Lloyds Bank Balance Transfer Credit Card 28 months at 0%. Small 1.5% fee. Plus £20 back from Quidco
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Lloyds Bank Balance Transfer Credit Card 28 months at 0%. Small 1.5% fee. Plus £20 back from Quidco

48
Found 27th Nov 2014
28 months balance transfer at 0%

1.5% fee which is about half what others charge for same 0% duration

possible £20 cash back from quidco

Shared Via The HUKD App For Android.

48 Comments

just looking for a good balance transfer and 0% purchase credit card, this is the best iv seen so far!! thanks op

is this for current card holders or new applicants?

Probably new aplicants as for current holders they send letter with 12 months offer

Original Poster

new applicants

Original Poster

they'll even let you transfer from cards which are in the same "stable" eg Halifax.

The only restriction is that you can't transfer from another Lloyd's TSB card
Edited by: "alan3" 27th Nov 2014

Applied via TCB (£20.20) last month, cashback was paid within 6 weeks, very happy with the offer.

Just confirming, is the CB on the Credit Card or the Current Account. What's the T&C of the CB? Many thanks.

Nice deal.

Original Poster

hotdealseeker

Just confirming, is the CB on the Credit Card or the Current Account. … Just confirming, is the CB on the Credit Card or the Current Account. What's the T&C of the CB? Many thanks.



Cashback is on the credit card ... mine tracked on Quidco the day after I made the application.

How quickly after opening the account do you have to transfer your balance?

could I take this card out now and transfer a balance in 6 months and still take advantage of the offer?

Is it £20 cashback for taking out the card or for transferring a balance to it?

Comment

freejack2k

Is it £20 cashback for taking out the card or for transferring a balance … Is it £20 cashback for taking out the card or for transferring a balance to it?



Clicked the link, on first page it says:

0% interest for up to the first 28 months on balances transferred within the first 90 days after your account is opened.

Sorry the above was a reply to Kevano22 not freejack2k

That's fantastic. My free rate with Barclaycard is due to end on 1st April so I'll certainly go for this.

Hot from me. Just signed up. Thanks!

top man. Great spot. signed up

brilliant thanks for that.

How long do these offers usually last?

kevano22

How quickly after opening the account do you have to transfer your … How quickly after opening the account do you have to transfer your balance? could I take this card out now and transfer a balance in 6 months and still take advantage of the offer?



"0% interest for up to the first 28 months on balances transferred within the first 90 days after your account is opened."

Any self employed HUKD members been accepted for this? They rejected me last time around. Went with Halifax instead and got accepted. Seems stupid since there under the same group.

Thanks OP.

£21 cash back from TCB though

has anyone ever managed to waiver the fee?

Good deal. Transfering £1333,34 you pay £20 fee which Is than covered by cash back.
Edited by: "lutek1000" 29th Nov 2014

Thanks was looking for a good deal.

Not accepted with good credit rating. So beware.

Self employed and just got accepted. Excellent, bye bye barclays lol

Says 3% transfer fee for me?

EDIT: Says 3% fee during application but can see the following on the actual advert on their home page so will take a screen grab of that!

Balance transfer fee of 1.5% applies on balances transferred within the … Balance transfer fee of 1.5% applies on balances transferred within the first 90 days of opening the account, 3% fee applies thereafter


Edited by: "andy_sym" 29th Nov 2014

Can't see this deal on quidco ,other cards but not the 28m ones

What a ridiculous world! I've just borrowed money from Lloyds to pay off my Halifax Credit Card so I don't have to dip into my savings which sit accruing 5% interest in TSB.

No wonder the banks are in trouble.

andy_sym

Says 3% transfer fee for me?EDIT: Says 3% fee during application but can … Says 3% transfer fee for me?EDIT: Says 3% fee during application but can see the following on the actual advert on their home page so will take a screen grab of that!



Yes, that is how mine worked last year. They do charge you a 3% fee initially and then refund back 1.5% within 45 days - still got 18 months to run on mine.

themadgoose

What a ridiculous world! I've just borrowed money from Lloyds to pay off … What a ridiculous world! I've just borrowed money from Lloyds to pay off my Halifax Credit Card so I don't have to dip into my savings which sit accruing 5% interest in TSB.No wonder the banks are in trouble.



Exactly what I did last year. Was a bit concerned that they might not accept Halifax (same banking group) but it was fine.
As you say, If you are fortunate enough to not really need to use a credit card, but could get a better interest rate on any cash you might have, then this is great.

Best to not have credit as we all know, but if you are going to have it, make sure it is cheap!

I can't see this deal on quidco ,other cards but not on this 28months card.

AStonedRaichu

Any self employed HUKD members been accepted for this? They rejected me … Any self employed HUKD members been accepted for this? They rejected me last time around. Went with Halifax instead and got accepted. Seems stupid since there under the same group.



I just got accepted as a company owner/self employed. Thanks OP, great deal!

Keep getting:

"There's a problem...

900000:Unfortunately there has been a technical problem. This transaction has not been completed."

same here

Can you transfer balance from AmEx?

Comment

Boxrick

Keep getting: "There's a problem...900000:Unfortunately there has been a … Keep getting: "There's a problem...900000:Unfortunately there has been a technical problem. This transaction has not been completed."



Same also

Good deal, but website seems to be on the blink

Have they removed this card offer? same error.

most banks update their sites around this time so might be worth trying in the morning

Working now, just accepted, thx OP.
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