I think the amount due would be the amount outstanding when you’re billed. The amount shown on your credit card bill, which would obviously be less if you paid off some of the balance prior to receiving this. Usually you can then make a manual payment and the direct debit due would be adjusted accordingly, but they’ve just stopped this for some bizarre reason :/
it is the worst time to get this "deal", wait for the £20/30 cash back deal that halifax were offering on the card to come back.
Good card, good advise regarding paying off the same day as I have not paid any interest so far when taking cash abroad. Happy with the card
You were told correctly. Just pay it off immediately and all free
You are literally comparing a credit card to 2 bank accounts...