Nationwide Building Society Deals

Nationwide Building Society Deals & Discounts

60 hot deals
262°
Personal Finance
Nationwide Flex Direct Current Account Pays 5% interest on balances up to £2500
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also … Read more
Latest commentsPost comment

Still one of the better bank account offers and the refer bonus to switch is just a nice £100 bonus.

Hotmeal23 h, 50 m ago

From day 1: wang in £2500. Then recurring from month 2 wang in £1000 a m …From day 1: wang in £2500. Then recurring from month 2 wang in £1000 a month which you can immediately transfer back (plus interest gained on the £2500) to another account, ensuring you leave £2500. Done.



Cool. Could you transfer from PayPal the £1000 each month? And what happens if you forget to transfer £1000?

I'm confused - what is the name of the special savings account that is linked to this Flex Direct Current Account?

I already had a FlexAccount with Flex Regular Saver (£500/month). I just upgraded the Flexaccount to the Flex Direct account. How do you get the additional linked savings account you guys are talking about?

I spoke with Nationwide customer services earlier before upgrading to the Flex Direct and the guy led me to believe the Flex Regular Saver account I already have isn't the 5% interest £250 linked savings account you guys are talking about and that I can only open it after opening the Flex Direct account... He said it's a totally seperate thing. I don't see any option to open the savings account you lot are talking about? The only 5% savings account I can see they even do is the Flex Regular Saver which I already have - I'm really confused.
Edited by: "Master_Yoda" 11th Aug

Can recommend for £100 incentive

folks, if this deal is news to you please go check out moneysavingexpert. This has been around for years, and is their standard product. It's like posting a deal for RRP of something.
-46°
Personal Finance
The Mortgage Works (Part of Nationwide) Buy to let various rates - 65% LTV 2.99% fixed 5 years - no legals or survey fees - non refundable £150 setup fee + NO arrangement fee
Obviously do your own research, and you'll need a professional intermediary.
Latest commentsPost comment

BTL is the reason first time buyers can't afford anything! Money goes to money...

i didn't think they did 85% BTL

cadmus10 m ago

Just completed a 10 year fixed at 2.49% with First direct with no fees …Just completed a 10 year fixed at 2.49% with First direct with no fees whatsoever


These are buy to let mortgages, completely different to residential.

Just completed a 10 year fixed at 2.49% with First direct with no fees whatsoever

hhali

Rates have come down. I got 2.89% on a LTV of 85% late last year


was that for BTL or residential ?

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389°
EXPIRED
Freebies
£5 cashback when you spend £30 @ lidl with simply rewards by Nationwide
£5 cashback @ Lidl when you spend £30. Use your registered nationwide visa card to pay. You have to register with simply rewards by nationwide offer. Offer valid till 31 July 17. Register here - h… Read more
Latest commentsPost comment

thanks op

Just logged on and was able to get the offer, so thanks for that.

Original Poster

CaroFielding14 h, 47 m ago

where do I see this on my card?


@CaroFielding it's not on your card .. you have to register using the link provided and than make your purchase using your qualifying card ... The cashback will be added to your bank account automatically within couple of weeks or so.

eset12345

what are you afraid of?


The word "afraid" has three very different common meanings and usages.

mattu

Not on mine I'm afraid.



what are you afraid of?
239°
Personal Finance
Students! Free debit card withdrawals abroad with Nationwide FlexStudent Editor
Pay attention students! Nationwide has made a few changes to its student account, making it fee-free. FlexStudent offers the following: • No monthly fee • No fees on cash withdrawals abroad • Int… Read more
Latest commentsPost comment

megamit

You are better off getting a monzo card to use abroad since it also has … You are better off getting a monzo card to use abroad since it also has free withdrawals abroad.



A week and 2 days and i am down to 4,000 places. I started on 26,000 on the list.

manbearpig1 h, 32 m ago

Didn't you read today that a student was complaining about being £69k in …Didn't you read today that a student was complaining about being £69k in debt? It was laughable.https://www.theguardian.com/education/2017/jul/11/student-debt-graduates-tuition-feesThis moron actually made the national news. She's clearly very stupid with bad grades because she only got into Westminster University (terrible, one of the worst). Started off doing fecking TV production and then moved to PR, it's beggars belief.These imbeciles are going to university, taking on debt and then somehow get picked up by the national news. Judging by her size she has clearly drank and eaten every penny of the maintenance loan. This is why normal hardworking people shouldn't vote for labour. They support this.


Unbelievable.

Nope Labour is the students vote by default.
Edited by: "J4GG4" 11th Jul

J4GG410th Jul

Heres me thinking students cannot afford to even eat hence known for …Heres me thinking students cannot afford to even eat hence known for eating beans on toast and pot noodles.Now i know why, they're always abroad on holiday getting free cash withdrawels.


Didn't you read today that a student was complaining about being £69k in debt? It was laughable.

theguardian.com/edu…ees

This moron actually made the national news. She's clearly very stupid with bad grades because she only got into Westminster University (terrible, one of the worst). Started off doing fecking TV production and then moved to PR, it's beggars belief.

These imbeciles are going to university, taking on debt and then somehow get picked up by the national news. Judging by her size she has clearly drank and eaten every penny of the maintenance loan.

This is why normal hardworking people shouldn't vote for labour. They support this.

Or you can use a Halifax clarity card, cash withdrawals are free. Just make sure you pay some money into your account first, or you will pay an interest charge until you pay it off

Or just open a Starling account. Similar to Monzo but with a proper current account, and no minimum deposit requirement
387°
Personal Finance
The Nationwide FlexDirect account Pays 5% interest on balances on £2500 *****PLEASE DO NOT OFFER / REQUEST REFERRALS*****
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also … Read more
Latest commentsPost comment

Can recommend for £100 incentive

Correct

Original Poster

crumpetman

It changed earlier this month for new accounts. If you already have a … It changed earlier this month for new accounts. If you already have a regular saver then it will still be upto £500 per month.


Yes but then once you start another one will it then drop to £250?

It changed earlier this month for new accounts. If you already have a regular saver then it will still be upto £500 per month.

Original Poster

Regular saver is only £250 now! Must of changed it
39°
EXPIRED
Groceries
Cheap(er) wine, beer and spirits for Nationwide card customers at Majestic
Nationwide customers can get £10 off a £40 purchase at Majestic Wines. Make sure that your card is registered for this offer before buying. Click 'Get Deal' to go to the offer page. Here's the main T… Read more
Latest commentsPost comment

Can't use Clinton's and app voucher unfortunately. Don't have nationwide to test this on tho

excellent!!
404°
EXPIRED
Groceries
Lidl - £5 back on purchases of £30 or more with Nationwide Simply Rewards
Handy for the BBQ supplies this weekend if the weather holds off! £5 back on next purchase of £30 or more at Lidl using a registered card with Nationwide Simply Rewards. 'To redeem an offer, simply… Read more
Latest commentsPost comment

I have just logged into my account and the Lidl offer is there, thank you!

Original Poster

The image above is my account. This is why I posted it this offer. Unfortunately my powers do not extend to knowing what each and every person in the Nationwide Rewards Scheme has in their account. With the post at 392 heat though this would point out that of the 10 people above (that commented and no doubt left negative heat with their feedback) there must have been over 250 - 300 people (that voted) that have the offer.

It's a wild goose chase not showing in mine

or me
235°
EXPIRED
Personal Finance
Nationwide Flex Direct Current Account 5% on £2.5k for 12 months
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also … Read more
Latest commentsPost comment

Can recommend for £100 incentive

I can refer and split my payments as well

Can refer

Jacktheripper694 h, 53 m ago

I have tried but you don't have PM enabled


I can give you a referral if you are having difficulties.

mattyscfc

PM me mate, I am not active enough to PM you but I have a current account … PM me mate, I am not active enough to PM you but I have a current account ready to switch.



I have tried but you don't have PM enabled
462°
EXPIRED
Groceries
Lidl - £5 off your next purchase of £30 or more @ Nationwide Customers (Simply Rewards)
£5 on your next purchase of £30 or more at Lidl Great deal if you are a nationwide customer. Simply Rewards is promoted on the Nationwide site. http://www.nationwide.co.uk/support/support-articles… Read more
Latest commentsPost comment

gavaskar27

Thanks


Although this offer says it expires on 14th May I have just been offered the same deal on my Rewards page valid until 1/6. I've only recently opened an account with Nationwide and the only shop I've used the card in is Lidl last week so I'm very pleased with it. Some of the rewards seem to be customer specific, like this one, whereas others seem to be widely available. Combined with the 5% interest offered on first £2500 balance for first year their Flexdirect seems one of the best accounts out there at the moment.

Its on my account today

can anyone who did get it state their city or county? I'm wondering if some people get it based on location and others don't...many thanks

So, doesn't come up in my simply rewards

scubascuba3

Difficult to spend over 35.41€ (£30) at Lidl



Any of the award wines to your liking?
413°
EXPIRED
Personal Finance
Nationwide Flex Direct Current Account 5% on £2.5k for 12 months
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone. It also … Read more
Latest commentsPost comment

2 referrals left, first come, first serve. Pm me

Can recommend

Close the account, wait 12 months, apply again.

I've got this account. After the year has ended, how long before we can apply for the same type of account again?

I missed out on "thesameagain" offer but if anyone else wants to be recommended then just drop a PM
943°
EXPIRED
Groceries
£5 cashback on your next purchase of £30 @ lidl from simply rewards by nationwide
£5 cashback on your next purchase of £30 @ lidl , instore only Also another good one was 15% cashback @ Harvester, this will come in handy over easter log into your accounts to see others make sure… Read more
Latest commentsPost comment

i have had this offer 2 times and both times they did not honor it even after providing them with evidence that i had used the card and that the offer was valid on my account they just ignored it in the end and now the offer is shown again in my account

noelphobic

I've submitted an online query to ask why the offer is no longer showing. … I've submitted an online query to ask why the offer is no longer showing. Will report back when I get a response.


I didn't get a response but have just checked and the offer is showing again, expiring tomorrow.

From Saturday morning shop my redemption is being processed had an email just now. I might even try some others now

I checked just before I went as last time it vanished from early morning to later that day

Yeah it's showing on my account today, I never used it last time round because it disappeared. I've screenshotted this time just in case.
323°
EXPIRED
Personal Finance
Nationwide Mortgages 1.24%
I think people have already spoke about this. But I have been amazed by this building society. I switched my mortgage from Natwest (I was paying around £495 per month) to nationwide and my monthly pay… Read more
Latest commentsPost comment

That's a great deal, won't be needing it though as mortgage free since Monday

M_z

So their mortgages are to fund the purchase of a house you want to … So their mortgages are to fund the purchase of a house you want to actually live in, otherwise you get a 1% penalty? Don't see a problem with that myself. If "you dont yet have enough equity to move to a BTL mortgage" you probably shouldn't be a landlord.



​we're going to rent our home and move to Switzerland. the advice from sniper penguin is extremely helpful for us as we are looking to remortgage in April.

dannyshep

I pay 268 live up norf it's cheaper


i really need to move, our mortgage is killing us ..sigh
Edited by: "bbsutton" 22nd Feb

its a joke,
dont get yourself in a knot over it...

FREEZIN_WOLF

What an idiotic comment. The poster could have a released equity, could … What an idiotic comment. The poster could have a released equity, could have bought years ago or any number of other reasons. Your comment is extremely naive.


cliosport65

​Interest rate would have gone up by then



doubt that, rates are due to go down
Edited by: "AnnaMak" 19th Feb
838°
EXPIRED
Personal Finance
Nationwide FlexDirect Current Account - 5% interest up to £2,500 for 12 months
Just saw the 3% tesco current account go hot, so thought this one was worth a mention too. Great current account if you dont mind doing your banking online. 5% on balances up to £2,500 for first 12 … Read more
Latest commentsPost comment

Can recommend

Rkp

http://www.hotukdeals.com/deals/nationwide-flexdirect-current-account-5-2553320this is from quite a while


yup repost as well this should be deleted lol hotukdeals.com/dea…320

dodoegg1

are you sure you've got the name of the account correct? Im logged in on … are you sure you've got the name of the account correct? Im logged in on Nationwide right now and checked the accounts that can be open. The only 5% account I can find is;Flexclusive Regular SaverIf you are a Nationwide main current account customer*, our Flexclusive Regular Saver offers our highest instant access savings rate. Could this be just the encouragement you need to start saving?Flexclusive Regular Saver lets you increase your balance by up to £500 each month for 12 months, with the reassurance of unlimited instant access to your money and easy management online, via our Mobile Banking app, or in branch.How on earth do I find the one you've put in this deal?



If you click on Get at the top of the page it takes you there or Click here

are you sure you've got the name of the account correct? Im logged in on Nationwide right now and checked the accounts that can be open. The only 5% account I can find is;

Flexclusive Regular Saver

If you are a Nationwide main current account customer*, our Flexclusive Regular Saver offers our highest instant access savings rate. Could this be just the encouragement you need to start saving?

Flexclusive Regular Saver lets you increase your balance by up to £500 each month for 12 months, with the reassurance of unlimited instant access to your money and easy management online, via our Mobile Banking app, or in branch.

How on earth do I find the one you've put in this deal?

Opened 3 accounts. 1 for Mrs, 1 for me & a joint.Re-read posts and realised i could have capitalised on the refer a friend too. face palm time now
316°
EXPIRED
Sports & Fitness
10% back for Nationwide customers @ Boots
Nationwide are running a 10% cashback offer on the first purchase at Boots for its cardholders who have registered their cards on the Nationwide Offers website. Minimum spend is £30, max cashback in £… Read more
Latest commentsPost comment

40 days later and I finally get confirmation of my cashback. Anything but simple! Grrr

You're not alone in having to chase up cashback. I am currently having to deal with customer services in the USA trying to PROVE that I have spent the money at the retailer according to the terms and conditions blah blah blah!

They have sent emails back and forth trying to verify this that and the other but they will eventually see that I have indeed qualified and they will have to pay up. Daft as the latest one is only for £x amount but I am not giving up!
Edited by: "bemad" 12th Jan

BobMass

It took a month of emails for this Boots offer to pay out for me last … It took a month of emails for this Boots offer to pay out for me last time. I have now been waiting a month for a Debenhams offer to payout. Simply Rewards has managed to get it right less than 50% of the time for me. Nowhere near as reliable as Halifax cashback offers.



Agree. They didn't pay out for an adidas order I made last year. Took many, many emails for them to eventually pay out. The guy dealing with it even tried to say at one point it was not a genuine purchase....what does that mean despite sending on the adidas invoice? For them to finally pay out I had to photoshop two screenshots of my order and then they grudingly paid out. Pretty ridiculous, all for the sake of £15 - they probably wasted more than that putting the time in to investigate it!

I've used this three times since October, twice on-line which they honoured and once in store which I have had to chase as it did not track, that was the 27th November so I wonder if they were having problems about that time. I've just had a look and it is not on my account, luckily I don't need anything so it has stopped me making an impulse purchase ;).
Edited by: "kooks65" 12th Jan

Yes they have requested info from me with the requested info quoted at the bottom of their email!
322°
EXPIRED
Home & Garden
Nationwide - 5% savings rate!!! Flexsaver
5% regular savings for Nationwide main account holders. Unlike some banks which limit monthly deposits to £250, Nationwide let their customers save £500 a month so you could get £6,000 in here over a … Read more
Latest commentsPost comment

Thanks op. Anyone want to earn £100 and recommend me? Send me a PM

Slightly off subject but worth noting. Nationwide have removed the free travel insurance for new applications for their FlexAccount from the 15th December 2016. Existing account holders keep this benefit. LINK

I'm not really interested in the current accounts themselves (Although I did get healthy switch incentives for opening each one)

But most of these 5% regular saver account are a perk for customers holding a current account.

Any money hitting a regular saver stays their.

Basically start with a big amount (at least to me), my pay.

Move it into a current account then to another then another. Each time it moves a little comes off and goes into a regular saver where it stays for a year.

A lot of the current accounts have minimum pay in a month. So if you don't put £1000 in m&s you don't get a monthly £10 gift card. if you don't put £1000 in first direct they'll charge you£10. If you don't put £1750 in HSBC I think they close your account.

EMM386

I do income into HSBC (must be minimum of £1750 pay in) [got £150 switch i … I do income into HSBC (must be minimum of £1750 pay in) [got £150 switch incentive]£250 to their 5% Regular Saver£1350 to First Direct (must be minimum of £1000 pay in) [got £100 switch incentive]£300 to their 5% Regular Saver£1050 to M&S (must be minimum of £1000 pay in) [got £100 voucher switch incentive + £10 a month]£250 to their 5% Regular Saver£800 to Coop (must be minimum of £800 pay in) [got £150 switch incentive £4 a month]£250 to Leeds Building Society (3.05% closing in Feb due to rate change)£550 to Nationwide [will have got a switch incentive back in the day but can't remember what](got £100 for recommending my wife switch and so did she)£500 to their 5% Regular Saver£50 Minimum payment to my 0% purchase reward credit cardMy Tesco Account holding the £6k from last years NW Regular Saver pays my wife for utility bills etcAnd also does £500 to TSB (must be minimum of £500 pay in) [will have got a switch incentive back in the day but can't remember what - £100 probably]£250 to their 5% regular saver



​does the money not have to stay in each account that you feed for the interest? or do you just shift it around each accounts for Interest? thanks I'm abit slow at all this.

dozstanford

My mum opened up one of these last year and the 5% introductory rate ends … My mum opened up one of these last year and the 5% introductory rate ends soon and I was wondering what happens next. From what I recall the interest rate drops to 2.xx% so do you have to cancel the account and open a new one or is it just an introductory offer only ?



You can open a new one but are limited to £500 p/m again
228°
EXPIRED
Fashion
10% back on next purchase at New Look and Shoeaholics @ Simply Rewards by Nationwide + possible extra 10/12% via quidco/tcb
Could add up to a nice little chunk returned especially when teamed up with cashback from quidco/topcashback (another possible 10/12% back)
Latest commentsPost comment

bluecityste

boots purchases never track, be careful


Through Nationwide rewards you mean? I'm in conflab with them at the moment chasing up a Boots purchase. They sent me an email asking me to confirm store, date, amount details etc but I'd already sent it and it was actually quoted at the bottom of their email!

that's Boots the chemist btw, not Boots from New Look lol

boots purchases never track, be careful

Bought the missis some boots for xmas from new look original price £39.99 30% code took them down to £27.99 then 10% cashback via nationwide rewards and another 5% back via wow points scheme in work result!

fish323

To be sure make sure you go via the link on the Nationwide site. They … To be sure make sure you go via the link on the Nationwide site. They have always paid out for me.



Not necessary for most deals unless it specifically says you need to , by going through the NW link you may very well miss out on any TCB / Quidco tracking so I would suggest you do your maths first to work out the best one to click through. Most , like I say will track on both and NW have always paid out for me too.
Edited by: "rooney10" 8th Dec 2016
503°
EXPIRED
Personal Finance
NationWide FlexDirect Current Account 5%
This is a long standing offer for SAVERS from Nationwide. So it's more of a fyi deal for those who are not aware. Nothing Black or Friday about this offer. Starved of any decent interest rates on yo… Read more
Latest commentsPost comment

Can recommend

If anyone else needs one, please pm me I would be happy to split anything I get as a result

Gannet

Anyone want to refer me?



Sure I will

Anyone want to refer me?

I tried a couple month ago but failed the credit check
91°
EXPIRED
Home & Garden
Nationwide Simply Rewards 10% back on £30 or more boots
This Nationwide deal will allow plenty of doubling up with the point vouchers or the spend x and get 10% of vouchers boots send to reward card members. So potential for some great savings on high end … Read more
Latest commentsPost comment

Original Poster

with double up using Boots own coupon i have for 10% of £30 spend i can get 20% which i think also includes premium beauty as the 10% off voucher doesn't' say its not valid on premium beauty !.

Banned

I did get a email last week too

Original Poster

nnj10

does this work on purchasing gift cards?


Yes its 10% back £30 or more spend if on your nationwide card.

does this work on purchasing gift cards?

Not on mine
51°
EXPIRED
Personal Finance
2 year fixed rate fee free nationwide mortgage
2 year fixed rate fee free mortgage for a First Time Buyer with £500 cashback (+£250 if you are nationwide current account holder) Initial rate: 2.79% LTV 90% Arrangement £0 Arrangement administr… Read more
Latest commentsPost comment

That's brilliant as they only give me 0,25% interest on my money

Original Poster

jackvdbuk

how do you work out the eqiv rate with cashback inlcuded? (working out … how do you work out the eqiv rate with cashback inlcuded? (working out who is best for me too!)


moneysavingexpert.com/mor…tor

Original Poster

lanc1979

Cash back will reduce the equivalent rate dependent on amount and length … Cash back will reduce the equivalent rate dependent on amount and length of repayment period of each person, so please don't state that it's equivalent of 2.50% as it won't be for everyone. Some will be on a higher equivalent rate, some lower.


You are right, It was below 2.5% to me. I have amended the post. thanks for pointing it out!

Cash back will reduce the equivalent rate dependent on amount and length of repayment period of each person, so please don't state that it's equivalent of 2.50% as it won't be for everyone. Some will be on a higher equivalent rate, some lower.

This spread

jackvdbuk

how do you work out the eqiv rate with cashback inlcuded? (working out … how do you work out the eqiv rate with cashback inlcuded? (working out who is best for me too!)



This spreadsheet is quite useful for mortgage comparisons: locostfireblade.co.uk/spr…tml