Get Apple Watch 3.0 (38mm) potentially for £29.99 with Life/Health Insurance deal - (minimum monthly premium of £35) @ Vitality
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Get Apple Watch 3.0 (38mm) potentially for £29.99 with Life/Health Insurance deal - (minimum monthly premium of £35) @ Vitality

15
Found 4th May
Basically when you take out a life or health insurance policy they offer this Apple Watch 3.0 for £29.99 upfront. Then according to your activity levels you make a payment between £0 to £12.50. So the more active points you incur the less you pay or pay nothing at all.

Activity levels
0-39 p/m your Direct Debit is £12.50
40-79 p/m your Direct Debit is £10
80-119 p/m your Direct Debit is £7.50
120-159 p/m your Direct Debit is £5
160+ p/m your Direct Debit is £0

The contract is 24 months long and there is an upgrade option of the larger watch (42mm) at £59 upfront.

The different watches they have on offer are as follows:

Apple Watch Series 3 GPS Silver Aluminium Case with Fog Sport Band
Apple Watch Series 3 GPS Gold Aluminium Case with Pink Sand Sport Band
Apple Watch Series 3 GPS Space Grey Aluminium Case with Grey Sport Band
Apple Watch Series 3 GPS Space Grey Aluminium Case with Black Sport Band
Apple Watch Nike+ Series 3 GPS Silver Aluminium Case with Pure Platinum/
Black Nike Sport Band
Apple Watch Nike+ Series 3 GPS Space Grey Aluminium Case with Anthracite/
Black Nike Sport Band

Heres the disclaimer
Available with VitalityHealth Personal Healthcare plans with a minimum monthly premium of £35; VitalityHealth Business or Corporate Healthcare plans with the benefit of Vitality Plus and certain VitalityLife products. For VitalityLife you'll need to add Wellness Optimiser or Vitality Optimiser at £3.80 per month plus have a minimum monthly premium of £30 for a single policy and £40 for a joint policy.
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15 Comments
Terms state the minimum monthly premium is £35 (£840 over 24 months), is the £0.00-£12.50 charge additional?
Edited by: "MBeeching" 4th May
MBeeching2 m ago

Terms state the minimum monthly premium is £35 (£420 over 24 months), is t …Terms state the minimum monthly premium is £35 (£420 over 24 months), is the £0.00-£12.50 charge additional?


Yes depending on how much activity you do.
MBeeching3 m ago

Terms state the minimum monthly premium is £35 (£420 over 24 months), is t …Terms state the minimum monthly premium is £35 (£420 over 24 months), is the £0.00-£12.50 charge additional?


yes, so the £35 premium is for the actual insurance deal, which qualifies you to purchase the apple watch deal at £0-12.

so its good for people who are going to buy a health/life insurance deal already.
although this isn't a special Deal as its been around for years with Vitality. It is a good way to purchase the watch.

My Gf got one through this as shes in an active job (was an apple 2 then).
activity levels are based on steps per day and points you earn that day, which has a maximum of 40 points per week, so to get 160 points you have to max out every week

Most months she paid £5 or £7.50 but rarely paid £0. Either way even if you don't move about a lot and want one, this works out at RRP if you paid the full amount. In the end I think her watch cost about £120.

So this is a good deal if you either want the watch no matter what or are active.
5 points for 30 minutes work out. Heart rate above 60%.

So for £0 month you need 160 points /5 =30 sessions. Or 15 hours work out a month.
This is slightly creepy, being monitored and judged for the sake of a cheaper watch. Bit like those car insurance companies who want to make you have a tracker, no ta
Amazed they don't offer an Android Wear equivalent
Not sure of I am missing something here but how can this be a £29 deal. It costs a minimum of £35 per month for 24 months to take out the medial insurance and then you pay an additional amount of £29 up front for the watch plus anything up to £12.50 a month thereafter for 24 months.

Might or might not suit some but it is not a cheap deal.
Literally, too much effort involved in benefiting from this deal!
Worth noting that Vitality insurance comes with a lot of other additional benefits from earning activity points, eg Cineworld adult ticket and Starbucks Grande drink every week. I will also be getting back over 50% of my premium as cashback for reaching Platinum status so it almost pays for itself.

Their app and website are pretty unreliable though unfortunatley and there is no Anrdoid App at present
chaywa2 h, 10 m ago

Amazed they don't offer an Android Wear equivalent


Probably because it's more open to manipulation. If there's one thing Apple is good at, it's not letting you do anything with their products...
stephenashforth2 h, 11 m ago

Not sure of I am missing something here but how can this be a £29 deal. It …Not sure of I am missing something here but how can this be a £29 deal. It costs a minimum of £35 per month for 24 months to take out the medial insurance and then you pay an additional amount of £29 up front for the watch plus anything up to £12.50 a month thereafter for 24 months.Might or might not suit some but it is not a cheap deal.


You're missing the health insurance. The 35 is for the insurance, the 0-12.50 is for the watch.

If you don't want health insurance with a 35 monthly premium, then the deal is rubbish. If you do, the deal is creepy but does offer a good discount.
Mike_HUKD8 m ago

You're missing the health insurance. The 35 is for the insurance, the …You're missing the health insurance. The 35 is for the insurance, the 0-12.50 is for the watch. If you don't want health insurance with a 35 monthly premium, then the deal is rubbish. If you do, the deal is creepy but does offer a good discount.


No, I wasn't missing anything. Of course, the £35 was for the medical insurance. I said as much.

My point is that this deal was posted as a way to buy a cheap Apple Watch but you need to take out medical insurance for a minimum of £840 to get it. Hardly a cheap Apple Watch.

I assume the community agreed with me as it was voted cold before being expired.
Edited by: "stephenashforth" 4th May
stephenashforth2 h, 59 m ago

No, I wasn't missing anything. Of course, the £35 was for the medical …No, I wasn't missing anything. Of course, the £35 was for the medical insurance. I said as much. My point is that this deal was posted as a way to buy a cheap Apple Watch but you need to take out medical insurance for a minimum of £840 to get it. Hardly a cheap Apple Watch.I assume the community agreed with me as it was voted cold before being expired.


I'm not saying it's a good deal, calllllm down

This was being presented as a good deal if you were buying the insurance anyway. I like the sentiment of it, keep fit and you can practically have the watch for free. Good for the health insurance provider and good for the customer.

I don't need health insurance so I didn't personally vote either way. Suspect those voting cold were doing so on the health insurance bit, which is fair enough.
I've got a vitality policy and it's brilliant for me and my family. Free cinema tickets and Starbucks every week for keeping healthy, which more than covers the policy cost.

Also, half price trainers and bikes, cashback at Lloyds pharmacy, plus loads more.

If anyone is planning to sign up, get in touch as £50 John Lewis gift card available for you and me if you sign up from my referral...
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