Unfortunately, this deal is no longer valid
Starling Bank Current Account - Fee free spending abroad inc £300 cash withdrawals a day + up to £10 cashback at Costa (new customers)
2413° Expired

Starling Bank Current Account - Fee free spending abroad inc £300 cash withdrawals a day + up to £10 cashback at Costa (new customers)

359
Posted 15th May

This deal is expired. Here are some options that might interest you:

Starling Bank is an app based bank account with debit card and is well known on here. If you are looking for a fee free card to spend abroad or physically whilst on holiday, it's generally considered one of the best options and gets great feedback. There is currently a promotion that if you open a personal account this month (new customers) then you can get 50% cashback at Costa up to £10 in May. Whilst this incentive may not suit everyone, the wider benefits of this app based bank account are worth considering.



Starling Bank Benefits

  • Set up is easy and can be done in minutes. The bank card is typically delivered within a week
  • Real-time notifications e.g. spending, ATM withdrawal etc
  • Fee free spending when you travel abroad. Starling Bank does not charge for ATM withdrawals (there may be local charges), you can withdraw up to £300 per day
  • Deposit cash at Post Office branches across the UK
  • Record and categorisation of your spending
  • Eligible deposits are FSCS protected for up to £85,000 and are authorised and regulated by the PRA and FCA
  • Starling Bank pays a 0.5% AER to account balances below £2,000, and 0.25% to those under £85,000. Whilst traditional banks may offer you a better rate on credit balances, am not aware that other fintech banks offer interest on credit balances.
  • Create Goals and round-up purchases to save towards them
  • Nearby payments straight from your phone
  • Settle your IOUs in-app
  • 24/7 UK customer support
  • Trustpilot score of 8.8



50% cashback Costa purchases (up to £10) in May when you open a Starling Personal Current account in May


  • Step 1: Open an account with Starling Bank
  • Step 2: Add Flux in Marketplace
  • Step 3: Spend at Costa Coffee and get 50% cashback on your Costa purchases during May 2019 (up to £10)
  • Full terms and conditions


3230694.jpg


p.s. if looking at other cards for fee free spending abroad, this thread gives a good overview
Community Updates
Starling Bank Deals

Groups

Top comments
FSCS covered but if the bank goes under and the app stops working, how do you claim your money back with no proof of the account ever existing?
Love starling bank.
dt274815/05/2019 20:35

Have Starlings and Revolut... Much prefer the Revolut app. Really …Have Starlings and Revolut... Much prefer the Revolut app. Really annoying that you can't instantly transfer money into starling with Apple pay or Gpay. You can scan a bank card however the new format of cards issued by NatWest do not work. So my solution to get money into Starling is to add it instantly into Revolut account and the use a bank transfer in revolut to transfer to starling . End to end is five mins. Revolut uses a turbo transfer.I found both starling and Revolut had issues at motorway tolls when driving through France and spain so had to use my NatWest. If I had switched to starling I would have been stuffed. Also seen a few messages from starling regarding the card will not be usable for a few hours during early morning for upgrades etc and that you should carry a backup card... Not great ..not quite there yet to make me switch...


Sounds like a faff that.

I open my main banking app and just transfer straight into Starling.

Takes less than 60 seconds and arrives instantly.
g8spur15/05/2019 19:37

I use Halifax Clarity. Is there a benefit to one of these instead?


Clarity is a credit card with all consequences - charging for cash, etc.

Starling is classic bank account with debit card - you're taking own money from cash machine, not bank. So it's free (Clarity doesn't charge fees, but cash doesn't have grace period and they will charge interest from day 0)
359 Comments
I currently have a Monzo and a Revolut and want to get one of these aswell. Are there any negatives that could affect my credit rating or banks from lending money due to having lots of different accounts ?
cudsy15/05/2019 19:28

I currently have a Monzo and a Revolut and want to get one of these …I currently have a Monzo and a Revolut and want to get one of these aswell. Are there any negatives that could affect my credit rating or banks from lending money due to having lots of different accounts ?


Question is do you need all 3
cudsy15/05/2019 19:28

I currently have a Monzo and a Revolut and want to get one of these …I currently have a Monzo and a Revolut and want to get one of these aswell. Are there any negatives that could affect my credit rating or banks from lending money due to having lots of different accounts ?


Not really, I don't think monzo or starling do a hard check, at least not to my recollection - I have both
Anyone know the ATM fees in the US?
I use Halifax Clarity. Is there a benefit to one of these instead?
Used Starling in Havana and Rio, hit n miss. Back-up card needed but good when it worked.
Edited by: "Rebelutionary1" 15th May
FSCS covered but if the bank goes under and the app stops working, how do you claim your money back with no proof of the account ever existing?
the app is very good, never had any issues with the card.
Have this. Excellent card. Better imo than the others
kieran7777715/05/2019 19:41

Ouch!


Starling dont charge you, only the ATM company and it should tell you, like the ones over here if they are going to charge.
Love starling bank.
kvn61815/05/2019 19:39

$5 to $8 depending on the bank


Didn't get charged anything in US or Canada. All depends on which cash points. Have been stung by weeks Fargo etc. before
MajorEyeswater15/05/2019 19:45

Starling dont charge you, only the ATM company and it should tell you, …Starling dont charge you, only the ATM company and it should tell you, like the ones over here if they are going to charge.


Yeah I know, I've used my starling in other countries and always paid ATM fees, it doesn't really matter that starling themselves aren't charging you, you, always end up coughing up one way or another.
Any idea when their business account for companies with more than one director will be available? Been waiting over a year now since it was announced, and they either ignored my emails or just sent me to their business page and didnt bother reading my email correctly
kieran7777715/05/2019 19:49

Yeah I know, I've used my starling in other countries and always paid ATM …Yeah I know, I've used my starling in other countries and always paid ATM fees, it doesn't really matter that starling themselves aren't charging you, you, always end up coughing up one way or another.


Well it kind of does matter because it is nice not to pay twice, thing is with the US is the majority of ATM's charge, and they charge anyone local or otherwise. I'm sure it is just the shape if things to come hear in time.
Can you simply bank transfer money into this account or is paying in at the post office the only option?
Have both Starling and Monzo. Both far better than anything more mainstream
With starling bank if you don’t want an overdraft they don’t do a hard credit check.
They pay 0.5% on credit balance up to £2000.

I’ve also found that with ATM withdrawals abroad German banks are good and don’t tend to charge fees.
cudsy15/05/2019 19:28

I currently have a Monzo and a Revolut and want to get one of these …I currently have a Monzo and a Revolut and want to get one of these aswell. Are there any negatives that could affect my credit rating or banks from lending money due to having lots of different accounts ?


Got 6 bank accounts, some not used anymore, never had a problem.
g8spur15/05/2019 19:37

I use Halifax Clarity. Is there a benefit to one of these instead?


Clarity is a credit card with all consequences - charging for cash, etc.

Starling is classic bank account with debit card - you're taking own money from cash machine, not bank. So it's free (Clarity doesn't charge fees, but cash doesn't have grace period and they will charge interest from day 0)
MajorEyeswater15/05/2019 19:54

Well it kind of does matter because it is nice not to pay twice, thing is …Well it kind of does matter because it is nice not to pay twice, thing is with the US is the majority of ATM's charge, and they charge anyone local or otherwise. I'm sure it is just the shape if things to come hear in time.


Back in the old days you'd only pay once anyway when buying cash instead.
Anybody can help with this please?
Need to transfer from £ to € into a euro bank account in Ireland. Starling or Revolut? Any suggestion which one will be better/cheaper to transfer. As far as I am aware, the other account is from an Irish bank. Thanks.
Edited by: "sheffield788" 15th May
HaraldBB15/05/2019 19:59

Clarity is a credit card with all consequences - charging for cash, …Clarity is a credit card with all consequences - charging for cash, etc.Starling is classic bank account with debit card - you're taking own money from cash machine, not bank. So it's free (Clarity doesn't charge fees, but cash doesn't have grace period and they will charge interest from day 0)


I pay off my Clarity account immediately so I guess not much benefit.
Marko6915/05/2019 19:55

Can you simply bank transfer money into this account or is paying in at …Can you simply bank transfer money into this account or is paying in at the post office the only option?


Yes, they will give you the sort code and account number to set up as a payee to transfer money over to it.
Marko6915/05/2019 19:55

Can you simply bank transfer money into this account or is paying in at …Can you simply bank transfer money into this account or is paying in at the post office the only option?


You can easily transfer via the app. You choose the amount you want to transfer and you do it by scanning your other bank card with the camera on your phone. Up to £250 per day.
Edited by: "sheffield788" 15th May
Marko6915/05/2019 19:55

Can you simply bank transfer money into this account or is paying in at …Can you simply bank transfer money into this account or is paying in at the post office the only option?


I just transfer money from main account to starling account.
You can pay in £300 a day at the post office from memory.
cheques are posted in via a free post address
briankins15/05/2019 20:02

Yes, they will give you the sort code and account number to set up as a …Yes, they will give you the sort code and account number to set up as a payee to transfer money over to it.


Yes, but you have to remember it. Sometimes is good to have both. I'm using both Starling and Clarity.
Starling is excellent, used them for a year on top of my clarity for traveling abroad. ATM are free if they are free to withdraw cash with, if you Google which bank does not charge for ATM withdrawals in any country you go to, you will not be charged! The app is super easy, transfers are immediate, notification on your phone with every transaction so that if someone stole your card you know straight away.

I travel a lot and it's bear perfect, they are also introducing a euro account now, no cards for it yet but if you need transacting with EU it saves you in fees...
I used to have santander as my main account and have switched to this instead as its just better

Have monzo and revolut ect and none of them have got me to switch (altho ive kept them around as holiday backups
Top card, I use it for my Spotify reoccurring payments in the Philipines and YouTube premium in Russia. Heat from me
Edited by: "slliw" 20th May
No, it is not a forex card. No, you cannot load it or top it up. Yes, it is a full fledged bank account.

Thought I will get that out of the way before the crowd arrives.
Have Starlings and Revolut... Much prefer the Revolut app. Really annoying that you can't instantly transfer money into starling with Apple pay or Gpay. You can scan a bank card however the new format of cards issued by NatWest do not work.

So my solution to get money into Starling is to add it instantly into Revolut account and the use a bank transfer in revolut to transfer to starling . End to end is five mins. Revolut uses a turbo transfer.

I found both starling and Revolut had issues at motorway tolls when driving through France and spain so had to use my NatWest. If I had switched to starling I would have been stuffed.

Also seen a few messages from starling regarding the card will not be usable for a few hours during early morning for upgrades etc and that you should carry a backup card... Not great ..not quite there yet to make me switch...
Also use Revolut virtual card for online payments them freeze it when done. Not sure if starling does that...


Yes I am a bigger fan of Revolut...
Edited by: "dt2748" 15th May
bigwheels15/05/2019 19:56

With starling bank if you don’t want an overdraft they don’t do a hard cre …With starling bank if you don’t want an overdraft they don’t do a hard credit check.They pay 0.5% on credit balance up to £2000.I’ve also found that with ATM withdrawals abroad German banks are good and don’t tend to charge fees.



It’s a bit far to go to avoid charges though

Edited by: "stockdam" 15th May
Got a friend that needs to transfer large (ish) sum abroad, whats the cheapest way? The problem is he needs to withdraw that amount as soon it arrives at the other end
stockdam15/05/2019 20:44

It’s a bit far to go to avoid charges though:{


That’s funny.
Post a comment
Avatar
@
    Text