Metro Bank Deals

Metro Bank Deals & Discounts

5 hot deals
267°
EXPIRED
Personal Finance
Metro Bank fixed rate mortgage - 5 year @ 1.84% (65% LTV)
I've been considering a 5 year fix (65% LTV) and came across this which I thought was pretty decent? There's a £999 product fee but free legal assistance and valuation. (1.99% with no fee, max* loan… Read more
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Thanks for the reply .Would you please show working how you got to the rough 2.04% ?
I am interested in finding out the actual percentage with fees for the 1.84%+999fees.
That link is also very helpful as it shows my total paying costs.

whatyadoinsucka

You also need to factor In the term and repayment amount, As a rough … You also need to factor In the term and repayment amount, As a rough guide 2.04%Probably worth putting your details in http://www.thisismoney.co.uk/money/mortgageshome/article-1633400/Mortgage-calculator-Compare-true-cost-rates-fees.htmlPut your rate with fee and the rate without fee and compare the repayment on each


gill21

So if I took the 5year for 1.84%+£999 fees and my mortgage was £100k how m … So if I took the 5year for 1.84%+£999 fees and my mortgage was £100k how much is the actual % I am paying over the 5 years ?


You also need to factor In the term and repayment amount, As a rough guide
2.04%

Probably worth putting your details in http://www.thisismoney.co.uk/money/mortgageshome/article-1633400/Mortgage-calculator-Compare-true-cost-rates-fees.html

Put your rate with fee and the rate without fee and compare the repayment on each

So if I took the 5year for 1.84%+£999 fees and my mortgage was £100k how much is the actual % I am paying over the 5 years ?

whatyadoinsucka

it depends how big your mortgage is, how interest is calculated, etc.As … it depends how big your mortgage is, how interest is calculated, etc.As a basic calculation, for example a £100k mortgage over 5 years, a £999 fee would be £200 a year.approx 0.2% ie a Fifth of 1% pa, on the other hand if your mortgage is only £50k then it would be 0.4% (2/5ths of 1%).


gill21

Very good explanation, I understand better now but as asked previously … Very good explanation, I understand better now but as asked previously what is the actual percentage with the fees(1.84%+£999 fee = % ? ) included and how to work it out please.(_;)



it depends how big your mortgage is, how interest is calculated, etc.

As a basic calculation, for example a £100k mortgage over 5 years, a £999 fee would be £200 a year.
approx 0.2% ie a Fifth of 1% pa, on the other hand if your mortgage is only £50k then it would be 0.4% (2/5ths of 1%).



can we stop the BS about America and give some constructive advice to my earlier questions

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369°
EXPIRED
Personal Finance
5 Year fixed rate mortgage 2.14% with 65% LTV includes Legal assist & no valuation or application fee with Metro Bank
Great rate for 5 year fixed rate deal with legal assist & no valuation fee!! NO application fee either.. 65% LTV required
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check out Quidco or TCB for free advice and cashback. every little helps

Kebabcasualty

​If the base rate drops in November or early December as suggested, the f … ​If the base rate drops in November or early December as suggested, the financial services providers will be quick to turn it around as a large majority of fixed rate mortgages start in January for renewal. They'll all be competing for the customers. Hope it works out like that, my mortgage is due for renewal in January!



I don't think you'll see much of a rate drop if the base rate is to go to down to 0.1% anyway. Carney has said that he is willing to overshoot 2% inflation without raising the BoE rate but most banks only passed on about half of the recent drop anyway.

I've got just got a 1.94% 5 yr fixed with Halifax and there was a 1.34% 2 year fixed as well. You're not going to see mortgage rates drop much below that - the margin just doesn't justify the capital and risk.

danc_101

22.5k cash deposit (15%) and 30k HTB (20%)



Got there in the end :-)

Franken

I see. that still doesnt add up though. This is a 65% ltv deal. You … I see. that still doesnt add up though. This is a 65% ltv deal. You quoted 75% ?



22.5k cash deposit (15%) and 30k HTB (20%)

the question from the person asks how much the deposit woulf be on a 150k house on HTB it doesnt ask the deposit for this 65% product
1587°
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Other
Metro Bank refunds customers when they rehome a dog or a cat from Battersea Dogs and Cats Home. Refunds will be up to a maximum of £65 for cats and £105 for dogs.
Quote from their website: Buying a dog or a cat? We are delighted to announce that Metro Bank refunds new and existing Metro Bank customers when they rehome a dog or a cat from Battersea Dogs and Cat… Read more
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This deals makes me feel better, we've just dropped of our dog at a dogs' home because as it transpires ...a dog IS just for Xmas.
Edited by: "HankMcSpank" 6th Jan 2016

For those bashing this deal and somehow suggesting that Metro bank's offer is negative are full of rubbish. I'm not a dog owner, but have been one until I moved to London and would love to be in the future. Having a bank that encourages you to consider pet ownership is a great thing as far as I'm concerned especially from a shelter that has had to put down 1/3 dogs it received (in 2010). After this deal I'll be switching to Metro bank (I've considered it in the past but didn't see a branch near me) even though I am unlikely to make use of the offer because I want to encourage offers like this over "free" mobile or travel insurance. And as for the OP, have some heat!

When will a bank just be a bank that's fair and reasonable to its customers? How about reinstating the policy that we all bought into when we signed up to no overseas bank charges?

Also, perhaps Barclays could take a second away from helping old people Skype to give better mortgage rates?

Much to ask?

TehJumpingJawa

Not sure what you're ranting about; I was merely quoting the PDSA as an … Not sure what you're ranting about; I was merely quoting the PDSA as an organisation that has published research into the real costs of pet ownership, rather than the 'back of a beer mat' gross simplification presented by Le_Maske.If you don't consider the PDSA a credible source, Google will find you numerous others that all agree to within a reasonable margin.


I'm saying I question most charities, most fail on admin and its costs, why posted the link, where you can research UK charities.

seaniboy

PDSA great medical professionals at my local but the support staff and … PDSA great medical professionals at my local but the support staff and receptionists all have attitude like you are wasting their voluntary time (when they are paid) I took someone registered pet in as the owner is disabled the staff all knew and it was approved I would attend with animal, I got the print out of treatment costs and donated out my own pocket the amount squared upto £40 for drugs used as well the charity already employs the staff so that is not out of pocket unbalanced expenses for PDSA.I handed the £40 in notes across to the receptionist with the receipt (unknowingly I didnt have too as I dont use PDSA) who looked at it fully - the two amounts then rolled her eyes then stared dismissively right at me like I was robbing her, then rudely slapped a envelope in front of me saying "it goes in this and then the box with the sign on it over there with donations", not a thankyou for the donation, not a bye, nothing. If the owner on benefits took the pet as usual they would not have got a penny. Doing a good deed for someone then donating on their behalf and treated like they were the RSPCA and I had been abusing the animal. Disgusting.The paid support staff at most charities act like public service admin staff, its vulgar.



Not sure what you're ranting about; I was merely quoting the PDSA as an organisation that has published research into the real costs of pet ownership, rather than the 'back of a beer mat' gross simplification presented by Le_Maske.

If you don't consider the PDSA a credible source, Google will find you numerous others that all agree to within a reasonable margin.
Edited by: "TehJumpingJawa" 4th Jan 2016
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Freebies
MasterCard's Fare Free Friday is happening again for all Metro Bank customer
I know this deal might not be for all people but I just wanna share it for those who might benefit. This is a great bank, great customer service and simple too. Not sure to post deal in Freebies o… Read more
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Original Poster

orochiguyver

This is for all Mastercard customers regardless of bank. :-)



thats even better! thanks

This is for all Mastercard customers regardless of bank. :-)
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Freebies
Free pumpkin decorating at Metro Bank on Sunday 26/10 from 12-4 nationwide
Saw this posted in Reading and promoted online as all branches participating. They promise giveaways and treats too. Have fun!
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Original Poster

xcloose

Is this for real?

Yes, just been up there! Lots of mini pumpkins and sticker faces to choose from (nice and clean and easy!). Plus gummy worms and Metro bags up for grabs.

Is this for real?
-14°
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Freebies
free food, manicures and face-painting at metro bank, ealing
opening of new metro bank in ealing - special offers on friday 7th june and saturday 7th june. free manicures on friday; free face-painting on saturday, free food and DJs and giveaways and more on bo… Read more
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Original Poster

cityam.com/art…ars

not necessarily as doomy as it sounds - if i remember correctly amazon accumulated huge losses before it turned the corner.
43°
EXPIRED
Home & Garden
CASH YOUR COPPER COINS FREE @ METRO Bank Branches
You can count and convert your copper coins in to cash FREE at Metro Bank branches. They are so common in London area, use branch finder https://www.metrobankonline.co.uk/Our-Stores/OurStores/ I know … Read more
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Original Poster

collectorcol

How the hell did this get to 40 degrees?Worst 'deal' I've seen for a … How the hell did this get to 40 degrees?Worst 'deal' I've seen for a while and it's getting hot votes?!



Actually when I posted this deal, I thought of 'normal' people who had to pay 7% fee at local coin counting machines.. Did n't thought people could spend their weekends counting money and exchange it for petty cash. Hello move on, try to find some deals which could benefit HUKD users X)

collectorcol

Who rattled your cage?



Sorry, squire. Didn't realise it was your private thread, where only your small-minded opinions are allowed.

I'll leave you to it.

I thought part of the fun was counting up all of your 1p's and 2p's, bagging them and putting them in the bank, I must be an old fashioned.

collectorcol

How the hell did this get to 40 degrees?Worst 'deal' I've seen for a … How the hell did this get to 40 degrees?Worst 'deal' I've seen for a while and it's getting hot votes?!



Nothing bad about it; if it doesn't apply to you, move on - for those it does apply to, it's a good deal.

Isn't this for Metro bank customers only?
244°
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Freebies
Free coffee at Metro Bank - £3 in your account for free
**Unfortunately their branches are in and around London only at the moment, so only any good if you can get to one...sorry!** I opened an account at Metro Bank as they don't charge for overseas/forei… Read more
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Banned

Romford, Earls Court, Holborn more branches each month, check the website above.

Free coffee!!!! Heat

There is one in Reading!

fowler002

how far away from london do you count as 'around london'? I live like a … how far away from london do you count as 'around london'? I live like a hour drive(down the m4) into central london, outside of the m25 circular and have a metro open recently in my town.



They are opening one in slough soon, and i'm pretty sure there is one already in reading.

Anyone considering opening an account with Metro might want to read some of the posts on this MSE thread. Some people quite happy, but an increasing number (including one previously avid supporter who totally changed his view when things started to go wrong) very unhappy:

forums.moneysavingexpert.com/sho…php?t=2857768&page=14

I'd rank it alongside Santander, which isn't saying much!
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Freebies
Free 99 ice creams being given out outside Snow Hill station, Birmingham
As per title. Grabbed one at 4.15 and not much of a queue
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Bet the chances are if I got there I'd be customer 100 & the'll all have gone!

It was Midland Metro to celebrate their 99% reliabilty record. As a regular commuter on the service I'd love to know over what time frame they achieved the 99% reliabilty record... presumably 8pm - 11pm on Sundays.

Now of they were giving out 99's to draw attention to how many people are on a average 50 seater tram during rush hour it wouldn't have been too far from the truth...

buckers582

why?



think it's called marketing?

why?

what company??
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Home & Garden
Refund of Battersea re-homing fee for Metro bank Customers
Have an account with London based MetroBank? Re-home a dog from Battersea dogs home and MetroBank will refund your fees upto £105. Also works on cats!
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Original Poster

Hey, u live an learn! Don't post any deals about re-homing an animal in need with an ethically sensitive bank offering to help u with the fees. Next deal: Pitbull pups available now, 50quid each, meet me in the queens Head! :-P

The money you give to re-home one of these pets is used to cover the micro chipping, spaying etc and look after the ones who are in their care and the hundreds that get dumped on their doorsteps, I think it's a stupid idea. I obviously don't know what arrangement has been made between the two parties but I hope Battersea is not loosing out and the animals it cares for.

Charging money to get an old pet is mental anyway, people give away puppies and kittens for free so the fee is off putting in the first instance.

Up to £105?

I thought most dogs homes only asked for a donation of about £20-£30 quid for rehousing?

Oh wait, it's Battersea. **** in London always costs thrice as much as everywhere else.

And you're probably just as likely to find flea ridden, leg missing scruffs in Battersea.

Get the dog and the cashback

Sell the dog on ebay.kr

WIN WIN !
48°
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Freebies
Metro Bank debit card - no foreign exchange loading or cash withdrawal fees
Exchange load = 0% ATM charge = 0% Spending charge = none Cash withdrawal interest = 0% Metro Bank PLC is authorised and regulated by the Financial Services Authority, charges no foreign exchange loa… Read more
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I opened a Metro Bank in London after becoming disillusioned with HSBC.. Very friendly staff. Basic account, but very simple and great approach to customer service. Can't wait 'til they open a few more stores.

Not in Birmingham....................shame!

Does not deserve -ve

Good deal - and info