M&S balance transfer card for 32 months @ 0% apr. Plus £25 cashback. Transfer less than £2525 and some of the cashback will pay off your fee!
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M&S balance transfer card for 32 months @ 0% apr. Plus £25 cashback. Transfer less than £2525 and some of the cashback will pay off your fee!

5
Found 3rd Apr
M&S CREDIT CARD

This M&S credit card* offers a decent 0% period, and if you're accepted you'll definitely get the full 32 months. Plus, apply via our link by 9 May and transfer at least £100 by 30 Jun and you'll also get £25 cashback, meaning if you transfer less than £2,525 you'll effectively pay no fee.

Need-to-knows
  • The cashback will be credited to your account no later than 31 Jul 2018.
  • You won't be eligible for the voucher if you already hold an M&S credit card or have done within the last year.
  • After your 0% deal ends, you'll pay 18.9% interest a year on any balance transfer debt left over.
  • You need to transfer the balance within 90 days, or you won't get the 0% period.
  • Always pay at least the minimum monthly repayment, or you'll lose the 0% deal.
  • Don't spend/withdraw cash on this card. It usually isn't at the cheap rate and cash withdrawals hit your credit file.

MSE exclusive
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5 Comments
Good man you stated that the info came from MSE.
Original Poster
cliosport653 h, 56 m ago

Good man you stated that the info came from MSE.


That's because its an MSE exclusive so not directly on the M&S website!
Good deal
So I can pay off a credit card with a high APR with this M&S card, is that what a balance transfer is? I have just applied for the deal and been accepted. Thanks for sharing.
Original Poster
Avjoar2 h, 7 m ago

So I can pay off a credit card with a high APR with this M&S card, is that …So I can pay off a credit card with a high APR with this M&S card, is that what a balance transfer is? I have just applied for the deal and been accepted. Thanks for sharing.


Yes thats exactly what it does and even though it has a fee depending on how much you transfer the cashback will pay part of the fee or all of it and pay of some of your balance too!

I'e you ran out of months and are now paying 19.9% apr you transfer the £2,000 to this

This will cost you £20 but the cashback is £25

Bingo you now have £1995 to pay back and 32 months interest free to pay it off.
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