It’s Back! First Direct free £125 for switching to its bank account!
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It’s Back! First Direct free £125 for switching to its bank account!

135
Posted 24th AprEdited by:"Anon32"
If customer service is crucial, First Directs 1st account is the one for you. It consistently ranks at or near the top of our biannual bank service polls, with 90% of its customers rating it 'great' in our latest. And as an extra boon, it has a cash bonus for switching.


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Apply via our link and switch to this account, and newbies can now get a boosted free £125 (£100 if you apply direct). You can also open a linked 5% regular saver, and if eligible will get a £250 0% overdraft.

Better customer service than natwest
Mse exclusive
Enjoy

1st Account
Join Britain's most satisfied current account customers* Our current account customers are the most satisfied in the country - which is something we find pretty satisfying ourselves, actually. When you're happy, we're happy...


  • £250 interest-free overdraft (subject to status)
  • 24/7, 365 banking by Online, Phone and on Mobile
  • award winning customer service from real people here in the UK - no machines, no overseas call centres
  • pay in cash and cheques at HSBC branches and the Post Office®
  • Get a £100 welcome when you switch to us
  • and another £100*** if you decide we're not for you.
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Amazing bank been with them since the last switch offer and the customer care is fab
Never understand the positive comments for First Direct. Worst bank I've ever been with. Their website / interface is also complete garbage.
I am with them but do not think they are that great. I dislike their app compared to Barclays and you can't freeze your card and it seems to takes ages to see pending transactions appear via First Direct app. Overdraft on Barclays is lot bigger too and £1000 withdrawals. I also much prefer the layout and ease of Barclays and doing international transfers Barclays were much easier. I really wonder what the fuss is about First direct.
135 Comments
Use HSBC myself. But FD is good and yes you can switch from HSBC. They still have a regular saver @ 5%. Nationwide just closed their one.
Just switched last week
Amazing bank been with them since the last switch offer and the customer care is fab
Excellent service like HSBC but even better!!
My switch goes through tomorrow.

Don’t forget the linked account that pays a decent rate, whereas for the main account you are getting no interest.

I thought it was stated in the terms and conditions that if you had previously been a customer, you could not switch and claim again!?
I was going to play the switching game a few years ago and made the mistake of switching to First Direct first when I should have left them to last as they are too good and did not want to leave.

The only problem I had when I joined a couple of years ago was the mobile app, but that has been sorted out.
Anyone know if they do a plus account like nationwide that gives you mobile phone and travel insurance and breakdown cover for a fee of like £13 a month?
I switched from Halifax to First Direct about a year and a half ago and haven't looked back. They're fantastic, their customer service is second to none. Every time I've had to call them, I've been answered in seconds and have never had to be on the phone for more than 10 minutes. I can't see myself ever changing again at this point.
Ignore that, just seen they do it and it's £15 a month. Doesn't say if it is Mobile Phone and Travel insurance for the whole family or just the account holder though?
jonnybravo24/04/2019 11:06

Ignore that, just seen they do it and it's £15 a month. Doesn't say if it …Ignore that, just seen they do it and it's £15 a month. Doesn't say if it is Mobile Phone and Travel insurance for the whole family or just the account holder though?


www1.firstdirect.com/ban…029

Travel insurance is for the whole family, breakdown is just for the account holder and mobile phone is 2 claims per year.
However you can ‘double up’ the cover by having a joint account like you can with Nationwide. (At least thats what they told me when i enquired)
Edited by: "howbord" 24th Apr
Might be worth reading about their ethical ratings on ethicalconsumer.org Not good.
Get a £100 welcome when you switch to us
and another £100*** if you decide we’re not for you.


Does that mean you get £100 for joining and then another £100 for leaving if you want to close your account?
rjm671 h, 29 m ago

Might be worth reading about their ethical ratings on ethicalconsumer.org …Might be worth reading about their ethical ratings on ethicalconsumer.org Not good.


Remember that they are into money laundering for Mexican drug Lords too and have been fined for it.
howbord24/04/2019 11:41

https://www1.firstdirect.com/banking/current-account/?fd_msc=PCS0000029#first-directoryTravel insurance is for the whole family, breakdown is just for the account holder and mobile phone is 2 claims per year.However you can ‘double up’ the cover by having a joint account like you can with Nationwide. (At least thats what they told me when i enquired)


Thanks for that. So if its a joint account, its still £15 a month but means both of the account holders get the mobile and travel insurance and breakdown cover?
jonnybravo10 m ago

Thanks for that. So if its a joint account, its still £15 a month but …Thanks for that. So if its a joint account, its still £15 a month but means both of the account holders get the mobile and travel insurance and breakdown cover?


Yes
Ok, I'm being lazy here, do i need to set -up direct debits or standing orders to take advantage of this deal?

I have a current account that is about to reduce the interest paid to me and wondered if I could switch without actually using it as a current account as such, meaning not having to set up payments or receive payments into it after opening ??
I have been with Lloyds forever! And keep seeing these switch deals. I always used to think a switch was quite a lengthy process and would affect credit rating (as I remember Lloyds had their own internal rating).

Is it worth regularly swapping to take advantage of these offers?
With 2 direct debits ongoing for mobile phone contract and sim only, if I switch to FD do I have to re-set them myself or is all automatically done during the switch?And for how long my money has to stay in the account every month in order to qualify?Let's say for example, can I deposit once per month £1000 and then withdrawing it after a couple of days?any minimum period of days for each month required?
Do you get paper statements with FD?
Archie22 h, 38 m ago

Ok, I'm being lazy here, do i need to set -up direct debits or standing …Ok, I'm being lazy here, do i need to set -up direct debits or standing orders to take advantage of this deal?I have a current account that is about to reduce the interest paid to me and wondered if I could switch without actually using it as a current account as such, meaning not having to set up payments or receive payments into it after opening ??



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For you and everyone else asking....courtesy of money saving expert
Like a fire=ravaged forest ... Not enough Branches.
Sooo do you need direct debits on the account you're switching from?
I wouldnt mind moving back to first direct shame I you can only get the switch incentive once
Trust me once you switch in to first direct you will be staying. Switched in 6 years ago to get the bonus. Been my main account ever since
The biggest niggle for me is we switched to them years ago, I'm talking sometime near when they started 20+ years ago(?) and got a big bonus...
But you can never get a switch deal again... I've had other banks 2 & 3 times, but FR is no-go....
Wish they would approve my application :/
I am with them but do not think they are that great. I dislike their app compared to Barclays and you can't freeze your card and it seems to takes ages to see pending transactions appear via First Direct app. Overdraft on Barclays is lot bigger too and £1000 withdrawals. I also much prefer the layout and ease of Barclays and doing international transfers Barclays were much easier. I really wonder what the fuss is about First direct.
Anyone know how to get the boosted extra £25?
"Sorry, we can only offer this to people who haven't previously held an account with us, and we reserve the right to refuse your application and extend or withdraw this offer at any time."

Has anyone ever tested this out?


I did the same offer with FD in summer last year and I'm curious if it could work again now :/
DingIs24th Apr

The biggest niggle for me is we switched to them years ago, I'm talking …The biggest niggle for me is we switched to them years ago, I'm talking sometime near when they started 20+ years ago(?) and got a big bonus... But you can never get a switch deal again... I've had other banks 2 & 3 times, but FR is no-go....


Which Banks have allowed the bonus more than once?


I did most of them last year.... FD, HSBC, Halifax, Nationwide, Natwest, M&S, and TSB.
Bunch of crooks in my experience. I tried to swich in 2004, didn't recieve any bonus and was then refused the bonus when I tried to switch three years ago on the basis of my application in 2004. I honestly could not believe when they brought it up.
Edited by: "supermann" 30th Apr
Can I get this again if I was a previous customer?
Any advice on how to get the golden goodbye?
Never understand the positive comments for First Direct. Worst bank I've ever been with. Their website / interface is also complete garbage.
Anon3224th Apr

Use HSBC myself. But FD is good and yes you can switch from HSBC. They …Use HSBC myself. But FD is good and yes you can switch from HSBC. They still have a regular saver @ 5%. Nationwide just closed their one.


To add, 5% saver on £25-£300 per month limit
Amazing bank just like HSBC GREAT SERVICE 100%
Is there a deal to open a new current account without switching?
switching now from my Tesco account which paid out 3% (now expiring)
I got £225 out of ‘em by joining and then leaving when they had their “£100 if you decide we’re not for you” thing
shubyz24th Apr

Get a £100 welcome when you switch to usand another £100*** if you decide w …Get a £100 welcome when you switch to usand another £100*** if you decide we’re not for you.Does that mean you get £100 for joining and then another £100 for leaving if you want to close your account?


Yep! Worked for me. Although I did have to badger them on twitter to get them to cough up the dough!
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