iPhone 7 from £22.19pm , S7 Edge £22.19pm or any other phone on 27month Interest-Free Credit plus up to 5000 Nectar points @ Sainsburys
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iPhone 7 from £22.19pm , S7 Edge £22.19pm or any other phone on 27month Interest-Free Credit plus up to 5000 Nectar points @ Sainsburys

13
Found 4th Oct 2016
iPhone deals all get voted COLD so I expect a backlash and minus-hundreds, but here is the best deal I could find for any sim-free top-end smartphone (Apple, Android, Windows etc).

To obtain 27months interest-free credit on any smartphone simply apply for a Sainsburys Credit Card. If accepted you get the following benefits.

*Pay 0% interest on purchases for your first 27 months
*Earn 5000 bonus Nectar Points if you purchases total >£800 within first 3-months.
*Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel

Of course, must can purchase the phone from Apple, Amazon or wherever using your new credit card.

Sample Cost
*iPhone 7 32GB - Purchase Price £599 = 27x £22.19pm
*iPhone 7 128GB - Purchase Price £699 = 27x £25.89pm
*iPhone 7 PLUS 128GB - Purchase Price £819 = 27x £30.34pm plus 5000 free Nectar Points (worth ~£25).
*Samsung Galaxy S7 Edge 32GB - Purchase Price £599 = 27x £22.19pm
*Samsung Galaxy Note 7 64GB - Purchase Price £699 = 27x 25.89pm (awaiting UK availability).

13 Comments

A bit random. Loads of interest free credit cards out there rather than entering into credit agreements, be it mobile phones to car insurance. Not really a deal but voted hot for making less savvy aware of other options when purchasing phones

You've got to be kidding me...

Heat from me because this is presented so well and if you really must have the phone, this is a viable option I've seen recently.

Original Poster

MBeeching

You've got to be kidding me...

No, it's absolutely true:p.

It's not going to be for everyone, but it is the cheapest way to buy any top-end sim-free phone without having to fork out all of the cash up-front. You can also decide the number of monthly payments to suit your budget.
Edited by: "Orville" 4th Oct 2016

S7 Edge 32GB Purchase Price £499 is not bad. compared to other places selling at £600.
but still not good enought!

Wheres the S7 edge available for 499?

alternatively, lend £22.19 off a mate each month for 27 months. 27 x £0.00 = free iphone.

Original Poster

marshalex

Wheres the S7 edge available for 499?

Oops, I thought £499 was the RRP, but it seems I mis-googled. They can be found for this price at Pixmania and other EU stores, but I will edit the main post to reflect UK store pricing.

My guess is that S7's will see a big price-cut very soon due to more recent and similarly priced competition. It may be worth waiting a month or so if S7's float your boat.
Edited by: "Orville" 4th Oct 2016

Original Poster

snoopy18

There are free payment plans already with apple … There are free payment plans already with apple http://www.moneysavingexpert.com/news/phones/2016/09/iphone-7-interest-free-loan


Yes, but your link requires an upfront deposit, has a shorter payement term, requires additional Apple Care purchase (if made online) and does not provide free points. It is also Store specific (not all provide 0%) and requires a credit agreement / credit check via Barclays Finance.

This appears the cheapest way to buy a new iPhone 7 without any additional fees or upfront deposit. Can anyone else locate one for less than £22.19pm?

I assume people are voting cold mostly becuase "Apple" is witin the title, rather than because there is a cheaper or better option available. Perhaps people do not want to apply for another credit card, but it is essentially the same as entering a monthly phone contract or purchase plan via Apple or similar stores. 80% of new phone purchases are paid via monthly contract anyway.


*So far 38 hot voters and considerably more cold voters. I am happy some are finding it helpful.


Edited by: "Orville" 5th Oct 2016

Original Poster

Has anyone spotted a cheaper iPhone 7 purchase plan than this, or is it merely predudice / hatred of Apple causing the cold votes? Please feel free to post better offers.

Banned

Orville

Yes, but your link requires an upfront deposit, has a shorter payement … Yes, but your link requires an upfront deposit, has a shorter payement term, requires additional Apple Care purchase (if made online) and does not provide free points. It is also Store specific (not all provide 0%) and requires a credit agreement / credit check via Barclays Finance.This appears the cheapest way to buy a new iPhone 7 without any additional fees or upfront deposit. Can anyone else locate one for less than £22.19pm?I assume people are voting cold mostly becuase "Apple" is witin the title, rather than because there is a cheaper or better option available. Perhaps people do not want to apply for another credit card, but it is essentially the same as entering a monthly phone contract or purchase plan via Apple or similar stores. 80% of new phone purchases are paid via monthly contract anyway. *So far 38 hot voters and considerably more cold voters. I am happy some are finding it helpful.


You seem to know a lot about it and if I knew someone who'd want an iPhone 7 I would redirect them to this post. However, for myself I'd never spend more than £150+ on a smartphone.

Original Poster

Spasho

You seem to know a lot about it and if I knew someone who'd want an … You seem to know a lot about it and if I knew someone who'd want an iPhone 7 I would redirect them to this post. However, for myself I'd never spend more than £150+ on a smartphone.

I cannot argue with this. £600+ buys a very nice TV, cooker or washing machine. Spending so much on a phone which will outdate itself within one year can seem crazy in comparison.
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