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HSBC Dual Credit Card 0% interest on purchases and Balance for 26 months*
HSBC Dual Credit Card 0% interest on purchases and Balance for 26 months*

HSBC Dual Credit Card 0% interest on purchases and Balance for 26 months*

0% interest on purchases for 26 months
0% interest on balance transfers for 26 months
(2.89% fee, min. £5)*
Applies on balances transferred within the first 60 days of account opening*
No annual fee
Use your card to make contactless transactions
Add it to Apple Pay and Android Pay

17 Comments

just realised I can select a different card at the top lol..

For those that don't think this is a good deal can you put a comment as to why please. I'm looking for a 0% offer on credit card to buy daughters new bedroom furniture and a new cooker. The cold votes are putting me off getting this one.. thanks guys

My partner just took out a similar deal with HSBC and we did lots of comparisons to find this one came out competitive to others. I would just say though that the interest rate slightly higher on purchases but we plan on clearing any balances within the 2 years anyway

LeahMinttoutou

For those that don't think this is a good deal can you put a comment as … For those that don't think this is a good deal can you put a comment as to why please. I'm looking for a 0% offer on credit card to buy daughters new bedroom furniture and a new cooker. The cold votes are putting me off getting this one.. thanks guys



Provided you know exactly how you are going to pay the money back within the 26 months interest free period and meet the minimum payment every month, then they are all alike I'd have thought? 0% is 0%.

M_z25 m ago

Provided you know exactly how you are going to pay the money back within …Provided you know exactly how you are going to pay the money back within the 26 months interest free period and meet the minimum payment every month, then they are all alike I'd have thought? 0% is 0%.


Yeah me too.. I won't be buying luxurious furniture, it will just be nice but not too costly so I know it will definatley be all paid off within 2 years.. I'm one of these that has stuck with the same credit card for 10years and only use it if I need to spend in an emergency then clear it over months.. but there's never any interest free period.. I don't know why I've not got another one sooner.
Edited by: "LeahsMintytoutou" 12th Jun

LeahMinttoutou

Yeah me too.. I won't be buying luxurious furniture, it will just be nice … Yeah me too.. I won't be buying luxurious furniture, it will just be nice but not too costly so I know it will definatley be all paid off within 2 years.. I'm one of these that has stuck with the same credit card for 10years and only use it if I need to spend in an emergency then clear it over months.. but there's never any interest free period.. I don't know why I've not got another one sooner.



I use mine a lot, but always pay the whole lot back every month. Credit cards are fine as long as you never get tempted to think that it is your own money.

cheers

Original Poster

I know this is from HSBC.. ppl voting cold pls give a better deal

CARD\x090% LENGTH\x09REPRESENTATIVE VARIABLE APR AFTER\x09ELIGIBILITY
Tesco BankTesco Bank\x09Up to 30mths (1)\x0918.9%\x09Eligibility calculator not available
AA*AA\x09Up to 30mths (1)\x0918.9%\x09You can use our eligibility calculator for this card
Halifax*Halifax\x09Up to 30mths (1)\x0918.9%\x09You can use our eligibility calculator for this card
Lloyds*MBNA\x0929mths\x0918.9%\x09You can use our eligibility calculator for this card
MBNA*MBNA\x09Up to 29mths (1) (2)\x0918.9%\x09You can use our eligibility calculator for this card - are you pre-approved?
Virgin Money*Virgin Money\x0928mths\x0919.9%\x09You can use our eligibility calculator for this card – are you pre-approved?
Nuba*Nuba\x09Up to 28mths (1)\x0918.9%\x09You can use our eligibility calculator for this card – are you pre-approved?
See all Official APR Examples. (1) Poorer credit scorers could get fewer months. (2) Purchases must be made within 60 days of account opening to get the 0% period

Only 7 cards that offer longer! Its not a bad deal but there is better
Edited by: "Anon32" 13th Jun

Anything better then this? Anyone?

There are longer 0% deals on balance transfers - up to 41 months at the moment. On dual use 0% cards the Bank of Scotland group are doing 29 months.

OP .. HSBC DUAL Credit Card?.

Does that mean that you get 2 Credit Cards with this Deal then?, or ..... thanx.

I don't get it?. :-)

LeahMinttoutou

For those that don't think this is a good deal can you put a comment as … For those that don't think this is a good deal can you put a comment as to why please. I'm looking for a 0% offer on credit card to buy daughters new bedroom furniture and a new cooker. The cold votes are putting me off getting this one.. thanks guys



if you think the furniture is going to be around £2000 get the Amex which will give you £100 cashback minus £25 annual fee.

More credit card info here:
moneysavingexpert.com/cre…rds

Original Poster

amour3k

OP .. HSBC DUAL Credit Card?.Does that mean that you get 2 Credit Cards … OP .. HSBC DUAL Credit Card?.Does that mean that you get 2 Credit Cards with this Deal then?, or ..... thanx.I don't get it?. :-)


It's one card

LeahMinttoutou

For those that don't think this is a good deal can you put a comment as … For those that don't think this is a good deal can you put a comment as to why please. I'm looking for a 0% offer on credit card to buy daughters new bedroom furniture and a new cooker. The cold votes are putting me off getting this one.. thanks guys



Some people will always vote cold on credit card "deals" as they will save up and pay cash rather than taking on debt (and risk) by racking up a credit card bill. Mortgage is probably the only debt you could ever argue is "needed".
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