Halifax 29 months 0% apr and no fee to transfer your money longest and cheapest on the market
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Halifax 29 months 0% apr and no fee to transfer your money longest and cheapest on the market

10
Found 5th Aug 2017Edited by:"Anon32"
Special mse deal

NO FEE 0% BALANCE TRANSFER.
Important information about our credit cards:
  • If your application is successful you’ll get a credit limit and any applicable promotional rates based on your current status
  • You can transfer balances to us (minimum £100) from most credit cards and some store cards, excluding Halifax products
  • To keep any promotional rates you must pay at least the minimum payment on time and stay within your credit limit
  • 0% for up to 29 months from account opening on balance transfers made in the first 90 days.
    Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 29 months and a representative rate of 18.9% APR (variable). Others will get 0% interest on balance transfers for the first 14 months and a rate of 21.9% APR (variable) or 25.9% APR (variable).
  • 0% fee applies on each balance transfer made in the first 90 days.
    3% fee applies on each balance transfer made after the first 90 days.
  • 0% for 3 months from account opening on purchases.

Same as all halifax deals some might get less at only 14 months and a higher fee but still buys over a year if you want to transfer a smaller balance

Edit: thanks to chanchi32
Also £21 tcb so could be a better deal than the £20 cashback through halifax. The only think is tcb is not guaranteed
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    10 Comments
    Original Poster
    Could use this and have some spare money to pay off your balance hotukdeals.com/dea…058

    But you pay a high fee at first then they refund the difference and you have to wait for your cashback. Great if you want time but sometimes deals like this are simple as no fee to pay or any hoops to jump through
    Not a special MSE deal - the offer can be had going directly to the Halifax site.

    You would be better going via Quidco/TCB for £20 cashback
    Original Poster
    Chanchi3219 h, 28 m ago

    Not a special MSE deal - the offer can be had going directly to the …Not a special MSE deal - the offer can be had going directly to the Halifax site.You would be better going via Quidco/TCB for £20 cashback



    But still a good deal
    Can this be used to make a 5k final payment for a car? Still get the interest free and pay it off within the term?
    lawsmill3 h, 21 m ago

    Can this be used to make a 5k final payment for a car? Still get the …Can this be used to make a 5k final payment for a car? Still get the interest free and pay it off within the term?


    I don't see why not.

    You transfer the money into your bank account, pay off your final payment on the car and then make monthly payments to Halifax.
    Hi can I transfer money into bank account to pay off overdraft or is it just from a credit card? thanks
    Edited by: "scoobytawazara" 6th Aug 2017
    scoobytawazara11 m ago

    Hi can I transfer money into bank account to pay off overdraft or is it …Hi can I transfer money into bank account to pay off overdraft or is it just from a credit card? thanks


    Once the money is in your bank account, its your money. You can do whatever you wish to do with it.
    Hi yes what I meant is is this a money transfer credit card to credit card or balance transfer ie to anywhere.I think it is only from credit cards?
    scoobytawazara45 m ago

    Hi yes what I meant is is this a money transfer credit card to credit card …Hi yes what I meant is is this a money transfer credit card to credit card or balance transfer ie to anywhere.I think it is only from credit cards?


    You are right. I just had a closer look at the offer and it is infact a balance transfer from Halifax to pay off another credit card. The title of this post is wrong as it says no fee to transfer your money?
    You can't really complain at this deal. If you have a card that you are paying interest on, this is an absolute no brainer.
    My current 0% is finishing, so I'm using this card to finish off paying my last bit of unsecured debt.
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