Lloyds Bank Deals

Lloyds Bank Deals & Discounts

18 hot deals
Lloyds low rate credit card 5.7% APR
-60°
Found 29th SepFound 29th Sep
Summary
  1. Found 29th Sep
Lloyds Bank has dropped the rate on its no-frills credit card to just 5.7 per cent APR interest – the lowest rate on the market for a bog standard card for everyday spending. In… Read more
Editor
Editor

humadoon1 h, 54 m ago

I have taken many cards let's say Santander cc for 24 months I can …I have taken many cards let's say Santander cc for 24 months I can purchase whenever I want within the 24 months and no interest until the end of 24 months period by that time I always balance transfer or pay it all off.


Yeah same as that

harmageddon50 m ago

Usually the cards that have interest free, you have to spend on them …Usually the cards that have interest free, you have to spend on them within a certain number of days from account opening. I don't know about the ones you specifically mention, but i took out a interest free card for 30 months and only purchases made within first 60 days counted for the free interest for 30 months. Any spending after the first 60 days attracted the usual extortionate rate. It appears this card may not have any limit on when you make purchases which looks interesting and hopefully others will follow. Heat for that from me.

I have taken many cards let's say Santander cc for 24 months I can purchase whenever I want within the 24 months and no interest until the end of 24 months period by that time I always balance transfer or pay it all off.

Woogass1 h, 46 m ago

Some cards like marks and Spencer or Clydesdale are offering 28 months …Some cards like marks and Spencer or Clydesdale are offering 28 months interest free, so why would you pay interest from the get go? If you can't budget and pay the balance of in 28 months you shouldn't be getting a card in the first place!


Usually the cards that have interest free, you have to spend on them within a certain number of days from account opening. I don't know about the ones you specifically mention, but i took out a interest free card for 30 months and only purchases made within first 60 days counted for the free interest for 30 months. Any spending after the first 60 days attracted the usual extortionate rate.

It appears this card may not have any limit on when you make purchases which looks interesting and hopefully others will follow. Heat for that from me.

Woogass55 m ago

Some cards like marks and Spencer or Clydesdale are offering 28 months …Some cards like marks and Spencer or Clydesdale are offering 28 months interest free, so why would you pay interest from the get go? If you can't budget and pay the balance of in 28 months you shouldn't be getting a card in the first place!


Santander 30 months 0% on purchases

Some cards like marks and Spencer or Clydesdale are offering 28 months interest free, so why would you pay interest from the get go? If you can't budget and pay the balance of in 28 months you shouldn't be getting a card in the first place!
Co-op food - 10% cashback with Lloyds
196°
Found 28th SepFound 28th Sep
Summary
  1. Found 28th Sep
Maybe account specific. 10% cashback (max £30) until Oct 29th at Co-op food. Found on my Lloyds current account. I will probably use to top up my Amazon account 8)

Mines 5% but still something thanks

so now its only 40% more than everywhere else... woooo

Just checked, sadly not on my Lloyds account.

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10% cashback @ Travelodge with Lloyds bank, stackable with other codes , possible to get £5 Amazon voucher too
249°
Found 18th SepFound 18th Sep
Summary
  1. Found 18th Sep
LLOYDS Everyday offers Travelodge 10% Expires 14 Dec 2017 Earn 10% Cashback on your next stay with Travelodge. With rooms from £29 enjoy an amazing value break at over 530 hotels… Read more

rog18th Sep

here's a code for 10% Off 2 Nights or more 9FP998PZyou might be able to …here's a code for 10% Off 2 Nights or more 9FP998PZyou might be able to use this too

Giving error that code is already used. Where did you get this code

Original Poster

32027601-I64t0.jpg32027601-BQDB3.jpg

Original Poster

terriclarkfan19 m ago

Do you have to register for the Lloyds offer, or is the discount …Do you have to register for the Lloyds offer, or is the discount automatically deducted?

When you log in to your online banking, select the everyday offers. Then choose which of the offers you want to activate.

Do you have to register for the Lloyds offer, or is the discount automatically deducted?
CashBackStack Multithread – all the current account-specific cashback deals matched with stackable TCB/Quidco cashback offers (inc. poss. 175% CB @ giffgaff)
91°
Found 8th SepFound 8th Sep
Summary
  1. Found 8th Sep
Top pick - earn £15.50 cashback on a £10 spend @ Giffgaff – Lloyds and Halifax customers (see below) Bank cashback + TCB/quidco + deals = happy dealhunters :D These deals c… Read more

Thanks for this. I applied for the Halifax Cashback Extras online this morning. Unfortunately, there are still no offers available in my account. Do they take a while to appear? I was hoping to receive the 10% cashback for Harveys

I've vote cold cos don't like giffgaff, just wouldn't promote them. Just expressing my grief.

fantastic work keep it up
I did not know Firstdirect had their own offers !
Edited by: "jsmith1" 17th Sep

Excelent resume.

You must have had a very slow day in work... fair play for the effort though
£50 cashback for Lloyds customers who sign up to EE
300°
Found 23rd AugFound 23rd Aug
Summary
  1. Found 23rd Aug
Are you a Lloyds current account customer? If so, read on. If you’re not, read this anyway and think about whether switching to Lloyds would be worthwhile. Free cash Lloyds has … Read more
Editor
Editor

BertieWusster13 h, 31 m ago

Surveys and reports of IT glitches suggest many are less fortunate than …Surveys and reports of IT glitches suggest many are less fortunate than you. Or are you just a very precocious 3-year old?



45

I do a lot of work with banks.

bigbak11 h, 36 m ago

Never had any problems with Lloyds and I've been with them for my entire …Never had any problems with Lloyds and I've been with them for my entire life.


Surveys and reports of IT glitches suggest many are less fortunate than you. Or are you just a very precocious 3-year old?

Anon2 h, 12 m ago

Some of the current cashback deals on EE through e2save and mobiles are …Some of the current cashback deals on EE through e2save and mobiles are reasonable but it depends on what you are happy with.If you are on EE already there would be no harm switching your DD to this account and see what happens.


Reading the offer in my 'Everyday Offers' it seems to intimate it has to be a new contract? Not sure you'd be able to switch your DD to get this......I could be wrong of course!

"Receive £50 Cashback when you take out any EE pay monthly deal and pay by monthly Direct Debit. Offer expires 16/10/2017 which means you have until this date to take out any pay monthly deal. Cashback will only be paid after your 2nd Direct Debit payment is collected, and the 2nd direct debit payment must be completed by 11/12/2017. Offer valid one time only. Get the most from your phone with the biggest 4G coverage, super smooth service and the best customer deals. Available at ee.co.uk. EE terms & conditions apply, subject to credit check."

same Halifax and Santander

bigbak9 h, 15 m ago

Never had any problems with Lloyds and I've been with them for my entire …Never had any problems with Lloyds and I've been with them for my entire life.

And me

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£20 cashback Lloyds 33 months blance transfer 0% apr 0.58% fee
354°Expired
Found 15th AugFound 15th Aug
Summary
  1. Found 15th Aug
This Lloyds* credit card offers up to 33 months 0% and comes with £20 cashback if you transfer at least £100 within 90 days. As this card is an 'up to' you could be offered onl… Read more

peter122325th Aug

Can anyone tell whether the 0.58% fee offer showed up when they came to …Can anyone tell whether the 0.58% fee offer showed up when they came to arrange a transfer? My account just shows the normal 3% fee and doesn't say anything about cashback even though I applied for this offer and was accepted. Lloyds customer service clueless.



same here , have kept screenshots of the offer I took up prior to my application just in case they need reminding. No mention of the £20 cashback either.
My balance transfer has deducted £27.00 from a £900 transfer. This was to be expected but no idea how long before the 2.42% get refunded , anyone know ?

Can anyone tell whether the 0.58% fee offer showed up when they came to arrange a transfer? My account just shows the normal 3% fee and doesn't say anything about cashback even though I applied for this offer and was accepted. Lloyds customer service clueless.

Thanks for sharing.

Got it Thanks OP. Recently applied for the m&s one they have been taking far too long even after acceptance.
6x Free Cinema tickets with bank account at Lloyds Bank
-87°Expired
Found 29th MayFound 29th May
Summary
  1. Found 29th May
Lloyds Bank account (club Lloyds) gives you choice of 6x free cinema tickets or can opt for annual magazine subscription or annual Gourmet Society membership.. per year need to p… Read more

Original Poster

For most accounts you need to have at least 2x active direct debits to qualify for their promotion. With Lloyds you don't need any.

Example: have wages paid into Lloyds account, then set up standing order to pay money into another bank account such as TSB, where you can qualify for their promotion or make use of Lloyds regular saver account

most accounts cap the amount interest is paid on , so best option is to spread money out across accounts

janner43

To get the interest which is 2% (NOT 3%)..."You will still need to pay at … To get the interest which is 2% (NOT 3%)..."You will still need to pay at least two different Direct Debits from your Club Lloyds current account each calendar month, and no credit interest is payable on the amount of any balance over £5,000."


Thanks, I had forgotten they had cut to 2%

To get the interest which is 2% (NOT 3%)...
"You will still need to pay at least two different Direct Debits from your Club Lloyds current account each calendar month, and no credit interest is payable on the amount of any balance over £5,000."

tsb gives £130 (_;)

Also get 3% interest on 5k. DW and I have one each for savings and 12 cinema tix
0% for 40 Months Balance Transfer Credit Card - Lloyds Bank
599°Expired
Found 17th MayFound 17th May
Summary
  1. Found 17th May
Longest balance transfer at the moment at 0% and a low 1.69% transfer fee

manicmidlander

and what is the "low" balance transfer fee? I'm a seasoned stoozer so … and what is the "low" balance transfer fee? I'm a seasoned stoozer so only use 0 fee and 0% cards.



As a seasoned stoozer, do you know of a way to get balance transfers into a mortgage account. There used to be the egg card that allowed positive balances but since that closed there doesn't seem anything similar. Cheers

akajay07

I gave 8 examples 3 posts before yours... Admittedly they're not quite 3 … I gave 8 examples 3 posts before yours... Admittedly they're not quite 3 years, but there very much IS something like that.


I do not dispute that there are 0% BT - 0% fee cards, but the 3yrs and the concept of free money, its simply not what it sounds like.
I say so, because I know for a fact that those headline quotes are to LURE customers, then offer them something different, which they will not have paid-off by the time the MUCH shortened interest-free period is over, they role back to EXORBITANT rates like > 19%APR, which effectively cost you more than the carrot that you had been offered initially.

i) 95% of people who apply WILL NOT GET the advertised deal (esp the interest free period, like the 28months) they get offered something like 9 months or less.
ii) Majority get offered a very small limit (like £1000) which is not very useful.
iii) Majority of people who REALLY need these cards DO NOT BENEFIT at the end of it all, but the rich who can afford to (a) have awesome credit rating (b) pay off lump-sums in one go, after a few months and (c) probably don't need all these deals tbh, are the ones that usually benefit from all this




Edited by: "fulous" 26th May

FEEDBACK TO ALL:

Further to my previous posts, MSE showed that their was a higher likelihood of her getting the Virgin Money 40 months interest free card, so she applied for it. The balance they set, despite asking if she had any balances to transfer, was £6,500 just 2 grand short of the full amount she needed.

They have said she can write in to request an uplift, which she has done, and if successful she will be able to transfer the remaining balance and bee 100% consolidated with no interest.

At present, she has basically cut her interest by 76% which is absolutely brilliant.

It's thanks to this site and the chat from you guys that this was possible (even though it was a different card!), so thanks to the OP and all those who contributed!

akajay07

Not strictly true... There are '0% Money Transfer Credit Cards' which … Not strictly true... There are '0% Money Transfer Credit Cards' which would give you a cash amount to pay off your loan and you can then pay that off gradually from the card. There is, however, a small fee for doing this - the lowest starting at around 2% - which is added to your total balance. See here for more details: http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costsI gave 8 examples 3 posts before yours... Admittedly they're not quite 3 years, but there very much IS something like that.


That's not this card though, so just making sure he didn't apply for this one and cost himself a bomb.

JusticeForThe96

No mate, this would only apply to balance transfers from other credit … No mate, this would only apply to balance transfers from other credit cards. You're stuck with your loan.


Not strictly true... There are '0% Money Transfer Credit Cards' which would give you a cash amount to pay off your loan and you can then pay that off gradually from the card. There is, however, a small fee for doing this - the lowest starting at around 2% - which is added to your total balance. See here for more details: http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs

fulous

There is nothing like that, what will the credit company gain by giving … There is nothing like that, what will the credit company gain by giving you 0% interest and 0 fees for 3 years??? thats like a 3yr interest free loan, unheard of...


I gave 8 examples 3 posts before yours... Admittedly they're not quite 3 years, but there very much IS something like that.




Edited by: "akajay07" 22nd May
Every day offers for Lloyds Bank customers-Cashback
62°Expired
Found 16th JanFound 16th Jan
Summary
  1. Found 16th Jan
Checking my back account online and realised that I had totally forgotten about the 'Everyday Offers' . For those who don't know, you simply register for the offers you want then n… Read more

Is This also for basic accounts

My account says I've earned £18.52 using these - and I aren't activate them. So it must be worth doing. Leave the OP alone!

For god sake. The person is only trying to tell you

jmb

Rates are still better than any of the other banks though!



No they're not!

superpanda

The interest rate is going down soon so looks like you are going down … The interest rate is going down soon so looks like you are going down that drainpipe.



Rates changed on 8th January. Whether that had any effect depends on the balance that someone had in the account.
Potentially Approx Free £10 for Lloyds Customer with Everyday Offers
79°Expired
Found 22nd Apr 2016Found 22nd Apr 2016
Summary
  1. Found 22nd Apr 2016
Just saw 10% cashback for Morrisons pop up on the everyday offers on my Lloyds account. Hope it's the same for everyone else. The easiest way to get some cashback is to go to Mor… Read more

NomiKaay

Worth a try doing it twice. Worst case scenario, you end up with only 5% … Worth a try doing it twice. Worst case scenario, you end up with only 5% rather than 10%.



​Unfortunately it was only a one time transaction offer with limit of £100 spend but at least £5 cashback on a £102 shopping spend was better than nothing

Original Poster

maani12

I got 10% last year but only 5% cashback this year with morrisons using … I got 10% last year but only 5% cashback this year with morrisons using my lloyds debit card.Only allowed 50 pounds cashback at my local



Worth a try doing it twice. Worst case scenario, you end up with only 5% rather than 10%.

I got 10% last year but only 5% cashback this year with morrisons using my lloyds debit card.
Only allowed 50 pounds cashback at my local

I only have £5 cashback on a minimum £50 basket. Heat enough for me!

Must be selected accounts, no Morrisons on mine.
Lloyds car finance PCP APR 4.2%
84°Expired
Found 14th Mar 2016Found 14th Mar 2016
Summary
  1. Found 14th Mar 2016
OK, so for Lloyds customers they are now offering car finance & I saved a reasonable amount rather than going through the dealer. My A.P.R with Lloyds was 4.2% as opposed to 10… Read more

So it's basically cost you £1000 over 4 years to buy a car that you could sell or keep at anytime. With the peace of mind you have a dealership & bank to contact should you have any problems.

Seems hot to me!!

Original Poster

Here are the full numbers:
Finance option: Flex Car Finance

Price of car: £11,949.00

Deposit: £3,500.00

Amount of credit: £8,449.00

APR:4.1%

Term: 48 months


Monthly repayment: £128.31

Final lump sum payment: £3,380.00

Purchase fee: £10.00

Total repayable: £9,410.57

Original Poster

Yes, there are lots of different options. I know, as I have spent weeks deciding what to do. I decided to go the PCP route as it suited me & thats why I posted the deal in the hope it would help someone. I may decide to make the final payment, I like that I have the option.

I did look at PCH but as soon as you increase the mileage ( I need 17,000) the price goes up considerably.

Up to you how you fund your car but if this saves someone from taking a PCP deal at higher rates with a main dealer then object achieved.

humphmeister

I think you are missing something; the difference between a PCP deal & a … I think you are missing something; the difference between a PCP deal & a loan. A PCP deal still requires a final payment to clear the finance or roll it over to another deal. You have just proved my point that taking a personal loan increases the monthly payment to £187.95 p.m as opposed to £128 p.m with the Lloyds PCP deal. Your loan would cost approx £2,847 more over the 48 months but have no final balance to pay. I would have a final balance to pay of approx £3,300 if I wanted to keep the car.



​but if you've no interest in owning the car at the end you could lease one a lot cheaper and save your £3500 deposit and have a cheaper monthly payment.

Original Poster

This is what I feel is a good PCP deal & doesn't tie you to the dealer's higher rates
20/15/10% Cashback @ Sizzling Pubs/Ember Inns/Harvester/Crown Carveries/Vintage Inns/Toby Carvery. Lloyds customers
68°Expired
Found 15th Jan 2016Found 15th Jan 2016
Summary
  1. Found 15th Jan 2016
Just a heads up for Lloyds current account customers, checked my current account and there's lots of decent cashback offers at the moment for pub meals, so can be used with the exi… Read more

Original Poster

Also, when you pay your bill you get a £5 off £25 voucher. So, as you get shown to a table, you can put drinks on the tab. £25 of food and drink, £5 off, then 20% back so £16 for £25 worth of food/drink. And unlimited 'salad'

FYI
AA Members (Check your email) get 20% on all of those, plus O'neill's and Miller and Carter.

Original Poster

Delboyrob

How does this work?



You pay for your meal with your Lloyds debit/credit card. Lloyds detect you have done so, and give you e.g. 20% back of what you paid at the end of the month.

In theory you could take a load of your mates out, collect the money for food then pay on your card, if the bill comes to say £60 you'd pocket £12.

How does this work?

But nothing off the best pub chain beefeater, just all the cheap quality pub food
7% off next purchase at Sainsburys with Lloyds Everyday offers (invite only)
15°Expired
Found 26th Sep 2015Found 26th Sep 2015
Summary
  1. Found 26th Sep 2015
Good deal if you have a Lloyds bank account and shop at Sainsburys. 7%off your next purchase at Sainsburys with Lloyds Everyday offers just log onto your Lloyds account and activat… Read more

Banned

Don't forget to get cashback lloyds only see's a total amount spent and pay's 7% on all of it

Thank you! I have this offer and wouldn't have checked if I hadn't spotted it here. Heated added

I got 10% with BofS last night

Everyone has different offers - all mine seem to relate to expensive shops I'd never set foot in :-)

5% at Halifax extras for me currently, for info.
5% off Argos when paying with Lloyds Debit Card and other exclusive offers
34°Expired
Found 21st May 2015Found 21st May 2015
Summary
  1. Found 21st May 2015
Came across this the other day whilst logged into my Lloyds online account. On the right-hand side there is an offers section. You will see a fair number of offers, some of which w… Read more

Stendhal

Never noticed it on login, don't look at statements, don't waste my time … Never noticed it on login, don't look at statements, don't waste my time watching TV, and don't get the bus :D.



I always find they're a bit obscure and from shops I wouldn't normally go into but if you have a Lloyds Duo credit card look at the Amex Connect site. They tend to be much better deals (I've had £60 back in the last month from there but only £40 in the whole year from Lloyds offers.)

Original Poster

Dilbert

They are there every time you log in, are mentioned in statements and … They are there every time you log in, are mentioned in statements and covered by a regular tv ad campaign (as well as on billboards and bus shelters). If you didn't know about these then someone else should really be handing your money!



Never noticed it on login, don't look at statements, don't waste my time watching TV, and don't get the bus :D.

Stendhal

Ah, I see. I didn't know that.Still, it's at least worth the heads up for … Ah, I see. I didn't know that.Still, it's at least worth the heads up for people who didn't know these offers existed whatsoever!



They are there every time you log in, are mentioned in statements and covered by a regular tv ad campaign (as well as on billboards and bus shelters). If you didn't know about these then someone else should really be handing your money!

Original Poster

wesleyaldred

These are specifically for you, for example I have several live offers … These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!



Ah, I see. I didn't know that.

Still, it's at least worth the heads up for people who didn't know these offers existed whatsoever!

These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!
Lloyds Bank Everyday Offers 10% cashback on Waitrose
-36°Expired
Found 15th May 2015Found 15th May 2015
Summary
  1. Found 15th May 2015
Can anyone confirm whether it works with getting cashback and/or buying gift cards in-store? Earn 10% Cashback on your next groceries shop at Waitrose - in store or online at wait… Read more

Tehriddler...thanks for the information....jane

Original Poster

[img][/img]

Nanajane

Am assuming that you get the cash back for the spend and that you don't … Am assuming that you get the cash back for the spend and that you don't have to replace the money in the account to qualify?How do you find out if you are eligible for this offer?Does anyone know long it lasts?Sorry for all the questions, thanks Jane


It's back again, this time for 5%. Lloyds will detect the transaction in the statement and pay the cash back to you the next month.
http://s13.postimg.org/sn7ek4bvr/waitrosecashback.png

Am assuming that you get the cash back for the spend and that you don't have to replace the money in the account to qualify?
How do you find out if you are eligible for this offer?
Does anyone know long it lasts?
Sorry for all the questions, thanks Jane

Original Poster

Youngy

Maximum instore cashback is £50


I didn't dare to spend that much. I bought £ 50 John Lewis gift card and asked for £ 50 cash back at the till.

tehriddler

I wonder how much cash they keep in the till. I'll get a £ 100 John Lewis … I wonder how much cash they keep in the till. I'll get a £ 100 John Lewis gift card and £ 100 cashback to max out.


Maximum instore cashback is £50
10% Cashback from Sainsbury's with Lloyds Everyday Offers
-28°Expired
Found 19th Apr 2015Found 19th Apr 2015
Summary
  1. Found 19th Apr 2015
The Lloyds Everyday Offers (free) must be activated at the bottom right navigation panel. Earn 10% Cashback on your next purchase from Sainsbury's. Save on a wide range of big bra… Read more

Forgot...but also you have the chance to win back the cost of a debit card usage. Think it's about a 1000 transactions per month that are chosen and paid back to customers.

If you are a Lloyds bank customer and use their internet banking you can register for Everyday Offers. You are then given differing discounts for outlets etc when you use your Lloyds debit or credit card. Discount paid back into your account once used. Different customers get different offers.

I have no idea what this is all about! Does it only apply to Lloyds customers? It's certainly not on my Nat West online account.

Remember the code of conduct. Name calling will attract infractions.

It appears you needed to have used your card at one of the qualifying outlets, to have that appear in your list of eligible merchants.
Club Lloyds 4% interest current account
47°Expired
Found 30th Jan 2015Found 30th Jan 2015
Summary
  1. Found 30th Jan 2015
Overall having done some quick checking this is the highest rate of interest for a current account IF you have some cash liquidity. In this case you need £4000 in the account in c… Read more

akaa47

you don't have to do a standing order. just transfer the 1500 to another … you don't have to do a standing order. just transfer the 1500 to another account before the month is over and then transfer it back during the next month.



I don't have any other Lloyds accounts though. I think It would be easier to have a standing order from my other bank into Lloyds for £1500 then back to my bank via standing order for £1500 a few days later.

KongDonkey

I would like to know this. Could bounce the money in and out and set up 2 … I would like to know this. Could bounce the money in and out and set up 2 direct debits and get 2% interest as well as the ClubLloyds benefits.



​you don't have to do a standing order. just transfer the 1500 to another account before the month is over and then transfer it back during the next month.

tj9at_jp

Anyone know if you can meet the £1500 monthly funding via standing order?



I would like to know this. Could bounce the money in and out and set up 2 direct debits and get 2% interest as well as the ClubLloyds benefits.

Found out the Aa version free with my lloyds bank has an associated £80 call out fee per call out, that's more than annual membership, the bank like its traders are trying a fast one, better going with a Spanish bank santander

iand123

Thanks, might be worth a closer look then



Don't believe so, they can lower interest at any time.

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