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NatWest 20mths 0%, no fee balance transfer card - EXISTING CUSTOMERS ONLY
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NatWest 20mths 0%, no fee balance transfer card - EXISTING CUSTOMERS ONLY

28
Posted 1st May
Longest 0% period with no fee and the full 20mths if accepted.

You need to have the bank’s current account, savings, credit card or mortgage to apply, though anyone can qualify by opening a cash ISA with £1+ or a fixed-rate savings account with £500+. After the 0%, it’s 19.9% rep APR

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Type_R01/05/2020 07:36

Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer …Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer service.


Been with them for over 25 years and never had a problem.
28 Comments
Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer service.
I need this! Lol(y)
Type_R01/05/2020 07:36

Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer …Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer service.


Been with them for over 25 years and never had a problem.
d3fy01/05/2020 08:00

Been with them for over 25 years and never had a problem.


Same here Heat added.
Edited by: "Wolf39" 1st May
Type_R01/05/2020 07:36

Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer …Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer service.


I've been with them 14 years and anytime I've had a problem they've been great, but it could just be that I'm lucky!
Wolf3901/05/2020 08:01

Same here Heat added.


15 years for me. No issues.
If I m not a Natwest customer is enough to open a cash ISA account?
Been with them 40 years and never had a issue, same fees as any other bank.

Only let down I’ve had which I happened to find out this week is that they are one of the only banks that still don’t allow cheques to be payed in online via scanning the cheque and submitting it on the app.
Had to wait over a hour at my local branch just to pay it in.
MarcGeorge01/05/2020 09:39

Been with them 40 years and never had a issue, same fees as any other …Been with them 40 years and never had a issue, same fees as any other bank.Only let down I’ve had which I happened to find out this week is that they are one of the only banks that still don’t allow cheques to be payed in online via scanning the cheque and submitting it on the app.Had to wait over a hour at my local branch just to pay it in.


You can pay in cheques by post
supportcentre.natwest.com/Cov…htm


But you're right, it would be a lot easier to scan it into the (otherwise excellent) app.
Hot on the deal by the way. Although in my case I need a money transfer card to clear my overdraft, not this one.
BigAde01/05/2020 09:47

Hot on the deal by the way. Although in my case I need a money transfer …Hot on the deal by the way. Although in my case I need a money transfer card to clear my overdraft, not this one.



hotukdeals.com/dea…978
BigAde01/05/2020 09:46

You can pay in cheques by …You can pay in cheques by posthttps://supportcentre.natwest.com/Covid19/1470746412/How-do-I-pay-in-a-cheque-if-I-m-self-isolating.htmBut you're right, it would be a lot easier to scan it into the (otherwise excellent) app.


Yes I agree as I spoke to customer services, but I also needed a paying in slip to do this, which I didn’t have so had to wait for a paying in book to be sent out then, post it and wait god knows how long, when I needed the payment payed before the end of the month.

When I did get to the bank the kind lady did say that if I just put cheque in envelope with account number and sort code I could just post it through the door at local branch,
Customer services told me over phone I couldn’t do this!

Luckily I rarely get paid cheques but just so happened on this occasion I did.
d3fy01/05/2020 08:00

Been with them for over 25 years and never had a problem.


Every action has an equal and opposite reaction
How do you check eligibility for this? As in app says unable to do so online.
Pay off your debts ASAP people and free yourselves from debt slavery. We bailed out these clowns back in 2008 with our money and now it's their turn to give something back in 2020 and they give you.......wait for it......MORE DEBT!
OK so if you're already have a Natwest Credit Card customer can you still apply (need to BT from some other cards that are expiring offers), I'm assuming from above yes?
Used to be with them for 8 years, horrible customer service.
alcopop01/05/2020 12:03

How do you check eligibility for this? As in app says unable to do so …How do you check eligibility for this? As in app says unable to do so online.


Follow the link from this post. Log in and enter your details after than.
Heat for me. Never had any issues with NatWest. Btw, they will run a credit check after they will tell you the decision.
ANG9401/05/2020 19:44

Follow the link from this post. Log in and enter your details after than. …Follow the link from this post. Log in and enter your details after than. Heat for me. Never had any issues with NatWest. Btw, they will run a credit check after they will tell you the decision.


Cheers, how long do you think they will have this offer for? As not maxed out my Sainsbury's credit card yet. Also 0%. Was thinking of taking this at that point.
I have a good credit rating and I'm looking for a balance transfer card.

However with the pandemic and potential global recession is this a good time to be taking out a new credit card?
FrugalFergal02/05/2020 14:03

I have a good credit rating and I'm looking for a balance transfer …I have a good credit rating and I'm looking for a balance transfer card.However with the pandemic and potential global recession is this a good time to be taking out a new credit card?



Thats what i would like to no the question to. will they give you one with so many people who could be out of a job when the free govement money ends.
FrugalFergal02/05/2020 14:03

I have a good credit rating and I'm looking for a balance transfer …I have a good credit rating and I'm looking for a balance transfer card.However with the pandemic and potential global recession is this a good time to be taking out a new credit card?


As ever, it depends on what might happen A transfer card might free up some capital now which could be used to fund investment in a FTSE Tracker (even more advantageous if this is done within a SIPP and you treat this as an interest free loan AND you're a higher rate tax payer).

Not something I'm doing personally BTW.
Chris.Type.R04/05/2020 15:32

As ever, it depends on what might happen A transfer card might free up …As ever, it depends on what might happen A transfer card might free up some capital now which could be used to fund investment in a FTSE Tracker (even more advantageous if this is done within a SIPP and you treat this as an interest free loan AND you're a higher rate tax payer). Not something I'm doing personally BTW.


I did something similar the first time around to help me overpay my mortgage to get a better rate ;). Half of its now paid off interest free but 'll be coming to the end of that card soon. I think it was 26 months so this 20 month deal isn't as good even if its currently the best. Ideally I'd like a 36-48 month card which I think I have seen around over the years.

I agree freeing up capital for a SIPP investment might be a good idea. Mine was sat liquid for years and I only just invested it as its certainly a good time to do that.

In any case, if used smartly a very long period 0% transfer credit card can be used very effectively if its not used for frivolous purposes.
I think they stopped doing the very long 0% deals the bank of england clamped down on it. probably just has well with the way things are now.
There's an eligibility check on their website. I got 10/10 from it but then got rejected when I applied :/
alcopop01/05/2020 12:03

How do you check eligibility for this? As in app says unable to do so …How do you check eligibility for this? As in app says unable to do so online.


There's a checker on their website although see my post above this.
Edited by: "LankyChris" 6th May
Type_R01/05/2020 07:36

Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer …Wouldn’t be a customer of NatWest if they paid me to be. Shocking customer service.


I was a NatWest customer until they decided to close my account without any prior warning and deny access to my money for 28-60 days. During a global pandemic, with children and a wife to support.


dailymail.co.uk/mon…tml

Change.org/Sto…est
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