GOV.UK
All GOV.UK Deals & Offers for September 2017
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Home & Garden
Free Dog Microchipping in Wolverhampton - Saturday 23 September
Dog owners can get their pets microchipped for free at an event being held in the City of Wolverhampton. RSPCA Stafford, Wolverhampton and District Branch are working in partnership with City of Wo… Read more
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Heat added. Wood Green Animal Shelter have dog MOT's coming up for only £5 if anyone interested . eventbrite.co.uk/e/d…990
Love the pic
Yes Heat Beautiful Dog
Heated for picture
Not anywhere near me but great post!
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1055°
Home & Garden
Warm Home Discount Scheme Now Live From Energy Providers Listed Below
Warm Home Discount Scheme
£140.00 I have just made a clain today for a disabled friend with British Gas / Sainsburys Energy as their scheme went live on the 01/09/2017. I am adding a list of links… Read more
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am_2895 h, 44 m agoI am not sure if energy companies are getting any cash; this is applicable …I am not sure if energy companies are getting any cash; this is applicable only for energy companies with large user base. also scheme operates on first come first serve basis; capped to some max number of claims.
Schemes to 'help people pay' whether it be high rents to private landlords paid with housing benefit or this scheme can also be interpreted as the government's decision to prop up the chosen market.
eatmorefish8th SepInstead of handing out cash to energy companies (nicely maintaining their …Instead of handing out cash to energy companies (nicely maintaining their prices) the government should be more concerned with introducing genuine competition to the marketplace. My oldies, like many I assume, use winter fuel payments for flights somewhere sunny each January.What a world we live in.
I am not sure if energy companies are getting any cash; this is applicable only for energy companies with large user base. also scheme operates on first come first serve basis; capped to some max number of claims.
Original Poster
flojo1
Applied last week for warm homes discount , got a shock its been paid into my Sainsburys energy account today.£140
I just look at my friends account noting yet.
Normaly given by sainsburys on the 16 of December but who knows.
Applied last week for warm homes discount , got a shock its been paid into my Sainsburys energy account today.£140
I just look at my friends account noting yet.
Normaly given by sainsburys on the 16 of December but who knows.
r1zla9th SepCheers ,should be getting £140 back on mine I would have thought it would …Cheers ,should be getting £140 back on mine I would have thought it would have made more sense if it applied to Gas rather than electric , as most people have gas heating ?
I think it's because not everyone has gas, my previous house had no gas supply at all. Which was amusing when someone came around trying to insist we needed a carbon monoxide detector and tried to sell me one.
About time we dumped all these leeching companies and re-nationalised our utility services.
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780°
Personal Finance
Marriage Allowance £230 a year plus £400+ cash back if not claimed in last 2 years
Marriage Allowance lets you transfer £1,150 of your Personal Allowance to your husband, wife or civil partner. This can reduce their tax by up to £230 every tax year (6 April to 5 April the next yea… Read more
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borat123411th SepHad a letter from HMRC today saying they owed me £211 for the 2015-2016 …Had a letter from HMRC today saying they owed me £211 for the 2015-2016 financial year. It nothing for 2016-2017? Do they send separate letters for each year, or have they made a mistake and missed the 2016-2017 year?
The years are done separately. I've had my repayment made direct into my bank account for the 2016/17 tax year, and am waiting for the outcome of the 2015/16 claim. My tax code for the current year has been adjusted.
Had a letter from HMRC today saying they owed me £211 for the 2015-2016 financial year. It nothing for 2016-2017?
Do they send separate letters for each year, or have they made a mistake and missed the 2016-2017 year?
Thank you! £420 that I wouldn't have had!
Had a letter to confirm I am owed £210. But the cheque is being sent separately! Within 14 days apparently. I've already set the egg timer
3111°
Freebies
Free 'MOT due' reminder via email using GOV website (new service)
From what I recall this used to cost something like £1.50 for a reminder text. I see now that you can register online and get a free reminder email. This should come in handy to those who forget like … Read more
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Angri5th SepHmm - You're incorrect I'm afraid. If your car requires a valid MOT …Hmm - You're incorrect I'm afraid. If your car requires a valid MOT certificate, and you haven't got one, then your insurance is almost certainly invalidated. If one is then involved in an accident with another car/pedestrian/cyclist (for example) - then your insurers will invoke the issue that your car was not proven to be roadworthy, and will not pay out your insurance claim or costs. If there are personal injuries to any party, then the driver of the non-MOT'd car will be liable, and that can run into many 10's of £thousands. (Even if the accident is not your fault, it may still cost you eyewatering sums!)
I suggest you do some research. It's not the case.
The new guidance from FO even removes their allowance to deduct a set amount for non MOT following an accident.
Also liability does not come down to MOT or no MOT.
Here's an example why you are wrong, it's perfectly legal to drive to a prebooked MOT without an MOT - if you crash you're not automatically uninsured.
Edited by: "masekwm" 7th Sep
masekwm30th AugWhy's that then? No MOT doesn't mean no insurance
Hmm - You're incorrect I'm afraid. If your car requires a valid MOT certificate, and you haven't got one, then your insurance is almost certainly invalidated. If one is then involved in an accident with another car/pedestrian/cyclist (for example) - then your insurers will invoke the issue that your car was not proven to be roadworthy, and will not pay out your insurance claim or costs. If there are personal injuries to any party, then the driver of the non-MOT'd car will be liable, and that can run into many 10's of £thousands. (Even if the accident is not your fault, it may still cost you eyewatering sums!)
1mark30th AugThanks!! Also there is an app on android called Vehicle Smart its pretty …Thanks!! Also there is an app on android called Vehicle Smart its pretty good and sends push notifications through for the MOST & Tax dates link https://play.google.com/store/apps/details?id=com.jvelimited.vehiclesmart[Image] Also like to mention the notifications are not automatically set up!!! You must add the car to your garage then scroll to the end of the bar ( see pic) to my services in order to setup tax& mot push notifications
That's a great app that I've been using for a while. I think you can enter up to 3 (or 5?) cars with the free version but if you want keep tabs on multiple vehicles it's well worth the one off fee of £1.99 to upgrade to full version.
Previously I signed up for this... sold my car... 9 months later I got a text saying MOT is due and it cost £1.50... Thanks!
Lonyo30th AugThe insurer might tell him to take a hike if he tries to make a claim. He …The insurer might tell him to take a hike if he tries to make a claim. He may have insurance, but it could be worthless if they require an MOT for cover to be valid. If it isn't they might not pay him anything.
forums.moneysavingexpert.com/sho…402
![Warm Energy Discount Scheme is back for winter 2017/18 £140 for eligible customers]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2753387_2.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Home & Garden
Warm Energy Discount Scheme is back for winter 2017/18 £140 for eligible customers
If eligible the £140 is credited to your electric account. What kind of heating you have does not affect eligibility . Please share far and wide get the help to those who need it most. PLEASE NOTE TH… Read more
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My mum's warm home discount was added which is great. Initially got a letter from energy supplier to say couldn't get it, but received a letter today to say that mum has pension credit so it is given automatically. Thanks.
Original Poster
louiselouise6th Septhanks for the informationHaven't read through the thread..but just to say that British Gas now …Haven't read through the thread..but just to say that British Gas now gives you the option to put the Warm Home Discount amount on your Gas or Electricity (before they could only credit your Electricity account - which is strange if you have gas central heating, like my mum does!).So that's a welcome change
Haven't read through the thread..but just to say that British Gas now gives you the option to put the Warm Home Discount amount on your Gas or Electricity (before they could only credit your Electricity account - which is strange if you have gas central heating, like my mum does!).
So that's a welcome change
So that's a welcome change
Original Poster
Has everyone eligible been able to apply now? I received my form in post from sse yesterday
Original Poster
anyone who could not access the application until mid august should try now as they all should be take all applications by now
![FREE BUS TRAVEL IN WALES AT WEEKENDS]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2733996_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Freebies
FREE BUS TRAVEL IN WALES AT WEEKENDS
Free weekend bus travel for everyone on TrawsCymru from now (July 2017) until May 2018 as part of a Welsh Government pilot to stimulate bus use The pilot, which will apply to all buses on the extensi… Read more
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Awesome just seen this will use to get to Barmouth. thanks
118lukeScotland Get Free Prescriptions and UniversityWales Gets free bus … Scotland Get Free Prescriptions and UniversityWales Gets free bus Travel,What do England and NI get?(Not a dig - I'm Glad that Welsh residents are getting a good freebie. Wish the rest of the Kingdom were too!)
Do ewe mean to say ewe are jealous ?
admpgkI understand that over 60's in Scotland also get free bus travel any and … I understand that over 60's in Scotland also get free bus travel any and every day of the week! Just saying!!
As we do in Wales. This is why this offer is better for Under 60's as we oldies already got free bus travel.
NortherndaveBeing English this really annoys me that my taxes go to subsidise … Being English this really annoys me that my taxes go to subsidise Wales/Scotland/N Irelands free giveaways, yet we get nothing.
Well, this is only England, but personally I'd think about where to really be angry at: London gets £5426 per capita public money spent on infrastructure
Somehow doubt we can scratch that even if it is free every weekend.
118lukeScotland Get Free Prescriptions and UniversityWales Gets free bus … Scotland Get Free Prescriptions and UniversityWales Gets free bus Travel,What do England and NI get?(Not a dig - I'm Glad that Welsh residents are getting a good freebie. Wish the rest of the Kingdom were too!)
NortherndaveBeing English this really annoys me that my taxes go to subsidise … Being English this really annoys me that my taxes go to subsidise Wales/Scotland/N Irelands free giveaways, yet we get nothing.
Came here just to find two comments like this
Insert gratuitous happy "because he gets free bus a weekend" sheep picture here
Top Merchants
![Download and read scores of top UK magazines & Comics for free every month]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2694278_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Freebies
Download and read scores of top UK magazines & Comics for free every month
Libraries in several parts of the UK allow residents to access loads of top UK magazines every month (172 currently available) using the Zinio App for android or iOS and also online in your web b… Read more
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Original Poster
not sure that magazines would work well on e-ink displays
Wish there wwas for ebook readers hate reading on led screens
Original Poster
There is now a new rbdigital app that is much better - it lets you browse the magazines within the app and download them for reading. Link for Android App Link for iOS App
Original Poster
teerexThanks. Is there a link that gives all participating libraries
Unfortunately not, but I have added lots of links in the original post. Please let me know if when you check your local library they offer the service and I will add the link.
brilliant! Thx OP
![Create a Lasting Power of Attorney online was £110 now £82. Free for some! @ GOV.UK]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2668712_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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EXPIRED
Personal Finance
Create a Lasting Power of Attorney online was £110 now £82. Free for some! @ GOV.UK
"A lasting power of attorney (LPA) is a legal document that lets you (the 'donor') choose trusted people ('attorneys') to make decisions on your behalf. An LPA is mainly used if you don't have the me… Read more
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Appears to only be England and Wales
Could anybody answer my question please? I am definitely going to set one up as have meant to for some time. My child is only 13 but I would like her to be one of the attorneys when she comes of age. Until then it will have to be my sisters. Can you change who the attorneys are later on when the original ones ate still alive?
poundshopperDefinitely not too late. the key thing is that there is a section that … Definitely not too late. the key thing is that there is a section that confirms that an idependant advocate has had a conversation with your dad and explained what a the power is. As long as your dad has capacity to understand it willl be OK. No-one is going to ring him up and start cross questioning him. Capacity issue would only be a problem if someone was going to challenge the decisions you make so in most cases the donor can be in a quite an advanced state of dementia and still have capacity to understand
Thanks for your reply.
I'll speak with my mother, perhaps his GP would be the best person to advise on this
zonecrewMy dad has Parkinsons disease and is showing the early signs of dementia. … My dad has Parkinsons disease and is showing the early signs of dementia. Does anybody know if its now too late to get one drawn up for him? Should have sorted this years ago
Definitely not too late. the key thing is that there is a section that confirms that an idependant advocate has had a conversation with your dad and explained what a the power is. As long as your dad has capacity to understand it willl be OK. No-one is going to ring him up and start cross questioning him. Capacity issue would only be a problem if someone was going to challenge the decisions you make so in most cases the donor can be in a quite an advanced state of dementia and still have capacity to understand
zonecrewThanks a lot for the reply Robbo11Hand on heart its probably a little bit … Thanks a lot for the reply Robbo11Hand on heart its probably a little bit too late for him, thankfully mums still alive so no great panic as yet. Just kicking myself i didnt get this in place years ago.
No problem mate. My pleasure. I was just sorry to hear about your father as I know from experience the impact a parent's ill health has on the whole family.
![Great little mini zoo and park £2 Brent Lodge Park animal centre]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2666414_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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EXPIRED
Travel
Great little mini zoo and park £2 Brent Lodge Park animal centre
Brent lodge park, located in North West London, Hanwell, Inside the park there is a mini Zoo and also a maze, great fun if you want to take the kids on a day out, other things to do also. It used to b… Read more
![Free parking in Westminster London. for Electric or Hybrid Vehicles]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2630364_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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EXPIRED
Freebies
Free parking in Westminster London. for Electric or Hybrid Vehicles
Thought I would post this as a lot of people don't realise it, not only is congestion charge free, you can also park for free in Westminster Combustion engine drivers have to pay £10 for 2 hours, or … Read more
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UnsI'm afraid that this a myth.See the wiki article for a comprenhensive … I'm afraid that this a myth.See the wiki article for a comprenhensive debunking.The key point is that even if the electricity is generated using fossil fuels the lifetime environmental impacts are far less for electric cars compared to pertrol/disel cars. Additionally as we continue to decarbonise the grid (already roughly 25% renewable) the environmental impacts will only get lower.The battery concern is valid, but overrated and there are plenty of people looking in to way to recycle electric car batteries.
Except this renewable is virgin wood pellets shipped from the other side of the world such as USA. Crazy.
AeschylusSorry? can you explain?
:-)
Not plugin,
Original Poster
hak06Does it applies to Toyota Auris hybrid with 90gm emissions
DO you plug in? if not then no
Does it applies to Toyota Auris hybrid with 90gm emissions
![HMRC Tax/National Insurance/Pension Access]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2616385_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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EXPIRED
Freebies
HMRC Tax/National Insurance/Pension Access
Stumbled across this whilst trying to change the address which HMRC have registered for me. I didn't know it existed so thought it might be helpful to others too... You need to first setup a Governem… Read more
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I signed up for this a few months ago. But now when i enter my log in and password its coming up invalid with no way of resetting. I am 100% sure that the log in details are correct
maddogbhad so much of a nightmare with the gateway idea not recognising password … had so much of a nightmare with the gateway idea not recognising password etc gave up in the end..
Same for me too..
I already knew about this, but it's a useful reminder and a good idea for people that don't want to search back through over five months of posts in case some one else has done it. Something like this can be posted 2-3 times a year.
stevethemanI would want to scare myself with what my pension is worth.
I paid into a work-related (University) pension scheme for nearly 8 years and on the site, it says that the private pension is only worth £6.62 a week.
![Marriage Tax Break £432]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2607020_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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EXPIRED
Personal Finance
Marriage Tax Break £432
Marriage Allowance lets you transfer £1,100 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you. This reduces their tax by up to £220 in the tax year (6 Apr… Read more
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smidgedacat\x09\x09\x09\x09\x09\x09Marriage Allowance lets you transfer £1,100 of … \x09\x09\x09\x09\x09\x09Marriage Allowance lets you transfer £1,100 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you.This reduces their tax by up to £220 in the tax year (6 April to 5 April the next year).To benefit as a couple, you (as the lower earner) must have an income of £11,000 or less. You can calculate how much tax you’ll pay as a couple.If you were eligible for Marriage Allowance in the 2015 to 2016 tax year, you can backdate your claim to 6 April 2015 and reduce the tax paid by up to £432.Who can applyYou can get Marriage Allowance if all the following apply: you’re married or in a civil partnership you don’t earn anything or your income is under £11,000 your partner’s income is between £11,001 and £43,000You can still apply for Marriage Allowance if you or your partner: are currently receiving a pension live abroad - as long as you get a Personal Allowance.If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.\x09\x09\x09\x09\x09
smidgedacatMarriage Allowance lets you transfer £1,100 of your Personal … Marriage Allowance lets you transfer £1,100 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you.This reduces their tax by up to £220 in the tax year (6 April to 5 April the next year).To benefit as a couple, you (as the lower earner) must have an income of £11,000 or less. You can calculate how much tax you’ll pay as a couple.If you were eligible for Marriage Allowance in the 2015 to 2016 tax year, you can backdate your claim to 6 April 2015 and reduce the tax paid by up to £432.Who can applyYou can get Marriage Allowance if all the following apply: you’re married or in a civil partnership you don’t earn anything or your income is under £11,000 your partner’s income is between £11,001 and £43,000You can still apply for Marriage Allowance if you or your partner: are currently receiving a pension live abroad - as long as you get a Personal Allowance.If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.
If i wear normal "street" clothes to work can i claim as obviously I have to replace them after so many times ive work them ?
The only real way I see any benefit of this is if your low earning partner works one day a week for 11 grand. Any more than that with even 2 days childcare and you may as well stay at home!
11k a year is about 200 a week, take off 3 days care at 50 a day and your at 50. take off 40 quid fuel or travelling cost to get there and and back were at 10 quid a week, don't forget to minus a bit for food and expenses and you can sit back at the end of your working week knowing it's all been worth it for the £1 in your pocket!
11k a year is about 200 a week, take off 3 days care at 50 a day and your at 50. take off 40 quid fuel or travelling cost to get there and and back were at 10 quid a week, don't forget to minus a bit for food and expenses and you can sit back at the end of your working week knowing it's all been worth it for the £1 in your pocket!
thanks
![New Bankruptcy law (no court appearance, all done online) £680 (payable in instalments)]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2605356_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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EXPIRED
Home & Garden
New Bankruptcy law (no court appearance, all done online) £680 (payable in instalments)
Probably one of the weirdest deals that will ever feature on a deals website! not many people know that Bankruptcy rules have recently been changed, and now it is easy and stress free to do, it all ge… Read more
Latest commentsPost comment
liamodyou have corrected me on nothing, apart from my grammar.
Wrong again. Please refer to post #168 where I have provided links of examples for your convenience.
liamodyou deny and disbelieve all of my comments to suit your meaningless … you deny and disbelieve all of my comments to suit your meaningless existence, where greed is paramount.
Wrong again. Your comments are merely opinions which you like to express as facts: sadly a symptom of those living in a post-fact world, complaining of a society that they don't like and doesn't suit them. I relay facts based on knowledge and experience.
liamodI have mixed with the wealthy (on holidays/I refuse to go to 5* hotels … I have mixed with the wealthy (on holidays/I refuse to go to 5* hotels now) and a bigger bunch of self obsessed parasites I have had this displeasure to meet.
Are you wanting a medal for bravery here? I'll get my violin out...
liamodI now remember why I stopped mixing with these people when I've been … I now remember why I stopped mixing with these people when I've been conversing with you.
You have not been 'conversing'. You've been attempting, and failing, to get your non-existent point(s) across to someone who knows the opposite of what you say is often true and corrects you. Some of the points you have made about business are plainly untrue, and if true, wholly out-of-date making them redundant.
liamodhave a deep look inside yourself, if you like what you see(you will) then … have a deep look inside yourself, if you like what you see(you will) then I pity you and your kind. immoral/greedy/self obsessed/judgemental/.
You mean judgmental. Now we need to resort to personal insults because conversing has failed. Well done big man!
I'm neither immoral nor greedy not self-obsessed nor judgmental. As I said, I relay facts. You, nor anybody else, have the right to be offended by facts.
liamodthose comments you will probably agree with, with pride.
No, they don't because they are not applicable to me. Try your hotel mates.
liamodmaybe in you're later years you will look back and realise(I doubt it) it … maybe in you're later years you will look back and realise(I doubt it) it could have been better.
You don't know me at all and you've come to a conclusion that I am the worst person ever in the world. This is beyond hilarious.
liamodI don't mean you could have been richer/better looking wife/better … I don't mean you could have been richer/better looking wife/better career. all those things are meaningless. it means you could have cared/loved/sympathised/understood more about the country where you live.
I have every right to freedom of speech, which includes saying what is fact and often having to correct you on fallacies that you would like to be true. You would be the sort of person that would want Uncle Jezza to be in power and take the UK back to the 1970s when unions ruled the roost and had a three-day week.
liamodwhy are you on hukd ?
For fun. For recreation. To look at the occasional deal. To post the occasional deal. To help people. To correct disseminators, like you, of misinformation.
Why are you on it? To leech and troll around? Post a deal why don't you rather than doing your usual of "take, take, take" without giving back.
liamodI suspect it's to look down on people that are after a bargain ( to feel … I suspect it's to look down on people that are after a bargain ( to feel superior... because you surely are)
I don't need to feel superior, dear. I'm not vain. But good try at misdiagnosing who I am.
liamodwell well, you are possibly the worst person I have ever conversed with
liamodyour obviously OK financially
liamodand in your/you're/ur bubble it's all ok
liamodthe profit at all cost mentality that has ruined this country, capitalist … the profit at all cost mentality that has ruined this country, capitalist greed gone insane.
liamodif you had ur way this country would be even more unfair than it already … if you had ur way this country would be even more unfair than it already is. if people are not as clever as you then that's their fault.
liamodur justification for everything thing is "I'm to clever for that to … ur justification for everything thing is "I'm to clever for that to happen to me"
liamodsympathy, empathy are words that are alien to you and your kind.
liamodI've seen people chucked of their sickness benefits for no good reason … I've seen people chucked of their sickness benefits for no good reason and have to use food banks, 1 even died before getting it overturned (as have hundreds of others).but you're fine so that's ok.
you have corrected me on nothing, apart from my grammar.
you deny and disbelieve all of my comments to suit your meaningless existence, where greed is paramount. I have mixed with the wealthy (on holidays/I refuse to go to 5* hotels now) and a bigger bunch of self obsessed parasites I have had this displeasure to meet.
I now remember why I stopped mixing with these people when I've been conversing with you.
have a deep look inside yourself, if you like what you see(you will) then I pity you and your kind.
immoral/greedy/self obsessed/judgemental/.
those comments you will probably agree with, with pride.
maybe in you're later years you will look back and realise(I doubt it) it could have been better.
I don't mean you could have been richer/better looking wife/better career. all those things are meaningless.
it means you could have cared/loved/sympathised/understood more about the country where you live.
why are you on hukd ?
I suspect it's to look down on people that are after a bargain ( to feel superior... because you surely are)
liamodwell well, you are possibly the worst person I have ever conversed with
Is that because you are unable to win your non-existent argument and I have corrected you so many times? I'll take that as a compliment.
liamodyour obviously OK financially
It's you're.
liamodand in your/you're/ur bubble it's all ok
No bubble: just a realist.
liamodthe profit at all cost mentality that has ruined this country, capitalist … the profit at all cost mentality that has ruined this country, capitalist greed gone insane.
Capitalism is the best of a bad bunch of economic policies. Long may it continue.
liamodif you had ur way this country would be even more unfair than it already … if you had ur way this country would be even more unfair than it already is. if people are not as clever as you then that's their fault.
Nothing to do with intelligence. Just using common sense would be start to make this country better. Many don't apply any common sense cos they lack even that notion.
liamodur justification for everything thing is "I'm to clever for that to … ur justification for everything thing is "I'm to clever for that to happen to me"
When did I say that exactly? I said the welfare system should only exist for the disabled, the frail and those in desperate need. I'm not against welfare. I'm against people who abuse it, and that includes those who abuse public services like the NHS.
liamodsympathy, empathy are words that are alien to you and your kind.
Wrong - check the repeated statement above.
liamodI've seen people chucked of their sickness benefits for no good reason … I've seen people chucked of their sickness benefits for no good reason and have to use food banks, 1 even died before getting it overturned (as have hundreds of others).but you're fine so that's ok.
Probably more left-wing propaganda that you'd like to believe. People use food banks yet still spend any disposable income on luxuries. Many have no idea of going cold turkey and taking on two, three or even four jobs.
liamodyou're denying that there's been austerity ?
liamodjust because some idiots (that you have watched on "benefits street" have … just because some idiots (that you have watched on "benefits street" have sky/smoke/drink)
liamodand property in central London is showing a downturn.....well about … and property in central London is showing a downturn.....well about ****ING time, the last 8/9 years in most of the country has seen the same, I'm devastated that you're rich heroes in London are suffering a slight blip....I may not sleep tonight now.
liamodjust because something is legal doesn't make it right......if they … just because something is legal doesn't make it right......if they lowered the legal age of sex to ten, would you think that's right ??
liamodlegal systems vary all over the world.
liamodour governments have always been "buiseness" friendly and always will be.
liamodbut they could easily close the loopholes that allow these companies to … but they could easily close the loopholes that allow these companies to abuse the system.
liamodto you obviously it doesn't matter that the NHS and education system are … to you obviously it doesn't matter that the NHS and education system are being destroyed.
liamodas long as the big companies stay here and pay big dividends to … as long as the big companies stay here and pay big dividends to shareholders instead of a fair amount of tax.
well well, you are possibly the worst person I have ever conversed with, your obviously OK financially, and in your/you're/ur bubble it's all ok. the profit at all cost mentality that has ruined this country, capitalist greed gone insane. if you had ur way this country would be even more unfair than it already is. if people are not as clever as you then that's their fault.
ur justification for everything thing is "I'm to clever for that to happen to me"
sympathy, empathy are words that are alien to you and your kind.
I've seen people chucked of their sickness benefits for no good reason and have to use food banks, 1 even died before getting it overturned (as have hundreds of others).
but you're fine so that's ok.
liamodyou're denying that there's been austerity ?
I'm denying that it is as extreme as you claim it to be. Just like 'poverty' in the UK. Everyone makes their own choices in life and those who make poor choices always like to blame others for their demise and not take responsibility.
liamodjust because some idiots (that you have watched on "benefits street" have … just because some idiots (that you have watched on "benefits street" have sky/smoke/drink)
Some idiots? There's sadly quite a few of these idiots.
liamodand property in central London is showing a downturn.....well about … and property in central London is showing a downturn.....well about ****ING time, the last 8/9 years in most of the country has seen the same, I'm devastated that you're rich heroes in London are suffering a slight blip....I may not sleep tonight now.
It's your.
So you want the UK economy to contract do you? You don't want people who come here to invest, reside and spend here?
liamodjust because something is legal doesn't make it right......if they … just because something is legal doesn't make it right......if they lowered the legal age of sex to ten, would you think that's right ??
A useless analogy. Kids in this country already give birth at ages before legal sexual consent with no repercussions. It's highly ironic that you go down a morality path given the aforementioned thread topic.
liamodlegal systems vary all over the world.
Well done - something you got right!
liamodour governments have always been "buiseness" friendly and always will be.
It's business. Governments weren't so in the 1970s: they were backing the unions.
liamodbut they could easily close the loopholes that allow these companies to … but they could easily close the loopholes that allow these companies to abuse the system.
They chose not to because it doesn't benefit the UK to do so. If they shut them down, then business goes elsewhere. Remember, the UK invented tax avoidance.
liamodto you obviously it doesn't matter that the NHS and education system are … to you obviously it doesn't matter that the NHS and education system are being destroyed.
The NHS?! The envy of the Third World! Destroyed by whom exactly? You can give the NHS another £1trn and they'll still spunk it up the wall. The NHS needs to realise that it cannot continue in its existing format. No other country in the world tries to copy the NHS because it is not sustainable. The NHS should charge for certain services at the point of use.
liamodas long as the big companies stay here and pay big dividends to … as long as the big companies stay here and pay big dividends to shareholders instead of a fair amount of tax.
Well shareholders need a return in investment don't they. Why should they offer their money for no return? Would you perhaps like to live in North Korea and see how that would fare you?
![Thousands of grandparents missing out on £231 a year - Under the rules of "grandparents' credit" if the parent goes back to work after the birth of a child they can sign a form that allows a grandparent to receive National Insurance credits]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2602555_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Kids
Thousands of grandparents missing out on £231 a year - Under the rules of "grandparents' credit" if the parent goes back to work after the birth of a child they can sign a form that allows a grandparent to receive National Insurance credits
Never knew this existed Hope it helps someone Under the rules of "grandparents' credit", if a mother goes back to work after the birth of a child she can sign a form that allows a grandparent to rec… Read more
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When a main carer (whether mother or father) stays at home to look after child/ren, they have their national insurance record "topped up" with free contributions (towards their state-pension and other welfare rights) for the period they stay at home. This is all about the main carer transferring their rights for free National Insurance contributions during the period that they are caring for a child - to the grandparent who cares for them instead. The main parent loses their free contributions so that the grandparent gains them. It's either one or t'other, they can't both have the free contributions. But if the main carer works 16+ish hours, they earn the contributions, so the "free" ones are wasted.
So you need to work out who gains or loses most...... it sort of depends on whether the grandparent already has enough contributions to receive a state-pension in the future. If the grandparent is already receiving a state-pension, I don't think it applies, because they don't need those free contributions
So you need to work out who gains or loses most...... it sort of depends on whether the grandparent already has enough contributions to receive a state-pension in the future. If the grandparent is already receiving a state-pension, I don't think it applies, because they don't need those free contributions
What about if you work part time and look after grandchild also on my days off do you qualify , because i couldnt afford to give upmy job to receive just £231.00 a year
Does this apply if the grandparent is a housewife already and has children of her own under 12, but looks after their grandchild as well so the parent can go to work, would they qualify for this ?
Can grandparents only claim if the parent goes back to work full time and the grandparent doesn't work at all? My mother gave up her full time job to job share with me and look after my son while I was at work so we both work 19 hours per week, would she be able to claim or not?
samspudNo wonder our welfare budget is so huge
because a couple of hundred people will sign up to get a class 3 NI stamp paid for when they get their pension? an extra £4 a week? yeah course it is.
![Free Think Bike Think Biker stickers from GOV shop]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2598298_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Freebies
Free Think Bike Think Biker stickers from GOV shop
Editor
Free Think bike Think Biker stickers. Follow the link and order how many you want from the gov.uk shop (Up to 10) and they will be sent out to you through the post. Please only order how many you need… Read more
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biggrubOne of the biggest problem for bikers like me is all the A***eholes on … One of the biggest problem for bikers like me is all the A***eholes on their phones whilst driving. It is plain to see they have little idea what is really going on around them - especially at junctions, roundabouts etc.
Scary how common this still is.
golfer2007why? are you saying it doesn't happen?
Yeah it happens, there are good and bad bike riders just like there are good and bad car/lorry/bus drivers.
If car drivers were a little more courteous and moved over a little then there is plenty of room for a Bike to slip down the middle without causing offence to anyone...chances are you'll even get a courteous thank you wave back from a Biker if you do.
You need to get past this 'us and them' thing you have going on in your head...most Bikers are car drivers as well you know. You just come across as bitter because they can get through the traffic and you are stuck in it in your superior car.
when a Biker IS riding down the middle between lanes you can bet that his/her concentration level is 100x higher than the car driver sitting in traffic playing with the car stereo / mobile phone etc...oblivious to the world around them.
Bikers are people just like you and just like me, the sticker is just saying spare a thought for another human next time you make that right turn, just because you don't like bikes..don't overlook the fact it's someones son/daughter/husband/wife/child...
As for road tax, bikes cause no traffic jams yet still pay far mor eroad tax than most cars due to the old style taxaion classication of bikes based on engine size alone. Unlike cars CO2 figures aren't used to calculate tax on bikes meaning they invariably pay far more than they should.
Edited by: "Uridium" 14th Jan
shaggy_malagyim gonna grab as many of these as i can to keep in my pocket when i … im gonna grab as many of these as i can to keep in my pocket when i ride... then when some berk inevitably sooner-or-later nearly kills me (i have developed super psychic senses to pre-emptively prepare for such occasions) i can grab out a handful and slap them across the windshield.i am also amazed at the volume of people that, after staring at me deer-in-headlights style, fully aware they would have caused a potentially fatal accident were it not for my evasive maneuver, go into a secondary panic mode and attempt to drive off as quickly as possible when i then attempt to go and explain what they've done wrong and how to avoid doing it again in future...ride safe ppl
probably need to fill pockets and panniers. I'm amazed at how many car drivers seem to deliberately try to kill filtering bikers
im gonna grab as many of these as i can to keep in my pocket when i ride... then when some berk inevitably sooner-or-later nearly kills me (i have developed super psychic senses to pre-emptively prepare for such occasions) i can grab out a handful and slap them across the windshield.
i am also amazed at the volume of people that, after staring at me deer-in-headlights style, fully aware they would have caused a potentially fatal accident were it not for my evasive maneuver, go into a secondary panic mode and attempt to drive off as quickly as possible when i then attempt to go and explain what they've done wrong and how to avoid doing it again in future...
ride safe ppl
i am also amazed at the volume of people that, after staring at me deer-in-headlights style, fully aware they would have caused a potentially fatal accident were it not for my evasive maneuver, go into a secondary panic mode and attempt to drive off as quickly as possible when i then attempt to go and explain what they've done wrong and how to avoid doing it again in future...
ride safe ppl
UridiumI think you must be trolling as I can't believe anyone really could have … I think you must be trolling as I can't believe anyone really could have an opinion as dumb as this...
why? are you saying it doesn't happen?
![Marriage tax allowance: Get a tax break worth up to £432]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2534534_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Personal Finance
Marriage tax allowance: Get a tax break worth up to £432
Are you married or in a civil partnership? If so you may be entitled to a £432 tax break called the marriage tax allowance. Yet 3.2 million of the 4.2 million eligible couples are still missing out. I… Read more
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3 minutes work = £432, I'll not complain at that Eat your heart out Tevez
Edited by: "stevebaxy1" 30th Dec 2016
Heat from me, dunno what all the fuss is about. Perfectly legitimate and recently advertised again by Martin Lewis on his show.
First posted here.
First posted here.
Edited by: "IndyS" 9th Dec 2016
kamenitzabritI'm afraid I fail to see how a married gay couple can actually have any … I'm afraid I fail to see how a married gay couple can actually have any children conceived between them with no outside involvement - surely the main purpose of marriage is to have children and give them a solid background ?I know that these days many parents decide not to get married for various reasons, but historically marriage was 'all about' children wasn't it ?I honestly believe that certain famous pop stars etc are making a mockery of the whole marriage/children issue, and whilst it is not very pc my views will never change....... I have no problem with civil partnerships and do not believe anyone should be attacked because of their beliefs and private practices, but how can two people be allowed to be 'married' when there is no possible way for them to produce a child by natural means as a couple ?I think the whole thing is ridiculous and is done to win votes.
It's got nothing to do with having children at all. It's about a couple getting married. What is deemed as an acceptable couple and what different kinds of couples can do is nothing to do with you thankfully.
Following your theory should all 'normal' couples who are unable to have children for whatever reason also be only allowed to have a civil partnership? Should they all travel to the Isle of Wight for that to happen? How is having children through surrogacy or adoption any different to conceiving between the 2 members of the marriage? It sounds a lot like you are saying that adopted children aren't as good as ones conceived naturally so everyone should be made aware that because of them, their adoptive parents can't get married.
I would like to thank you for being OK with civil partnerships what a wonderfully tolerant view of you to have.
I don't even know why I am bothering to respond because it's either a case that you are a troll baiting for attention or a daily mail reading moron, my money is on the latter.
Edited by: "madpoweruk" 2nd Nov 2016
many thank to the OP - also anyone know how long the process takes?
EMO123Does claiming this affects your child tax credit payments?
unlikely to but it may well affect universal credit depending on your own personal circumstances
![check your state Pension]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2534055_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Personal Finance
check your state Pension
See what you will get for working all your days (or not) from the Government.
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satchef1They don't.They have to work for 10 years, at which point the normal … They don't.They have to work for 10 years, at which point the normal rules apply.
They dont have to work if there in receipt of child benefit or signing on that counts towards your years!
SilverBlackAh you retired before the the latest changes well done mate (_;)Now the … Ah you retired before the the latest changes well done mate (_;)Now the max you will get is £155ish and thats only if you don't contract out.A guy who i worked with in his 70s now gets £315 a week so you can see how much they have chipped away at the State pension.
The only way that could happen would be if the chap you worked with chose not to claim his pension when it was due at 65, and thus qualified for an additional 10% pension for each year he delayed claimimg, thus his state pension will have doubled over a decade. This is still possible of course (but I think the additional amount has been reduced to 8% because DWP (rightly) realised that 10% was far too generous because the NHS makes most people live so long now).
nazhaqueThank you so much. I just had a look and as you mentioned, I did indeed … Thank you so much. I just had a look and as you mentioned, I did indeed misread it. My estimate stands at £57.34 a week for now.
No problem. I suspect there are some other correspondents to this post who have also misread their forecasts.
nazhaqueThank you so much. I just had a look and as you mentioned, I did indeed … Thank you so much. I just had a look and as you mentioned, I did indeed misread it. My estimate stands at £57.34 a week for now.
Initially, I thought that you got so lucky.
Then it tends out you missed the important line.
othenIf you have qualified for the full state pension (£155/week) after only 9 … If you have qualified for the full state pension (£155/week) after only 9 years work then DWP has made a mistake; if you retired now you would get that sum when you are 66. 67... (probably 75 by the time some people get there).You may have slightly misunderstood the forecast though, it will say something like: Full Basic Pension £155 in large type at the top, then something like: Breakdown, and how many more year's contribution you still have to make in order to achieve that pension in smaller type further down the page. That is the bit you need to look at, plus the link to your NI record which will show if you have missed any years.If there really has been a mistake and DWP has credited you with 35 years of NI contributions they you would be duty bound to report it (not to do so knowingly, would be fraud, and someone at DWP would probably realise in the next 26 years!).This is completely separate from your company pension, you will get that as well. Unfortunately you will have to pay tax (but not any more NI contributions) on the sum of your state and company pensions when you retire.
Thank you so much. I just had a look and as you mentioned, I did indeed misread it. My estimate stands at £57.34 a week for now.
![Be ready for Tax-Free Childcare]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2523605_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Kids
Be ready for Tax-Free Childcare
Tax-Free Childcare is a new government scheme to help working parents with the cost of childcare. Parents will be able to open an online account, which they can use to pay for childcare from a regist… Read more
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kimbojimFor those wondering about whether or not you can use this scheme in … For those wondering about whether or not you can use this scheme in conjunction with existing childcare vouchers - according to a poster at my work, you can use one or the other. If I remember right it said 45% of people are better off using childcare vouchers, whilst 55% are better off using the new scheme.
That's my understanding too. Also at some point soon employer child care vouchers will not be available to new applicants.
For those wondering about whether or not you can use this scheme in conjunction with existing childcare vouchers - according to a poster at my work, you can use one or the other. If I remember right it said 45% of people are better off using childcare vouchers, whilst 55% are better off using the new scheme.
cakapitlab why are you making your other half work? my kids go to granny but … pitlab why are you making your other half work? my kids go to granny but I'm dreading the dental bill
Yeah, we don't have a granny near by .
llomas4Well your clearly an idiot!!!!
Might want to check your spelling before you go calling other people idiots.
manicmidlanderDon't think this is as good as the existing child care voucher scheme … Don't think this is as good as the existing child care voucher scheme through your employer
That depends on whether you are a higher rate tax payer.
It's also not clear if you can do both employer and government schemes - it doesn't say you can't, but that doesn't mean you can either. For now, I will remain optimistic - it is, after all, an initiaitive to encourage full-time parents to go (back?) into the workplace.
![Apply for Warm Home Discount Scheme £140 credit to qualifying applicants]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2518538_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Home & Garden
Apply for Warm Home Discount Scheme £140 credit to qualifying applicants
Warm Home Discount Scheme is a one off credit every year if you apply every year of £140 Electricity & if you meet the criteria. Applicants can go to the .Gov website type in Warm Home Discount … Read more
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don't forget 'total earnings' is after your pension contributions are taken off
nickmoulThank you. No idea how long I'll have to wait to see if I get it.
If applicable expect it to be applied as close to April as they can fudge it.
You might get a letter confirming or it may just appear in your account without notice.
Thank you. No idea how long I'll have to wait to see if I get it.
taxitim24its not just for benefits daskapital. Ring your supplier & enquire.
Thanks. I called them. I have children under 5 but they told me on the phone that if I'm not receiving any benefits and have children under 5 I would also have to have a household income under £16k which I don't so I'm not eligible but thanks anyway.
Original Poster
its not just for benefits daskapital. Ring your supplier & enquire.
![Check your online personal tax account and see if you are due any tax refunds]({"src":"https:\/\/images.hotukdeals.com\/threads\/thread_list_big\/default\/2510629_1.jpg","finishClass":"img--dummy--loaded","threshold":600})
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Personal Finance
Check your online personal tax account and see if you are due any tax refunds
So I know its not a deal per se, but thought it would be worth getting the word around as I've just found out this evening that I'm owed £210, and the wife is owed £517! Not a bad result for 10 minute… Read more
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It's really worth double-checking whether you've overpaid tax. As @buzzmonkey mentioned in this post, HMRC often makes mistakes, and you might be paying hundreds of pounds more in tax each year - so it's worth to just double check. My sister was owed £270, and they've sent it back into her account. While HMRC is getting better at doing less mistakes, they are still charging more tax sometimes. I check my tax each year by using dedicated tax calculators, from websites such as Moneysavingsexperts, Listen to tax man, or the Income Tax website. It only takes a few minutes, and all you need to know is your gross income.
i got nothing...never have..you think the government like to give you back your hard earned money...been working all my life....this must be some clever way for HMRC to keep tabs on you....lol
Anyone able to view if we're due a tax return? Last year, it specifically told me I wasn't due. This year it doesn't say anything when logging in.
Original Poster
Master201Dumb q but I'll ask anyway.Say you start work October and was unemployed … Dumb q but I'll ask anyway.Say you start work October and was unemployed before, between October and the April, are you entitled 11500 tax free allowance or is it pro rata so about 5750? As in 6 months between October and April hence half of 11500
your tax free allowance is annual - it is not pro rata'd; you could viably early £11.5k in one month and not pay a penny in tax
Edited by: "buzzmonkey" 22nd May
Dumb q but I'll ask anyway.
Say you start work October and was unemployed before, between October and the April, are you entitled 11500 tax free allowance or is it pro rata so about 5750? As in 6 months between October and April hence half of 11500
Say you start work October and was unemployed before, between October and the April, are you entitled 11500 tax free allowance or is it pro rata so about 5750? As in 6 months between October and April hence half of 11500
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