Natwest YourPoints Mastercard - 18 months interest free on purchases! + 2500 points free!
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Natwest YourPoints Mastercard - 18 months interest free on purchases! + 2500 points free!

23
Found 4th Jul 2012
Just applied for this, 18 months interest free on purchases and 2500 points to start with which you also get every year. You get 1 point for every £1. Plus if you are a Advantage Gold customer you get a 1% discount on the base rate.

This offer only applies to purchases NOT balance transfers. If you are an existing customer if fills in all the neccessary information and I was accepted in about 5 minutes. You can apply even if you have an existing credit card with them.

Points are redeemable at places such as Amazon, M+S and for flights etc.

More about Youpoints

natwestyourpoints.com/

23 Comments

Seems a good deal will give it a look as I bank with Natwest.

declined lol

need to sort out that credit score some day

Original Poster

Wow, this site amazes me. 18 months interest free is a bad deal lol?

I'm guessing it's cold because everyone who banks with them hates them (except op for some reason), and everyone else is unlikely to want to bank with them. cold from me for that reason too.

As I understand it "your points" works out at 0.5% cashback plus £12.50 per year which compared with other cash back cards is not that great for purchases. The eighteen months interest free is OK...

I bank with them and have no issue. Heat from me, not that it's going to help much.

Original Poster

backtothecaves

I'm guessing it's cold because everyone who banks with them hates them … I'm guessing it's cold because everyone who banks with them hates them (except op for some reason), and everyone else is unlikely to want to bank with them. cold from me for that reason too.



This sites gets more stupid by the day.

i posted a camera deal which should have been hot, and the same camera in another hot deal went cold too. its unintelligent morons who either hate a brand, or dont have any common sense or knowledge of product or vendor

not that bad for the free points , rather average otherwise wouldnt want to lower my rating my applying for a free £10 voucher though as already have one CC and thats always enough!

Original Poster

bouncy99

i posted a camera deal which should have been hot, and the same camera in … i posted a camera deal which should have been hot, and the same camera in another hot deal went cold too. its unintelligent morons who either hate a brand, or dont have any common sense or knowledge of product or vendor



Agreed, I mean it is effectively an interest free loan for 18 months. I know the points is not great, but tbh that was not the reason I signed up. I will get another card at a later stage for cashback and points purposes. I am buying a laptop for £1100 and this is a great way of spreading the cost without the burden of a loan.

I always have a "0% on purchases" card on the go and use it to spread the cost of any big purchases or bills interest free. Haven't had a bank loan in years. Most offers are from 9 - 15 months, so this one is pretty good.

So it's Nat West. So what if you dont like them? Use the card as an interest free loan and ditch it immediately after 18 months. Cant see why anyone would vote it cold.

This is hot - I regularly use an interest free purchases credit card to pay for my car insurance - saves loads (£100s) compared to monthly payments direct to insurers. Applying now.

HOT Natwest are not as bad a people make out. Ordered thank you

What is this card and what are YourPoints??

StockportGerbil

As I understand it "your points" works out at 0.5% cashback plus £12.50 … As I understand it "your points" works out at 0.5% cashback plus £12.50 per year which compared with other cash back cards is not that great for purchases. The eighteen months interest free is OK...




Do you mean there is a £12.50 a year fee to pay ???????

Risco

Wow, this site amazes me. 18 months interest free is a bad deal lol?



natwest is a bad deal.

Original Poster

tommy345

Do you mean there is a £12.50 a year fee to pay ???????



No, you get 0.5% cashback and also a bonus of £12.50 worth of points. Anyway peeps, you can use this to buy many things. For example I work in insurance and the APR for paying monthly is horrendous. Stick it on this card for 12 months and you get it interest free. Then use it for all your food shopping, fuel, white goods and it the points will soon add up, and it is not costing you interest!

Original Poster

superpal

What is this card and what are YourPoints??



natwestyourpoints.com/

useless_57

I always have a "0% on purchases" card on the go and use it to spread the … I always have a "0% on purchases" card on the go and use it to spread the cost of any big purchases or bills interest free. Haven't had a bank loan in years. Most offers are from 9 - 15 months, so this one is pretty good. So it's Nat West. So what if you dont like them? Use the card as an interest free loan and ditch it immediately after 18 months. Cant see why anyone would vote it cold.



I had a 9 month 0% card from them, only put about £500 in the total time I've had it, but totally worth it just to spread the cost of a couple of big purchases.

Applying for one of these now

Seems good, will take them up on this offer but won't use it and just get the £12.50 worth of points every year.

I would have said it was a good deal but I live in n.ireland and think its a disgrace that they still haven't managed to get our accounts through ulster bank (natwest) sorted out. Its gotten to the point you can't even pay using your cards as they don't know if they will be honored.

If they ever sort out my bank account details post 'computer problems'!! I will consider this great deal!!

Awesome deal, applied yesterday with immediate acceptance (existing customer). That 18m 0% will come in very handy, thanks OP.
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