This might help a few. Paypal reducing the amount from £150 to £99 to get the four months interest free.
Interest rate is going up though but I always pay it off in the offer anyway.
2. Our 0% for 4 months offer is improving
We're always looking for ways to improve our services and help you get even more from PayPal Credit – which is why we’ve listened to our customers’ feedback. We are improving our 0% for 4 months offer. It will now apply to purchases and basket totals of £99 or more instead of £150 or more. This is referred to as a Conditional Purchase Offer in your terms.