Natwest - Balance Transfer credit card 0% apr for 23 months (0% fee). For existing customers only. You will be credit checked
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Natwest - Balance Transfer credit card 0% apr for 23 months (0% fee). For existing customers only. You will be credit checked

11
Posted 19th JulEdited by:"Anon32"
Available to customers who have a current account, savings account, credit card or mortgage with NatWest, and are UK residents, 18+ and earning at least £10K per year.

If you’re not an existing customer then open a savings account.

0% for 23 months on balance transfers

Balances must be transferred within 3 months of account opening

Your 23 month 0% offer starts from account opening, thereafter standard rates apply. Standart rate 19.9% apr
Each transfer must be at least £100.

They won't charge you a fee for transferring a balance to this credit card. No annual fee

0% interest for the first 3 months on purchases

This offer is available on purchases made in the first 3 months of opening your account

After the first 3 months, standard rates will apply
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11 Comments
0% transfer fee was a nice bonus getting this through the post. Free money Especially since my Natwest account is sitting dormant waiting for switch offers

Heat OP. think it's best deal around
Edited by: "i_have_crabs" 19th Jul
Make sure you use Money saving expert to do an affordability check before applying to avoid the credit check.
ggfergy19/07/2019 10:51

Make sure you use Money saving expert to do an affordability check before …Make sure you use Money saving expert to do an affordability check before applying to avoid the credit check.


You still have to do the credit check.
stethorn19/07/2019 15:41

You still have to do the credit check.


I think you're misunderstanding me. you can do a soft check on the money saving expert website, that would determine whether you are acceptable for this card or not. That avoids doing a hard check on your credit rating.
ggfergy19/07/2019 15:42

I think you're misunderstanding me. you can do a soft check on the money …I think you're misunderstanding me. you can do a soft check on the money saving expert website, that would determine whether you are acceptable for this card or not. That avoids doing a hard check on your credit rating.


I think what you mean to say is do an MSE soft search to check your chances before doing an application (which will be a hard check) to avoid unnecessarily applying for the card when you probably won’t get it.
jp201619/07/2019 18:02

I think what you mean to say is do an MSE soft search to check your …I think what you mean to say is do an MSE soft search to check your chances before doing an application (which will be a hard check) to avoid unnecessarily applying for the card when you probably won’t get it.


ggfergy19/07/2019 15:42

I think you're misunderstanding me. you can do a soft check on the money …I think you're misunderstanding me. you can do a soft check on the money saving expert website, that would determine whether you are acceptable for this card or not. That avoids doing a hard check on your credit rating.


Which is a load of rubbish, it says I cant get anything like it always does.. yet I was just accepted for a Halifax 28 Month Interest free purchase card and a few months ago a HSBC too.. according to MSE i cant even get a capital one card..
MrSprkle20/07/2019 00:39

Which is a load of rubbish, it says I cant get anything like it always …Which is a load of rubbish, it says I cant get anything like it always does.. yet I was just accepted for a Halifax 28 Month Interest free purchase card and a few months ago a HSBC too.. according to MSE i cant even get a capital one card..


Prove it, put up an image of both the front and back of your cards up
To clarify on purchases, does it mean I can buy something in the first 3 months, and have the remainder of the 23 months to pay it off interest free?

Or does the interest start after the first 3 months of taking the card out?

I'm guessing it's the former.

Called them up and it's the latter.
Edited by: "Deal_HUNT3R" 20th Jul
Any idea when this offer ends?
Nice one op, accepted instantly.Nice way to spread some payments.
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