Nationwide Building Society Deals

Nationwide Building Society Deals & Discounts

50 hot deals
£20 cashback on purchase of £70 @ boden via nationwide visa EU offer
85°
01/12/2017Expires on 01/12/2017Found 18th NovFound 18th Nov
This offer is valid for nationwide customers via simply rewards. Visit https://nationwide.visaoffers.eu for registration. £20 cashback on £70 spend at boden. Cashback paid within… Read more

good spot , showing on mine

Not on mine either

Doesn't seem to be showing on my account
The Nationwide FlexDirect account pays 5% for the first year upto £2,500 and regular saver £250. Also if you know someone then you and them get £100
206°
Found 12th NovFound 12th Nov
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over… Read more

does the recommend a friend work if I want to open a joint account?

I switched my TSB account to this not long ago and me and my friend got £100 each as he was the recommend a friend. Then a month later I have just switched my wife’s account from TSB and we both got £100 each, I recommended her, easy switch and money.
If you switch for the £100 recommend you have to have 2 direct debits set up on that account. If you don't know anyone with a nationwide account just shout easy £100 each.
nationwide.co.uk/pro…tab
Edited by: "lugsy3" 14th Nov

Ashe27 m ago

The first line you quote refers to the Nationwide current account, where …The first line you quote refers to the Nationwide current account, where you can indeed get 5% for an entire year on £2500 - although the discussion in this thread which you replied to is about the £250 a month regular saver.


oh, sorry, I got my cons mixed up.

Askrulous22 m ago

I see it as a con when the first line says '"Access to 5% AER (4.89% gross …I see it as a con when the first line says '"Access to 5% AER (4.89% gross p.a) interest on in-credit balances of up to £2,500 (fixed for the first 12 months)." I stuck £6k into Tesco bank because they were paying 3%. I knew full well it was an absolutely crap rate on a pittance, but I knew exactly what I was getting. This sort of account lures you in with a tag line, then its up to you as a punter to unravel just a how crap the whole thing is.


The first line you quote refers to the Nationwide current account, where you can indeed get 5% for an entire year on £2500 - although the discussion in this thread which you replied to is about the £250 a month regular saver.
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Nationwide. Anytime switch from a tracker to fixed rate. £100 Cashback. (i.e. from 1.84% tracker to 1.74% fixed about 65%LTV)
230°
Found 10th NovFound 10th Nov
This (possibly) deal is for people on Nationwide tracker mortgages only. If you are on a tracker mortgage rate then your rate recently increased by 0.25% due to Bank of England rat… Read more

Naktis11th Nov

it might be at trap for legacy products taken ages ago, forgive my …it might be at trap for legacy products taken ages ago, forgive my ignorance but i have not heard about BMR rates and products, but not for someone on a tracker deal taken 2 years ago...


You're right, I've just re-read properly and see that the offer is for any tracker. It's just the lifetime BMR that needs more careful consideration, but even that may be worth it. Though there's something nice about being free for life from periodic remortgaging.

I did this switch about 3 years back. Currently paying 1.37%. Sure it will go up by 0.25% shortly but still less than I was paying before. It's been a great few years for mortgage interest rates.

Switching to a Nationwide fixed may also limit the overpayments you can make to 10% of the amount you borrowed. 1st world problems and all that, but it might stop it being a no-brainer for some people.

Original Poster

gwapenut9 h, 25 m ago

It's a trap. They've been itching to get people off their legacy BMR …It's a trap. They've been itching to get people off their legacy BMR product for years. Rates may edge up another 0.5% in the next 3 years if BoE guidance is correct ... but with Brexit etc there's every chance they'll edge down again as part of a natural economic cycle.5% - 10% base rates are no longer the "normal" level.Luckily I have a Woolwich lifetime tracker now running at half a percent below the Nationwide BMR, so it's an easier call for me to stay put. I agree NW is less clear cut but would still be inclined to stay on the BMR.

it might be at trap for legacy products taken ages ago, forgive my ignorance but i have not heard about BMR rates and products, but not for someone on a tracker deal taken 2 years ago...

jb665 h, 26 m ago

Seems a no brainer, rates are not going to go down again


It's a trap. They've been itching to get people off their legacy BMR product for years. Rates may edge up another 0.5% in the next 3 years if BoE guidance is correct ... but with Brexit etc there's every chance they'll edge down again as part of a natural economic cycle.

5% - 10% base rates are no longer the "normal" level.

Luckily I have a Woolwich lifetime tracker now running at half a percent below the Nationwide BMR, so it's an easier call for me to stay put. I agree NW is less clear cut but would still be inclined to stay on the BMR.
Edited by: "gwapenut" 11th Nov
£8 off an Uber taxi ride with fares over £8. Nationwide account holder rewards.
-176°Expired
Found 9th SepFound 9th Sep
£8 off an Uber taxi ride with fares over £8. Nationwide account holder rewards.
Get dealGet deal

Original Poster

othen5 h, 34 m ago

You know you were being needlessly rude, just leave it at that and don't …You know you were being needlessly rude, just leave it at that and don't try to pick a fight by claiming the moral high ground.


I do not need to claim the moral high ground as that is a given. When people like you think sexual abuse comments can be witty and then try to weasel away from what you have said just proves how truly worthless your comments are.

thomasleep7 h, 48 m ago

Your version and most peoples vary massively as to what witty is. I do not …Your version and most peoples vary massively as to what witty is. I do not find comments about sex offenders witty in any way shape or form!


You know you were being needlessly rude, just leave it at that and don't try to pick a fight by claiming the moral high ground.

thomasleep54 m ago

Yes crime happens in other places too, and can your stats be verified? or …Yes crime happens in other places too, and can your stats be verified? or just your opinion?


Those are the police stats, 48 reported alleged attacks by uber drivers in London between Feb 2016 to Feb 2017. Expect that to be highly increased if you were to get the whole of the uk stats.
you seem to be taking this kinda personal, would you care to explain your reaction to my flippant comment?
Edited by: "migavupe" 10th Sep

Original Poster

othen16 h, 29 m ago

There is no need to be rude to other subscribers; it was quite a witty …There is no need to be rude to other subscribers; it was quite a witty comment.


Your version and most peoples vary massively as to what witty is. I do not find comments about sex offenders witty in any way shape or form!

Original Poster

£8 off apparently cold, maybe £8 on top of the fare would suit you
Nationwide Flex Direct Current Account Pays 5% interest on balances up to £2500
282°Expired
Found 10th AugFound 10th Aug
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over… Read more

The problem with the regular saver £500/£250 month is that you actually only get 5% interest on the first month's installment. Every month after that the next installments are there for 1/12 of the year less, so you'll only make 11/12 of 5% on the second £500, 10/12 of 5% on the 3rd £500 and so on. So eventually it actually works out around 2.5% which isn't that great. Although, not bad if having the initial capital is a struggle and you prefer to work with cashflow.

The real benefit of flex direct, and the reason why it is so much better than any current regular savings account is that you do receive a full 5% on a full £2500. It's not watered down in any way, and it's better than most other savings accounts right now.
Edited by: "davidicus" 7th Oct

Still one of the better bank account offers and the refer bonus to switch is just a nice £100 bonus.

Hotmeal23 h, 50 m ago

From day 1: wang in £2500. Then recurring from month 2 wang in £1000 a m …From day 1: wang in £2500. Then recurring from month 2 wang in £1000 a month which you can immediately transfer back (plus interest gained on the £2500) to another account, ensuring you leave £2500. Done.



Cool. Could you transfer from PayPal the £1000 each month? And what happens if you forget to transfer £1000?

Can recommend for £100 incentive

folks, if this deal is news to you please go check out moneysavingexpert. This has been around for years, and is their standard product. It's like posting a deal for RRP of something.
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BTL is the reason first time buyers can't afford anything! Money goes to money...

i didn't think they did 85% BTL

cadmus10 m ago

Just completed a 10 year fixed at 2.49% with First direct with no fees …Just completed a 10 year fixed at 2.49% with First direct with no fees whatsoever


These are buy to let mortgages, completely different to residential.

Just completed a 10 year fixed at 2.49% with First direct with no fees whatsoever

hhali

Rates have come down. I got 2.89% on a LTV of 85% late last year


was that for BTL or residential ?
£5 cashback when you spend £30 @ lidl with simply rewards by Nationwide
389°Expired
Found 22nd JulFound 22nd Jul
£5 cashback @ Lidl when you spend £30. Use your registered nationwide visa card to pay. You have to register with simply rewards by nationwide offer. Offer valid till 31 July 17… Read more

thanks op

Just logged on and was able to get the offer, so thanks for that.

Original Poster

CaroFielding14 h, 47 m ago

where do I see this on my card?


@CaroFielding it's not on your card .. you have to register using the link provided and than make your purchase using your qualifying card ... The cashback will be added to your bank account automatically within couple of weeks or so.

eset12345

what are you afraid of?


The word "afraid" has three very different common meanings and usages.

mattu

Not on mine I'm afraid.



what are you afraid of?
Students! Free debit card withdrawals abroad with Nationwide FlexStudent
238°Expired
Found 10th JulFound 10th Jul
Pay attention students! Nationwide has made a few changes to its student account, making it fee-free. FlexStudent offers the following: • No monthly fee • No fees on cash with… Read more
Editor
Get dealGet deal

megamit

You are better off getting a monzo card to use abroad since it also has … You are better off getting a monzo card to use abroad since it also has free withdrawals abroad.



A week and 2 days and i am down to 4,000 places. I started on 26,000 on the list.

manbearpig1 h, 32 m ago

Didn't you read today that a student was complaining about being £69k in …Didn't you read today that a student was complaining about being £69k in debt? It was laughable.https://www.theguardian.com/education/2017/jul/11/student-debt-graduates-tuition-feesThis moron actually made the national news. She's clearly very stupid with bad grades because she only got into Westminster University (terrible, one of the worst). Started off doing fecking TV production and then moved to PR, it's beggars belief.These imbeciles are going to university, taking on debt and then somehow get picked up by the national news. Judging by her size she has clearly drank and eaten every penny of the maintenance loan. This is why normal hardworking people shouldn't vote for labour. They support this.


Unbelievable.

Nope Labour is the students vote by default.
Edited by: "J4GG4" 11th Jul

J4GG410th Jul

Heres me thinking students cannot afford to even eat hence known for …Heres me thinking students cannot afford to even eat hence known for eating beans on toast and pot noodles.Now i know why, they're always abroad on holiday getting free cash withdrawels.


Didn't you read today that a student was complaining about being £69k in debt? It was laughable.

theguardian.com/edu…ees

This moron actually made the national news. She's clearly very stupid with bad grades because she only got into Westminster University (terrible, one of the worst). Started off doing fecking TV production and then moved to PR, it's beggars belief.

These imbeciles are going to university, taking on debt and then somehow get picked up by the national news. Judging by her size she has clearly drank and eaten every penny of the maintenance loan.

This is why normal hardworking people shouldn't vote for labour. They support this.

Or you can use a Halifax clarity card, cash withdrawals are free. Just make sure you pay some money into your account first, or you will pay an interest charge until you pay it off

Or just open a Starling account. Similar to Monzo but with a proper current account, and no minimum deposit requirement
The Nationwide FlexDirect account Pays 5% interest on balances on £2500 *****PLEASE DO NOT OFFER / REQUEST REFERRALS*****
387°Expired
Found 17th JunFound 17th Jun
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over… Read more

Correct

Original Poster

crumpetman

It changed earlier this month for new accounts. If you already have a … It changed earlier this month for new accounts. If you already have a regular saver then it will still be upto £500 per month.


Yes but then once you start another one will it then drop to £250?

It changed earlier this month for new accounts. If you already have a regular saver then it will still be upto £500 per month.

Original Poster

Regular saver is only £250 now! Must of changed it

Here's how you can get £100 when you switch to a Nationwide current account.
Open one of our current accounts
You'll need to open one of our FlexAccount, FlexDirect or FlexPlus current accounts. If you already have a Nationwide current account that isn't your main one, you can still earn £100 by switching your main current account with another provider to us (at least two Direct Debits need to be switched as part of this process).

Switch your existing account to us
Then switch to us. The process is easy, thanks to the Current Account Switch Service, which takes seven working days. Many providers are signed up to the service. If they aren't, you can still apply manually on our site.

Enter your switch code
Once you start the switch, you'll be given a switch code. Enter this code below. This is how we make sure you and your friend get £100 each, so save the email you were sent (or bookmark this page) so you can come back and add your switch code. If you switched manually and don't have a code, visit our FAQ page.
Cheap(er) wine, beer and spirits for Nationwide card customers at Majestic
39°Expired
Found 2nd JunFound 2nd Jun
Nationwide customers can get £10 off a £40 purchase at Majestic Wines. Make sure that your card is registered for this offer before buying. Click 'Get Deal' to go to the offer pag… Read more

Can't use Clinton's and app voucher unfortunately. Don't have nationwide to test this on tho

excellent!!
Lidl - £5 back on purchases of £30 or more with Nationwide Simply Rewards
404°Expired
Found 27th MayFound 27th May
Handy for the BBQ supplies this weekend if the weather holds off! £5 back on next purchase of £30 or more at Lidl using a registered card with Nationwide Simply Rewards. 'To red… Read more
Get dealGet deal

I have just logged into my account and the Lidl offer is there, thank you!

Original Poster

The image above is my account. This is why I posted it this offer. Unfortunately my powers do not extend to knowing what each and every person in the Nationwide Rewards Scheme has in their account. With the post at 392 heat though this would point out that of the 10 people above (that commented and no doubt left negative heat with their feedback) there must have been over 250 - 300 people (that voted) that have the offer.

It's a wild goose chase not showing in mine

or me
Nationwide Flex Direct Current Account 5% on £2.5k for 12 months
235°Expired
Found 8th MayFound 8th May
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over… Read more
Get dealGet deal

Can recommend for £100 incentive

I can refer and split my payments as well

Can refer

Jacktheripper694 h, 53 m ago

I have tried but you don't have PM enabled


I can give you a referral if you are having difficulties.

mattyscfc

PM me mate, I am not active enough to PM you but I have a current account … PM me mate, I am not active enough to PM you but I have a current account ready to switch.



I have tried but you don't have PM enabled
Lidl -  £5 off your next purchase of £30 or more @ Nationwide Customers (Simply Rewards)
462°Expired
Found 5th MayFound 5th May
£5 on your next purchase of £30 or more at Lidl Great deal if you are a nationwide customer. Simply Rewards is promoted on the Nationwide site. http://www.nationwide.co.uk/supp… Read more
Get dealGet deal

gavaskar27

Thanks


Although this offer says it expires on 14th May I have just been offered the same deal on my Rewards page valid until 1/6. I've only recently opened an account with Nationwide and the only shop I've used the card in is Lidl last week so I'm very pleased with it. Some of the rewards seem to be customer specific, like this one, whereas others seem to be widely available. Combined with the 5% interest offered on first £2500 balance for first year their Flexdirect seems one of the best accounts out there at the moment.

Its on my account today

can anyone who did get it state their city or county? I'm wondering if some people get it based on location and others don't...many thanks

So, doesn't come up in my simply rewards

scubascuba3

Difficult to spend over 35.41€ (£30) at Lidl



Any of the award wines to your liking?
Nationwide Flex Direct Current Account 5% on £2.5k for 12 months
413°Expired
Found 9th AprFound 9th Apr
The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over… Read more

2 referrals left, first come, first serve. Pm me

Can recommend

Close the account, wait 12 months, apply again.

I've got this account. After the year has ended, how long before we can apply for the same type of account again?

I missed out on "thesameagain" offer but if anyone else wants to be recommended then just drop a PM
£5 cashback on your next purchase of £30 @ lidl from simply rewards by nationwide
943°Expired
Found 7th AprFound 7th Apr
£5 cashback on your next purchase of £30 @ lidl , instore only Also another good one was 15% cashback @ Harvester, this will come in handy over easter log into your accounts to s… Read more

Took me 3 months to get my recommend a friend £100, and my friend who recommended me never got hers, im on my way there soon to close this account, i wouldnt waste my breath on this sh1thole

i have had this offer 2 times and both times they did not honor it even after providing them with evidence that i had used the card and that the offer was valid on my account they just ignored it in the end and now the offer is shown again in my account

noelphobic

I've submitted an online query to ask why the offer is no longer showing. … I've submitted an online query to ask why the offer is no longer showing. Will report back when I get a response.


I didn't get a response but have just checked and the offer is showing again, expiring tomorrow.

From Saturday morning shop my redemption is being processed had an email just now. I might even try some others now

I checked just before I went as last time it vanished from early morning to later that day
Nationwide Mortgages 1.24%
323°Expired
Found 17th FebFound 17th Feb
I think people have already spoke about this. But I have been amazed by this building society. I switched my mortgage from Natwest (I was paying around £495 per month) to nationwid… Read more

That's a great deal, won't be needing it though as mortgage free since Monday

M_z

So their mortgages are to fund the purchase of a house you want to … So their mortgages are to fund the purchase of a house you want to actually live in, otherwise you get a 1% penalty? Don't see a problem with that myself. If "you dont yet have enough equity to move to a BTL mortgage" you probably shouldn't be a landlord.



​we're going to rent our home and move to Switzerland. the advice from sniper penguin is extremely helpful for us as we are looking to remortgage in April.

dannyshep

I pay 268 live up norf it's cheaper


i really need to move, our mortgage is killing us ..sigh
Edited by: "bbsutton" 22nd Feb

its a joke,
dont get yourself in a knot over it...

FREEZIN_WOLF

What an idiotic comment. The poster could have a released equity, could … What an idiotic comment. The poster could have a released equity, could have bought years ago or any number of other reasons. Your comment is extremely naive.


cliosport65

​Interest rate would have gone up by then



doubt that, rates are due to go down
Edited by: "AnnaMak" 19th Feb
Nationwide FlexDirect Current Account - 5% interest up to £2,500 for 12 months
838°Expired
Found 5th FebFound 5th Feb
Just saw the 3% tesco current account go hot, so thought this one was worth a mention too. Great current account if you dont mind doing your banking online. 5% on balances up to … Read more

Can recommend

Rkp

http://www.hotukdeals.com/deals/nationwide-flexdirect-current-account-5-2553320this is from quite a while


yup repost as well this should be deleted lol hotukdeals.com/dea…320

dodoegg1

are you sure you've got the name of the account correct? Im logged in on … are you sure you've got the name of the account correct? Im logged in on Nationwide right now and checked the accounts that can be open. The only 5% account I can find is;Flexclusive Regular SaverIf you are a Nationwide main current account customer*, our Flexclusive Regular Saver offers our highest instant access savings rate. Could this be just the encouragement you need to start saving?Flexclusive Regular Saver lets you increase your balance by up to £500 each month for 12 months, with the reassurance of unlimited instant access to your money and easy management online, via our Mobile Banking app, or in branch.How on earth do I find the one you've put in this deal?



If you click on Get at the top of the page it takes you there or Click here

are you sure you've got the name of the account correct? Im logged in on Nationwide right now and checked the accounts that can be open. The only 5% account I can find is;

Flexclusive Regular Saver

If you are a Nationwide main current account customer*, our Flexclusive Regular Saver offers our highest instant access savings rate. Could this be just the encouragement you need to start saving?

Flexclusive Regular Saver lets you increase your balance by up to £500 each month for 12 months, with the reassurance of unlimited instant access to your money and easy management online, via our Mobile Banking app, or in branch.

How on earth do I find the one you've put in this deal?

Opened 3 accounts. 1 for Mrs, 1 for me & a joint.Re-read posts and realised i could have capitalised on the refer a friend too. face palm time now
10% back for Nationwide customers @ Boots
316°Expired
Found 11th JanFound 11th Jan
Nationwide are running a 10% cashback offer on the first purchase at Boots for its cardholders who have registered their cards on the Nationwide Offers website. Minimum spend is £3… Read more

40 days later and I finally get confirmation of my cashback. Anything but simple! Grrr

You're not alone in having to chase up cashback. I am currently having to deal with customer services in the USA trying to PROVE that I have spent the money at the retailer according to the terms and conditions blah blah blah!

They have sent emails back and forth trying to verify this that and the other but they will eventually see that I have indeed qualified and they will have to pay up. Daft as the latest one is only for £x amount but I am not giving up!
Edited by: "bemad" 12th Jan

BobMass

It took a month of emails for this Boots offer to pay out for me last … It took a month of emails for this Boots offer to pay out for me last time. I have now been waiting a month for a Debenhams offer to payout. Simply Rewards has managed to get it right less than 50% of the time for me. Nowhere near as reliable as Halifax cashback offers.



Agree. They didn't pay out for an adidas order I made last year. Took many, many emails for them to eventually pay out. The guy dealing with it even tried to say at one point it was not a genuine purchase....what does that mean despite sending on the adidas invoice? For them to finally pay out I had to photoshop two screenshots of my order and then they grudingly paid out. Pretty ridiculous, all for the sake of £15 - they probably wasted more than that putting the time in to investigate it!

I've used this three times since October, twice on-line which they honoured and once in store which I have had to chase as it did not track, that was the 27th November so I wonder if they were having problems about that time. I've just had a look and it is not on my account, luckily I don't need anything so it has stopped me making an impulse purchase ;).
Edited by: "kooks65" 12th Jan

Yes they have requested info from me with the requested info quoted at the bottom of their email!
Nationwide - 5% savings rate!!! Flexsaver
322°Expired
Found 28th Dec 2016Found 28th Dec 2016
5% regular savings for Nationwide main account holders. Unlike some banks which limit monthly deposits to £250, Nationwide let their customers save £500 a month so you could get £6… Read more

Thanks op. Anyone want to earn £100 and recommend me? Send me a PM

Slightly off subject but worth noting. Nationwide have removed the free travel insurance for new applications for their FlexAccount from the 15th December 2016. Existing account holders keep this benefit. LINK

I'm not really interested in the current accounts themselves (Although I did get healthy switch incentives for opening each one)

But most of these 5% regular saver account are a perk for customers holding a current account.

Any money hitting a regular saver stays their.

Basically start with a big amount (at least to me), my pay.

Move it into a current account then to another then another. Each time it moves a little comes off and goes into a regular saver where it stays for a year.

A lot of the current accounts have minimum pay in a month. So if you don't put £1000 in m&s you don't get a monthly £10 gift card. if you don't put £1000 in first direct they'll charge you£10. If you don't put £1750 in HSBC I think they close your account.

EMM386

I do income into HSBC (must be minimum of £1750 pay in) [got £150 switch i … I do income into HSBC (must be minimum of £1750 pay in) [got £150 switch incentive]£250 to their 5% Regular Saver£1350 to First Direct (must be minimum of £1000 pay in) [got £100 switch incentive]£300 to their 5% Regular Saver£1050 to M&S (must be minimum of £1000 pay in) [got £100 voucher switch incentive + £10 a month]£250 to their 5% Regular Saver£800 to Coop (must be minimum of £800 pay in) [got £150 switch incentive £4 a month]£250 to Leeds Building Society (3.05% closing in Feb due to rate change)£550 to Nationwide [will have got a switch incentive back in the day but can't remember what](got £100 for recommending my wife switch and so did she)£500 to their 5% Regular Saver£50 Minimum payment to my 0% purchase reward credit cardMy Tesco Account holding the £6k from last years NW Regular Saver pays my wife for utility bills etcAnd also does £500 to TSB (must be minimum of £500 pay in) [will have got a switch incentive back in the day but can't remember what - £100 probably]£250 to their 5% regular saver



​does the money not have to stay in each account that you feed for the interest? or do you just shift it around each accounts for Interest? thanks I'm abit slow at all this.

dozstanford

My mum opened up one of these last year and the 5% introductory rate ends … My mum opened up one of these last year and the 5% introductory rate ends soon and I was wondering what happens next. From what I recall the interest rate drops to 2.xx% so do you have to cancel the account and open a new one or is it just an introductory offer only ?



You can open a new one but are limited to £500 p/m again