Pay no interest on Balance Transfers for 20 months with your first direct Credit Card
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Pay no interest on Balance Transfers for 20 months with your first direct Credit Card

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Found 9th Sep 2015
Pay no interest on Balance Transfers for 20 months with your first direct Credit Card.

A balance transfer fee of 2.9% (min £5) applies to all transfers. Conditions apply.

Offer available until 31 October 2015.

Sometimes keeping on top of all your finances can be a bit tricky, which is why we're offering you nothing. Zilch. Nada. A big fat 0% p.a. interest for 20 months when you transfer the balances from your other cards* onto your existing first direct Credit Card.

20 months to take control. And with no interest to pay, your repayments will go directly towards clearing your balance.

*** A Balance Transfer fee of 2.9% (min £5) applies to every transfer. ***

It's not just our service that's brilliant.

Important notes

*We will not transfer balances between cards operated by members of the HSBC Group. The HSBC Group means HSBC Bank plc and its subsidiaries, associated and affiliated companies and includes Marks and Spencer Financial Services plc, John Lewis Financial Services Ltd. and first direct. We reserve the right to decline a transfer request. Credit is subject to status. The rate you receive is dependent on your individual circumstances; credit checks and assessment of your financial situation.

Once your Balance Transfer is processed it cannot be reversed.

Requests for a Balance Transfer received by us after 3.30pm or received on a non-working day will be treated as if they were received the next working day. It can take up to 5 working days from the day of receipt by first direct for the money to reach your other credit or store provider.

We accept no liability for any interest or charges incurred if the transfer is made within the above time periods.

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