Natwest Platinum Balance Transfer & Purchase Credit Card - 0% interest for 15 months on all balances transferred  within 3 months  (0.9% fee, min £5) 0% interest for 15 months on purchases
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Natwest Platinum Balance Transfer & Purchase Credit Card - 0% interest for 15 months on all balances transferred within 3 months (0.9% fee, min £5) 0% interest for 15 months on purchases

102
Found 7th Sep 2013
Platinum Balance Transfer & Purchase Credit Card
From account opening get:

0% interest for 15 months on all balances transferred
within 3 months
(0.9% fee, min £5)
0% interest for 15 months on purchases
To apply you need to be aged 18 or over, a UK resident and earning at least £10,000.

102 Comments

Why so cold?

0.9% really low fee, most are 2.5-3%

Why cold?

low fee % is decent but Tesco was doing no fee on there cards

needo

low fee % is decent but Tesco was doing no fee on there cards



Think the keyword is WAS - currently also 0.9% but only over 12 months
Edited by: "howbord" 7th Sep 2013

Good find. Heat from me.

.9 is hot for me. heated.

Brilliant find. Almost wish I had a balance left to transfer.

msharif911

Brilliant find. Almost wish I had a balance left to transfer.



That can easily be arranged....

thanks

I got 27 months about 6 weeks sho. Still good deal.

Got this last month, was easy to apply from NatWest online banking as have student account with them, didn't know if I'd get approved as only been working full time for a couple of months and just moved but all was fine, must only require a low credit rating!

Hopefully can buy stuff at 0 per cent and pay off monthly to build a good rating!

Cazza28

Why so cold? 0.9% really low fee, most are 2.5-3%



It's the mighty than though snobbish attitude on here..

Good for Everyone this given 0% for. Purchases only

Shame they are unlikely to allow transfer from a Rbs credit card.. Had to put £900 on for a car repair and would have preferred to pay £100 a month rather than full amount by the end of the month

Remember Martin says "pay it off by the end of the month to avoid interest"...no %%## Sherlock

Can it be used for money transfers? Need to pay off overdraft

Hot. 0.9% is a very good deal especially with the duration

Got one of theses a week ago and was surprised to see the credit limit they gave me!

Anything must be better than the Tesco fiasco that I am having at the moment with their last interest free card offer

Gotta be hot with .9%!! Might have to see if I can get one!!

I will call this my NEXT GEN card Im going to get my PS4s on this and a stack of games!

dodgymix

It's the mighty than though snobbish attitude on here..Good for Everyone … It's the mighty than though snobbish attitude on here..Good for Everyone this given 0% for. Purchases onlyShame they are unlikely to allow transfer from a Rbs credit card.. Had to put £900 on for a car repair and would have preferred to pay £100 a month rather than full amount by the end of the month



You're correct about the not being able to transfer from other RBS group cards sadly: "Balance transfers from other Royal Bank of Scotland Group cards are not permitted."

msharif911

Brilliant find. Almost wish I had a balance left to transfer.


you're welcome to mine
Edited by: "quidstretchy" 8th Sep 2013

Just applied, how do you know if you have it? Do they write to you?

kadooosh

Just applied, how do you know if you have it? Do they write to you?



It was instant decision. After 2-3 pages, i got congratulations with credit limit and stuff. Then, 2-3 more pages with legal stuff/ t&c and done.

Thanks op, just signed up for a card to transfer a balance. Great deal.

Hot from me!

This is how I funded a brand new car during the scrappage scheme a few years ago. Make sure that you have good self discipline in paying back your loan.

Dodgymix, apart from the fact it's a 15 month card so pay it off by month 15 and not the 1st month

Done. Simple balance transfer process - couldn't have been easier. Heat added

Done, thanks very much OP!

quidstretchy

:Dyou're welcome to mine



Thank you.

Done. Just got a big bill and this will save me a fortune. Easy to sign up too.

Thanks. Was quick to sign up.

Can you transfer balance from Tesco credit card??

Good deal!

hot deal.

Been this way for a while!

Agreed, saw this about a month ago whilst comparing on the meerkat site. Still, it's the best one currently out there so heat added

Pixam

Got one of theses a week ago and was surprised to see the credit limit … Got one of theses a week ago and was surprised to see the credit limit they gave me!



What was the credit limit if you dont mind me asking

Here is the small catch in the T&C, Section 6, your payment each month will be used to pay the 0% interest balance first before your purchases , effectively this means that your minimum payment each month is used to repay the 0% interest free balance transfer first, so your purchases amount will accumulate during this 15 month period. Another words for most people prudent to use this credit card only for the balance transfer and not any purchases would benefit for 15 months. But as Christmas and New Year is coming up, in fact two Christmases and two New Years and this is why it is 15 months, the chances are that you will be tempted to use it for purchases.

6 Payments
(a) Payments to the account will not reduce the balance until the payment is cleared. Your statement includes information about
clearance periods.
(b) We apply any payment to overdue amounts from previous statements before reducing the Minimum Payment. Balances will also b
e reduced according to their
interest rates with the highest paid first. Payments in excess of the statement balance will be applied in the same way to reduc
e amounts charged to your account
but not yet shown on any statement. If parts of the balance have the same interest rate, items on which interest is charged on
interest will reduce first.
(c) Where balances have the same special offer interest rate, they will be reduced according to their special offer expiry dates,
with the earlier paid first.
(d) We may give notice allowing you not to make a Minimum Payment. If so, interest will still accrue


Edited by: "splender" 8th Sep 2013

I applied last week for this and was given £9500 limit

Can you transfer balance from Tesco credit card??
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