Insure your keys for loss or damage at over 50% saving of Keycare,s normal price - £6.99 per year @ Save on your Insurance
-7°Expired

Insure your keys for loss or damage at over 50% saving of Keycare,s normal price - £6.99 per year @ Save on your Insurance

13
Found 12th Feb 2016
Hi had my renewal quote from key care wanting £ 27 for£1500 worth of cover for loss/damage of motor/ household keys insurance.
Thinking that this was a bit pricey I trawled the Internet and found these guys saveonyourinsurance.co.uk who offer exactly the same policy as keycare for just £6.99 which I think is well worth it when it costs over £350 just to replace and re program car keys. I have been unfortunate enough in the past to have to claim on the policy that works on the basis of you pay & send in your garage/ locksmiths receipt and they reimburse you I received a cheque within 1 day of sending documentation to them and have to say the service received was second to none.

13 Comments

I've had Key Insurance for about 5 years, this is a good premium. Has anyone ever claimed on this type of policy? I've often found out with other insurances I've claimed on over the years there is always a condition that was never apparent when paying out each year until the day of reckoning!! Then they tell you the sub clause that means you're not covered.

Always been standard on house and car insurance for me?

Not sure this a deal, website last updated in 2013 and when you request a quote this happens

Click here

Original Poster

Had to claim a year ago and they were brilliant. No worming out only condition they have is you have to wait 2 days before key replacement so as to allow a possible finder time to send them back.the ones to beware of are boomerang tag who offer a similar service but require you to pay extortionate premium call rates to contact them to make a claim which in my experience they always try to wriggle out of.

Original Poster

Ralph888

Not sure this a deal, website last updated in 2013 and when you request a … Not sure this a deal, website last updated in 2013 and when you request a quote this happensClick here



Think site is down but this is there phone number 03330433790

welsh ham

only condition they have is you have to wait 2 days before key … only condition they have is you have to wait 2 days before key replacement so as to allow a possible finder time to send them back..



Long time to be stood outside your house / car.

Original Poster

Significant Features and Benefits
Cover for lost and stolen keys, replacement locks and any call-out charges up to annual cover limit*
Cover for locksmith charges if you lock yourself out of your home or vehicle up to call-out limit*
Up to 3 days vehicle hire if your vehicle is unusable as a result of lost or stolen keys
24 hour, 365 days a year emergency helpline
Access to a nationwide network of locksmiths
No excess to pay
No claims discount on main home or motor policy not affected
Any of your keys attached to the fob issued by Keycare are covered
Significant Exclusions and Limitations - see policy document “This Policy Will Not Cover”
1. Keys are only covered if attached to the key fob provided by Keycare
2. The total value of claims in any one year may not exceed the annual cover limit*
3. Keys will not be considered irrecoverable until lost for at least 3 days
4. Wear and tear, general maintenance and damage to keys and locks will not be covered
5. A maximum of the call-out limit* per incident will be paid where keys are locked inside your home or vehicle
6. Keys must have been lost by or stolen from the policyholder, or a member of their immediate family residing at
the same address, or an authorised employee (if the policyholder is a company)
7. The policyholder must notify Keycare within 30 days of loss or theft of keys
8. The maximum number of keys that can be claimed for per lock is 3
9. All receipts must be submitted to Keycare within 120 days of loss or theft of keys
10. Cover is subject to the terms, conditions, and claims procedure contained in the policy booklet and schedule
* Refer to your Policy Schedule for details of cover

jrw

Always been standard on house and car insurance for me?


Agree.

jrw

Always been standard on house and car insurance for me?



Check the small print, I had this on my car policy - small print states it's only in cases of theft, home insurance was a similar story. Dealer wanted almost £1200, I sorted it for £200 in the end.

Avalon-One

Check the small print, I had this on my car policy - small print states … Check the small print, I had this on my car policy - small print states it's only in cases of theft, home insurance was a similar story. Dealer wanted almost £1200, I sorted it for £200 in the end.


I have as I have only just renewed both - Emergency access to locksmith in case of loss or theft and key replacement in case of loss or theft. No excess on these either.

wow people really will buy anything these days

crazybarginhunter

wow people really will buy anything these days



A month ago i'd have agreed with you 100%, i've never lost keys in the last 26 years of having them (i'm 35). This year that changed, I misplaced my car key (still missing), I called the dealer to be told it required the dash to be stripped and the security ECU replaced, everything to be put back together and 3 new keys coded in, that would cost just under £1200 inc VAT and i'd need to have the car transported to them, if I wanted the physical lock's changed that was extra! For the sake of £6.99 a year i'd see that as good value, on the basis that i'd paid for it for the last 26 years i'd still be better off than one trip to the dealer.

It's personal choice, but you probably won't miss £6.99 a year, you do tend to miss £1200+ 2 weeks after Christmas and in my case it focused my mind on finding an alternative solution which cost a lot less.
Edited by: "Avalon-One" 12th Feb 2016

Avalon-One

A month ago i'd have agreed with you 100%, i've never lost keys in the … A month ago i'd have agreed with you 100%, i've never lost keys in the last 26 years of having them (i'm 35). This year that changed, I misplaced my car key (still missing), I called the dealer to be told it required the dash to be stripped and the security ECU replaced, everything to be put back together and 3 new keys coded in, that would cost just under £1200 inc VAT and i'd need to have the car transported to them, if I wanted the physical lock's changed that was extra! For the sake of £6.99 a year i'd see that as good value, on the basis that i'd paid for it for the last 26 years i'd still be better off than one trip to the dealer.It's personal choice, but you probably won't miss £6.99 a year, you do tend to miss £1200+ 2 weeks after Christmas and in my case it focused my mind on finding an alternative solution which cost a lot less.



​has this website closed down. can't find it
Post a comment
Avatar
@
    Text