Halifax UK Low rate credit card
-111°Expired

Halifax UK Low rate credit card

8
Found 6th May 2015
I found this deal when i went to log on to Halifax banking.
A low representative rate of 6.4% APR (variable).
At least 51% of customers will get a representative rate of 6.4% APR (variable). Others will get a rate of 10.9% APR (variable), or 14.9% APR (variable).
One simple rate for both balance transfers and purchases.
Minimum £100 balance transfer.
0% fee on balance transfers within the first 90 days.
3% fee applies on each balance transfer made after the first 90 days.
Representative example
Representative
6.4% APR
(variable). Purchase rate
6.45% p.a
(variable). Based on borrowing
£1,200
over 12 months.
I hope this deal will help others.

8 Comments

Original Poster

Thank you for putting the photo up for me. I still getting used to computer technology.

I think people are probably voting cold because of the plethora of 0% introductory rate card on the market. If people can sign up for them they should be banging all their cc debt on them.

F*** the bankers.

Although this one has low interest there are options out there which give you 0% for both purchases and balances. But this is a good simple card if people don't want to mess with shifting the debt (good) around.
Check the site.
moneysavingexpert.com/cre…rds

Edited by: "AstalaVista" 6th May 2015

Original Poster

AstalaVista

Although this one has low interest there are options out there which give … Although this one has low interest there are options out there which give you 0% for both purchases and balances. But this is a good simple card if people don't want to mess with shifting the debt (good) around.Check the site.http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards#whichcardisright


Thanks i will check it out.

jobibear

I think people are probably voting cold because of the plethora of 0% … I think people are probably voting cold because of the plethora of 0% introductory rate card on the market. If people can sign up for them they should be banging all their cc debt on them. F*** the bankers.


not me, i'm voting cold purely because its halifax and if they can do they will get it wrong, f@ck it up and **** you off every time you ask any questions of them. been there done that.....never again. yes its personal.

Yeah I hate Halifax too, they charges me over £200 for going overdrawn by £7 on a number of transactions, the wan##rs

With the general election looming, difficult to predict what will happen with interest rates - can't go down, so the only other way is up, which is what most financial experts predict will happen. If you were one of the 51% that got 6.4% APR, then at least this would be a way of being sure what your repayments would be over the next 12 months. If they put you in a higher APR bracket , then obviously shop around further.
Yes, definitely other deals to be had, but it very much depends on your individual circumstances as to whether you're eligible for them.For its straightforwardness- heat from me op - unfortunately not going to make that much difference to the temp;/

Original Poster

schnecker

not me, i'm voting cold purely because its halifax and if they can do … not me, i'm voting cold purely because its halifax and if they can do they will get it wrong, f@ck it up and **** you off every time you ask any questions of them. been there done that.....never again. yes its personal.


Thats ok
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