Last time I sold 6 months before my house purchase or I would have lost my buyer, so would not have been able to port. Anyway I have decided on a 2 year loyalty tracker with Santander. 1.39% with £495 fee, and no ERC other than repay legal/valuation fees they paid for.
There is a charge (£350.00) for valuation on this mortgage. So in total, your fees will be a minimum of £545.00.
My product finishes the end of august. Is it too early to apply now. Intending on going for the 2.19 fix with first direct then once it goes thru go for the 1.79 tracker . if it looks like there is going to be a hike get back to a fix again. Thoughts....?
If you say so. 'You can't taper a ponzi scheme'
Most mortgages are portable so you don't need to worry about ERC