Instant Access ING Direct Savings Account Paying 2.75% AER
-55°Expired

Instant Access ING Direct Savings Account Paying 2.75% AER

10
Found 24th Aug 2010
Easy access to your money
* New customers can enjoy a guaranteed rate of 2.75% AER for 12 months
(2.72% gross p.a.). Interest paid monthly.
After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER (0.50% gross p.a)
No charges for withdrawing your money
Start saving from £1 to £1 million, with no minimum or maximum monthly deposits required
Great service
Open an account in 10 minutes
Award winning UK call centres
Simple & straightforward account opening process
Safe and secure
Join over 23 million ING Direct customers worldwide
Someone new joins us every 20 seconds
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10 Comments

If you can meet the conditions........ Lloyds Classic with Vantage (CURRENT account) pays 4%.

It's not for everyone but for me the conditions are easily met with some a few scheduled transfers.
Edited by: "thepearce" 24th Aug 2010

who's voting cold already?

Original Poster

I know that there are other savers out their paying more, but this looks like a good rate for a flexible account, instant access, with no conditions or penalties

thepearce

If you can meet the conditions........ Lloyds Classic with Vantage … If you can meet the conditions........ Lloyds Classic with Vantage (CURRENT account) pays 4%.It's not for everyone but for me the conditions are easily met with some a few scheduled transfers.



thepearce, did you read the T&C of your account with Lloyds properly? I think you might find yourself getting well below 4% interest for your first £5000 and 0.5% for anything over £7000.

ING are a **** to deal with. I realise this is an internet account, but they will not even act on a written instruction with signature.

Tin pot outfit.

Agree with bohemianellie.
For anyone looking for an internet savings account with the ability to transfer money in and out of your normal current account [ in my case a different bank] it's ideal.
I opened up this account 2/3 weeks ago when it was announced - and as a bonus [then] I get £20 bonus paid into the account over and above the cracking 2.75%

The Saffron Building Society are offering 2.65% on an instant access account, and they have full UK protection, unlike ING Direct which are not covered by the UK scheme.

pet2000

thepearce, did you read the T&C of your account with Lloyds properly? I … thepearce, did you read the T&C of your account with Lloyds properly? I think you might find yourself getting well below 4% interest for your first £5000 and 0.5% for anything over £7000.


Yes thanks - I read them fine - did you? You get 4% on the entire amount up to £7k when you have a balance greater than £5k. The interest on any amount over £7k is very poor. Just keep a balance of £5k to 7k and pay in £1k a month and job's a good un.


Edited by: "thepearce" 25th Aug 2010

miapops

The Saffron Building Society are offering 2.65% on an instant access … The Saffron Building Society are offering 2.65% on an instant access account, and they have full UK protection, unlike ING Direct which are not covered by the UK scheme.


It would seem that ING Current and Savings accounts are even better protected with 200,000 euros, when compared against the £50k offered by Saffron and the MAJOR British banks.

Ing - new customers only not available to existing account holders. You need to have not had an Ing account for the past six months to qualify. I would never deal with them because of this. Cold.
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