John Lewis Foreign Currency - Cheapest and you can pay by credit card! and pick it up next day from your local Waitrose/ JL
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John Lewis Foreign Currency - Cheapest and you can pay by credit card! and pick it up next day from your local Waitrose/ JL

17
Found 24th JanEdited by:"Leonmoon"
Pay by credit card and cashback / points on your credit card too. The rates were cheaper than Martin Lewis's currency tool.

I called the credit card company up and they confirmed there is no cash advance fee. It is treated as a standard purchase!

The FAQs on the JL website is a bit vague as it only talks about their credit card (Partnership card) johnlewisfinance.com/cur…tml
Community Updates
Not any credit card only jls card only!

"With our Partnership Card, there are no cash advance fees or credit card transaction charges on purchases of John Lewis Foreign Currency."

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17 Comments
Won't the credit coard company charge you for obtaining cash?
zerocrop2 m ago

Won't the credit coard company charge you for obtaining cash?


Depends, they sometimes charge you a cash advance fee.
zerocrop3 m ago

Won't the credit coard company charge you for obtaining cash?



Yes it will be treated as a cash advance . Not a cheap way to do it .
Even though it may not show a credit card fee on the actual order summary you definitely will be charged a cash advance fee - Quasi-fee - and daily interest on the amount by your credit card company until fully paid off
I've bought foreign currency from JLP for a number of years and they've always been the best value around.
Nothing more convenient and better than a Halifax Clarity credit card (or similar) IMO. "Perfect" exchange rate and just withdraw what you need when you need it.

If you withdraw money from an ATM, pay it off next day using your banking app and interest charged is minimal.
STARLING bank account, Mastercard and App far superior IMHO.....
Revolut
I use Thomas Exchange who have slightly better rates then JL but they have now stopped taking card payments, so the convenience of JL is worth the small difference.
Now gbp to eur rate is 1.145..JL only gives 112.3..Not really perfect rate..Better revolt or halifax clarity
Revolut
Revolut is the way to go - you get interbank rates rather than tourist rates
zerocrop3 h, 27 m ago

Won't the credit coard company charge you for obtaining cash?



There's no credit card fee if you use a John Lewis Partnership card, plus you will earn 1% back in points that you can spend on future purchases at JL and Waitrose. Occasionally, they have double points events, so you can get 2% back if you buy your Euros at the right time.
Since I discovered this, I don't go anywhere else for currency. The exchange rates are very good - have always been better than M&S whenever I've compared. Hot!
What is Revolut?!
I called the credit card company up and they confirmed there is no cash advance fee. It is treated as a standard purchase!

The FAQs on the JL website is a bit vague as it only talks about their credit card (Partnership card) johnlewisfinance.com/cur…tml
Leonmoon18 h, 32 m ago

I called the credit card company up and they confirmed there is no cash …I called the credit card company up and they confirmed there is no cash advance fee. It is treated as a standard purchase! The FAQs on the JL website is a bit vague as it only talks about their credit card (Partnership card) https://www.johnlewisfinance.com/currency/faqs.html


Only the jl card, other cards will treat this as cash. Not clear at all! Very misleading op and
could land someone in hot water. Here is what it says from jl website :


How can I pay for my order?
You can pay online with a credit or debit card.

"With our Partnership Card, there are no cash advance fees or credit card transaction charges on purchases of John Lewis Foreign Currency."

Its a special deal sainsburys and tesco do it with their cards only. Its not all cards
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