Most do, but excess charges are normally high, it takes a while to sort the claim, and your premiums would go up by more than the cost of this policy the following year. In my experience, anyway.
yeah forgot to mention, on a joint account you still only pay £9.50 but can cover 4 phones instead of 2
I moved from Barclays to First Direct a couple of years ago, but kept the joint Barclays account my wife and myself have that we transfer the money into for the bills each month solely for the mobile phone insurance (got my Galaxy S5 and my wifes LG G5 covered on it and I still don't think it's too bad a deal even though it's gone upto £9.50 as they have paid out in the past with no issues and I've heard they provide good cover around the world).
That sounds pretty competitive. Just couldn't face leaving first direct.
barclays tech pack, £9.50 per mth, worldwide cover, can cover 2 mobiles phones with android devices £50 excess, no matter value,covered for everything btw, prices also includes cover for £1500 worth of gadgets again wwide, which includes ps4/xbox as considered gadgets....so you could have 2 phones registered, an apple mac laptop and your ps4 covered for £9.50 p mth....imo better deal, and can cancel at any time at no charge