Get paid £60 to sign up for an AmEx gold card via TopCashBack NO FEE SO FREE MONEY (and possible £100 in vouchers for retailers of your choice to boot)
1214°Expired

Get paid £60 to sign up for an AmEx gold card via TopCashBack NO FEE SO FREE MONEY (and possible £100 in vouchers for retailers of your choice to boot)

292
Found 21st Oct 2013
*big thanks to daddydeals and zermattbusby for keeping this alive through spotting it in Quidco after the TCB has expired*

Instructions:
1. Create a topcashback account (or login to your existing account) *clear your cookies to give a better tracking success rate*.
2. Search for American Express and click the cashback link for the American Express Preferred Rewards Gold card.
3. Fill in the application form and enjoy!

Get a free American Express gold card £0 to new members for the first year. Cancel anytime within a year and you won't pay a thing. You will then get paid £60 when you are successful. Also, if you spend on average £666.66 per month for the first 3 months you get 20,000 points for free, which is enough for 4 x £25 e-vouchers that are posted or e-mailed to you and can be redeemed immediately. Worthwhile if you and the other half both spend on it to rack up the spend. AMEX IS ACCEPTED IN FAR MORE PLACES THAN YOU MIGHT THINK! MOST BIG RETAILERS TAKE IT. DO TAKE A BACKUP CARD JUST IN CASE THOUGH!

There's loads of gift vouchers for loads of places though so it's definitely still worth it!
Affordable vouchers with the 20,000 point include:
ITunes
M&S (currently OOS)
Homebase
Harrods
Topshop
House of Fraser
French Connection
Curry's/PC World
Odeon
Starbucks
Carluccios
Boots
GAP
Harvey Nichols

These cost typically 5,000 or 10,000 at a rate of around 5,000 points = £25 value.
All in all this could be a really good deal provided you have a household income of £20,000 and good credit history.

I know some people will hate but there is genuinely no drawbacks apart from the opportunity cost of 5% cashback that some credit cards offer (although this beats it by far in my opinion). Also loads of places take AmEx now as they dropped their card fees. I rarely ever use my Visa anymore, it's a very dusty backup card!

N.B This is a charge card so the balance needs to be repaid in full at the end of each month, it is not a rolling form of credit like a credit card.

Also you must not have had an American Express charge card within 6 months of applying - the AmEx platinum cashback is fine a rep told me as it is rolling credit.

£60 is payable within 4 months

Also £5 credit to your AmEx account when you sync your card and post a review on TripAdvisor, see here: hotukdeals.com/tag/dea…169
Thanks zermattbusby

Remember that when you apply for credit it leaves a footprint which affects your credit rating and ability to get credit in the near future. That's not to say your credit rating will worsen by having this card though! A declined credit application won't help you when you try and apply for credit on the short term so try not to apply for loads of credit products in one go! (6 months gap in between is good). When credit reference agencies ask for how much credit you are using on your charge card AmEx will quote your whole line of credit with them as how much you have taken out, this doesn't look great on credit reports.
Only spend what you can afford to repay as you HAVE to repay at end of your billing month. Maybe put the amount you spend into a separate account if you are bad with money so you know how much you have left in your account to spend.

If you have bad credit and want in on the cashback for applying for credit cards why not try Vanquis on Quidco/TCB? From memory you can get £25 cashback just for applying for their credit card! (Make sure you don't use this card, but if you do then repay it in full because APRs typically run at 40%ish, and NEVER use cheques or withdraw cash from an ATM with a credit card - the interest will be astronomical!

Quidco has now expired but back on topcashback
- eslick

Two free airport lounges are also included
- mdekq007

292 Comments

Can you covert the points to avios miles like other amex cards

Original Poster

archer1204

Can you covert the points to avios miles like other amex cards



Yes, I believe you can - there's a ton of options to use your rewards points that I saw but I thought the Amazon vouchers would be most appealing to most.

One of the key features of gold card:
- Transfer points to 15 major frequent flyer and hotel programmes
Edited by: "escortboy" 21st Oct 2013

Original Poster

Picture to tempt people:
http://www.leskobooks.com/images/crazy1.gif

Original Poster

I forgot to mention that AmEx are awesome at protecting you from getting scammed, gives a lot of peace of mind buying on the card rather than Visa debit, including paypal stuff. I've read a lot of stories abotu people ringing up customer services and the charges just get wiped off giving you benefit of the doubt all the time.
- Eligible items you buy on your card in the UK have Refund Protection. Items are covered up to 90 days and we’ll replace or refund up to a maximum of £300. Even if the retailer won't
- You also get Purchase Protection. If you bought it on your Card and it’s stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item
- Don’t recognise a purchase? We’ll remove it from your account immediately and investigate it for you as part of our fraud guarantee
- Free additional cardholder.

If you decided to actually use the card other than going for the 20,000 point bonus here are some features:
- 20,000 bonus points when you spend £2,000 on your Card in your first three months, enough for two return flights to Paris or Amsterdam*
- Earn one Membership Rewards® point per full £1 spent on your Card
- Earn double points on your travel spend, from plane fares to rail fares
- Earn double points on all your spend made while abroad
- Earn double points on petrol and major supermarket spend for your first 12 months

For further information their webpage is here: DO NOT SIGN UP THROUGH THIS LINK AS YOU WON'T GET £63 CASHBACK!
americanexpress.com/uk/…rd/

Original Poster

Not sure why there are any cold votes? As the child catcher would say 'its all free!'

http://filmdope.com/Gallery/ActorsH/7797-3375.jpg

That is one of the scariest pictures in the world

I'm sceptical of this one. I imagine if you spend nothing and cancel you will likely have a problem getting a £63 TCB payout.

I had this card for just under a year. You will earn points on the £2000 spend. I cashed in £100 homebase and £20 iTunes. Plus they did quite a few foursquare deals linked to the app where you check in a store and get a cash credit a few days later if you spend the minimum required. I had over £150 credited. The foursquare deals were poor as of late so I cancelled the card to avoid the £125 annual fee. I also had £25 quidco, so was £300 better off.

you can't get 5% cashback cards any more. best nowadays is 1% if you are lucky.

my concern with this card would be that it may apply the annual charge of £125 if it thinks you are not a new customer. if you have ever had amex card, how can you be guaranteed that it will not **** up and think you are an old customer?

Edited by: "mutley1" 22nd Oct 2013

Sounds a good deal, but try and find places in this country that will take Amex. I was going to go for the platium offer recently, but all the places I spend at don't take the card.

Original Poster

mutley1

you can't get 5% cashback cards any more. best nowadays is 1% if you are … you can't get 5% cashback cards any more. best nowadays is 1% if you are lucky.my concern with this card would be that it may apply the annual charge of £125 if it thinks you are not a new customer. if you have ever had amex card, how can you be guaranteed that it will not **** up and think you are an old customer?



Yeah I know, I was referring to the 3 month introductory rate with the AmEx platinum cashback card which drops to 1.25% afterwards?

I called a rep asking about whether I was eligible and he said that I only had the platinum cashback which wasn't the same kind of card and that I would get the £0 offer. AmEx are overly reasonable from my experiences with them they always seem to be on your side. Give them a call and check if you are eligible for the £0 deal, the worst that can happen is you sign up and find that charge you £125 to the card in which case you just cancel.
Edited by: "escortboy" 22nd Oct 2013

Original Poster

lester16v

Sounds a good deal, but try and find places in this country that will … Sounds a good deal, but try and find places in this country that will take Amex. I was going to go for the platium offer recently, but all the places I spend at don't take the card.



You don't need to use it just sign up and get paid for doing so!

Just out of interest where do you shop? Tesco, PC world, sainsburys, Argos, maplin, poundland, McDonalds, cineworld, marks and Spencer, debenhams plus anywhere else I can think that I but stuff accepts it. I can understand small independents not taking it but every restaurant I use will take it. Even online if a vendor takes PayPal you can use your AmEx as the payment method.

Original Poster

lljwagg

I'm sceptical of this one. I imagine if you spend nothing and cancel you … I'm sceptical of this one. I imagine if you spend nothing and cancel you will likely have a problem getting a £63 TCB payout.



As I said AmEx have always been on the customers side so I'd hope they wouldn't change their ethos and be tightfisted with cashback when if nothing else it lets them say X% of people took out an AmEx card this year we have increased our market share.

I got £55.55 for opening a Santander account that I realised I didn't want and expected to lose cashback and Santander are the worse bank on the high street IMO.

I got this from quidco and £60 was paid in a month's time

Think I may give this one a go tonight

Not many people will go though this hassle to get £60 and to get the £100 Amazon voucher you need to spend around £2000.

Good deal if you know you are going to make a large purchase soon i.e a car, furniture, appliances etc.

Heat Added.

Original Poster

junkshez

Not many people will go though this hassle to get £60 and to get the £100 … Not many people will go though this hassle to get £60 and to get the £100 Amazon voucher you need to spend around £2000.Good deal if you know you are going to make a large purchase soon i.e a car, furniture, appliances etc. Heat Added.



If you contextualise it as 'I'm gonna get £63 - what could I get for £63?' That might make it more appealing as I just got a 1tb WD portable hard drive and Bluetooth keyboard for £48.10. This cashback will cover that cost and more

Doesn't matter if you don't spend £2,000 the deal is appealing regardless IMO.

I have done it but it tracked at £60.60 which is the old/current price, without the special offer, im happy either way but sent TCB a message to see what ill actually get. thanks op

I remember signing up for a Gold card when I was about 15, because they sent me junk mail. Cancelled it as soon as I got it, then had fun flashing it about.

£60.60 on TCB not £63. But if you convert the cash back to Amazon vouchers on tcb, I'm sure they give you an extra 10% = £66.66

Its good if you get accepted, but if you don't there's a chance to further dent your credit rating and no cashback for trying

When it comes to cancelling the card, can you do this online, without having to be passed from person to person in a call center to explain why you no longer want the card?

arduino

When it comes to cancelling the card, can you do this online, without … When it comes to cancelling the card, can you do this online, without having to be passed from person to person in a call center to explain why you no longer want the card?



No idea, but the few times I've called them I got through to them straight away without having to play any "menu game" on my phone. Seems like they want to make it very easy to speak to someone so I assume the same would apply to cancel.

arduino

When it comes to cancelling the card, can you do this online, without … When it comes to cancelling the card, can you do this online, without having to be passed from person to person in a call center to explain why you no longer want the card?



when i signed up in the t&c's it said to cancel in writing or to phone, nothing about online so i highly doubt it but if you really want to avoid making a call you can do it via letter

Thanks, will try this later.

Original Poster

vanish

£60.60 on TCB not £63. But if you convert the cash back to Amazon v … £60.60 on TCB not £63. But if you convert the cash back to Amazon vouchers on tcb, I'm sure they give you an extra 10% = £66.66



It tracked at £63 for me and it said it was an exclusive rate for 6 days so I'm baffled hearing that this has been reduced

SmokinAce7

when i signed up in the t&c's it said to cancel in writing or to phone, … when i signed up in the t&c's it said to cancel in writing or to phone, nothing about online so i highly doubt it but if you really want to avoid making a call you can do it via letter



Perfect. Thanks

Original Poster

arduino

When it comes to cancelling the card, can you do this online, without … When it comes to cancelling the card, can you do this online, without having to be passed from person to person in a call center to explain why you no longer want the card?



You ring them to cancel but when I've cancelled I've not been hassled at all!
If you take out a platinum cashback card in say 6 months and get TCB on that to cover the card fee you can enjoy 5% cashback in first 3 months then 1.25% after that which is payable on your anniversary. I've been flipping between the gold chargecard and platinum cashback one over the last 3 years and it's saved me a lot of money.

When I cancelled my topman store card I was battling with a call centre operative for 30 minutes to justify cancelling I was furious!

When you want to cancel just give customer services a call on 01273696933 or 08456042638 and they will get it done quickly for you.

Banned

The terms you have to sign state this:-

You will pay the annual Cardmembership fee of £125 from your second year onwards. Free in first year.

Surely they could argue that you still have to pay £125 even if you cancel the card

You are aged 18 or over
You have a current UK bank or building society account
You have an Annual Household Income of £20,000 (ie: your personal income plus partners income)
You have a permanent UK home address
You have no County Court Judgements for non payment of debt
If self-employed, you have been trading for over one year
You will pay the annual Cardmembership fee of £125 from your second year onwards. Free in first year.
You will not be eligible for any Welcome Bonus award if you currently hold or have held any Membership Rewards enrolled American Express Card in the past six months

Is there a way to cancel before you have to pay?

Original Poster

Can someone ring to check whether this means you are signed up for 2 years?

I'd say it's very dodgy to offer the card in that way without making it explicit!

escortboy

You don't need to use it just sign up and get paid for doing so! Just out … You don't need to use it just sign up and get paid for doing so! Just out of interest where do you shop? Tesco, PC world, sainsburys, Argos, maplin, poundland, McDonalds, cineworld, marks and Spencer, debenhams plus anywhere else I can think that I but stuff accepts it. I can understand small independents not taking it but every restaurant I use will take it. Even online if a vendor takes PayPal you can use your AmEx as the payment method.



Aldi don't, B&Q don't, Wilkinsons don't, Lidl don't, Homebase don't .. just to name a few of the larger ones.

Still a cracking deal though

Not bad deal

Hot deal! How quickly is people's cashback tracking?

escortboy

I forgot to mention that AmEx are awesome at protecting you from getting … I forgot to mention that AmEx are awesome at protecting you from getting scammed, gives a lot of peace of mind buying on the card rather than Visa debit, including paypal stuff. I've read a lot of stories abotu people ringing up customer services and the charges just get wiped off giving you benefit of the doubt all the time.- Eligible items you buy on your card in the UK have Refund Protection. Items are covered up to 90 days and we’ll replace or refund up to a maximum of £300. Even if the retailer won't- You also get Purchase Protection. If you bought it on your Card and it’s stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item- Don’t recognise a purchase? We’ll remove it from your account immediately and investigate it for you as part of our fraud guarantee- Free additional cardholder.If you decided to actually use the card other than going for the 20,000 point bonus here are some features:- 20,000 bonus points when you spend £2,000 on your Card in your first three months, enough for two return flights to Paris or Amsterdam*- Earn one Membership Rewards® point per full £1 spent on your Card- Earn double points on your travel spend, from plane fares to rail fares- Earn double points on all your spend made while abroad- Earn double points on petrol and major supermarket spend for your first 12 monthsFor further information their webpage is here: DO NOT SIGN UP THROUGH THIS LINK AS YOU WON'T GET £63 CASHBACK!https://www.americanexpress.com/uk/content/gold-card/



I agree about Amex being great for protection - they actually have an online function where you select any dodgy tranactions (within 60 days I think) and report them, and the amount gets credited back to you. I did this for a couple of HMV orders I had made in January just before they went into admin.

It was no problem cancelling the card after the free year either, but you have to call up.

TCB is tracking as £60.60 for me ...

honeymonster86

Aldi don't, B&Q don't, Wilkinsons don't, Lidl don't, Homebase don't .. … Aldi don't, B&Q don't, Wilkinsons don't, Lidl don't, Homebase don't .. just to name a few of the larger ones.



Homebase do.

Good find if you get accepted. Thanks OP.

Had a little think and a quick read of the t&c's and decided its worth the gamble

It was the two free airport lounge visits that tempted me in the end lol (normally pay ~ £18.00 a time)

Signed up

Thanks OP
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