Now sure why it’s cold? Heat from me.
I think the 24 months no fee is better, 1.4% fee for an extra 8 months?
Now sure why it’s cold? Heat from me.
I think the 24 months no fee is better, 1.4% fee for an extra 8 months?
anyone know how long it takes to get the cinema tickets after opening an account ?
You have hit the nail on the head :) Glad my post has helped you !
I' thinking of switching bank for the free cash giveaways. What' the minimum term on this? I've been with Lloyds for over 10years, but could I sign up for a club Lloyds account, get the free tickets, and switch bank next month?
Some of the comments here are hilarious. Moaning that it' ONLY 2% interest rate and they got 4% years ago. You compare it to the current interest rates, and 2% ain't bad! I get the feeling people are not realising it' a current account deal, not a credit card. And if you're like I am and with Lloyds anyway, it's an absolute no brainer.
great-thanks! have done it online! very easy to upgrade and went with cinema tickets.
Thank You OP .. just checked my offers .. 15% Morrisons ..10% Waitrose Yayyyy Quick question - if you get cash back at the till .. do you also get the 15% (0r 10%) cashback via the bank also? Anyways ... Easter roasts sorted now .. much appreciated Oh and I have three accounts - so checked all three and got the 15% cash back offer on each ... so I can feel 3 shops coming on... :D
Well you should just checked them out seem great
7% Morrisons for me and 10% Waitrose. Account specific but heat regardless.
Not true. I'm a Lloyds bank customer been using everyday offers since it started and have always have returning offers, the % of cashback varies though. My partner shares the account with me and gets different offers too.
Have you tried this before? Does it work? I've done it on gift cards and it works fine but wasn't sure on cashback
A few accounts offer 5% interest & 3% interest. Your not gonna make millions but if you spread your money wisely your likely to see a nice return over the year
If you noticed writergirl (being a mod) refreshes the existing january deal. She posted one in feb but it was super cold. Good way to avoid it being voted cold. Its laughable! I voted cold as well as all these so called deals are already posted
Aqua reward card is missing here, 0.5% cashback and 0 commission foreign spending.
Good look saving enough for a house. Only spend savings when there is no 0% alternative available. If you’re sensible with money a credit card can be a very valuable thing.
Previously Etihad Amex (now gone), Preferred Gold Charge Card (now credit), most recently the BAPP. I spend approx £6k a month on credit cards, bringing in between 6-9000 air miles.
A brief update, cashback all tracked fine (now confirmed) and within just over a week my balance transfers had gone through and I had the card an internet banking activation code through in the mail. All good. Thanks again OP.
£20.20 cashback at Topcashback also... Note- when you click through they acknowledge having some issues with tracking but say raise a ticket if it doesn't show in a few days, I'll monitor.
Not sure why this isn't hotter, great find! Assume you get to see the credit they're offering you before you decide to transfer a balance?
No fee - it says that in the post?
Whoop! cashback went in yesterday, all for moving a Direct Debit from TSB to Halifax - £50 for nowt (party)
That's just Disney screwing you :) I've never had a purchase be charged in that way so that's news to me.
I'm starting to think that way too, though the bank cashback is solid, I should get onto TCB and give them a little poke and find out what's going on.
I’ve started excluding cashback when calculating costs from Q/TCB personally, it’s a bonus if it pays out, but do I want to pay X amount without it, nope! ;)
I had this in November when I moved to EE, cash back paid without any issues, TCB on the other hand, I've had to get them to explain why it's been declined.
Only 5% for me. Maybe because I used the 10% offer in December. And 10% off at Morrison's has also showed up.
Hi, thanks a lot for such great information, much appreciated (y) (learn a lot especially I am new with all these)
Same on the Halifax as they are run together.
If the store sells gift cards these count towards your purchase. Waitrose only sell their own cards sadly. No named brands. Co-op sell cards and have paypoint for mobile credit, council tax, TV licence payments and giro credit bills. Morrison's obviously sell gift cards. Cashback is also paid on cashback taken at the till point. Make sure you check the maximum reward payout so as not to spend too much.
I've got 12% on Hilton!...Whoopee! I think that offer has been there since forever! Good luck to anyone that has something useful!
Virgin Money served me with £4000 with over 2 years of 0% interest on purchases. Tesco was quite generous (shock) £6000 with over 2 years of 0% interest on purchases, just after I had that card from Virgin. But I am responsible lender. Will earn it and give it back before they charge me.
I’m not saying banks are a bunch of nice guys at all. I don’t recall saying anything that would imply that, but in the most part they don’t just ‘steal’ your money or randomly send debt collectors after people that don’t owe them money, that is certainly the ‘exception’. PPI was indeed a scandal, but I’m not sure ‘took thousands off people without telling them’ is entirely accurate. What they did was opt you in without consent, if you’d check your relevant statements and agreements, it would have been mentioned.
I was pretty lucky with my experience, as it was only £800. There are many people who lost far more than that by dishonest bankers. What about PPI? That's an example of dishonest banking right there. They took thousands off people without telling them! If you think banks are just a bunch of nice old guys who lend people money, you're wrong.
I can’t comment as to why they are offering less than other companies, it may be a better offer for people who currently bank with Lloyds and don’t already have a credit card. I’ve been with Lloyds about 16 months and was given a higher credit limit amount then I applied for, swings and roundabouts and obviously each persons circumstances/credit rating is different.
Be VERY careful about doing that, check EXACTLY what the repayments you make will go towards, you can get right royally scr3wed with that type of card...
I have the 10% cashback with the co-op and I haven't shopped there for a while (annoyed)
do they still do this when you get instore cashback at the till?
Got this offer and used it to buy a gift card. I had got 20% off at Co Op last week which I used to buy Amazon gift cards. In both cases, maximum cash back was £10.
Shame they never do it on shops we actually use a lot..
Got Dynelms dunelms this week got Sainsbury’s last week 10% both times
Nothing for me :/ got a waitrose 10% one but meh
Max cashback is £10, therefore if you purchase £100 worth of gift vouchers you will earn £10 cashback. Just avoid buying anything else whilst you are there as you will get fleeced :D
Wouldn't have even thought to check, but 10% cashback at Morrison's for me. Xmas booze!
I was also going to suggest this as I have done it both at Morrison's and waitrose, but I didn't know you couldn't get it at Sainsbury's. If you have co-op, you can do a Payzone Amazon top up, up to £250. You may also be eligible for a £5 Amazon in store top up bonus if you do this.
£50 per transaction. However I think that the poster is actually wrong. I've tried before in Sainsbury's and the cashback at the till is not included in the 10% back. However, it is included in the 10% back at both Waitrose and Morrison's, which is proabably why he thinks it will work. I'm happy to be corrected if he is certain though, but the cashback at till is retailer specific as it can be determined whether the transaction was 'till cashback' or a genuine purchase - and some supermarkets care (Others, like Waitrose & Morrison's either don't care or can't be bothered to work it out).
Amazon Pay Point top up in Co-op worked for me last month with Santander Rewards. £25 cashback for the max £250 Pay Point top up.
Not just limited to Lloyds; I activated this on my Santander Rewards this morning!
And another 5% with the membership card they do.
just enabled "Everyday Offers" in Lloyds Bank online banking, no current offers available to me :/
"top-up your Amazon account with Paypoint" might give this a try... £250 max(?), get £25 cashback can you pay by card for the top up barcode? (only mentions cash below) https://www.paypoint.com/en-gb/consumers/pages/amazon "Amazon Top Up now available at PayPoint Amazon Top Up In-Store from PayPoint is a great new way for customers to purchase Amazon gift cards using cash. The cash will automatically be added to your Amazon Gift Card balance and each Top Up can be used to buy millions of items online at Amazon.co.uk. How does Amazon Top Up In-Store work?There are now two easy ways to purchase Amazon Top Ups. You can either request a top up barcode through your Amazon app which you can present at any PayPoint store and pay in cash to update your Amazon Gift Card balance. Or, you can request a Top Up amount at the till to get a unique code printed on your receipt to redeem online. Which values are available?Amazon Top Ups are available in ANY value between £5 - £250 in 1p increments e.g. £13.75. Where can I buy Amazon Top Ups?Amazon Top Ups are available at all PayPoint stores nationwide. To find your nearest store, please use the locator below."
I have this card and we made BT's upto 2.5 months after getting the card , all BT's were refunded the 2.43%. My last refund was a few weeks ago , takes about 3 weeks to credit into your account iirc. ;)
just on the phone to them and they said they can't honour the 2.43% refund as I never applied for the balance transfer on application even though it says that it will revert back to 3% transfer fee after any balance transfers made after 90 days. Crazy!
So this is the best offer at the moment. Thank you for your effort. It states that should apply through their eligibility checker but cant find it if click this link Any idea about that ???
This one as per money saving expert
In couple of weeks time ... sooner is better Thanks for kind reply
Yeah same as that
I have taken many cards let's say Santander cc for 24 months I can purchase whenever I want within the 24 months and no interest until the end of 24 months period by that time I always balance transfer or pay it all off.
Usually the cards that have interest free, you have to spend on them within a certain number of days from account opening. I don't know about the ones you specifically mention, but i took out a interest free card for 30 months and only purchases made within first 60 days counted for the free interest for 30 months. Any spending after the first 60 days attracted the usual extortionate rate. It appears this card may not have any limit on when you make purchases which looks interesting and hopefully others will follow. Heat for that from me.
Santander 30 months 0% on purchases
Some cards like marks and Spencer or Clydesdale are offering 28 months interest free, so why would you pay interest from the get go? If you can't budget and pay the balance of in 28 months you shouldn't be getting a card in the first place!
Mines 5% but still something thanks
so now its only 40% more than everywhere else... woooo
Just checked, sadly not on my Lloyds account.
Hi Sorry here's a link to the diode 10% Off 2 or more night http://discountcode.dailymail.co.uk/travelodge i think it changes after its been used so you have to re-visit page for a new one
Giving error that code is already used. Where did you get this code
When you log in to your online banking, select the everyday offers. Then choose which of the offers you want to activate.
Do you have to register for the Lloyds offer, or is the discount automatically deducted?
Thanks for this. I applied for the Halifax Cashback Extras online this morning. Unfortunately, there are still no offers available in my account. Do they take a while to appear? I was hoping to receive the 10% cashback for Harveys
I've vote cold cos don't like giffgaff, just wouldn't promote them. Just expressing my grief.
fantastic work keep it up :) I did not know Firstdirect had their own offers !
You must have had a very slow day in work... fair play for the effort though :D
45 I do a lot of work with banks.
Surveys and reports of IT glitches suggest many are less fortunate than you. Or are you just a very precocious 3-year old? :D
Reading the offer in my 'Everyday Offers' it seems to intimate it has to be a new contract? Not sure you'd be able to switch your DD to get this......I could be wrong of course! "Receive £50 Cashback when you take out any EE pay monthly deal and pay by monthly Direct Debit. Offer expires 16/10/2017 which means you have until this date to take out any pay monthly deal. Cashback will only be paid after your 2nd Direct Debit payment is collected, and the 2nd direct debit payment must be completed by 11/12/2017. Offer valid one time only. Get the most from your phone with the biggest 4G coverage, super smooth service and the best customer deals. Available at ee.co.uk. EE terms & conditions apply, subject to credit check."
same Halifax and Santander
And me (y)
same here , have kept screenshots of the offer I took up prior to my application just in case they need reminding. No mention of the £20 cashback either. My balance transfer has deducted £27.00 from a £900 transfer. This was to be expected but no idea how long before the 2.42% get refunded , anyone know ?
Can anyone tell whether the 0.58% fee offer showed up when they came to arrange a transfer? My account just shows the normal 3% fee and doesn't say anything about cashback even though I applied for this offer and was accepted. Lloyds customer service clueless.
Thanks for sharing.
Got it :) Thanks OP. Recently applied for the m&s one they have been taking far too long even after acceptance.
Yeah how bizarre is that must be some money from click advertising or sonething. Scum mse trying to make more money Here is the link that works https://www.hotukdeals.com/visit/threaddesc/2765017/15322739
Great offer, heat added :)