Halifax 0% for 40 months Balance Transfer Credit Card - until end June 2016.
89°Expired

Halifax 0% for 40 months Balance Transfer Credit Card - until end June 2016.

12
Found 15th Jun 2016
This has been posted previously but it expired and has been launched again.

0% for up to 40 months from account opening on balance transfers made in the first 90 days.

Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 40 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 40 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 20 months and a rate of 25.9% APR (variable) or 27.9% APR (variable).

2.54% effective fee applies on each balance transfer made in the first 90 days
.
An initial 3% fee applies; we'll then refund 0.46% within 90 days, so the effective fee is 2.54%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.

0% for 6 months from account opening on purchases.
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12 Comments
that's just 0.75% per year. WoW
Cold, 2.54% fee. There are FEE FREE cards available.
Banned
muffboy

Cold, 2.54% fee. There are FEE FREE cards available.


On a 40 month balance transfer? No you fool.
Edited by: "Zontes" 15th Jun 2016
Banned
Looks like 20 quid Quidco also.
Zontes

On a 40 month balance transfer? No you fool.



You the fool, you take out a no fee one for 21 months......then do the same again. It isn't difficult is it?
Zontes

Looks like 20 quid Quidco also.



Still doesn't cover the fee....................you fool.
Banned
muffboy

Still doesn't cover the fee....................you fool.


Not sure you get it!
Banned
muffboy

You the fool, you take out a no fee one for 21 months......then do the … You the fool, you take out a no fee one for 21 months......then do the same again. It isn't difficult is it?


Not sure you get it! I never argue with a fool, you will beat me with your years of experience.
I went into Birmingham Post office the other day, and they was offering me 22 months on a balance Transfer with No transfer Fee... Or 27 months interest free on purchases
is anyone ever got this with Halifax as once you apply they give you different offer.
24 months
0% interest on transfers
0.0% Transfer fee
uswitch.com/cre…ers

Edited by: "Rakers" 18th Jun 2016
Rakers

24 months0% interest on transfers0.0% Transfer … 24 months0% interest on transfers0.0% Transfer feehttps://www.uswitch.com/credit-cards/credit-card-balance-transfers/?position=1&source_type=widget&type=credit-cards&page=%252Fblog%252F2016%252F01%252F15%252Fthe-longest-ever-0-interest-period-is-back%252F&source=widget&category=credit-card-balance-transfers#product-136



Exactly my point, NO FEE. You then move on to the next one after 24 months. Seems too difficult for some people to comprehend!
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