LOW FEE 0% BALANCE TRANSFER.
- 0% interest for up to 33 months from account opening on balance transfers made in the first 90 days.
Minimum £100 balance transfer. At least 51% of customers will get 0% on balance transfers for the first 33 months and a representative rate of 18.9% APR (variable). Others will get 0% on balance transfers for the first 33 months and a rate of 21.9% APR (variable), or 0% on balance transfers for the first 18 months and a rate of 25.9% APR (variable).
- 0.57% effective fee applies on each balance transfer made in the first 90 days.
An initial 3% fee applies; we'll then refund 2.43% within 90 days, so the effective fee is 0.57%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
- 0% interest for 3 months from account opening on purchases.
- £20 cashback on your first balance transfer made within 90 days of account opening.
The £20 cashback will be paid in to your credit card account within 90 days of the balance transfer being made. Your cashback will be applied to the balance you transferred and will show on your statement as ‘Balance transfer cashback’.
Transfer less than £3507 and you'll make money. This money will reduce your balace down