Nationwide Select Credit Card - 2% cashback (for 90 days - 0.5% afterwards) / 15 months purchases at 0% / 26 month balance transfer at 0%
838°Expired

Nationwide Select Credit Card - 2% cashback (for 90 days - 0.5% afterwards) / 15 months purchases at 0% / 26 month balance transfer at 0%

65
Found 31st Jan 2014
I was going to put a large purchase on one of my current credit cards, when this offer landed on my doorstep. It is for Nationwide account holders only but seems to offer a great deal on all the things that really matter! :
*2% unlimited cashback for 90 days from account opening, reverting to 0.5% thereafter on all sterling purchases
* 0% on purchase for 15 months
*0% on balance transfers for 26 months (2.4% fee)
* Unlimited commission-free purchases abroad

65 Comments

Go this card good offers

I had this card when it was 18 months free on purchases and was great, I bought everything on it and paid it off every month and got quite a bit of cash back so big thumbs up from me! Also they gave me no hassle when interest free was over and I wanted to cancel it. Heat added.

Original Poster

Offer closes 19th Feb!

Shame I'm not with them

I had this card too, great for interest free spending for 15 months. Oddly just before the interest free period ran out it kept getting rejected at a few online retailers. It worked at some though. Silly really as that's the one time they really want you to start spending! Sure it was only a one off and probably some over protective fraud prevention measures.

Already have a Nationwide credit card? If so, unfortunately you won't be eligible for the introductory offers.

richardhopkins1

Shame I'm not with them



Its not difficult to set up a free bank account?

Pretty good deal. I might just take it up!

xJayJayx89

I had this card when it was 18 months free on purchases and was great, I … I had this card when it was 18 months free on purchases and was great, I bought everything on it and paid it off every month and got quite a bit of cash back so big thumbs up from me! Also they gave me no hassle when interest free was over and I wanted to cancel it. Heat added.



Why did you want to cancel it when interest free was over if you were paying it off in full every month?

might go for this now that aqua has ended. saw it the other day. pretty hot.

shame the 2% is for 3 months only.

good deal, hot from me!

Good deal

rodrigobr

shame the 2% is for 3 months only.


very true - hardly worth the hassle

The fee's the thing (2.4%)

Original Poster

All credit cards charge a fee for balance transfers. 2.4% is good when most cards are around 3%.

just got my first with HSBS and only 3 month free on purchases :-(

got this a few months ago, was great for buying my Macbook. Bought it on old CC and balance transferred over for 26 months interest free (the 2.4% fee was negligible in the grand scheme of things tbh) worked out much cheaper than the apple finance i was looking at!

Nationwide in branch are always really helpful too...Great deal

Plus if you want to switch your account from another bank they make the whole process really simple

Never had a single problem with this card so far, recommended.

ItsUs2

Nationwide in branch are always really helpful too...Great dealPlus if … Nationwide in branch are always really helpful too...Great dealPlus if you want to switch your account from another bank they make the whole process really simple



I'd disagree about the switch part, they mucked mine up and it took 5 weeks, payments not setup properly, never paid off my old overdraft as they should of. Was a pain. I am prob an isolated case though to be fair, and they did give me £250 compensation when all was said and done, so did their best to fix things and once I complained I had one person to contact instead of customer services.

Can anyone with this card tell me if it's contactless?

Banned

amex platinum has better cashback doesn't it?

Original Poster

Amex platinum has a £450 annual fee!:-(

Application form won't let me apply. "The items marked X have been completed incorrectly. Hover over the X for more information."

How in the hell does one of these credit card deals go for 25 responses without the usual bombardment of posts from people who don't understand that credit cards can be an excellent tool for the financially literate and not something that's reserved for those looking to rack up excessive debt?

Voted Hot by the way!!!

Why advertise 2% when it is only 2% for 90 days. It is 0.5%. Still think Amazon CC is better than this and the Luma 4% cashback was even better for a fuel/shopping card.
Edited by: "shadowdogg" 1st Feb 2014

sarkymark1

Amex platinum has a £450 annual fee!:-(



Charge card does, credit card doesn't.

jonneyt

Why did you want to cancel it when interest free was over if you were … Why did you want to cancel it when interest free was over if you were paying it off in full every month?



I don't want more than one credit card so took another one out, always handy for emergencies or big purchases (holidays and council tax coming up) when there is something you can't pay off in full.

p.s people that don't know how to use a credit card properly (i.e not get in debt with it) shouldn't have one... know how to use the system!

If your going after the cashback, Santander do the 123 credit card. Petrol purchases yield a 3% cachback.

Maximum 56 days for purchases if you pay your total balance on your statement, including any balance transfers, in full and by the due date.


^^^^ does that mean you only have 56days to pay of each individual purchase. for instance, you cant say spend £1200 on a holiday on the card then, then take 15months to pay it off. you would need to pay the £1200 within 56 days.

Tpbarratt

If your going after the cashback, Santander do the 123 credit card. … If your going after the cashback, Santander do the 123 credit card. Petrol purchases yield a 3% cachback.



£24 fee? Ha! Even if the first year annual fee is 'free'

Deedie

Maximum 56 days for purchases if you pay your total balance on your … Maximum 56 days for purchases if you pay your total balance on your statement, including any balance transfers, in full and by the due date.^^^^ does that mean you only have 56days to pay of each individual purchase. for instance, you cant say spend £1200 on a holiday on the card then, then take 15months to pay it off. you would need to pay the £1200 within 56 days.



No, the 56 days is for when the 15 months on purchases is over

helenbaybee

No, the 56 days is for when the 15 months on purchases is over



so after the 15months is up, I can still get 56 days without paying any interest.

sorry if im being thick, but I have never had a credit card before

Deedie

so after the 15months is up, I can still get 56 days without paying any … so after the 15months is up, I can still get 56 days without paying any interest.sorry if im being thick, but I have never had a credit card before


only if you make a purchase the day after your statement.

chocci

only if you make a purchase the day after your statement.



which statement. only the last one in the 15month period, or every statement after the 15 month period?

Deedie

which statement. only the last one in the 15month period, or every … which statement. only the last one in the 15month period, or every statement after the 15 month period?

every statement after the 15 month period

chocci

every statement after the 15 month period



cheers. anybody know what the limit is on this card, or is this based on individual circumstances? I can only see £1200 mentioned, but I don't know if that's just an example of 1 purchase

Deedie

cheers. anybody know what the limit is on this card, or is this based on … cheers. anybody know what the limit is on this card, or is this based on individual circumstances? I can only see £1200 mentioned, but I don't know if that's just an example of 1 purchase



Individual circumstances.
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