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Kia XCeed lease £136.39/month + £276 processing fee with no deposit for 24 months = £3549.36 total @ Yes Lease
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Kia XCeed lease £136.39/month + £276 processing fee with no deposit for 24 months = £3549.36 total @ Yes Lease

£3,549.36Yes Lease Deals
931
Posted 18th Jan
This looks like an amazing deal for a new car with a good warranty.

No Deposit Personal Lease Deal
Just £136.39
Per month, including VAT
Personal contract hire
Contract term: 24 months
Rental profile: 1 + 23
Annual mileage: 5,000
Production status: Current model
CO2: 117 g/km

Vehicle details
Engine size: 1 litre
Doors: 5
Body type: Hatchback
Fuel type: Petrol
Fuel delivery: Turbo
Transmission type: Manual
Drivetrain: Front Wheel Drive
Number of Seats: 5
Insurance Group: 15E
CO2 Emissions: 124 g/km
Top Speed: 115 mph
Fuel Economy Combined: 45.6 mpg
Brake Horse Power: 118 bhp
Finance details
Contract term: 24 months
Rental profile: 1 + 23
Annual mileage: 5000
23 monthly rentals of: £136.39
Initial rental: £136.39
Processing fee: £276.00
Finance doc fee: £0.00
Manufacturer RRP: £20795.00

Looks like a very good deal to me.

Other mileage options are available:

Extra Mileage Options
5,000 miles per annum – £136.39/month inc VAT
8,000 miles per annum – £154.99/month inc VAT
10,000 miles per annum – £167.99/month inc VAT
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Top comments
Why thrown money down the drain, when you could buy an absolute shed of a car with 80,000 miles on that a dog has peed in several times, has a questionable service history and one of the body panels is a slightly different colour to the others. All for less than 'renting' this car?


BargainBros18/01/2020 19:10

Why would you buy it and sell it after two years, doesn't make sense. …Why would you buy it and sell it after two years, doesn't make sense. Bloody leases, sucking up mugs in their wake!


39708808-pqn86.jpgDid you think that when you posted these deals??
loofer18/01/2020 18:01

This is a stonkingly good deal.Got to convince even the most ardent “but 2 …This is a stonkingly good deal.Got to convince even the most ardent “but 2nd hand” fans.What car can you buy for £3,500 and not have to spend much more in the 2 years.Before you consider any repair or maintenance, you’ve got potentially 2 MOTs and 2 years of Road Tax.


I've had a car which was about £1500 for 4 years and have paid about £500 in total for all repairs, MOTs, tyres etc which means even if I sell it for £0 then it's cost me £500 a year for my motoring.

I took out a lease on this car earlier this month for £160ish pcm meaning I'll be £120 a month worse off compared to my cheap and cheerful used car route. It's going to be a different experience though, I'll be paying £30 a week to be in a nice new car which won't cost me anything extra in servicing, MOTs etc.

It's not comparing apples with apples to look at leased Vs used and that's coming from someone that has gone super shoestring style.
Uncommon.Sense18/01/2020 18:08

Yes, it is called insurance, you make a claim pay of your fiance then …Yes, it is called insurance, you make a claim pay of your fiance then lease another. Make sure you have some GAP insurance too.


Why would you need to pay off your fiancé? Just dump him.
931 Comments
This is the one I’m currently considering via Your car pro, £249 processing fee. Is this available in premium colours?
I've used Yes Lease twice in the last few years and always received good service, I would highly recommend them.
Edited by: "fossman" 18th Jan
£3550 including fees
Very good!
I might just have to bite the bullet with this deal. It won't suit everyone, but it's a great cheap run around.

Can anyone advise re gap insurance? I've always hard fully comp (15yrs NCB) so I've never looked at something like this.

I assume the insurance will be approx £40pm, but so I need additional gap insurance as well?
Less than £5 a day so cheap
tony86318/01/2020 17:42

I might just have to bite the bullet with this deal. It won't suit …I might just have to bite the bullet with this deal. It won't suit everyone, but it's a great cheap run around.Can anyone advise re gap insurance? I've always hard fully comp (15yrs NCB) so I've never looked at something like this.I assume the insurance will be approx £40pm, but so I need additional gap insurance as well?


Depends who you insure with - some fully comp will replace new with new but others won’t so you need gap insurance but shouldn’t be much for just 2 years.
NickBrompton18/01/2020 17:45

Depends who you insure with - some fully comp will replace new with new …Depends who you insure with - some fully comp will replace new with new but others won’t so you need gap insurance but shouldn’t be much for just 2 years.


Will the quotes explicitly state its included or is it something I need to speak to them about separately?

I'm not insured with anyone at the moment as I sold my last car 3 months ago. I've been wanting a cheap run around for £2k, but this seems a better option tbh!
tony86318/01/2020 17:47

Will the quotes explicitly state its included or is it something I need to …Will the quotes explicitly state its included or is it something I need to speak to them about separately?I'm not insured with anyone at the moment as I sold my last car 3 months ago. I've been wanting a cheap run around for £2k, but this seems a better option tbh!


I would say it depends how much of a risk taker you are. Do you live on the edge or do you play things safe?

Gap will cover you in the event of a total loss claim (accident, theft, fire or flood damage), cover up to 100% of the outstanding rental payments for the vehicle and cover any shortfall in the market value settlement provided by the insurer. You can also cover the initial payment of a lease too.

Some insurance company’s state new for old in the first year but this often excludes lease cars.

If decide on it always shop around for best quote. (Don’t take lease company offer)
Everyone’s circumstances are different and this is a cheap car but imagine if your car gets nicked or written off early in the lease 😬 for the sake of £100ish it’s a small price to pay for peace of mind.
Sweet deal, hope so tempted.
Why thrown money down the drain, when you could buy an absolute shed of a car with 80,000 miles on that a dog has peed in several times, has a questionable service history and one of the body panels is a slightly different colour to the others. All for less than 'renting' this car?


tony86318/01/2020 17:47

Will the quotes explicitly state its included or is it something I need to …Will the quotes explicitly state its included or is it something I need to speak to them about separately?I'm not insured with anyone at the moment as I sold my last car 3 months ago. I've been wanting a cheap run around for £2k, but this seems a better option tbh!


You need to look in the fine print generally. For instance I know admiral (and others in their group) don’t cover it - defaqto may be a decent place to start.
Which model is it? 2 or 3?
manbearpig18/01/2020 17:58

Which model is it? 2 or 3?


Looks like a 2 of you click through to the site, Kia Ceed XCeed SUV 1.0 T-GDi 118 2 5Dr Manual [Start Stop]
It seems like it might be a misprice but voted hot!
How much would it be for 10k miles? Wondering whether the deal earlier this month now looks bad with this deal being posted (think it's ~£4k for the Stoneacre one a lot of people took out)
Edit: Just seen it's £167 for 10k miles so more expensive than the Stoneacre was (except this has just 1 month upfront which will help people's cashflow if they aren't that liquid)
Edited by: "escortboy" 18th Jan
This is a stonkingly good deal.

Got to convince even the most ardent “but 2nd hand” fans.

What car can you buy for £3,500 and not have to spend much more in the 2 years.
Before you consider any repair or maintenance, you’ve got potentially 2 MOTs and 2 years of Road Tax.
Deal!
Do I get a new one of I crash it?
Is there a option to buy after? If yes, how much would it be thnk
escortboy18/01/2020 18:01

How much would it be for 10k miles? Wondering whether the deal earlier …How much would it be for 10k miles? Wondering whether the deal earlier this month now looks bad with this deal being posted (think it's ~£4k for the Stoneacre one a lot of people took out)Edit: Just seen it's £167 for 10k miles so more expensive than the Stoneacre was (except this has just 1 month upfront which will help people's cashflow if they aren't that liquid)


£758 more (£167.99pm) for 10k miles.

If the cost per mile is less than 8p, I'd opt for the lower amount and pay the overage charges as you might end up just wasting miles/money. I would be £800 for 10,000 miles paying at the end, but some Kia leases have mileage costs as low as 6p, so it is best to ask/check.
MarioMan18/01/2020 18:03

Is there a option to buy after? If yes, how much would it be thnk


No there is no option to buy at the end, but some PCH leases allow you to continue the same monthly payment on a 30-day rolling contract for a s long as you want at the end, it depends who is financing the deal.
loofer18/01/2020 18:01

This is a stonkingly good deal.Got to convince even the most ardent “but 2 …This is a stonkingly good deal.Got to convince even the most ardent “but 2nd hand” fans.What car can you buy for £3,500 and not have to spend much more in the 2 years.Before you consider any repair or maintenance, you’ve got potentially 2 MOTs and 2 years of Road Tax.


I've had a car which was about £1500 for 4 years and have paid about £500 in total for all repairs, MOTs, tyres etc which means even if I sell it for £0 then it's cost me £500 a year for my motoring.

I took out a lease on this car earlier this month for £160ish pcm meaning I'll be £120 a month worse off compared to my cheap and cheerful used car route. It's going to be a different experience though, I'll be paying £30 a week to be in a nice new car which won't cost me anything extra in servicing, MOTs etc.

It's not comparing apples with apples to look at leased Vs used and that's coming from someone that has gone super shoestring style.
M_z18/01/2020 18:03

Do I get a new one of I crash it?


Yes, it is called insurance, you make a claim pay of your fiance then lease another. Make sure you have some GAP insurance too.
Uncommon.Sense18/01/2020 17:53

Why thrown money down the drain, when you could buy an absolute shed of a …Why thrown money down the drain, when you could buy an absolute shed of a car with 80,000 miles on that a dog has peed in several times, has a questionable service history and one of the body panels is a slightly different colour to the others. All for less than 'renting' this car?


I've known people buy 'cheap' car after car and scrap them one at a time before realising they would've been far better off financially leasing.
It's a gamble to varying degrees buying sheds.
Thanks for posting. Will take a look. Just learning about leasing options. Have only ever owned crap 10 year old cars before but getting fed up with repair costs that arrive when least welcome, paying finance for 2 years and the car being even crappier by the time the term is up, so starting that cycle again. Leasing might be a better option?
Buy a cheap service plan from your nearest Kia dealer (or Arnold Clark will do one for £12pm equivalent) and you have two years worry free motoring in a brand new car for very little, set of front tyres maybe.
escortboy18/01/2020 18:08

I've had a car which was about £1500 for 4 years and have paid about £500 i …I've had a car which was about £1500 for 4 years and have paid about £500 in total for all repairs, MOTs, tyres etc which means even if I sell it for £0 then it's cost me £500 a year for my motoring.I took out a lease on this car earlier this month for £160ish pcm meaning I'll be £120 a month worse off compared to my cheap and cheerful used car route. It's going to be a different experience though, I'll be paying £30 a week to be in a nice new car which won't cost me anything extra in servicing, MOTs etc.It's not comparing apples with apples to look at leased Vs used and that's coming from someone that has gone super shoestring style.


You have to admit your £1500 car isn’t going to be as nice to drive as a brand new £20k car.
If that isn’t worth £120 a month for you, then stick with your banger
Christ have you all seen the standard colour of this thing? It’s brown!
Looks awful.
escortboy18/01/2020 18:08

I've had a car which was about £1500 for 4 years and have paid about £500 i …I've had a car which was about £1500 for 4 years and have paid about £500 in total for all repairs, MOTs, tyres etc which means even if I sell it for £0 then it's cost me £500 a year for my motoring.I took out a lease on this car earlier this month for £160ish pcm meaning I'll be £120 a month worse off compared to my cheap and cheerful used car route. It's going to be a different experience though, I'll be paying £30 a week to be in a nice new car which won't cost me anything extra in servicing, MOTs etc.It's not comparing apples with apples to look at leased Vs used and that's coming from someone that has gone super shoestring style.


The only problem you will have is learning to use all the extra toys that come with new cars these days. On the downside though you will never want to go back to an old banger again
tony86318/01/2020 17:47

Will the quotes explicitly state its included or is it something I need to …Will the quotes explicitly state its included or is it something I need to speak to them about separately?I'm not insured with anyone at the moment as I sold my last car 3 months ago. I've been wanting a cheap run around for £2k, but this seems a better option tbh!


NFU give you 'new for old' for 2 years but they are likely to be a more expensive insurer. Worth checking though. GAP insurance is not expensive, especially if you don't buy it from a car retailer.
manbearpig18/01/2020 18:22

You have to admit your £1500 car isn’t going to be as nice to drive as a br …You have to admit your £1500 car isn’t going to be as nice to drive as a brand new £20k car.If that isn’t worth £120 a month for you, then stick with your banger


That's kind of the point of my post, you're preaching to the converted.
Uncommon.Sense18/01/2020 18:08

Yes, it is called insurance, you make a claim pay of your fiance then …Yes, it is called insurance, you make a claim pay of your fiance then lease another. Make sure you have some GAP insurance too.


Why would you need to pay off your fiancé? Just dump him.
loofer18/01/2020 18:01

This is a stonkingly good deal.Got to convince even the most ardent “but 2 …This is a stonkingly good deal.Got to convince even the most ardent “but 2nd hand” fans.What car can you buy for £3,500 and not have to spend much more in the 2 years.Before you consider any repair or maintenance, you’ve got potentially 2 MOTs and 2 years of Road Tax.


I am one of those you describe, but to be fair £3k for trouble free motoring is hard to beat and very tempting. My last car was bought for £1k sold 2 years later for £1k and cost about £300 in maintenance but I was very lucky in finding a bargain. For peace of mind this is a great deal
Is there a way of getting car insurance quotes before actually taking out the lease?
If I get this will I still be able to get a mortgage as house is on for sale because obviously the outgoing costs will add up.

It’s a bargain and normally after 2 years you lose this much value anyway
Ross8118/01/2020 18:20

Buy a cheap service plan from your nearest Kia dealer (or Arnold Clark …Buy a cheap service plan from your nearest Kia dealer (or Arnold Clark will do one for £12pm equivalent) and you have two years worry free motoring in a brand new car for very little, set of front tyres maybe.


Why? The car would surely be serviced at 12k - 18k so no need on 5k a year over 2 years
How’s it work for handing it back - do the lease companies all use the same ‘auditors’ to check the car and charge you for any damage. This is where I get worried that they start playing daft and then suddenly it’s ‘you need four new alloys’ or the usual that’s not wear and tear argument.

I’m on PCP and feel there’s an element of security there as I would be trading in so there’s a better negotiation there with someone trying to sell you a new car.

Also do you just have to be organised to make sure your next lease is lined up ready to go when you hand your expired lease back - is that easy enough?
penguini18/01/2020 18:40

Why? The car would surely be serviced at 12k - 18k so no need on 5k a year …Why? The car would surely be serviced at 12k - 18k so no need on 5k a year over 2 years


Many cars are mileage or calendar whatever comes first
Any ideas how much it costs to get out of a lease earlier than contract period?
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