Get a £75 amazon / M&S / B&Q giftcard when you take out a direct line life insurance policy (£6 per month / 3months premiums required so £18 cost if you cancel ) max 2 per household.
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Get a £75 amazon / M&S / B&Q giftcard when you take out a direct line life insurance policy (£6 per month / 3months premiums required so £18 cost if you cancel ) max 2 per household.

37
Found 1st Dec
so £150 in amazon vouchers if you sign up for life cover for you and the partner. Pay 3 months subscriptions (£18 per gift card) and in theory you could cancel the policy



£75 gift care for £18.. bargain

Top comments

if you use Quidco you get another £75 Cashback,
37 Comments

what are they like when you want to cancel, do they moan at you

looks like a good deal.

Original Poster

ive just run my details through, age 40 non smoker 25y term
£6 gets me £46k cover

Original Poster

dragoncurt4 m ago

what are they like when you want to cancel, do they moan at youlooks like …what are they like when you want to cancel, do they moan at youlooks like a good deal.



Just cancel the direct debit. The policy would just lapse.

How long does it take to get the vouchers though? More than 3 months?!

You qualify for gift card after 3 months. They then send you the gift card and how to use it within another 30 days. You will pay for either 4 months or maybe more as I believe they can mess you about, after reading other people's comment previously. Still cost much less than £75 and you have life cover for 4 months! Win win I say.(y)

if you use Quidco you get another £75 Cashback,

On it like a car bonnet

Got turned down for being epileptic anyone know of any insurers who insure people with epilepsy?

moneymoney12331 m ago

if you use Quidco you get another £75 Cashback,


Would rather have TCB to match that. Hear so many issues with QC lately with BF/CM cashbacks.

dodgymix58 m ago

Just cancel the direct debit. The policy would just lapse.


So there is no term you have to stay with them for a certain amount of time. Never done it before that's all

I took this deal out early in the year.
Still waiting for my vouchers and/or cashback from quidco.

Wouldn't it be amazing if you get both tcb and evoucher
I think I will give it a go

I got declined , apparently my lifestyle isn’t up to standard !!

queenieburns12 m ago

I got declined , apparently my lifestyle isn’t up to standard !!



I imagine that if you lied about your lifestyle... you'd still get the profit but not the insurance policy cover (if "you" tried to claim that is)

Suspended

moneymoney1232 h, 1 m ago

if you use Quidco you get another £75 Cashback,


not if you pay by direct debit

Thanks, got £6.00 per month, will give it 3 months and cancel if they being awkward.

Suspended

luvsadealdealdeal36 m ago

not if you pay by direct debit


and not if you combine with any other offer

still, worth a go

Suspended

cheers op

luvsadealdealdeal1 h, 18 m ago

not if you pay by direct debit



It mentions annual direct debit, so presumably monthly is ok? Otherwise how are people paying and cancelling?

Suspended

nicks992 m ago

It mentions annual direct debit, so presumably monthly is ok? Otherwise …It mentions annual direct debit, so presumably monthly is ok? Otherwise how are people paying and cancelling?


sorry just meant that's a Quidco exclusion

of course you can pay DL by direct debit no problem

Sorry I meant is there a monthly direct debit option as opposed to an annual direct debit? Both TCB and Quidco mention annual direct debit as an exclusion.

veedubjai3 h, 58 m ago

Would rather have TCB to match that. Hear so many issues with QC lately …Would rather have TCB to match that. Hear so many issues with QC lately with BF/CM cashbacks.


TCB offering the same £75

dodgymix6 h, 6 m ago

Just cancel the direct debit. The policy would just lapse.


It won't lapse, they'll cancel it. That would mean you have to declare to every insurance company that you've had a policy cancelled by an insurer for 5 years and may either get refused cover or increased premiums, or not be given the option to pay monthly. They may also chase you for the cancellation fee. It can also have a negative impact on your credit rating.
Edited by: "HUKDposter" 1st Dec

HUKDposter1 h, 5 m ago

It won't lapse, they'll cancel it. That would mean you have to declare to …It won't lapse, they'll cancel it. That would mean you have to declare to every insurance company that you've had a policy cancelled by an insurer for 5 years and may either get refused cover or increased premiums, or not be given the option to pay monthly. They may also chase you for the cancellation fee. It can also have a negative impact on your credit rating.

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chloehambrook17 m ago

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Yes, if you cancel. Stopping your direct debit isn't cancelling, it's missing payments.

I should know, I sell the insurance.

moneygrubber18 h, 32 m ago

I took this deal out early in the year.Still waiting for my vouchers …I took this deal out early in the year.Still waiting for my vouchers and/or cashback from quidco.


How early in the year? What date did you take it out?

yOU SHOULD ALSO mention who actually issues the insurance .. I suspect its with legal and general.. so if you have any other products , or have applied thru other orgs, they will have your details . Data Matching .

Either way I got a big premium for £6 a month.

Just looked at the T&C’s on TCB....

About your purchase
  • Please note that in order to receive cashback from this merchant you will not be eligible to the vouchers advertised on this merchant’s site

fatabelly5 h, 5 m ago

Just looked at the T&C’s on TCB....About your purchasePlease note that in o …Just looked at the T&C’s on TCB....About your purchasePlease note that in order to receive cashback from this merchant you will not be eligible to the vouchers advertised on this merchant’s site


really!!! Damn, I did one for each, me and my wife, we'll see what we end up with.

Who issues the insurance please bcos i applied for the other two deals?

jasonwood9992nd Dec

really!!! Damn, I did one for each, me and my wife, we'll see what we end …really!!! Damn, I did one for each, me and my wife, we'll see what we end up with.


I wonder which would be more likely to pay (and quicker too): The voucher or TCB? What do you think?

moneymoney1231st Dec

if you use Quidco you get another £75 Cashback,


did your quidco track?

weerob881st Dec

Got turned down for being epileptic anyone know of any insurers who …Got turned down for being epileptic anyone know of any insurers who insure people with epilepsy?


I wonder which other group will be turned down? its a long form that needs to be filled up.

HUKDposter1st Dec

It won't lapse, they'll cancel it. That would mean you have to declare to …It won't lapse, they'll cancel it. That would mean you have to declare to every insurance company that you've had a policy cancelled by an insurer for 5 years and may either get refused cover or increased premiums, or not be given the option to pay monthly. They may also chase you for the cancellation fee. It can also have a negative impact on your credit rating.



I don't that's correct. My understanding is you need to declare if you have been refused insurance. Once DD has been cancelled they will normally send you a few letters. If don't receive any letter last letter will just say your policy has lapsed has not value. That's end of it.

They are not refusing the policy. We are not continuing with the policy by not paying the monthly premuim.

HUKDposter1st Dec

Yes, if you cancel. Stopping your direct debit isn't cancelling, it's …Yes, if you cancel. Stopping your direct debit isn't cancelling, it's missing payments.I should know, I sell the insurance.



Yes but if you miss payment eventually the policy will be cancelled with no value

msaquib53 m ago

I don't that's correct. My understanding is you need to declare if you …I don't that's correct. My understanding is you need to declare if you have been refused insurance. Once DD has been cancelled they will normally send you a few letters. If don't receive any letter last letter will just say your policy has lapsed has not value. That's end of it. They are not refusing the policy. We are not continuing with the policy by not paying the monthly premuim.


It is correct, I literally sell this insurance as my day job. Some companies ask you to declare if you've been refused, others ask if you've ever had a policy cancelled by an insurer. No longer paying and leaving it up to the insurer to cancel is, by definition, having a policy cancelled by an insurer.

If you just stop the direct debit leading to a cancellation, you'll no longer be allowed installments on any Direct Line policy (or any sister companies such as Churchill or Privilege for example) for 5 years. Do it twice and you'll be blacklisted. Other companies may also refuse you if they ask the same question or may offer increased premiums instead. And missed payments also affect your credit rating.

Why would anyone do this just to avoid having to phone up to cancel it properly?
Edited by: "HUKDposter" 4th Dec
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