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Half Price Electricity/Gas for Prepay customers £5 with Amex
Half Price Electricity/Gas for Prepay customers £5 with Amex

Half Price Electricity/Gas for Prepay customers £5 with Amex

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I just thought of this while thinking of getting a topup of my electricity prepay meter. I'm sure most people know about the Amex Small Business offer valid 6th to 21st Dec. You register your Amex card on the small business website, then spent £10 on your Amex at a small business local that is on the approved list of Amex, you get £5 back as statement credit.

My local off license does Prepay topups, accepts Amex, and is on the approved list. So I get a £10 topup for electricity, and get £5 back. Then I go find the next off license that does the same, and another £10 topup. Then I do it again, and again, and again. In no time I have a few months of electricity supply for half the price!

Tell that to the Big 6!

49 Comments

Prepay and Amex card? Do many people have both?

can you pay with a credit card for electricity/gas top up?

hosanyanwar

can you pay with a credit card for electricity/gas top up?



yes x

Lakeside

Prepay and Amex card? Do many people have both?



Exactly. Those who are on pre=pay cant afford a normal 'credit' Meter. You pay more per unit of gas/elec having a pre-pay. Saving a fiver here or there isn't saving you much when youre paying more per unit on pre-pay than other people on normal credit meters . You also run the risk of running out of electricty if you forget to top up. What a palarva!
Edited by: "goldengirlz" 5th Dec 2014

good find op, heat added

There's a limit on how many "shop small screen" you can do.

Lakeside

Prepay and Amex card? Do many people have both?



Bankers, fallen on hard times?

mike

Original Poster

Lakeside

Prepay and Amex card? Do many people have both?


Sure many do. I've got two Amex (cancelled a third one a month ago). I earn a decent salary (so I get Amex), am still renting (as I can't afford the deposit on a house), and the house has a prepayment meter. I am sure there are many people in a similar situation.

Cheers. I wasn't being sneery or condescending, I just wondered.

Comment

hosanyanwar

can you pay with a credit card for electricity/gas top up?



Yes most places you can

If I registered my amex for this and paid for my niece's prepay electric would this work for the cash back as my amex obviously in my name/address, her prepay electric in her name/address?

Original Poster

Don't think there needs to be a connection between the Amex and the prepay key

just been looking into this and you have to use cash with pay point. was hoping to get a prepaid MasterCard and top it up at loads of one stops with amex

Original Poster

smhhukd

http://www.paypoint.co.uk/customers/frequently-asked-questions#CQ4


my local DOES take cards for pay point, so I guess it depends on your local.

anyone know the quickest way to get a prepaid MasterCard?

Great heat added!!!

Cracking find, I just wish I could take advantage.

I would urge anyone who has a prepayment meter and is working full time to get it replaced. Some companies do it for free too. The tariffs are so much cheaper, even if you can only manage a quarterly direct debit.

yrreb88

I would urge anyone who has a prepayment meter and is working full time … I would urge anyone who has a prepayment meter and is working full time to get it replaced. Some companies do it for free too. The tariffs are so much cheaper, even if you can only manage a quarterly direct debit.



Indeed, if you're paying £10 a week on your electric, just see if you can swap to normal billing, but pay that £10 a week in as normal. Your direct debit should be close to nothing when it rolls around and you shouldn't feel the pain of a big bill

Comment

goldengirlz

Exactly. Those who are on pre=pay cant afford a normal 'credit' Meter. … Exactly. Those who are on pre=pay cant afford a normal 'credit' Meter. You pay more per unit of gas/elec having a pre-pay. Saving a fiver here or there isn't saving you much when youre paying more per unit on pre-pay than other people on normal credit meters . You also run the risk of running out of electricty if you forget to top up. What a palarva!



What a stupid comment! Of course it costs more hence the reason you will save more.....doh

I'm on prepay, I'm renting and just bought a house which I'll be in within 2 months so no point changing it. How do I get an Amex card?

Original Poster

maribecx

I'm on prepay, I'm renting and just bought a house which I'll be in … I'm on prepay, I'm renting and just bought a house which I'll be in within 2 months so no point changing it. How do I get an Amex card?


Even if you apply today, it will take a few days till your card arrives by which time this deal will over :-(

all One Stop stores take it

As far as I was aware the law now states that prepay suppliers are not allowed to charge a higher tariff. I decided to give them a try with smart meters and received a lot of paper work with the tariff comparisons etc and the 'rules' re what they can charge.

pigginmuck

As far as I was aware the law now states that prepay suppliers are not … As far as I was aware the law now states that prepay suppliers are not allowed to charge a higher tariff. I decided to give them a try with smart meters and received a lot of paper work with the tariff comparisons etc and the 'rules' re what they can charge.



That is what I also understand nowadays. Could other people who havs good knowledge please confonmr about this. A linl might be very usefull....

pigginmuck

As far as I was aware the law now states that prepay suppliers are not … As far as I was aware the law now states that prepay suppliers are not allowed to charge a higher tariff. I decided to give them a try with smart meters and received a lot of paper work with the tariff comparisons etc and the 'rules' re what they can charge.



I agree with your comment. I also thought the government decided that PP and DD tariffs should be the same. Pretty annoying when DD customers cost next to nothing to maintain whereas PP customers are a liability ... (damaged meters due to water ingress as they cant be bothered to shut the meterbox door, valve faults because they always run out and it shuts off, battery faults as they top up with £2 a day rather than a decent amount.....the list goes on and on and on.

Comment

gulz

Even if you apply today, it will take a few days till your card arrives … Even if you apply today, it will take a few days till your card arrives by which time this deal will over :-(



Ah ok. My mum has one & gave me a 'partner' version of her card. Can I use that?

whydoineedastupidusername

I agree with your comment. I also thought the government decided that PP … I agree with your comment. I also thought the government decided that PP and DD tariffs should be the same. Pretty annoying when DD customers cost next to nothing to maintain whereas PP customers are a liability ... (damaged meters due to water ingress as they cant be bothered to shut the meterbox door, valve faults because they always run out and it shuts off, battery faults as they top up with £2 a day rather than a decent amount.....the list goes on and on and on.



The problem is whilst they can't charge you more, they just charge you the standard tariff which generally tends to be the most expensive. You can switch to cheaper tariffs but are restriced to ones specifically for PP meters and it doesn't save much. The best tariffs are available to credit meters/DD customers.

If you can pass a credit check and are not in debt to the energy company then you should be able to get a credit meter installed. Some will charge so just switch or threaten to switch to one that doesn't.

It is still quite sad that people who struggle to pay energy bills can't get on the cheaper tariffs.

Cold

Original Poster

maribecx

CommentAh ok. My mum has one & gave me a 'partner' version of her card. … CommentAh ok. My mum has one & gave me a 'partner' version of her card. Can I use that?


Yup, the supplement card should work.

Was looking at Amex card ,know will probably be to late for this deal.Could only see cards with annual fees.Am I on wrong site..

Lakeside

Prepay and Amex card? Do many people have both?



didn't realise snobs shopped for bargains.
learn something new everyday.

Yes we do, thanks to this website I got a 55" bargain telly, a bargain on a holiday in Mexico and a real bargain set of patio furniture for my big house.

Bargains aren't just to be found with cheap things - there, that's two new things you've learned today!

Original Poster

MEGAONE

Was looking at Amex card ,know will probably be to late for this … Was looking at Amex card ,know will probably be to late for this deal.Could only see cards with annual fees.Am I on wrong site..


If you are after an Amex card issued by Amex, look here: americanexpress.com/uk/…ds/
Some card are free, some have an annual fee. A great card is the Preferred Rewards Gold card which is free for the first year and comes with loads on initial benefits.
Otherwise MBNA, Lloyds and Barclaycard issue amex cards as well which have a free and a paid version.

Banned

gulz

Sure many do. I've got two Amex (cancelled a third one a month ago). I … Sure many do. I've got two Amex (cancelled a third one a month ago). I earn a decent salary (so I get Amex), am still renting (as I can't afford the deposit on a house), and the house has a prepayment meter. I am sure there are many people in a similar situation.



Sure, the whole of the British Islands residents live exactly on the same situation as you do.

Original Poster

douglas13

Sure, the whole of the British Islands residents live exactly on the same … Sure, the whole of the British Islands residents live exactly on the same situation as you do.


Loads do, I bet... Haven't you read... loads of young people are finding is hard to get on the property ladder.

Your condescending dig makes me think that you either come from a posh tosh family with money who didn't have to do a day's worth of work, or straight out of a council block, on the dole and havn't bothered to do a day's work.

Banned

gulz

Loads do, I bet... Haven't you read... loads of young people are finding … Loads do, I bet... Haven't you read... loads of young people are finding is hard to get on the property ladder.Your condescending dig makes me think that you either come from a posh tosh family with money who didn't have to do a day's worth of work, or straight out of a council block, on the dole and havn't bothered to do a day's work.



i agree.

gulz

If you are after an Amex card issued by Amex, look here: … If you are after an Amex card issued by Amex, look here: https://www.americanexpress.com/uk/content/all-cards/Some card are free, some have an annual fee. A great card is the Preferred Rewards Gold card which is free for the first year and comes with loads on initial benefits.Otherwise MBNA, Lloyds and Barclaycard issue amex cards as well which have a free and a paid version.

i think you will find amex provide 14 cards only 2 of them are true 0 fees British airways amex card and the basic amex card the others have fees also requiring between £20000-£30000 household income and a good credit record the other free cards are either business cards or costco cards to be honest if your on a prepaid meter your unlikely to fit the salary criteria.because if you are able to get the card you would save a lot more buy switching from prepay electricity to monthly direct debit. prepay rates usually are set higher to claw back either owed money or people struggling to afford to pay hardly the criteria to get an amex card with £20,000 minimum wage I looked at this cos I have an amex went to a couple of costcutters on the list 1 refused the other would but wanted to charge me a £1.50 fee to use the card it's not worth the hassle therefore cold
Edited by: "johnb667" 13th Dec 2014

Original Poster

johnb667

Buy the way you can't register on the promotion cards that are not … Buy the way you can't register on the promotion cards that are not originally amex so that rules out Mbna Lloyd's and barclaycard there versions of amex cards are not allowed on scheme


Incorrect. Read T&C here: enroll.amexnetwork.com/GB/…ll/
An "Eligible Card" is a valid American Express card issued in the UK by American Express Services Europe Limited, Lloyds Bank PLC, Barclays PLC, TSB Bank plc or MBNA Europe Bank Limited. Prepaid cards, gift cards and corporate cards are not eligible. You must meet any additional eligibility requirements contained in the Offer Terms.
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