noddle (callcredit) Deals

noddle (callcredit) Deals & Offers

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All noddle (callcredit) Deals, Discounts & Sales for April 2018

Free Cash - Free Credit Reports - TopCashback/Quidco - Noddle £2.62 - Experian £2.25
-156°Expired
Found 9th JanFound 9th Jan
This will most likely go freezing cold, as most of you already have an account, however please share to those who haven't Intrigued about my credit score, I looked into finally re… Read more
crazyg

Can anyone explain why they are voting cold on this? Free cashback and an insight into to how others view your credit worthiness - ignore it if you don't like it, and take the cash back.

maxamus007

That's interesting and long what I suspected. I have access to both my noodle and Experian reports and I've noticed some things over the past two years... 1. The searches that money super market do when searching for the best home insurance and car insurance for me all go through noodle as they never show up as a search on my Experian. 2. HSBC searches (when they have increased my credit card limit) only show on Experian. 3. Noodle shows all they searches as my impacting on my credit score but Experian shows the ones that impact the score for up to a year. 4. Everyone I have applied for credit they have requested a copy of my Experian credit report never the others. 5. Leeds building society, my mortgage provider, do not show up on noodle or Experian as having carried out a search. That's strange as my mortgage is only 3 months old so I can only assume they used Equifax. The whole thing is a farse IMO and I bet all rating agencies have they own score mechanism which kind of makes the whole system redundant as you can't really compare apples to apples.

mazza_214

I work in finance and its widely rumoured that Call Credit (The company behind Noddle) intentionally score lower in order to sell their premium 'improve your score' packages. No proof of this, just a general theory. They were offering free reports way before some of the big players and could easily be a part of that business model. I'm personally exactly the same - excellent with both Experian and Equifax but average to poor with Noddle reports. Make of it what you will :)

maxamus007

It should be noted that different companies use different credit agencies such as HSBC who use Experian so just because you have a good or bad score at noodle it might not be reflected at the other credit agencies. For example... My noodle score is rated "fair" yet my Experian score is rated as "very good"

vultan999

Unsure why this is getting cold votes. Free credit report plus cashback...

Free credit score and credit report
-52°Expired
Found 16th Nov 2017Found 16th Nov 2017
Noddle is offering FREE credit reports and alerts for life with this special offer. Just signup today and then you will immediate access into your credit history. It's a fantastic… Read more
cigbunt

Top block / gal

pash2x4b

Then why does experian give me 969 out 1000 (lol) (lol)

mgk

Ah ok....if.you interested this is because the scales are not linear ... noddle works on 20 points double the odds .....so - 580 would be twice as good as 560 which would be twice as good as 540 etc.....585 is indeed just fair and I would expect the clearscore and Experian score to show similar middle of the road "fair" on their 5 point scale. My score is 670 (max 710) and shows 5 on the.5 point scale but is hugely better risk than 570 (64 times better) Experian (and MSE) works on 80 points doubles the odds ....so 880 would be twice as good as 800 and for example 960 would only be 4 times better than 800. My MSE score is 990 (max 999)so you see very different scores but regarded as similar on their respective scales - nothing sinister in them trying to.get you to.use their services Edit - clearscore 523 (max 700) but despite not being near the max - "flying high"

pash2x4b

yeah but 585 out of 700, thats practically 6 out of 7, its a bit of a cheek to show as barely "fair" as in middle of the scale, just a con to try and make you use their offered services

mgk

It is just on a different scale - you shouldnt compare the actual number of the score acorss Noddle, Experian, MSE and Clearscore - one is out of 1000, one is out of 650 etc You need to look at the 5 point scale bad - good

You can now view your credit report from each of the 3 UK CRAs for free!
321°Expired
Found 22nd Apr 2017Found 22nd Apr 2017
Finally we can view all 3 UK CRA reports for free now! Callcredit via Noddle: https://www.noddle.co.uk/ Experian via MSE Credit Club: http://www.moneysavingexpert.com/creditclub … Read more
Longandstrong

There is an irony here. If MSE ever got hacked, then potentially your personal data is leaked on the net to commit ID fraud. Read the privacy statement if you have any concerns before signing up. Hot though, Experian is £15 a month for what MSE is giving for free

Libertas

In that case - whats then next best solution with the Experian one? (Appreciate the information - wouldn't have known otherwise and would have wasted significant time). Lib.

amour3k

Not bad, the pair of you. :-)

dudea729

Someone edited my OP as you can get your Experian report via MSE Credit Club

Tony68k

The Experian one isn't a report, it's just a score, you have to pay to get a report. The other two give you a full report for free. I use all 3 and find them very handy. Great post OP, I would encourage everyone to keep monitoring what's on theirs.

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One year of Free Noddle alerts 'Add-On' worth £20 - New or Existing Customers
497°Expired
Found 23rd Oct 2015Found 23rd Oct 2015
As many of you will be aware Noddle offer free credit reports each month permanently (not a free trial, etc). They have an additional 'Add-On' service called 'Noddle Alerts' that … Read more
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alu355

Expired, code no longer works

pjsharma

Hmmmm ... Bit wary of this. The address they found from the Post Code is not complete as per PO recommended address. Then they want my card details "to check with my bank that I am genuine" at Step 3. I would not provide that and abandoned the registration. They have my e-mail, so I will probably get spammed!

Keefybuoy

I also just joined and bank/card details were requested - as they say on the page, it's for identification purposes (and they don't store them). Personally I'm happy to do this, as it's just another security protection measure, to make sure that you are actually the person applying for credit history and not just some other hacker. If you follow the OP link to talk talk and look at the "follow these simple steps" section they confirm that it's a security level to avoid having to wait for a letter or asking lots of questions.

ssc1

put in code first balance goes to zero.

zasttoni

Went to sign up with them and it asked for my card details and the numbers on the back so cancelled it x.

Free credit report and credit score for lifetime @ Noddle
396°Expired
Found 7th Jul 2015Found 7th Jul 2015
Great news - your credit score is now free for life! You told us that you want your credit score for free and we've listened to you. That's why you'll now get your credit score fr… Read more
ginno78

There is definitely something fishy going on with Noddle, I have always had a score of 5/5 with them and have used them for years, recently they dropped me to 1/5 with no reason and no change to my financial status, I then get bombarded with Noddle improve e-mails and Ads where they charge you £30 and help lift your credit score.. I didnt understand this and as I was just about to apply for a new car on PCP I did an Experian check to find that my credit score remains Excellent with them so its go to be a little scam Noddle are trying to pull on people to get them to sign up for noddle improve, they should be reported for this as I worried for weeks went through all of my credit history signed up to Experian 30 day trial only to find that nothing was out of order apart from Noddle the swines!!

itpot

What If I don't have a credit card How can I check?

top_spotter

Free as noddle score not worth anything..won't surprise me if they have random number generator..

bfam

heat for free

refaey

I've had an account with Noddle for a few years and never had an issue.

Noddle Impove down to £20 for a year @ Noddle
77°Expired
Found 20th Jan 2015Found 20th Jan 2015
Have always used Noddle, but never the paid option @ £30 per annum. Received an email today with 1/3 off the annual price due to them reaching 1million members. Happy to pay £20 … Read more
dadofdaisy

Comment Just take out the Aqua rewards credit card and they'll send you an invite to upgrade your noddle account.

marathonic

Educating yourself on the factors that may influence a banks view on you as a potential customer and viewing the raw data is a much better idea than paying for Noddles view. At the end of the day, most factors, such as whether you've had a payday loan during the last year, will impact some banks view on you whilst others will ignore it. Your Noodle score will remain constant, regardless of which bank you are considering applying to. The banks own internal score will vary wildly across all banks. My advice is to save your subscription fees to these services and educate yourself on the 'potential' factors. Armed with this education, if you believe yourself to have a perfect credit history, you can choose to apply direct to the bank or via a broker. If you consider yourself to have a blemished credit report in any way, use your saved subscription fees to help pay the fees charged by a good broker who will have experience in selecting the correct bank to handle an application for a customer with whatever particular imperfections are visible within your credit report.

punkrjb

I'm interested because said random person on the internet decided to tell the whole internet what they had spent their money on, which made me interested. I'm interested in the value of the deal you posted on a deals forum because it looks good but i want to understand if it's a good deal. Maybe I've missed the point of the site, either way cheers for the info.

cerby87

I do find the score a bit useful but the usual score out of 5 seems good enough. They keep telling me I'm not in the electrol role when I am. However I get the service for free after signing up for an aqua credit card. Don't think I'd every pay for it

marathonic

Comment A banks credit scoring is very important. Noddle's raw data, which is available for free, is very important. Noddle's credit scoring is not.

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Noddle Free Credit Check - NO 30 day trial FREE FOREVER  >£0.00<
44°Expired
Found 29th Jun 2014Found 29th Jun 2014
This is a free credit check - no 30 day trail - Its FREE forever. Its not a con to get details out of you for advertising Recommended by all Police Forces and the Fraud UK servi… Read more
ianandthetoon

I've been on it almost a year now-no worries and gives me up to date info every month.It is accurate in terms of the info they have on my file-comprehensive detail. Oh and I'm 5/5!

crazydiamond37

It says free forever so why has it asked for my debit csrd details and security code. This looks dodgy to me I wanted to check my credit rating they say its free so why ask for my debit card security code etc. Surely to check credit rsting u just need name address and date of birth. Very suspicious. I came straight off noddles site. Dont trust them

andynicol

Been using it for a couple of months now, no problems whatsoever, I haven't paid for the Noddle Improve service which costs £30 as I've got what I need from the free service which was ; Ensured that the correct addresses linked for myself and my partner, Curious to see who left footprints on my file and that there was nothing untoward, Ensure that unused accounts were closed. In the last instance I discovered there was a wrongly defaulted account on my file, reported this through Noddle and it has now been marked as satisfied.

Hotukdealsacc1

I've just signed up and I've found the service quite useful, they get the thumbs up from me &amp; it's free 8)8), thanks to the person who posted this..

amycabdriver

thanks!

Free credit ratings from Noddle.co.uk
20°Expired
Found 9th May 2014Found 9th May 2014
Simply go to the noddle.co.uk website and sign up:- "Noddle Join the thousands of customers who've already got their free for life Noddle credit report. Apply now". Why pay o… Read more
rmlowery

Free service and they were able to assist me with a potential fraud issue and removal of an incorrect entry on my file. It is a free basic service with optional extras at a reasonable charge. I find the data can be a month or more behind Experian, and updates are monthly not real time as you can get from other providers, but for free and to keep a watch on your score it's a great service to use.

marc1401

Awesome, doesn't it take its data from Call Credit?

RaichuCx

Used it for about a year with no problems its great. Why is it cold? when i posted it i got 500 degrees here

Paranor

Used today (before I noticed this post) thought it was pretty good, caught the credit and loan fraud someone was trying on the other half.

Transformers

This deal shouldn't be cold. And ignore the above quoted comment, as it's not relevant.

FREE Monthly Credit Report From Noddle
505°Expired
Found 19th Feb 2014Found 19th Feb 2014
Want a free summary of your credit file every month? Noddle is perfect for you! okay you don't get a score number but the 1/5 rating system is kinda the same. I have used it for mo… Read more
RaichuCx

Since your getting a mortgage i recommend after your report has updated you use check my file, its like £7.99 and gives you a complete credit report from all the big agencies in one.

mxer450

Are these still good? I have a mortgage application soon and want to check my score as I have recently received a late repayment charge from Vodafone and would like to see how this will affect me if at all..many thanks in advance all.

daniellehamilton35

You can use your debit card to sign up. I did x

daniellecollier146

Debts are already on there regardless if you look at your report or not. It's good to see what balances are showing too. Debit card worked for verification but is a bit fiddly. Kept saying card not valid but this was due too ___-___ Clicking out of the box a few times enabled the card number to be entered correctly.

Burlz

Credit rating 5 A rating within the top banding indicates that you are usually unlikely to be rejected when applying for credit and can typically take advantage of the best deals available in the market.

Free Credit Report at no cost EVER! Free for life!
639°Expired
Found 8th Dec 2013Found 8th Dec 2013
Saw this on MSE and thought it may be helpful to users on HUKD. I know it's been on here before but posting as it may benefit those that missed it last time. The Noddle membershi… Read more
Pateo

Just make sure u uncheck the unwanted optional agreements b4 u agree to T&amp;C's at end of registering page!

Firemountain

My friend told me about this site a while back never got round to looking it up but she swears by it. The request for card details most likely to verify identity if you have a dormant account use that card.. call your bank say youve lost it you get yourself a new card and theres no way they can ever debit your account simples :)

adams54

When Noddle originally launched, they signed people up in batches - I was in one of the earlier batches. I've recommended the site to many people now because you can actually improve on your credit score by following their simple advice. I've gone up by one rating now through learning things I didn't know before, such as keeping a credit account that you don't use running can adversely affect your score! Once I'd closed it and waited for a bit, my score went up. Excellent service as far as I'm concerned. Heat added :)

MattyBoi

Who cares? The other post is over 9 months ago and buried away. You're allowed to re-post after 1 month and this will now be brought to more people's attention.

gazbook1

Was unsure at first about entering debit card but judged it from comments on here and can confirm it is legit. I'm extremely impressed, it provides everything you need but at no cost. I even find the credit rating out of 5 more helpful rather than the more "precise" ratings out of 10 or as a percentage like with other providers, as all you really need to know is whether your credit is good or bad, and that is the only information I need. I've wanted to access my credit report for a while after having bad experiences of Experian continuing to take money out of my account despite me cancelling my account, so I really appreciate this!

Free credit report for life @ Noddle.co.uk
556°Expired
Found 31st Jul 2013Found 31st Jul 2013
genuine deal as Equifax etc are expensive MasterCard or Visa needed/only - kyleg44
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ckilburn73

Went through all the process of filling in the details until bank details and it couldn't identify me even tho my details were correct and been banking with the same bank for years

PinkHaven

Ive just signed up to them, no problems, seems to be showing most of the credit im aware of. Have also ordered a statutory report from Equifax and Experian for 2 quid each to double check everything.

bb11

I've used this for over a year now and it is a good free service. Information is accurate and I had a discrepancy with my credit history which they help me get corrected. Definitely recommend them

ShayKaPow

Looks like my credit rating is 4/5 :D

MrRight

Got excited then they couldn't find me. Changed the card (I used one I've had for about 10 years to one I've had for about 5 months) and also added my mobile number too. Found me fine. Heat added of course.

Free instant credit report online
361°Expired
Found 14th Mar 2013Found 14th Mar 2013
Found an old deal - which has been expired but this is active as of today LINK IF ABOVE DOES NOT WORK: https://www.noddle.co.uk/ Also mentioned in another post from : http://www.… Read more
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Mitch_s_s

Sign up temporarily unavailable Sorry, but due to unprecedented demand our sign up process is temporarily unavailable. Please leave us your email address. We’ll get back to you as soon as we can process your application. Alternatively please try again later.

youknowwho

I agree Rimi - looks like some people would rather pay for a service than get it free.

Rimi

Use Experian,whats the problem. Don't like free service-pay. Second year with them,not a single advert and details up-to-date 100%.

staceyokeefe37

Waste of time, couldn't verify my identity, which is a little frustrating since it was AFTER I input my card details.

bollybobinson

Not very good reviews, collect your data to send advertising, details not up to date etc etc etc :(

Credit Report FREE for life @ Noddle
313°Expired
Found 15th Dec 2012Found 15th Dec 2012
Free credit report for life with no strings attached. Absolutely brilliant service,using it for second year ,credit report is updated every month and very accurate.
raulvibes

Why is OP and some info providers Banned? Is this SCAM freebie oO

T1Cybernetic

No idea but I am scared to sign up for a credit report now :D Is it free and legit? Or is there something dodgy happening...

Pac3y

Cheers created one.

Edtrix

awesome deal, anyone any idea why everyone keeps getting banned? lol

Maxima

Great! Just checked my report and I am very impressed. It is better than I have expected :) Highly recommend to others!

Completely FREE instant online credit report for LIFE
294°Expired
Found 13th Sep 2012Found 13th Sep 2012
Came across this cool site www.noddle.co.uk the other day.... was looking to purchase a contract phone, but i thought i would see how my credit report looked... both equifax and ex… Read more
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Evouk

I just tried to use this service via a prepaid credit card and they don't let you use them now!

shakilalam

well im sure you like spending ur money....most of us tryna cut down or spend nowt!!

raskar

Spaaaaaaaaaaaam BE CAREFUL. Nothing for free these days : )

jkeat

Thanks for posting!

Edward_Nigma

Thanks for this. I have just set up an account, and has all the info I wanted to know. Great find, heat added.

A free credit report @ Noddle for life unlike Experian and Equifax
531°Expired
Found 25th Jun 2012Found 25th Jun 2012
If any one interested in looking what your credit report look like without paying then your search ends here. Noddle is providing the credit report for life and you can view what y… Read more
mobydick

I can tell you that it is not mere coincidence that people get contacted by companies flogging high interest rate credit soon after they request or view credit reports online. Please remember Callcredit/Equifax/Experian and the like SELL DATA to anyone willing to pay because that is what they do collate DATA to sell on. ALL the banks/finance companies/ and many,many debt collecting agencies are signed up to products and services these institutions offer and work almost in partnership with many of them.......So beware and perhaps wake up...there is no such thing as privacy anymore its a MYTH.

vpeake

i will give it a go, cheers!

Camillicious1

this is really interesting, i wondered why i got declined a card the other day. seems like these credit companies take ages to update. i got married and updated my details a while ago - but everything is still in my maiden name.

bingowings85

I got checked for money laundering when signing up for a HBOS electron debit card this time last year (to avoid low cost airline card fees!) 4/5 score here. Since we're talking about money, credit, borrowing and debt here you guys need to read about www.positivemoney.org.uk Turns out there is more debt in the UK than money, if we used this money to pay down our debts there would be no money and we would still owe interest on the outstanding amount. This has been verified by diligent research with sources.

Thakks

Yes certainly he can.

Free Life time Credit Report @ Noddle (Part of CallCredit)
43°Expired
Found 5th Mar 2012Found 5th Mar 2012
Couldn't find this freebie posted, so here goes: A free credit report for life Credit reports are becoming more and more important in your everyday life, with decisions on person… Read more
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remondo

It's Noddle not Noodle.

macgyver11

Very detailed report. Voted hot

numb3r9

Heat added. Did this first time round. They dont have CC info so cannot charge a bank sort / account code is all they need to verfy you.

Avenger1324

I remember seeing another thread on this a few weeks back that was around for a while, got quite a bit of controversy once people found links to MSE and how the site ended up charging them despite claiming free for life, and then the thread disappeared from view - presumably hidden / deleted by mods.

TheAlps

Posted a few weeks ago here. Lots of useful info, no problems for me. Worth checking out the old thread if you have any questions.

Free Credit Report for Life
440°Expired
Found 13th Feb 2012Found 13th Feb 2012
Recommended by Martin Lewis, this shows your current credit report and you can via it as many times as you want for free
noddle36

I think its great and loads of others recommend. It has a few adds on there to make money but I dont blame them.

gazman321

I was curious about this, has anyone had success with free credit reports for noddle

BrianCryer

Looks great ... but I'm always a little concerned when something looks too good to be true. Looking at http://forums.moneysavingexpert.com/showthread.php?t=3515377 it looks like some people have found that noodle have charged them a monthly fee. Now I appreciate that those posts are from last year and that noodle may have had some teething problems when they first started, but has anyone here been using the service for a number of months and if so can you confirm that they haven't debited monthly from your account?

chuckley

worked for me. great stuff! thanks!

waqasahmed

It doesn't tell me my bank account balance(puts them at £0) but it does tell me how much I owed on my credit card last month - paid off in full One thing I'll continue to do now is send 1p from my current bank account to Barclays once a month, and the day after send it back (all via standing order), so it doesn't show that it's dormant I have the Barclays account purely because they give me three free user licenses of Kaspersky. Awesome!

Free credit report (& score) for life + alerts from Callcredit (one of the 3 major UK credit reference agencies) - sign up now for early access
240°Expired
Found 9th Jul 2011Found 9th Jul 2011
Update at 10 August: Just an update for anyone interested. I've now signed up and logged in - all for free. I wasn't one of the first batch, but they take 10,000 at a time, in ba… Read more
Newbold

Now fully live for all comers: Noddle to offer free credit reports Consumers can now get permanently free access to their credit report, which can tell them if they're likely to be accepted for a credit card, loan or mortgage. http://www.moneysavingexpert.com/news/banking/2011/12/noddle-to-offer-free-credit-reports

Mienaikage

Never again, worst customer service I've ever dealt with. I told them I was having problems with signing up through Noddle (constant payment failures), and twice in the same string of e-mails they attached a form and told me to apply for my statutory report. Kind of defeats the point of signing up through Noddle in the first place. Also suggested more than once to try another card after I told them I've already tried three... Finally got through the system after doing things like removing my middle name and phone number, and changing my security question. don't know why it was stopping me before but I'm signed up now. I just hope that I get that Noddle e-mail now, I dread ever sending Call CreditCheck an e-mail ever again...

Newbold

I'm puzzled by that. I've had no problems whatever with them, the credit information is comprehensive, up-to-date and very useful, and there should be no question of any charge for it. Callcredit is a responsible, reputable company - have you tried contacting them direct at: care@callcreditcheck.com If all else fails, which I doubt, email press@callcredit.co.uk and tel them that you're about to contact the media. That'll certainly do the trick, but I doubt you'll need to go that far. I see that Noddle also have a freephone number - 0800 279 0060

dellas

I received the Noddle invitation and followed the sign up instructions. I've received no unique code and no password from Noddle although I've registered more than 30 days ago. Now I've had a £12 charge taken from my debit card for the callcredit subscription service and no one seems respond to my numerous queries as to why. If I cancel subscription, the £12 will have been for nothing, no one responds to my request for a rfund and now my account has been restricted until I confirm card details again as they want to take another £12. Not so sure this is all it's cracked up to be.

KERMITZBITZ

hey OP... BIG BIG thanks for this.. I've now joined and could not believe how much information was stored about my financial history. All this for free and being a member actually helps your credit score.. AWESOME