Unfortunately, this deal is no longer available
Home contents insurance from £4.24 a month (no min term) + £35 free instant credit e.g possible 8 months free contents insurance @ Getsafe
803° Expired

Home contents insurance from £4.24 a month (no min term) + £35 free instant credit e.g possible 8 months free contents insurance @ Getsafe

Deal editor105
Deal editor
Refreshed 24th Feb (Posted 21st Feb)

This deal is expired. Here are some options that might interest you:

Update 1
Free credit offer ends at midnight
You can get home contents insurance from £4.24 per month (premiums will vary) plus you will get a free £35 instant credit when you signup at fintech provider Getsafe, who is partnering with Hiscox. The credit can be used to pay the monthly bill (it's not cashback), so it's possible to have 8 months free contents insurance and there is no minimum term e.g. can cancel at anytime. The offer is for new customers.

Getsafe is a German fintech company, with the insurance managed via an app including claims and has recently launched in the UK partnering with Hiscox - more info here. The company has decent feedback on sister site MyDealz and scores 4.7/5 from over 700 reviews on Google Play.

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Offer Conditions


  • New customers only
  • Minimum age is 22+ and must be a permanent resident in the UK
  • When you buy insurance using the deal link, you’ll automatically receive a credit for £35. This can be used to pay your monthly insurance premium (this is not cashback).
  • By signing up with your email you are opting into marketing. You can opt out once signed up via your account
  • This promotion is valid for one use only until 25.02.2020 23:59

Key Benefits

Contents insurance protects your belongings against hazards such as fire, storm, flood, and theft. The contents insurance is applicable for those who own or rent their home.

  • Minimum term - Daily cancellation possible via app
  • Sum insured - Flexible, from £5,000 up to £75,000
  • Excess - From £220 to £340
  • What's covered - Physical loss or damage to your personal property; Storm, flood, escape of water; Fire; Theft or malicious damage; Lock replacement ; Money ; Refrigerated food and drinks; Removal of debris; Retrieving personal data; Visitor's possessions; Personal liability; Theft from motor vehicles
  • For more detailed benefits including what's covered and what's not - refer to the detailed document here

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Example Quote - £4.33 a month

Below is an example quote based on insuring a property in Kettering NN14 1RT, with the insured sum of £35,000 and an excess of £300. The quote is £4.33 a month, so with the £35 welcome credit, this would mean you could have 8 months free contents insurance. You can also add accidental damage for free. Please note that quotes will vary by postcode and the area you live in.


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Steps to purchase

  • Step 1 - Click get deal link
  • Step 2 - Click Let's start

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  • Step 3: Click buy now
  • Step 4: Go through quote process and purchase
  • Step 5: Once purchased you will see that £35 credit has been automatically added to your account
Community Updates

Groups

Top comments
unhappybunny22/02/2020 06:37

Picture is a bit sick considering amount of people whos homes are flooded …Picture is a bit sick considering amount of people whos homes are flooded riht now lol


People's homes get flooded every year, all year long. What's wrong with the picture? It simply shows one of the most common problems for insurance purposes. Try not to get too offended over nothing.
xlinefool21/02/2020 19:54

It doesn’t cover boiler right?


If someone stole your boiler...I guess it would
Willy_Wonka22/02/2020 11:52

Good luck. You are going to need it if you took out this policy.


I worked in insurance industry regulation field for many years and have qualifications from the Chartered Insurance Institute. So I know how policies work and don't need luck in my choices.

The brand on a policy is largely irrelevant, it is the underwriter who pays claims and the underwriter here is Hiscox which is as good as it gets. Companies like Argos, Post office, John Lewis, etc. just stick their names on policies from underwriters so the name on the front means nothing.

The excess is clearly started. Whether it's high or not is a matter of personal view. I would be fine with it as I would not consider it wise to make a contents claim for probably £1k absolute minimum.

You seem to want to trash the product or some reason. I have no view on its value but there is nothing to indicate this isn't a useful policy.
Willy_Wonka22/02/2020 11:08

What is the point of contents insurance if the excess is £250?


Point 1 - it's free.
Point 2 - excess is £220 not £250.
Point 3 - if I get robbed in the next 6 months it's only gonna cost me £220.
Point 4 - took me 5 mins to setup.
Point 5 - I'm going on hol soon so abit of peace of mind.
105 Comments
Does it cover gadgets? Can’t see it anywhere
Excess is very high
It doesn’t cover boiler right?
silvain.wagner21/02/2020 20:05

Comment deleted


How can you choose 0? Even in the OP details its says lowest is £220
Thankyou x
When signing up. It asks if you have made a claim in last 3 years. Does this include a buildings claim?
xlinefool21/02/2020 19:54

It doesn’t cover boiler right?


If someone stole your boiler...I guess it would
Cheapest is £7.44 for me.
xlinefool21/02/2020 19:54

It doesn’t cover boiler right?




I dont think so, it's usually a separate insurance
mrbg0754621/02/2020 21:10

When signing up. It asks if you have made a claim in last 3 years. Does …When signing up. It asks if you have made a claim in last 3 years. Does this include a buildings claim?




I believe this relates to contents claims only. I looked at another insurance providers site and it gave this additional info when asking this question, so assume this is similar across providers

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What options are you guys selecting, im getting like £8/m
Chanchi3221/02/2020 23:27

I dont think so, it's usually a separate insurance



This is bad insurance. Sorry. Massive excess which basically means you have cover for nothing.
Picture is a bit sick considering amount of people whos homes are flooded riht now lol
unhappybunny22/02/2020 06:37

Picture is a bit sick considering amount of people whos homes are flooded …Picture is a bit sick considering amount of people whos homes are flooded riht now lol


People's homes get flooded every year, all year long. What's wrong with the picture? It simply shows one of the most common problems for insurance purposes. Try not to get too offended over nothing.
Remember people, you get what you pay for!
Nice post. Free insurance for 6 months. Going on hol soon so useful. Will cancel once credit is used.
stellamaris22/02/2020 10:54

Comment deleted


The insurer will see you as employed when you’re career so no issues here. It’s only that unemployed people are much higher risk for fraudulent claims.
mikeyp22/02/2020 10:56

Nice post. Free insurance for 6 months. Going on hol soon so useful. Will …Nice post. Free insurance for 6 months. Going on hol soon so useful. Will cancel once credit is used.



What is the point of contents insurance if the excess is £250?
Keith_Moon21/02/2020 21:11

Comment deleted


Hi! We're currently not on Trustpilot. The company you may be referring to (GetSafe) is a medical alert systems provider based in the US. We at Getsafe are an insurance provider based in Europe currently offering contents insurance in the UK Market, with additional presence in Germany.
Getsafe_CS22/02/2020 11:08

Hi! We're currently not on Trustpilot. The company you may be referring to …Hi! We're currently not on Trustpilot. The company you may be referring to (GetSafe) is a medical alert systems provider based in the US. We at Getsafe are an insurance provider based in Europe currently offering contents insurance in the UK Market, with additional presence in Germany.



Is this self promotion?
w_kopanicki22/02/2020 11:07

The insurer will see you as employed when you’re career so no issues here. …The insurer will see you as employed when you’re career so no issues here. It’s only that unemployed people are much higher risk for fraudulent claims.


Thanks - I didn't know that, cheers
Getsafe_CS22/02/2020 11:08

Hi! We're currently not on Trustpilot. The company you may be referring to …Hi! We're currently not on Trustpilot. The company you may be referring to (GetSafe) is a medical alert systems provider based in the US. We at Getsafe are an insurance provider based in Europe currently offering contents insurance in the UK Market, with additional presence in Germany.


Yup, my mistake deleted
Key Benefits

  • Excess - From £220 to £340


That is not a benefit.
Willy_Wonka22/02/2020 11:08

What is the point of contents insurance if the excess is £250?



Because it is counter productive to make low value claims. You will end up paying most of it back in future premiums.
Not worth the paper it will be printed on. Too many exclusions, and excesses are excessive! Can get much cheaper and better cover elsewhere.
Edited by: "Michwitch" 22nd Feb
xlinefool21/02/2020 19:54

It doesn’t cover boiler right?


Insurance is for unexpected damage or loss like fire, floods and theft.

If you want to cover your boiler for mechanical breakdown you need a specific policy for it.
Willy_Wonka22/02/2020 11:17

Is this self promotion?


Nope this is fine by us. We have verified it is Getsafe, and they are responding to comments made by users

But if you ever see them, or any other Verified accounts, trying to push products or services and not just responding, please do report it
dan197922/02/2020 11:36

Because it is counter productive to make low value claims. You will end up …Because it is counter productive to make low value claims. You will end up paying most of it back in future premiums.



Well my contents insurance is £10 per months with a total excess of £50 from a de facto 5 insurance company.

This is not a deal.
Michwitch22/02/2020 11:36

Not worth the paper it will be printed on. Too many exclusions and …Not worth the paper it will be printed on. Too many exclusions and excessies are excessive! Can get much cheaper and better cover elsewhere.


It looks pretty standard to me and I've read more insurance policies than I care to remember.
Dan22/02/2020 11:39

Nope this is fine by us. We have verified it is Getsafe, and they are …Nope this is fine by us. We have verified it is Getsafe, and they are responding to comments made by users But if you ever see them, or any other Verified accounts, trying to push products or services and not just responding, please do report it



Thanks Dan. I cannot help but think a deal is being listed that really is not a deal. Sorry.
dan197922/02/2020 11:44

It looks pretty standard to me and I've read more insurance policies than …It looks pretty standard to me and I've read more insurance policies than I care to remember.



Well read some more. A £220 to £340 excess is not normal for contents insurance.
Michwitch22/02/2020 11:36

Not worth the paper it will be printed on. Too many exclusions, and …Not worth the paper it will be printed on. Too many exclusions, and excesses are excessive! Can get much cheaper and better cover elsewhere.



Yep
Willy_Wonka22/02/2020 11:44

Thanks Dan. I cannot help but think a deal is being listed that really is …Thanks Dan. I cannot help but think a deal is being listed that really is not a deal. Sorry.


No probs. That's fine - that's what the comment section and voting help people decide for themselves
backyard21/02/2020 21:13

If someone stole your boiler...I guess it would


Willy_Wonka22/02/2020 11:42

Well my contents insurance is £10 per months with a total excess of £50 f …Well my contents insurance is £10 per months with a total excess of £50 from a de facto 5 insurance company. This is not a deal.


Deal or not the excess is fine. I always choose a high excess because I know how the industry works and what the minimum is I would consider it worthwhile to claim.
Dan22/02/2020 11:39

Nope this is fine by us. We have verified it is Getsafe,


This is the first deal ever by getsafe. They have no history at all & the excess is massive & not normal for contents insurance. Your whole house would have to burn down to make a claim worthwhile. Sorry. This is not right.
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