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HSBC Credit card - £25 cashback offer
HSBC Credit card - £25 cashback offer

HSBC Credit card - £25 cashback offer

Until the 28th Feb, HSBC are offering £25 cashback if you apply for an HSBC Credit Card and use the credit card for either a purchase or a balance transfer within 60 days of opening the credit card account.

No minimum spend but balance transfer has a minimum of £50 (1.4% fee)

So buy something for £1 and pay it off staight away (although you get 3 months 0% on spends)

Might be of use for stoozers out there

46 Comments

thanks!

Thanks

£25 bagged...hopefully

I try to avoid credit cards as they are a bad habit of unnecessary spending

Thanks for posting

£25 is chickenfeed compared to alternative incentives

luvsadealdealdeal

£25 is chickenfeed compared to alternative incentives


you want to do as many as possible dont you?
i personally cant use the rest of them for one reason or another

andreasuk

you want to do as many as possible dont you?i personally cant use the … you want to do as many as possible dont you?i personally cant use the rest of them for one reason or another



not really as many as possible IMV - you need to be focused

£25 is OK if you don't intend to put much money through your crtedit cards

if you can put through (say) £3000 in a couple of months, I'd rather get £200 back

Thanks, heated.

https://i.imgbox.com/wRKTNyov.png

luvsadealdealdeal

not really as many as possible IMV - you need to be focused£25 is OK if … not really as many as possible IMV - you need to be focused£25 is OK if you don't intend to put much money through your crtedit cardsif you can put through (say) £3000 in a couple of months, I'd rather get £200 back


we do it differently:-)
I only got the card to gain £25...thats all

Excellent deal and the criticisms make no sense. The beauty of this is the simplicity - £25 for getting a card, making one small spend on it and paying it off then closing the account is easy money. No need to spend loads or wait months.

bestbuy123

I try to avoid credit cards as they are a bad habit of unnecessary … I try to avoid credit cards as they are a bad habit of unnecessary spending



Not if you know how to use them they're not.

Can existing card members apply???
Got this offer last year with balance transfer - heat.

bestbuy123

I try to avoid credit cards as they are a bad habit of unnecessary … I try to avoid credit cards as they are a bad habit of unnecessary spending



they aren't the bad habit

are HSBC credit cards contactless?

How would this affect your credit record? Taking out different cards, using briefly, then leaving dormant wouldn't look good I'm guessing?

Heat! how do you get the £25 cashback, will it be put onto your card?

mario999

How would this affect your credit record? Taking out different cards, … How would this affect your credit record? Taking out different cards, using briefly, then leaving dormant wouldn't look good I'm guessing?


don't think there is an issue as long as card is cleared

What offers are better? Genuinely interested as based on these comments it seems I may be missing something. I know about the £2k on Amex to get £100 back, but are there any others that are worth me looking at?

ichabod05

What offers are better? Genuinely interested as based on these comments … What offers are better? Genuinely interested as based on these comments it seems I may be missing something. I know about the £2k on Amex to get £100 back, but are there any others that are worth me looking at?



Me too. Took the Amex one out. Got a lot to spend over the next few months so more cashback rewards the better!

I have the Asda one, 1% cashback in Asda and 0.5% on other purchases, but I'm looking for something else as I don't find it very reliable.

loady

I have the Asda one, 1% cashback in Asda and 0.5% on other purchases, but … I have the Asda one, 1% cashback in Asda and 0.5% on other purchases, but I'm looking for something else as I don't find it very reliable.



How is a credit card unreliable?

ruudvanbains

Heat! how do you get the £25 cashback, will it be put onto your card?


Yes, put on to the credit card within 60 days, or if you are already an HSBC bank customer, it is paid into there.

ichabod05

What offers are better? Genuinely interested as based on these comments … What offers are better? Genuinely interested as based on these comments it seems I may be missing something. I know about the £2k on Amex to get £100 back, but are there any others that are worth me looking at?



If you're happy with how it would require you to manage your finances, get a long interest free (on purchases) card (offers often for close to 2yrs) and stick your cash in a savings account in the mean time at the best rate you can find (I know, not the best time) and see that savings rate as your equivalent 'cashback' rate.
Edited by: "morgie" 18th Jan

are HSBC credit cards contactless?

nevermind - apparently not

Tesco_horse_meat

are HSBC credit cards contactless?


nopes

ruudvanbains

don't think there is an issue as long as card is cleared



Not really an issue, but it does show up as "available credit" when you apply for a loan etc.

sniperpenguin

Not really an issue, but it does show up as "available credit" when you … Not really an issue, but it does show up as "available credit" when you apply for a loan etc.


I've read somewhere unused credit goes against your credit rating - if you don't use it, get rid of it.

My credit report shows how much I have "borrowed" even if my cards are at 0.

Borrowed = Credit in their eyes I guess

eslick

they aren't the bad habit



​I think not using a credit card is a bad habit if the purchase is likely to be over £100, and in particular if it is a holiday being paid for, people would have to be crazy not to use a credit card. That extra protection is a valuable commodity to me.

Chiptivo

How is a credit card unreliable?



​was thinking exactly the same lol

Thanks. I will apply for my husband as i have been trying to get rid of his capital one card for over a year now as it used to give cashback but he doesnt get anything from it any more. £25 is better in his pocket than not

mutley1

Thanks. I will apply for my husband as i have been trying to get rid of … Thanks. I will apply for my husband as i have been trying to get rid of his capital one card for over a year now as it used to give cashback but he doesnt get anything from it any more. £25 is better in his pocket than not



Is it the one that includes the £10 bonus in January every year and has no fees for spend abroad? hotukdeals.com/dea…452 I'm still getting cashback paid on that one, but not an earlier Capital One card I had that doesn't have the other benefits.

Edited by: "morgie" 18th Jan

morgie

Is it the one that includes the £10 bonus in January every year and has … Is it the one that includes the £10 bonus in January every year and has no fees for spend abroad? http://www.hotukdeals.com/deals/capital-one-credit-card-0-5-unlimited-cashback-1741452 I'm still getting cashback paid on that one, but not an earlier Capital One card I had that doesn't have the other benefits.



It did pay £10 each january and it also had 1% cashback but both were removed. I will just double check the january bonus but i recollect this was removed along with the 1% cashback.

morgie

Is it the one that includes the £10 bonus in January every year and has … Is it the one that includes the £10 bonus in January every year and has no fees for spend abroad? http://www.hotukdeals.com/deals/capital-one-credit-card-0-5-unlimited-cashback-1741452 I'm still getting cashback paid on that one, but not an earlier Capital One card I had that doesn't have the other benefits.



Just checked. The £10 bonus was also removed so really no point staying with them any more.

bestbuy123

I try to avoid credit cards as they are a bad habit of unnecessary … I try to avoid credit cards as they are a bad habit of unnecessary spending



​what the BS?!

shahid2000

Can existing card members apply???Got this offer last year with balance … Can existing card members apply???Got this offer last year with balance transfer - heat.



If you click on the t&c it says no.

cliosport65

​was thinking exactly the same lol



It has been refused on multiple Internet transactions for no apparent reason, TFL & Origin in particular and Asda can't fix it! Apart from that it's fine and contactless.
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