HSBC balance transfer card ,32 months for 1.4% fee
268°Expired

HSBC balance transfer card ,32 months for 1.4% fee

13
Found 20th Feb
HSBC is offering a decent deal for borrowers looking for a card offering 0% on balance transfers for a longer duration and 0% on purchases for upto 3 months .

They are offering

I) Cashback : £25 cashback to customers who apply for an HSBC 32 Month Balance Transfer Credit Card between 29 December 2017 and 1 March 2018 and use it with a minimum value of £100 for either a purchase or a balance transfer (fee applies) within 60 days of account opening.(t&c apply)

II) 0% interest on balance transfers for 32 months* applies on the following:-

[a] Balances transferred within the first 60 days of account opening 1.4% fee applies on Balance Transfers (minimum £5)

[b] Balances transferred within the first 60 days of account opening*

III) 0% interest on purchases for 3 months .

IV) No annual fee.
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13 Comments
How do you get the cashback? I don't see this on the link you've provided. Voted hot
SackCity58 s ago

How do you get the cashback? I don't see this on the link you've provided. …How do you get the cashback? I don't see this on the link you've provided. Voted hot



Explained in description.(y)
HSG11 m ago

Explained in description.(y)


Thanks, but I thought they'd mention the cashback.
Yep, the great HSBC that lets the world use your credit and debit card lol

Just like when somebody tried to pay for Netflix 38 times in Chile and then they asked me if i'd gone to Chile and done it and when i said i hadn't they said "Are you sure".

They also let payments through when somebody bought something in Marbella in person with it seems my debit card and they didn't believe me when i said it wasn't me and the only thing that saved me a ton of my own money was the fact that i was in the local branch the same day trying to sort out the Chile/Netflix problem.


Worst bank i've ever used.
grove393 m ago

Yep, the great HSBC that lets the world use your credit and debit card …Yep, the great HSBC that lets the world use your credit and debit card lolJust like when somebody tried to pay for Netflix 38 times in Chile and then they asked me if i'd gone to Chile and done it and when i said i hadn't they said "Are you sure".They also let payments through when somebody bought something in Marbella in person with it seems my debit card and they didn't believe me when i said it wasn't me and the only thing that saved me a ton of my own money was the fact that i was in the local branch the same day trying to sort out the Chile/Netflix problem.Worst bank i've ever used.



You got me on Netflix
Now this is a great deal. I applied for one and got it. £4000 limit if you please!!!! I am going to pay my 1st council tax payment on it and pay that off. They will give me £25 for this. I am going to go to the Marks and Spencer foodhall and spend £25 and treat my mum.
I'm bored

So... If you want the amount that you can transfer over to this card so that the £25 cashback cancels out the 1.4% fee it's £1785
Esteban20th Feb

Now this is a great deal. I applied for one and got it. £4000 limit if …Now this is a great deal. I applied for one and got it. £4000 limit if you please!!!! I am going to pay my 1st council tax payment on it and pay that off. They will give me £25 for this. I am going to go to the Marks and Spencer foodhall and spend £25 and treat my mum.


Cool story!
rickj18 m ago

Cool story!


Yes keep us updated. I can’t wait to find out what you got for your mum. Seriously.
I already have a card with them and they don't allow more than one cards
grove3920th Feb

Yep, the great HSBC that lets the world use your credit and debit card …Yep, the great HSBC that lets the world use your credit and debit card lolJust like when somebody tried to pay for Netflix 38 times in Chile and then they asked me if i'd gone to Chile and done it and when i said i hadn't they said "Are you sure".They also let payments through when somebody bought something in Marbella in person with it seems my debit card and they didn't believe me when i said it wasn't me and the only thing that saved me a ton of my own money was the fact that i was in the local branch the same day trying to sort out the Chile/Netflix problem.Worst bank i've ever used.



Ive had opposite experience. Someone managed to use my card in a 24 hour spar on a Saturday night. I only had about £180 in my account, they did 5 x £99 transactions, I believe they bought cigarettes and got cash back etc. I has logged my card as lost/stolen at 3am when I got in a taxi and realised I didn't have it. I checked the account on Monday and saw all these transactions and panicked as it made me overdrawn. I called the bank, explained it wasn't me, said I was happy to go try getting CCTV footage form the spar to prove it, or I could go to the police. They said no need. We will credit the money back (they did this instantly) and we will investigate, if for any reason we suspect fraud we will back in contact, otherwise you wont hear from us. And that was that, never heard from them. I was very impressed and rate them very highly.
yeboi4 m ago

Ive had opposite experience. Someone managed to use my card in a 24 hour …Ive had opposite experience. Someone managed to use my card in a 24 hour spar on a Saturday night. I only had about £180 in my account, they did 5 x £99 transactions, I believe they bought cigarettes and got cash back etc. I has logged my card as lost/stolen at 3am when I got in a taxi and realised I didn't have it. I checked the account on Monday and saw all these transactions and panicked as it made me overdrawn. I called the bank, explained it wasn't me, said I was happy to go try getting CCTV footage form the spar to prove it, or I could go to the police. They said no need. We will credit the money back (they did this instantly) and we will investigate, if for any reason we suspect fraud we will back in contact, otherwise you wont hear from us. And that was that, never heard from them. I was very impressed and rate them very highly.


Funny you should mention that. The only time my card got stopped when used in this country was when i was trying to buy something and it got flagged as an odd transaction, i was in Morrisons. Shame they never bother to flag anything outide the UK.
I have a debit card but have never, ever used it for anything. I only use a credit card to pay for things. That way the only details out there are for the credit card - what do I care? It is the banks debt, not mine if things go wrong and someone hacks the card.

Some people know this, but others do not - never use your debit card for anything.

If you buy an item on your credit card and walk out their shop with it, it is covered by CC protection. You don't get this with a debit card transaction.

When you make purchases on your credit card that cost between £100 and £30,000, you benefit from an extra level of protection if the item is faulty and the company won’t fix it, or in case the business goes bust before delivering your goods.

This credit card protection for purchases helps you get a full refund from your credit provider.

Even if you only pay a small proportion of the price by credit card, for example paying a deposit, you are still covered – as long as the sum is between £100 and £30,000. This is for single transactions only btw.

Every month I pay off the outstanding amount on my CC using my CC app.

Used wisely, a CC works for you, just watch how much you spend on a card and always try to avoid interest payments.
Edited by: "Ultra_Magnus" 12th Mar
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