noddle (callcredit) Deals

noddle (callcredit) Deals & Discounts

10 hot deals
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Freebies
You can now view your credit report from each of the 3 UK CRAs for free!
Finally we can view all 3 UK CRA reports for free now! Callcredit via Noddle: https://www.noddle.co.uk/ Experian via MSE Credit Club: http://www.moneysavingexpert.com/creditclub Equifax via ClearSc… Read more
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There is an irony here.

If MSE ever got hacked, then potentially your personal data is leaked on the net to commit ID fraud.

Read the privacy statement if you have any concerns before signing up.

Hot though, Experian is £15 a month for what MSE is giving for free

Tony68k

The Experian one isn't a report, it's just a score, you have to pay to … The Experian one isn't a report, it's just a score, you have to pay to get a report.The other two give you a full report for free. I use all 3 and find them very handy.Great post OP, I would encourage everyone to keep monitoring what's on theirs.



In that case - whats then next best solution with the Experian one?

(Appreciate the information - wouldn't have known otherwise and would have wasted significant time).

Lib.

dudea729

Someone edited my OP as you can get your Experian report via MSE Credit … Someone edited my OP as you can get your Experian report via MSE Credit Club



Not bad, the pair of you. :-)

Original Poster

Tony68k

The Experian one isn't a report, it's just a score, you have to pay to … The Experian one isn't a report, it's just a score, you have to pay to get a report.The other two give you a full report for free. I use all 3 and find them very handy.Great post OP, I would encourage everyone to keep monitoring what's on theirs.



Someone edited my OP as you can get your Experian report via MSE Credit Club
Edited by: "dudea729" 26th Apr

The Experian one isn't a report, it's just a score, you have to pay to get a report.

The other two give you a full report for free. I use all 3 and find them very handy.

Great post OP, I would encourage everyone to keep monitoring what's on theirs.

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Freebies
One year of Free Noddle alerts 'Add-On' worth £20 - New or Existing Customers
As many of you will be aware Noddle offer free credit reports each month permanently (not a free trial, etc). They have an additional 'Add-On' service called 'Noddle Alerts' that will notify you of s… Read more
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Expired, code no longer works

Hmmmm ... Bit wary of this. The address they found from the Post Code is not complete as per PO recommended address. Then they want my card details "to check with my bank that I am genuine" at Step 3. I would not provide that and abandoned the registration. They have my e-mail, so I will probably get spammed!

helene5

Asked me for bank details!


I also just joined and bank/card details were requested - as they say on the page, it's for identification purposes (and they don't store them). Personally I'm happy to do this, as it's just another security protection measure, to make sure that you are actually the person applying for credit history and not just some other hacker. If you follow the OP link to talk talk and look at the "follow these simple steps" section they confirm that it's a security level to avoid having to wait for a letter or asking lots of questions.
Edited by: "Keefybuoy" 29th Oct 2015

helene5

theyre mandatory ??



put in code first balance goes to zero.

Went to sign up with them and it asked for my card details and the numbers on the back so cancelled it x.
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Freebies
Free credit report and credit score for lifetime @ Noddle
Great news - your credit score is now free for life! You told us that you want your credit score for free and we've listened to you. That's why you'll now get your credit score free for life and it'l… Read more
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There is definitely something fishy going on with Noddle, I have always had a score of 5/5 with them and have used them for years, recently they dropped me to 1/5 with no reason and no change to my financial status, I then get bombarded with Noddle improve e-mails and Ads where they charge you £30 and help lift your credit score..
I didnt understand this and as I was just about to apply for a new car on PCP I did an Experian check to find that my credit score remains Excellent with them so its go to be a little scam Noddle are trying to pull on people to get them to sign up for noddle improve, they should be reported for this as I worried for weeks went through all of my credit history signed up to Experian 30 day trial only to find that nothing was out of order apart from Noddle the swines!!
Edited by: "ginno78" 21st Jan 2016

What If I don't have a credit card How can I check?

Free as noddle score not worth anything..won't surprise me if they have random number generator..

heat for free

I've had an account with Noddle for a few years and never had an issue.
Edited by: "refaey" 13th Jul 2015
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Home & Garden
Noddle Impove down to £20 for a year @ Noddle
Have always used Noddle, but never the paid option @ £30 per annum. Received an email today with 1/3 off the annual price due to them reaching 1million members. Happy to pay £20 to keep track of my … Read more
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Comment

shuggyyadobber

how do you get this?



Just take out the Aqua rewards credit card and they'll send you an invite to upgrade your noddle account.

Educating yourself on the factors that may influence a banks view on you as a potential customer and viewing the raw data is a much better idea than paying for Noddles view.

At the end of the day, most factors, such as whether you've had a payday loan during the last year, will impact some banks view on you whilst others will ignore it.

Your Noodle score will remain constant, regardless of which bank you are considering applying to. The banks own internal score will vary wildly across all banks.

My advice is to save your subscription fees to these services and educate yourself on the 'potential' factors. Armed with this education, if you believe yourself to have a perfect credit history, you can choose to apply direct to the bank or via a broker. If you consider yourself to have a blemished credit report in any way, use your saved subscription fees to help pay the fees charged by a good broker who will have experience in selecting the correct bank to handle an application for a customer with whatever particular imperfections are visible within your credit report.

eyebaws

Why on earth are you interested in what some random person on the … Why on earth are you interested in what some random person on the internet wishes to spend or not spend their money on? If you must know, I had never really looked into upgrading to the premium one as I had no need. This year I am going to be buying my first house so when I seen the email in my inbox advertising what was included, I thought this would come in handy for seeing a bit more of what the banks see. Hopefully the above will help you sleep a bit better tonight.. (_;)



I'm interested because said random person on the internet decided to tell the whole internet what they had spent their money on, which made me interested. I'm interested in the value of the deal you posted on a deals forum because it looks good but i want to understand if it's a good deal. Maybe I've missed the point of the site, either way cheers for the info.

I do find the score a bit useful but the usual score out of 5 seems good enough. They keep telling me I'm not in the electrol role when I am.

However I get the service for free after signing up for an aqua credit card. Don't think I'd every pay for it

Comment

adorable1981

Good deal credit scoring is very important heat from me



A banks credit scoring is very important.

Noddle's raw data, which is available for free, is very important.

Noddle's credit scoring is not.
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Noddle Free Credit Check - NO 30 day trial FREE FOREVER >£0.00<
This is a free credit check - no 30 day trail - Its FREE forever. Its not a con to get details out of you for advertising Recommended by all Police Forces and the Fraud UK service Noddle – the onl… Read more
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I've been on it almost a year now-no worries and gives me up to date info every month.It is accurate in terms of the info they have on my file-comprehensive detail. Oh and I'm 5/5!

It says free forever so why has it asked for my debit csrd details and security code. This looks dodgy to me I wanted to check my credit rating they say its free so why ask for my debit card security code etc. Surely to check credit rsting u just need name address and date of birth. Very suspicious. I came straight off noddles site. Dont trust them

Been using it for a couple of months now, no problems whatsoever, I haven't paid for the Noddle Improve service which costs £30 as I've got what I need from the free service which was ;

Ensured that the correct addresses linked for myself and my partner,

Curious to see who left footprints on my file and that there was nothing untoward,

Ensure that unused accounts were closed.


In the last instance I discovered there was a wrongly defaulted account on my file, reported this through Noddle and it has now been marked as satisfied.




Edited by: "andynicol" 3rd Jul 2014

I've just signed up and I've found the service quite useful, they get the thumbs up from me & it's free 8)8), thanks to the person who posted this..

amycabdriver

I'm a bit weary. not signed up as I've got to enter card details....

Hi Dalip, I’m sorry if my earlier email didn’t answer your query sat … Hi Dalip, I’m sorry if my earlier email didn’t answer your query satisfactorily. I can confirm that as part of our verification process we do sometimes ring fence a small sum from your account (1pence) in order to check that the card you’re using is current and valid. We never debit the money, only reserve it while we verify your card and then return it within 24 hours.We are unable to do so without the card security number. I hope I’ve reassured and explained a little more clearly. Thanks,

thanks!

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Free credit ratings from Noddle.co.uk
Simply go to the noddle.co.uk website and sign up:- "Noddle Join the thousands of customers who've already got their free for life Noddle credit report. Apply now". Why pay others in this market… Read more
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Free service and they were able to assist me with a potential fraud issue and removal of an incorrect entry on my file. It is a free basic service with optional extras at a reasonable charge. I find the data can be a month or more behind Experian, and updates are monthly not real time as you can get from other providers, but for free and to keep a watch on your score it's a great service to use.

Awesome, doesn't it take its data from Call Credit?

Used it for about a year with no problems its great. Why is it cold? when i posted it i got 500 degrees here

Used today (before I noticed this post) thought it was pretty good, caught the credit and loan fraud someone was trying on the other half.

LadyEleanor

It has a wealth warning … It has a wealth warning here.http://forums.moneysavingexpert.com/showthread.php?t=3515377


This deal shouldn't be cold. And ignore the above quoted comment, as it's not relevant.
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FREE Monthly Credit Report From Noddle
Want a free summary of your credit file every month? Noddle is perfect for you! okay you don't get a score number but the 1/5 rating system is kinda the same. I have used it for months and find it a g… Read more
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Original Poster

mxer450

Are these still good? I have a mortgage application soon and want to … Are these still good? I have a mortgage application soon and want to check my score as I have recently received a late repayment charge from Vodafone and would like to see how this will affect me if at all..many thanks in advance all.



Since your getting a mortgage i recommend after your report has updated you use check my file, its like £7.99 and gives you a complete credit report from all the big agencies in one.

Are these still good? I have a mortgage application soon and want to check my score as I have recently received a late repayment charge from Vodafone and would like to see how this will affect me if at all..many thanks in advance all.

You can use your debit card to sign up. I did x

Tha-Flash

Dont do it if you have any debt its just so they have info on you

Debts are already on there regardless if you look at your report or not. It's good to see what balances are showing too.

Debit card worked for verification but is a bit fiddly. Kept saying card not valid but this was due too ___-___ Clicking out of the box a few times enabled the card number to be entered correctly.

Credit rating 5
A rating within the top banding indicates that you are usually unlikely to be rejected when applying for credit and can typically take advantage of the best deals available in the market.
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Freebies
Free Credit Report at no cost EVER! Free for life!
Saw this on MSE and thought it may be helpful to users on HUKD. I know it's been on here before but posting as it may benefit those that missed it last time. The Noddle membership service will give … Read more
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Just make sure u uncheck the unwanted optional agreements b4 u agree to T&C's at end of registering page!
Edited by: "Pateo" 22nd Jan 2014

My friend told me about this site a while back never got round to looking it up but she swears by it. The request for card details most likely to verify identity if you have a dormant account use that card.. call your bank say youve lost it you get yourself a new card and theres no way they can ever debit your account simples

When Noddle originally launched, they signed people up in batches - I was in one of the earlier batches. I've recommended the site to many people now because you can actually improve on your credit score by following their simple advice. I've gone up by one rating now through learning things I didn't know before, such as keeping a credit account that you don't use running can adversely affect your score! Once I'd closed it and waited for a bit, my score went up. Excellent service as far as I'm concerned. Heat added

fazlulkhair

You only edited that after I pointed it out to you



Who cares? The other post is over 9 months ago and buried away. You're allowed to re-post after 1 month and this will now be brought to more people's attention.

Was unsure at first about entering debit card but judged it from comments on here and can confirm it is legit. I'm extremely impressed, it provides everything you need but at no cost. I even find the credit rating out of 5 more helpful rather than the more "precise" ratings out of 10 or as a percentage like with other providers, as all you really need to know is whether your credit is good or bad, and that is the only information I need. I've wanted to access my credit report for a while after having bad experiences of Experian continuing to take money out of my account despite me cancelling my account, so I really appreciate this!
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Freebies
Free credit report for life @ Noddle.co.uk
genuine deal as Equifax etc are expensive MasterCard or Visa needed/only - kyleg44
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Went through all the process of filling in the details until bank details and it couldn't identify me even tho my details were correct and been banking with the same bank for years

Ive just signed up to them, no problems, seems to be showing most of the credit im aware of. Have also ordered a statutory report from Equifax and Experian for 2 quid each to double check everything.

I've used this for over a year now and it is a good free service. Information is accurate and I had a discrepancy with my credit history which they help me get corrected. Definitely recommend them

Looks like my credit rating is 4/5

Got excited then they couldn't find me.

Changed the card (I used one I've had for about 10 years to one I've had for about 5 months) and also added my mobile number too. Found me fine.

Heat added of course.
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Freebies
Free instant credit report online
Found an old deal - which has been expired but this is active as of today LINK IF ABOVE DOES NOT WORK: https://www.noddle.co.uk/ Also mentioned in another post from : http://www.headforpoints.com/20… Read more
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Sign up temporarily unavailable

Sorry, but due to unprecedented demand our sign up process is temporarily unavailable.

Please leave us your email address. We’ll get back to you as soon as we can process your application. Alternatively please try again later.

Original Poster

Rimi

Use Experian,whats the problem. Don't like free service-pay.Second year … Use Experian,whats the problem. Don't like free service-pay.Second year with them,not a single advert and details up-to-date 100%.



I agree Rimi - looks like some people would rather pay for a service than get it free.

bollybobinson

Not very good reviews, collect your data to send advertising, details not … Not very good reviews, collect your data to send advertising, details not up to date etc etc etc:(



Use Experian,whats the problem. Don't like free service-pay.
Second year with them,not a single advert and details up-to-date 100%.

Waste of time, couldn't verify my identity, which is a little frustrating since it was AFTER I input my card details.

Not very good reviews, collect your data to send advertising, details not up to date etc etc etc

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Freebies
Credit Report FREE for life @ Noddle Banned
Free credit report for life with no strings attached. Absolutely brilliant service,using it for second year ,credit report is updated every month and very accurate.
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Why is OP and some info providers Banned? Is this SCAM freebie oO

Edtrix

awesome deal, anyone any idea why everyone keeps getting banned? lol



No idea but I am scared to sign up for a credit report now Is it free and legit? Or is there something dodgy happening...

Cheers created one.

awesome deal, anyone any idea why everyone keeps getting banned? lol

Banned

Great! Just checked my report and I am very impressed. It is better than I have expected
Highly recommend to others!
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Completely FREE instant online credit report for LIFE
Came across this cool site www.noddle.co.uk the other day.... was looking to purchase a contract phone, but i thought i would see how my credit report looked... both equifax and experian both charged … Read more
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I just tried to use this service via a prepaid credit card and they don't let you use them now!

Original Poster

raskar

Spaaaaaaaaaaaam BE CAREFUL. Nothing for free these days : )

well im sure you like spending ur money....most of us tryna cut down or spend nowt!!

Spaaaaaaaaaaaam BE CAREFUL. Nothing for free these days : )

Thanks for posting!

Thanks for this. I have just set up an account, and has all the info I wanted to know. Great find, heat added.
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Freebies
A free credit report @ Noddle for life unlike Experian and Equifax
If any one interested in looking what your credit report look like without paying then your search ends here. Noddle is providing the credit report for life and you can view what your Bank, Credit Car… Read more
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I can tell you that it is not mere coincidence that people get contacted by companies flogging high interest rate credit soon after they request or view credit reports online.
Please remember Callcredit/Equifax/Experian and the like SELL DATA to anyone willing to pay because that is what they do collate DATA to sell on.

ALL the banks/finance companies/ and many,many debt collecting agencies are signed up to products and services these institutions offer and work almost in partnership with many of them.......So beware and perhaps wake up...there is no such thing as privacy anymore its a MYTH.

i will give it a go, cheers!

this is really interesting, i wondered why i got declined a card the other day. seems like these credit companies take ages to update.

i got married and updated my details a while ago - but everything is still in my maiden name.

justinbedford1

I've been using it for a few months and saw some really interesting stuff … I've been using it for a few months and saw some really interesting stuff about myself. Like, I sent some money (£20) to a friend abroad and I was checked for money laundering? lol :o)



I got checked for money laundering when signing up for a HBOS electron debit card this time last year (to avoid low cost airline card fees!) 4/5 score here.

Since we're talking about money, credit, borrowing and debt here you guys need to read about positivemoney.org.uk

Turns out there is more debt in the UK than money, if we used this money to pay down our debts there would be no money and we would still owe interest on the outstanding amount. This has been verified by diligent research with sources.

Original Poster

janetyg60

Well I have just joined, So hope they can be helpful. Can my husband do … Well I have just joined, So hope they can be helpful. Can my husband do one separate from me?(_;)


Yes certainly he can.
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Freebies
Free Life time Credit Report @ Noddle (Part of CallCredit)
Couldn't find this freebie posted, so here goes: A free credit report for life Credit reports are becoming more and more important in your everyday life, with decisions on personal loans to mobile p… Read more
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It's Noddle not Noodle.

Very detailed report. Voted hot

Heat added. Did this first time round. They dont have CC info so cannot charge a bank sort / account code is all they need to verfy you.

I remember seeing another thread on this a few weeks back that was around for a while, got quite a bit of controversy once people found links to MSE and how the site ended up charging them despite claiming free for life, and then the thread disappeared from view - presumably hidden / deleted by mods.

Posted a few weeks ago here. Lots of useful info, no problems for me. Worth checking out the old thread if you have any questions.
Edited by: "TheAlps" 5th Mar 2012
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Freebies
Free Credit Report for Life
Recommended by Martin Lewis, this shows your current credit report and you can via it as many times as you want for free
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I think its great and loads of others recommend. It has a few adds on there to make money but I dont blame them.

I was curious about this, has anyone had success with free credit reports for noddle

Looks great ... but I'm always a little concerned when something looks too good to be true. Looking at forums.moneysavingexpert.com/sho…377 it looks like some people have found that noodle have charged them a monthly fee. Now I appreciate that those posts are from last year and that noodle may have had some teething problems when they first started, but has anyone here been using the service for a number of months and if so can you confirm that they haven't debited monthly from your account?

worked for me. great stuff! thanks!

bargaincrazy09

Just signed up, it can tell me my bank account balance for the last few … Just signed up, it can tell me my bank account balance for the last few months wtf and can tell me I have 3 banks, just shows you, you never know who knows what about you !!



It doesn't tell me my bank account balance(puts them at £0) but it does tell me how much I owed on my credit card last month - paid off in full

One thing I'll continue to do now is send 1p from my current bank account to Barclays once a month, and the day after send it back (all via standing order), so it doesn't show that it's dormant

I have the Barclays account purely because they give me three free user licenses of Kaspersky. Awesome!
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Freebies
Free credit report (& score) for life + alerts from Callcredit (one of the 3 major UK credit reference agencies) - sign up now for early access
Update at 10 August: Just an update for anyone interested. I've now signed up and logged in - all for free. I wasn't one of the first batch, but they take 10,000 at a time, in batches. Received my … Read more
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Original Poster

Now fully live for all comers:

Noddle to offer free credit reports

Consumers can now get permanently free access to their credit report, which can tell them if they're likely to be accepted for a credit card, loan or mortgage.

moneysavingexpert.com/new…rts

Newbold

Callcredit is a responsible, reputable company - have you tried … Callcredit is a responsible, reputable company - have you tried contacting them direct at:[email protected]



Never again, worst customer service I've ever dealt with. I told them I was having problems with signing up through Noddle (constant payment failures), and twice in the same string of e-mails they attached a form and told me to apply for my statutory report. Kind of defeats the point of signing up through Noddle in the first place. Also suggested more than once to try another card after I told them I've already tried three...

Finally got through the system after doing things like removing my middle name and phone number, and changing my security question. don't know why it was stopping me before but I'm signed up now.

I just hope that I get that Noddle e-mail now, I dread ever sending Call CreditCheck an e-mail ever again...

Original Poster

dellas

I received the Noddle invitation and followed the sign up instructions. … I received the Noddle invitation and followed the sign up instructions. I've received no unique code and no password from Noddle although I've registered more than 30 days ago. Now I've had a £12 charge taken from my debit card for the callcredit subscription service and no one seems respond to my numerous queries as to why. If I cancel subscription, the £12 will have been for nothing, no one responds to my request for a rfund and now my account has been restricted until I confirm card details again as they want to take another £12. Not so sure this is all it's cracked up to be.


I'm puzzled by that. I've had no problems whatever with them, the credit information is comprehensive, up-to-date and very useful, and there should be no question of any charge for it.

Callcredit is a responsible, reputable company - have you tried contacting them direct at:

[email protected]

If all else fails, which I doubt, email [email protected]callcredit.co.uk and tel them that you're about to contact the media. That'll certainly do the trick, but I doubt you'll need to go that far.

I see that Noddle also have a freephone number - 0800 279 0060

I received the Noddle invitation and followed the sign up instructions. I've received no unique code and no password from Noddle although I've registered more than 30 days ago. Now I've had a £12 charge taken from my debit card for the callcredit subscription service and no one seems respond to my numerous queries as to why. If I cancel subscription, the £12 will have been for nothing, no one responds to my request for a rfund and now my account has been restricted until I confirm card details again as they want to take another £12. Not so sure this is all it's cracked up to be.

hey OP... BIG BIG thanks for this.. I've now joined and could not believe how much information was stored about my financial history. All this for free and being a member actually helps your credit score.. AWESOME

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