Nationwide Building Society Deals

Nationwide Building Society Deals & Offers

61 hot deals

All Nationwide Building Society Deals, Discounts & Sales for December 2018

Nationwide switch your mortgage for £100 cashback - existing customers
Found 2nd DecFound 2nd Dec
Existing nationwide mortgage customers are able to switch their rate online and get £100 cash back per account paid within 1 month of the switch taking place. If you are on a fixe… Read more
Get dealGet deal

i took out tracker mortgage a year past August and got £500 as a first time buyer. The Bank of England rates went up so my Mortage was due to go up in December 2019. I just happened to check their website and they had as slightly cheaper tracker mortgage. I went into my local branch and asked if I would be able to swap to the new rate given I'd only made two payments to my new mortgage and they said yes plus I'd get the £100 switching bonus you refer to. So that was me £600 up just before Christmas. The rates changed again and my so did Nationwide, as they had a slightly cheaper rate again so clicked a few buttons and changed again. Yip £100 cash back again. I only had my mortgage a year and I ended up with an interest free mortgage when you take the cash back into account plus money in my pocket. Ok it wasn't a large mortgage compared to many but still scary to me. So I don't think there is any limits as to how often you can switch on a tracker as I certainly had no problems and the staff at my local encouraged me. No sign of additional credit checks either. Hope this helps.


Nationwide by default pay £100 for each account switched. There was a thread a while back and one chap had 5 accounts. If your fixed is due to end they pay £100 to swap to penalty free tracker and again of you then swap into a fixed later down line.


Sean, you've missed my point my friend. You would have got cashback from broker and Nationwide. Like I did, this is what I was implying. Thanks for posting and spreading the savings! All the best.


Yeah I have looked but if you are switching between trackers it'll work, but it makes it pointless if you choose a product with fees. Its an interesting proposition and to be honest if they drop the 2 year tracker I'm going to give it a go and see if I get it again


I wonder how often you can get this. If your in a tracker you could technically switch a few times a year if the rates hold. Perhaps it’s capped at once a year. Could prove an interesting loophole.

1% cashback from on next purchase (Nationwide Visa offers)
LocalLocalFound 23rd NovFound 23rd Nov
Terms and conditions: To redeem this offer, you will need to make a purchase at Offer valid for one purchase completed online. Reserving online and paying in-store will no… Read more
£5 off £40 Fuel at BP via Nationwide Simply Rewards and BPme
Found 17th NovFound 17th Nov
If you have a nationwide account, sign up to nationwide simply rewards free Then pay for your fuel at BP using your nationwide card on th… Read more

The BP station can already be 10p more than local supermarkets in London, so not a great deal.


A fiver off will bring BP fuel down to the price of other stations. BP always seems the most expensive!


Same problem here too


I've just had a response, so fair play and my £5 has been granted.


Takes 3 days to show in your account . They are having teething troubles , as the first time I tried it ( 2 weeks ago ) my card was declined ! So I rang them and they admitted to problems with BPME at their end and gave me the £5 compensation even though I bought no petrol . The next day it worked fine - So £10 off £40 worth of petrol :D . It appears to be account specific (or maybe once per account ) as I haven't got the offer this time round :( .

Nationwide - Refer a friend and share £200, earn up to £500 **Please do NOT offer Referrals**
Found 9th NovFound 9th Nov
If you're a Nationwide member you can earn up to £500 per tax year by recommending five friends. That's £100 per friend, when they switch to us. You're a member when you have a cu… Read more
Get dealGet deal

Best bank I’ve dealt with! Never an issue


I wish I didn't have a nationwide account, just so I could be recommended and come back 8) great building society.


My mum and dad passed away weeks apart last year and I had nothing but a positive experience from them. From when I seen the advisor to when the accounts were closed, everything was hassle free and the advisor was empathetic and was professional and dealt with everything which made me move my banking to them. Suppose everyone will have a different experience. Can't tar with the same brush.


Been really happy with my Flex Plus account & linked 5% savings. For £13 a month it's definately worth it for us. We've 4 x Apple mobiles which are covered which you might expect to pay £5 pm each The missus & I have full European breakdown cover Just those 2 things alone make it a no brainer


I wouldn't take much notice of the Trustpilot score. None of their millions of satisfied customers are going to go on Trustpilot to say anything positive, Why would they? Nobody has asked their opinions. Only people who have had a bad experience are going to post there. I don't doubt the genuineness of the negative reviews but you aren't hearing about the positive experiences. I would take much more notice of the moneysavingexpert poll which regularly places Nationwide near the top and often the top branch based bank/building society. The link below is to their most recent poll.

Nationwide Visa EU offers (Simply Rewards) for Nationwide Building Society customers
Found 9th NovFound 9th Nov
This is exclusive for all the Nationwide visa card holder. All you have to do it register once using your visa card number at following website. You c… Read more

Thank God i thought it was because i lived abroad! Visa/ Nationwide are bunch of t**dwipes.


Good shout out. Happened to me years ago after realising my cashback on plane tickets didn't go through, man i was ******.


Stopped using the credit card because Visa kept blocking the card for online transactions, even for large reputable companys that I'd used before. CS said there was nothing that they could do about it. Shame that they can't even let you know that the card is blocked. Other cards will send an aceess code via text.


I thought it was too good to be true (lol)


My bad.. that's £75 on purchase of £500 and over ..

5% in FlexDirect Current (balance upto £2500)  & 5% in Flex Regular Online Saver account at Nationwide  **Pls do not offer referrals*
Found 5th NovFound 5th Nov
Just read this in Metro newspaper that Nationwide offering 5% in current ( balance upto £2500 ) as well 5% in Saving account ( Flex regular online saver ) - you need to save £250 … Read more
Get dealGet deal

This comment is reply to a @Yesgo question, in the comment immediately above. For some reason the mods reviewed it, and in doing so, it is no longer showing as a response to a question by him. It is NOT about this post for a 'Flex Regular Saver' account. This is the 'Future Saver Account' we are talking about, that I posted.Not the 'Flex Regular Saver' that this post is about. I am pretty certain that you can add 5k per year. I was told that when I opened mine, and that the interest is paid on the whole amount, calculated each day on the total balance. The interest rate is variable, so can change depending on the B of E rates. On their site it states... Save: up to £5,000 per account year. I suggest you give them a call. for further information on it.


Just saw this account on the website. If you roll into the second year and deposit a further 5k to bring total up to say 10k, the 3.5% still only applies up to 5k I think but couldn’t find anything on the t&c to confirm. Any ideas?


It will be £100 each, as it was last year (no problem) but last month?, it took 3 weeks, and 1 screw-up after another... Mega grief, and the credit could (so I was told today) take 30 days to hit our accounts. It even resulted in a tesco home delivery being cancelled, even when the order was ON the van, out for delivery (fierce)


Travel insurance terms also changed , for the worse.


You don't necessarily need to close it you can just open another one making sure the first one is past its maturity or you can close it and open another one (y)

Deal Alerts!
Want the hottest deals in your inbox?
Subscribe to receive an overview of the hottest deals posted each day.
BP £5 cashback on a purchase of £40 or more - Nationwide simply reward Visa offer
LocalLocalFound 18th OctFound 18th Oct
It is back again, fill £40 or more at BP via the BPme app, get £5 back to your Nationwide account. Check your Nationwide Simply account to see you have this offer first, then set … Read more
Get dealGet deal

I tried to use this offer last time it was posted but my closest BP in Woodford green had issues with BPme service for over the course of the promotion. I wonder if it's fixed now...


That’ll be about 0.5 litres at BP prices ;)


It appears a lot of messing around though- BPme really ! I fail to see any advantage in the scheme (apart from this fiver :D ).



Yes, I normally get fuel from my local Tesco, the local BP is normally 5p per L more than Tesco, I only go to BP when this kind of offer on, works out better for a £40 fuel.

Nationwide FlexPlus account - Mobile Phone insurance, Breakdown cover with home start, Travel insurance £13p/m
Found 15th OctFound 15th Oct
I need mobile phone insurance this seem the best deal. Remember if you leave £2500 in the account, the monthly cost is effectively about £7 because of the interest. 3% AER in… Read more

25 for Android and 50 for Apple.


No way you would get the inter bank rate


Covered for any car the account holder is in or registered as owning exc business use


You're talking about 2 different accounts


If you know someone who has an account with Nationwide they can recommend you and both get £100

New Nationwide Future Saver acc. 3.5% on up to 5K pa (about £185), if you have  kids under 15
Found 3rd OctFound 3rd Oct
My monthly saver is coming to an end, so I was looking for a better option. Found this while in Nationwide, and compared to my monthly server which gives me roughly £75 (5% on £250… Read more
Get dealGet deal

I use Halifax Sharedealing, £13 a year and £13 per trade. (Give or take a £1). Others use % of holdings. I'd recommend their Stocks and shares ISA though, any profit made in that is exactly that, profit. Doesn't get taxed. As for BMN, yeah - I first invested in November 2013, average around 2.4p. Hope to be an ISA Millionaire in the next year or so. I believe BMN will hit a pound a share in the next 12 months, I'm certainly confident in having what I have invested in it! Which would be slightly over a 100% gain at current levels. They're due to announce dividends this year, some anticipate November. As always, do your research & good luck. Investing in AIM is the highest risked market. A lot of people stick with big companies, of course with that you have far less reward. Invest what suits you. (y)


Hello I am interested in investing in stocks and shares but not sure where to start. Can I ask what platform/website you use to invest in these and what you would recommend? I need like a step by step guide into investing :-D Just had a look at a few posts about this bushveld minerals and looks promising.


To open this account, you must be: an adult aged 18 or over with parental responsibility for a child who lives with you for at least some of the time – at the time of opening the account, the child must be aged between 0 and 15 years, however the account can be held until such time as the child is 18 years and six months olda UK residentI presume this to mean 0-15 inclusive. For further information, you can call them on 0800 302011


Is this up to 15 years old i.e including


I did. They paid me £175 in the end admitting everything. But their phone desk were incredibly rude and refused to fix their issue instead blaming it on me. The person who investigated my complaint even remarked on their unfriendliness and unwillingness to assist me after they'd made their own mistake

Nationwide Simply Rewards Visa cashback offer. 10% Halfords online spends
Found 22nd SepFound 22nd Sep
Halfords 10% back on your next purchase Limit 1 cashback per account. See full terms Terms and Conditions To redeem this offer, you will need to make a purchase at Of… Read more

I have £5 off £40 at BP, unfortunately my local one has turned into an Esso so I can't redeem it! Have this offer, 5% off Co-Op, and 10% off Boots too.


Me too - just checked, no Halfords, only crap. They clearly have a really good algorithm to identify stuff that people don’t want!!!


Usual Nationwide crap offer ..I don't even check my account for this rubbish.


Delivery to store is free on click and collect. Home delivery is free on orders over £40


Not instore.Cost more for postage than discount.

Nationwide Simply Rewards Visa offers. 10% cashback on online orders.
Found 15th SepFound 15th Sep
Nationwide Simply Rewards Visa offers. 10% cashback on online orders. limit 1 cashback per account Valid until 22nd September offer specific Terms and Conditions To re… Read more

I also have an Advantage Card offer of 150 bonus pts wys £15, unfortunately that's in-store only and this offer (which I have) is online only. :(


Account specific! I've got Co-op and Lululemon (whoever they are!).

10% Cashback at Halfords via Nationwide "Simply Rewards " - Online only
Found 25th AugFound 25th Aug
Valid until 3 September , One use per registered Nationwide customer . You must be registered for Nationwide "Simply Rewards " . If not already registered simply follow the deal l… Read more

not on my rewards .pity as was looking to buy pressure washer and 10% would have been help full


I wonder if this will work if you take something on finance on the website.


Yeah same here, Nikes, Wickes, but sadly no Halfords which I would have preferred.


These deals vary by account, My current deals are for Nike, aol, Wickes, etc....I don't have Halfords. The Mrs has different deals for her account. Look at your email.....'Tailored deals with Simply Rewards by Nationwide'. The key word being tailored.


Just a hunch.. .. but I'd say many people just vote surf and don't, or very rarely comment. Some vote and comment if it's something that interests them or maybe something they want to warn people of.. or comment on their experience with product or retailer. Some look at trustpilot and vote based on some online reviews, good or bad. Some have had a bad experience and automatically vote cold. Some just don't like a product so vote cold, some like it and vote hot. Some have a friend who's uncle's cousins roommate had a bad experience so vote cold. Some vote cold if they don't like something the op has said in the past. Some vote hot because they like the op. What I'm trying to say is.. there is often likely to be no correlation between deal temperature and the comments due to the randomness of human nature. Take each deal on its own merit, do some independent research yourself and if it's a deal for you then feel free to click through and buy it. Have fun (y)

As Nationwide member, recommend a friend, share equally £200 up to max. £500 per person per tax year @Nationwide Building Society (*DO NOT REQUEST REFERRALS*)
Found 31st JulFound 31st Jul
As Nationwide member, recommend a friend, share equally £200 up to max. £500 per person per tax year @Nationwide Building Society (*DO NOT REQUEST REFERRALS*)
This deal offer has been running for year(s) but not mentioned Dec 2017 here. You're a Nationwide member when you have a current account, mortgage (excluding buy-to-let and commer… Read more

For how many months does the 2x direct debits have to be paid out for? Can I open a donor account, have 2 DD, then switch and wait until I get the money? How long does it take to be credited? Thanks in aadvanc


You continue to behave as cheap_as_chimps.


You're begging for another cold vote :p


I had a similar experience - a friend recommended Nationwide. Neither of us got any money. I complained and was told I had quoted the wrong number when I signed up. Complained twice more and was told each time nothing could be done. Raised a formal complaint following their own procedures (the last step before complaining to the ombudsman) and was told it could be fixed - was told we would both be paid the £100 and an extra £75 compensation. Eventually we both got the £100 (it took about 6 months of complaining but their dismissive attitude had annoyed me). Never saw the £75 compensation (I'd lost the will to fight them anymore). What I learnt from it is that if Nationwide make a mistake their default position is "tough - that's our policy". Also they're incompetent. It's left me pretty unimpressed. I'm thinking of leaving again.


@jraf used the preposition "as", not the verb "to be", @jraf is correct, you are wrong, see my grammatical explanation above. He never claimed Nationwide "is" , he wrote "as". That's the difference.

Up to £450 (switch bonuses & interest) for you & a friend for switching to Nationwide (NO REFERRAL CODES)
Found 27th MayFound 27th May
First of all... just a reminder that referral comments aren't allowed, please don't drop those comments in here they'll only get removed (y) This isn't a new deal but I think it… Read more
Get dealGet deal
lanc1979 This is the link for MSE refer a friend page with people offering referrals - private message (PM) the latest poster to see if they'll share their part of the referrals bonus with you. It's all done on trust though - you'll get the £100 yourself and they'll get £100 for referring you; but in order to get your referral some will offer to pay you after the bank switch has gone through via PayPal or similar, so see if anyone will make you an offer like 25% via PayPal once switch complete etc. You'd need to be a member of MSE to send PMs though.


HOw do you do this please? Thank you


MSE is a good place for referral swapping, but they've really cracked down on sharing the referral bonus there - try PMing a few people who've posted recently and you can get more than £100 for signing up to Nationwide.


Just a quick reminder (as it looks like some people forgot - or didn't see the massive flipping CAPITAL LETTERS in the deal title ;) ), no referral offers or requests, please. Ta.


Can also recommend Nationwide. Worth highlighting their Visa offers page here which you can gain access to once joined:

Nationwide Select credit card – 0% for 12 months on purchases/balance transfers, no BT fee + fee-free abroad
Found 15th MayFound 15th May
Nationwide Select credit card – 0% for 12 months on purchases/balance transfers, no BT fee + fee-free abroad
This card’s a decent all-rounder but before you read on, be aware that you need a Nationwide current account (FlexAccount, FlexOne, FlexStudent, FlexDirect or FlexPlus account) to … Read more
Get dealGet deal

Do you look "dodgy"??


Same issue that the verify by visa seems to stop everything when using over internet meaning having to phone in. I think it has something to do with nationwide having no password option available yet other visa cards you have from other suppliets requiring them to be used. Looks like visa profile all your cards against a single profile, so maybe a coding error somewhere causes this. Nationwide have no idea why but it's infuriating.


Also have this card but never knew it was fee free abroad! (embarrassed) Been using my Halifax Clarity card for that. At least i have a choice of the 2 now. Never had a problem with this card either i might add.


i have this card and have had the same problem as many others have reported, i tried to pay for a rental car over the phone and it was declined so ended up having to use another credit card. a couple of minutes later i received a text asking if i had tried making a transaction by which time it was way to late.


They have been hoping I'll swap my Nationwide gold credit card to this one. The gold card product was discontinued in 2012, but still they keep providing the card.

Nationwide Simply Rewards: Starbucks

20% back on your next purchase
Found 27th AprFound 27th Apr
Nationwide Simply Rewards: Starbucks 20% back on your next purchase
Available on registered Nationwide cards. Terms and Conditions To redeem this offer, you will need to make a purchase at Starbucks. Offer valid online or in-store for one purcha… Read more

Similar offer, this time for HSBC customers but worth checking your Visa rewards page if a Nationwide of First Direct customer -


Let me guess... 20% if you never/rarely buy in Starbucks cos you appreciate a good coffee and Starbucks isn't hitting the mark. I'm obviously in this category. 10% if you have bought stuff in Starbucks but according to your 'data profile' you need to buy more terrible coffee. 0% if you're already suckered in to loving their terrible coffee and you don't need a discount cos you're going to buy it anyway. :p


10% on mine


Not showing for me, it's a shame as I just went there today and will probably go again soon!


Can't see it on mine either- not that I would have used it if it was!

Nationwide Loyalty Single Access ISA 1.4% AER
Found 6th MarFound 6th Mar
Noticed this a couple of days ago and assumed it would have been posted but can't find it in "Search" . Certainly the best instant access (ie non fixed term) rate from the big boy… Read more

You can get capital protected investments in an ISA wrapper that expose you to inflation risk but remove capital risk and opportunity for growth, income or a mix. So not that silly. You may of course ultimately not benefit but that’s where risk appetite comes into play. They are fairly low to medium risk though


If you pick a cautious fund that would not happen classic scaremongering regarding investing!


But your investment could quite easily lose 20-50% or even more?


With inflation at around 3% you are losing money in real terms getting 1.4% in a cash ISA so yours is a silly comment :o


You can have a Cash ISA with one provider and a Stocks and Shares (Investment ISA) with a different provider up to £20K in total each tax year . I split mine so say half in a steady safe Cash ISA and half in a Fund supermarket ISA (Fidelity in my case ) - historically greater growth over a more than 3 year period but also an element of risk .

Nationwide Rewards: £10 cash back (and 50% off first order) - I got my order for £5!
Found 2nd JanFound 2nd Jan
Nationwide Rewards: £10 cash back (and 50% off first order) - I got my order for £5!
Ok, this isn't for everyone. But... 1. If you're a Nationwide customer 2. Eligible for their rewards scheme, and 3. Live within a Gusto delivery area You can get £10 back on a Gus… Read more

Hmm. That's odd. I just checked my login and can't find the deal anymore. That's despite me placing the order on Friday 29 Dec for delivery today. I'll expire this deal.


Gousto offer expired on 8/12 according to my Visa offers

Nationwide recommend a friend - Earn £100 per friend (*DO NOT REQUEST REFERRALS*)
Found 16th Dec 2017Found 16th Dec 2017
Nationwide recommend a friend - Earn £100 per friend (*DO NOT REQUEST REFERRALS*)
If you’re a Nationwide member you can earn up to £500 per tax year by recommending five friends. That’s £100 per friend, when they switch to us. You’re a member when you have a cu… Read more

I got recommended a few months ago, and have even been able to make a couple of referrals myself. It's literally free money :) Nationwide are a great bank too. Only thing is it's not always easy to find people to give referral links to. I still have a couple left but nobody seems to want one.


Cannot fault this bank. Owned by its members, has all the perks and great customer service and mortgages rates


+1! With anything like this, you really have to save a copy of the T&C, read them and understand and comply with them!


Turns out I had a few friends with this account after all. Thanks to all.


I recommended a friend about 5 months ago and it all went through fairly quickly for them. I'm not sure what's changed in the T&Cs butit shouldn't be an issue if you follow them :)

£100 cashback for existing mortgage members @nationwide
Found 25th Nov 2017Found 25th Nov 2017
Had a surprise £100 from nationwide after switching to cheaper mortgage deal before interest rate increase. Double win for me 8) Incentives: £100 cashback for existing mortgage… Read more

Your welcome buddy. Erm about a week, NW just subcontract it to the valuer. What type of property are you buying? How much deposit/total amount borrowed etc. That's fabulous you got the deal, I have benefitted greatly from this site over the years so it's nice to give something back.


Tim, thanks a lot! Managed to get that deal from NW directly by applying online yesterday. DIP approved, waiting valuation appointment. How long did NW to book a valuation for you from getting a descission?


Any luck with the deal?



I paid £299 for broker to get that deal but i think just ring them there is a good chance it's still active and don't need to go through a broker