iPhone upgrade program. iPhone X from 56.45 p/m new iPhone every year Unlocked — choose your carrier Low monthly payments at 0% APR iPhone protection with AppleCare+
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iPhone upgrade program. iPhone X from 56.45 p/m new iPhone every year Unlocked — choose your carrier Low monthly payments at 0% APR iPhone protection with AppleCare+

49
Found 8th Jan
Getting the latest iPhone has never been easier.
With the iPhone Upgrade Programme, you no longer need to wait for your carrier contract to end to change your phone. After 11 payments, you’re eligible to upgrade to a new iPhone. Just trade in your current iPhone and simply start the programme again with your new choice of model, colour or storage capacity.2 It’s that easy.

Low monthly payments.
With the iPhone Upgrade Programme, you don’t have to pay for your new iPhone all at once. You just pay £69 on the day of purchase and spread the remaining cost of your new iPhone and AppleCare+ over 20 months with 0% interest. And you can upgrade once you’ve made 11 payments.
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Grab a coat, some mittens and some warm boots because it is going to get freezing in here. I’ve voted hot for you because winter is coming.
This isn’t anything new! This option has been available from the iPhone 7 ! Where have you been!
49 Comments
£56.45 p/m sorry cold from me
Grab a coat, some mittens and some warm boots because it is going to get freezing in here. I’ve voted hot for you because winter is coming.
This isn’t anything new! This option has been available from the iPhone 7 ! Where have you been!
m4rky20112 m ago

This isn’t anything new! This option has been available from the iPhone 7 ! …This isn’t anything new! This option has been available from the iPhone 7 ! Where have you been!


On android.
I’m confused- don’t you have to get a network contract too? That’s just extra costs on top of it
Jesus £56 pm?! Some people don't spend that on gas/electric. We live in an insane world.
Close to £700.00 a year and you don’t own the phone, then you need a contract on top. I’ve already put on my mittens, boots and added a hat and coat.
Colder than a nuclear winter.
Had a cold shower today, can handle the cold just fine
geoff317 m ago

Close to £700.00 a year and you don’t own the phone, then you need a co …Close to £700.00 a year and you don’t own the phone, then you need a contract on top. I’ve already put on my mittens, boots and added a hat and coat.


You own the phone when you pay for it at 0%. Twenty months I believe you pay it over with an option to upgrade at month 12. If you want to.
I was told about this in store and thought it was a good alternative instead of paying the full whack in one go for those who can’t. I assumed the apple care was included for free but it’s all calculated in the cost so this is basically breaking down the payments to be more manageable.

Might be good for those people who already have a good SIM only contract or can get a cheap SIM contract
🐑
04muim17 m ago

I was told about this in store and thought it was a good alternative …I was told about this in store and thought it was a good alternative instead of paying the full whack in one go for those who can’t. I assumed the apple care was included for free but it’s all calculated in the cost so this is basically breaking down the payments to be more manageable. Might be good for those people who already have a good SIM only contract or can get a cheap SIM contract


My only problem with that rationale is, one shouldn't get this device if they actually "can't pay the full whack in one go." Sorry about the rant.
Nearly £700 a year? Gotta be mental to pay this! It doesn’t depreciate by this a year so why the hell would you???
This is a good deal for people who can afford the device in full in the beginning. This "deal" would include Apple Care on it for free of charge [My bad, blooming £199 extra over the months! ] and spreads the cost over the months "freeing up the capital".
Edited by: "xtreemneo" 8th Jan
Low monthly payments
£56.45 p/m

Pick one.
It is JUST a phone. Blimey.
sparklehedgehog15 m ago

Nearly £700 a year? Gotta be mental to pay this! It doesn’t depreciate by t …Nearly £700 a year? Gotta be mental to pay this! It doesn’t depreciate by this a year so why the hell would you???


You own the phone so not sure what depreciation has got to do with it
Initially £69.
£56.45 X 20 months = £1129
Total = £1198
williham5 m ago

You own the phone so not sure what depreciation has got to do with it


Because you don’t own the phone for £700 quid as you give it back every year so you’re renting it for £700 a year effectively or if you want to keep it and stop Doing this you have to pay for an additional year to pay it off so you’re laying much more than the phone is worth
ma77hewcephas53 m ago

Had a cold shower today, can handle the cold just fine


Is that because you can't afford hot water after paying through the nose for an iPhone?
I think this chap has been at the North Pole, where it very cold.... Well I bet his attempt at a Skorching hot deal.... I bet has gone south and really cold really quick.
sparklehedgehog48 m ago

Because you don’t own the phone for £700 quid as you give it back every ye …Because you don’t own the phone for £700 quid as you give it back every year so you’re renting it for £700 a year effectively or if you want to keep it and stop Doing this you have to pay for an additional year to pay it off so you’re laying much more than the phone is worth


That’s not right...it is zero percent finance over 20 months. They basically take the cost of the phone and split the payments over the 20 months. They include AppleCare as standard on the monthly payments, but you can take it without. There is an option after 11 months to trade the phone in (not sure re residual value at that point tbh) and take a new phone on a new contract. Financially you are no worse off doing it this way if you take the 20 month option to spread the payments, but without AppleCare, than if you paid cash up front in store for it.
TomBoyNI2 h, 22 m ago

You own the phone when you pay for it at 0%. Twenty months I believe you …You own the phone when you pay for it at 0%. Twenty months I believe you pay it over with an option to upgrade at month 12. If you want to.


You don't own it until you've paid off the whole amount. Also, you have to hand back the existing device and start a new loan contract if you choose to upgrade after 11 months.
xtreemneo2 h, 36 m ago

My only problem with that rationale is, one shouldn't get this device if …My only problem with that rationale is, one shouldn't get this device if they actually "can't pay the full whack in one go." Sorry about the rant.


I guess you you paid cash for your home too?
pothole3 h, 8 m ago

You don't own it until you've paid off the whole amount. Also, you have to …You don't own it until you've paid off the whole amount. Also, you have to hand back the existing device and start a new loan contract if you choose to upgrade after 11 months.


You don’t own any phone you take a ‘contract’ out for until you have satisfied that contract.

The simple fact here is 0%.

Also you don’t have to upgrade. If you do it is more like a phone rental. However the loan is with Barclays. You can easily sell the phone on and settle the loan and not hand the phone back.

I used the upgrade program for my iPhone 7 Plus. It works well.

I paid for 12 months, sold the phone on gumtree, settled the loan, used to excess to offset my new phone. No problems.

This year a 0% credit card - same difference.

When you look at how much you pay with a contract taking the handset on 0% is actually quite a good call and get a decent SIMO contract.

But hey if your Anti apple you’ll be anti this deal. So yeah... whatever works for you.
xtreemneo5 h, 13 m ago

My only problem with that rationale is, one shouldn't get this device if …My only problem with that rationale is, one shouldn't get this device if they actually "can't pay the full whack in one go." Sorry about the rant.


Or pay the 0% and put your full whack into something like a Nationwide savings account that’ll earn you 5% on your whack.
Sandman664 h, 3 m ago

That’s not right...it is zero percent finance over 20 months. They b …That’s not right...it is zero percent finance over 20 months. They basically take the cost of the phone and split the payments over the 20 months. They include AppleCare as standard on the monthly payments, but you can take it without. There is an option after 11 months to trade the phone in (not sure re residual value at that point tbh) and take a new phone on a new contract. Financially you are no worse off doing it this way if you take the 20 month option to spread the payments, but without AppleCare, than if you paid cash up front in store for it.


But hey don’t let the truth get in the way of a good story.
maverickyork5 h, 14 m ago

I think this chap has been at the North Pole, where it very cold.... Well …I think this chap has been at the North Pole, where it very cold.... Well I bet his attempt at a Skorching hot deal.... I bet has gone south and really cold really quick.


Lars Henriksson
Denmark
nothing new here, press expire button guys.
33021827-iQMd0.jpg
dazza995 h, 55 m ago

I guess you you paid cash for your home too?


One of these things is not like the others,
One of these things just doesn't belong,
Can you tell which thing is not like the others
By the time I finish my song?
Pay £25 for a new battery in 6 months and my 7 will be faster than the 8 or X is at that point after Apple slow the new phone down as the battery has lost its power.
pothole6 h, 50 m ago

You don't own it until you've paid off the whole amount. Also, you have to …You don't own it until you've paid off the whole amount. Also, you have to hand back the existing device and start a new loan contract if you choose to upgrade after 11 months.


So like I said that first year you’ve effectively paid just under £700 for one years depreciation
Sandman667 h, 44 m ago

That’s not right...it is zero percent finance over 20 months. They b …That’s not right...it is zero percent finance over 20 months. They basically take the cost of the phone and split the payments over the 20 months. They include AppleCare as standard on the monthly payments, but you can take it without. There is an option after 11 months to trade the phone in (not sure re residual value at that point tbh) and take a new phone on a new contract. Financially you are no worse off doing it this way if you take the 20 month option to spread the payments, but without AppleCare, than if you paid cash up front in store for it.


So after that 11 months you’re right back at the start again as you’re starting a fresh contract purchase (albeit at 0%) so you’ve paid 11 months therefore over £600 to rent a phone for 11 months. Genius!
xtreemneo10 h, 44 m ago

My only problem with that rationale is, one shouldn't get this device if …My only problem with that rationale is, one shouldn't get this device if they actually "can't pay the full whack in one go." Sorry about the rant.


That’s a bit like saying anyone who can’t afford a house in one payment shouldn’t get one, or buying a car on PCP or HP shouldn’t be done either. If someone can afford this amount monthly and it’s interest free, then it’s a viable option.
sparklehedgehog2 h, 7 m ago

So after that 11 months you’re right back at the start again as you’re sta …So after that 11 months you’re right back at the start again as you’re starting a fresh contract purchase (albeit at 0%) so you’ve paid 11 months therefore over £600 to rent a phone for 11 months. Genius!


No, at the 11 month window you could if you so desired elect to sell the phone privately and use the money raised to pay off the outstanding credit. Provided you have looked after it it should be worth more than the outstanding credit, so thereby reducing the total amount paid up to that point in time. You could then use the additional cash as a deposit against taking another new phone on the scheme. Alternatively, you could continue to pay for the phone for the full 20 months, at which point you own it outright and haven’t paid a penny more for it than if you’d paid the full price upfront on day one. This is the cheapest way of owning a new iPhone out there; any phones bought indirectly via a service provider work out more expensive as far as I am aware
Sandman663 h, 44 m ago

No, at the 11 month window you could if you so desired elect to sell the …No, at the 11 month window you could if you so desired elect to sell the phone privately and use the money raised to pay off the outstanding credit. Provided you have looked after it it should be worth more than the outstanding credit, so thereby reducing the total amount paid up to that point in time. You could then use the additional cash as a deposit against taking another new phone on the scheme. Alternatively, you could continue to pay for the phone for the full 20 months, at which point you own it outright and haven’t paid a penny more for it than if you’d paid the full price upfront on day one. This is the cheapest way of owning a new iPhone out there; any phones bought indirectly via a service provider work out more expensive as far as I am aware


You are right. But the truth gets in the way of the false shock displayed by many here. Too many like to comment without knowing the full facts. It is a perfect example of the uneducated influencing the majority.
Uneducated may be a bit harsh, but certainly a case of leaping before looking. As someone else said, never let the opportunity to have a dig get in the way of the facts!

The truth is, the ‘deal’ has been available for ages, and also that it won’t suit the majority of people...but that is no reason to try to have a pop at the original poster or try to mis-represent the facts.
TomBoyNI14 h, 8 m ago

You don’t own any phone you take a ‘contract’ out for until you have satis …You don’t own any phone you take a ‘contract’ out for until you have satisfied that contract. ..


Sorry, but that's not true. I 100% own my phone and have done since I bought it.
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