Ikano bank 3.2% £7500 to £15000 personal loans
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Ikano bank 3.2% £7500 to £15000 personal loans

13
Found 27th Apr 2016
This is the cheapest loan on the market at the moment

13 Comments

it is, if you get it:)

They offered me 14%

Original Poster

I got 3.2% happy days

Ruffuz

it is, if you get it:)They offered me 14%



Same and my experian is 950 never missed a payment

benjefreys

Same and my experian is 950 never missed a payment



only 51% of applicants need to get advertised rate... for rest is a gamble

Is it still subject to approval after the quote?

cheapest ever according to MSE

Voted Hot, dont understand the cold votes?

Edited by: "heada" 27th Apr 2016

Offered me over 9%.

Same with M&S they doing 3.3% gave them a call today after going through credit check they said they can offer me 9.3%.

Luckily I had my application accepted by Sainsbury for 3.4%

hommahk

Is it still subject to approval after the quote?



I think so, full search only after proceeding.

Tesco loans are from 3.4% if borrowing £7,500-£15,000

If you bank with nationwide and get this loan rate of 3.2% they will offer you a loan for 2.7%moneysavingexpert
Edited by: "centurion" 27th Apr 2016

centurion

If you bank with nationwide and get this loan rate of 3.2% they will … If you bank with nationwide and get this loan rate of 3.2% they will offer you a loan for 2.7%moneysavingexpert


How does that work, I'm assuming a price match? Never tried that for a loan.

v8griff

How does that work, I'm assuming a price match? Never tried that for a … How does that work, I'm assuming a price match? Never tried that for a loan.


To get the deal, you must first apply and get accepted for a loan through any bank or building society (including Hitachi, but not including peer-to-peer lenders such as Zopa).

Then, apply for a Nationwide loan - but you'll need proof of acceptance for the other loan. If Nationwide accepts you, it will then offer you a rate which is 0.5 percentage points lower than your initial offer (it says it won't accept you for the loan, then offer a higher rate).

It's easiest to apply in branch for this, as you'll need to show or send your proof of acceptance for the other loan to qualify.

You can apply by phone, though you'll need to send your proof of the other offer by post before the loan is issued.
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