the intention of leaving for £200 and think there is no negative affect from that.

It's always good to have a long-standing current account or credit card on your credit report, helps when obtaining credit.

If you have one current account, i personally wouldn't bother switching to join and then leave.. As you'll have to build that history up again over years.
Edited by: "spritey" 22nd May 2013

Where do you deposit money?

mattsloft

Are First Direct part of HSBC? The reason I ask, is I am paid by cheque … Are First Direct part of HSBC? The reason I ask, is I am paid by cheque by my ex every month, and wonder if I can deposit it at a HSBC Bank? Cracking deal, will certainly switch if my cheque issue is resolved!


Yes you can. And as of today I believe you can now do it at Post Office branches as well.
So First Direct being online and telephone only really doesn't make the 'usual' banking stuff any more difficult.

fayraz

Where do you deposit money?


HSBC branches and now at any Post Office as well
Post a comment
Avatar
@
    Text