Personal contract hire deal Ford Fiesta Hatchback 1.0 EcoBoost 140 Zetec S 3dr £149.99 p/m £3749.76 @ WFS
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Personal contract hire deal Ford Fiesta Hatchback 1.0 EcoBoost 140 Zetec S 3dr £149.99 p/m £3749.76 @ WFS

45
Found 3rd Sep 2016Made hot 4th Sep 2016
Looking for one of these for the missus and this didn't seem like a bad deal as the upfront is low.

Total cost Inc processing fee £3749.76

Personal contract hire

£149.99 incl VAT rental per month

£149.99 incl VAT initial rental

Contract term : 24 months

Rental profile : 1 + 23

Annual mileage : 8000

Processing fee : £150.00

Finance doc fee : £0.00

Production status : Current model

CO2 band : B (101-110 g/km)

I think this is a better model (ST Line + NAV) and in stock

gateway2lease.com/car…738

Less miles in the example so you'd need to request a quote for comparison but with 5k miles PA (instead of 8k PA above) it is £3743. I doubt the extra 3k miles will add much
- Stu

45 Comments

The best ones are always piggin' 3door...
Hot though. Lot of car for the money, and a total hoot to drive.

Original Poster

Yeah, ideally we where looking for a 5 door. Just noticed the picture is wrong but I couldn't find one that looked correct.

We tried this with several dealers on the last deal. There are *none* of them around, and was quoted a 4-5 month lead time.

I think this is a better model and in stock

https://www.gateway2lease.com/cars/ford/fiesta/pre-current-fiesta-nav-1.0t-140-st-line-ecoboost-start+stop.php?id=8718738

Less miles in the example so you'd need to request a quote for comparison but with 5k miles PA (instead of 8k PA above) it is £3743.

alexbutterell

Looking for one of these for the missus and this didn't seem like a bad … Looking for one of these for the missus and this didn't seem like a bad deal as the upfront is low.



Not sure if you already know but with most leases the the profile gives the same outcome, so 3+23, 6+23 and 9+23 etc will normally give a very similar total amount payable, some will even do a 1+23 as in this case. So you need to play around with the figures if it is a low upfront you are after.

Obviously the lower the upfront the greater the monthly but my thinking is I can take a higher monthly so why should I give a deposit. Keep the money in the bank.

So you pay £3750 for two years then the car is not yours !!! You hand it back after paying out £3750 ?? Is this correct ?

ianjury

So you pay £3750 for two years then the car is not yours !!! You hand it … So you pay £3750 for two years then the car is not yours !!! You hand it back after paying out £3750 ?? Is this correct ?

No you get to keep it. And they also give you half of your money back.

hukdbargain

No you get to keep it. And they also give you half of your money back.



Lol

ianjury

So you pay £3750 for two years then the car is not yours !!! You hand it … So you pay £3750 for two years then the car is not yours !!! You hand it back after paying out £3750 ?? Is this correct ?



Are we to assume you don't like this idea?

hukdbargain

No you get to keep it. And they also give you half of your money back.


Lol

Good deal OP - I've hopefully got the 125 Nav getting delivered in a couple of weeks

ianjury

So you pay £3750 for two years then the car is not yours !!! You hand it … So you pay £3750 for two years then the car is not yours !!! You hand it back after paying out £3750 ?? Is this correct ?



There's always one. What don't people understand about leases?

There always is!

General rule of thumb - if you want the option to keep the car, go PCP. If you don't want that option, leasing is normally cheaper than doing PCP and giving the car back.

That said, fiat/Alfa/jeep are doing 0% Apr on PCP with a large (on our jeep, £2k) deposit contribution

hukdbargain

No you get to keep it. And they also give you half of your money back.



you forgot to say about the free insurance and unlimited fuel too....

Amazing for a zetec s! hot

Stu

Not sure if you already know but with most leases the the profile gives … Not sure if you already know but with most leases the the profile gives the same outcome, so 3+23, 6+23 and 9+23 etc will normally give a very similar total amount payable, some will even do a 1+23 as in this case. So you need to play around with the figures if it is a low upfront you are after.Obviously the lower the upfront the greater the monthly but my thinking is I can take a higher monthly so why should I give a deposit. Keep the money in the bank.



And keep in mind if the vehicle is a total loss the insurance will pay out only the current market value. You're then likely to lose your deposit and then some. Mitigated somewhat by gap insurance but still something else to keep in mind.
Edited by: "hcc27" 4th Sep 2016

hcc27

And keep in mind if the vehicle is a total loss the insurance will pay … And keep in mind if the vehicle is a total loss the insurance will pay out only the current market value. You're then likely to lose your deposit and then some. Mitigated somewhat by gap insurance but still something else to keep in mind.



Indeed - If the TAP remains the same it seems totally pointless to put in any more than you need to.

I hate to buy GAP as it feels like you are having to insure your insurance policy because they don't want to pay out the full amount. However I did buy GAP for a very reasonable price with more than sufficient cover for the potential amount outstanding.

bma1445

General rule of thumb - if you want the option to keep the car, go PCP. … General rule of thumb - if you want the option to keep the car, go PCP. If you don't want that option, leasing is normally cheaper than doing PCP and giving the car back.



I would agree to some extent however some of the deals, and especially those that we see here are for exceptional offers.

So for example if you were buying something where the amount payable in the lease is less than the potential depreciation of the car then regardless of whether you wish to own it lease and return is going to be a better prospect.

There is no point trying to own something that is not worth what you owe on it on the PCP.

In my case I have a Touareg on a 3+24 with 15k miles PA. The cost over the term is only marginally more than the VAT on the RRP of the car. There simply isn't any point trying to own it in my opinion.

Also worth noting that a lease includes the cost of the RFL for the term.

People who say leases are throwing money away are ironically probably the same type of people that think 8 grand for a five year old car seems "fair", until they're spending hundreds a year maintaining it

mrfinch

People who say leases are throwing money away are ironically probably the … People who say leases are throwing money away are ironically probably the same type of people that think 8 grand for a five year old car seems "fair", until they're spending hundreds a year maintaining it



And then selling it for about half the price after 3 years. Road tax ain't cheap either.

Original Poster

Stu

Not sure if you already know but with most leases the the profile gives … Not sure if you already know but with most leases the the profile gives the same outcome, so 3+23, 6+23 and 9+23 etc will normally give a very similar total amount payable, some will even do a 1+23 as in this case. So you need to play around with the figures if it is a low upfront you are after.Obviously the lower the upfront the greater the monthly but my thinking is I can take a higher monthly so why should I give a deposit. Keep the money in the bank.



​It was the low upfront that attracted me to this, as I don't have a large upfront lying about but l can afford the monthly cost

ianjury

So you pay £3750 for two years then the car is not yours !!! You hand it … So you pay £3750 for two years then the car is not yours !!! You hand it back after paying out £3750 ?? Is this correct ?



We really need a dislike button on this site. Or maybe just "idiot alert"

Given that a new car loses 50% of it's value the moment it leaves the forecourt, if you want to have a new car leasing is generally the most sensible option.

I've had my Fiesta 1lt Ecoboost for just over a year now, absolutely stonking engine and fantastic automatic gearbox. I've done 11K miles in it including some very long journeys. Comfortable, plenty of power and acceleration for dual carriageway and motorways and handling on winding Cornish roads was top notch. Not much legroom for passengers in the back and only just enough boot space for 4 people going away on a long weekend.

Had 2 of these deals now one for me and missus had no issues whatsoever and both recieved a few hundred quick back when we returned the car as we did less mileage than we chose when we took out the contract

I'm guessing that we will start to see quite a few deals on the Fiesta, with the new model due out next year.

mattclarkie

Given that a new car loses 50% of it's value the moment it leaves the … Given that a new car loses 50% of it's value the moment it leaves the forecourt.



That's a bit exaggerated but you can normally assume the VAT plus a little more is gone the moment you drive away.

-50% should arrive at around the 3 year mark for most general cars.

Try this calculator - moneyadviceservice.org.uk/en/…tor

Does this have aircon?

Yes

horsepills

We really need a dislike button on this site. Or maybe just "idiot alert"



Trouble is you'd end up using it too much. It would probably overwhelm the site!

ianjury

So you pay £3750 for two years then the car is not yours !!! You hand it … So you pay £3750 for two years then the car is not yours !!! You hand it back after paying out £3750 ?? Is this correct ?


You could always buy the car outright .Keep it two years and try and sell it for less than £3750 loss in value . Even if successful your cash is invested in a depreciating asset which could suffer substantial depreciation without warning . Think what would happen if there was a ford emissions scandal or a ford safety related recall whilst you had all your cash sitting in the car

Looked at this and these prices are for business lease. Personal lease comes out cheaper at £108.50 per month but £975 ish initial deposit. We always do pcp's.

I've got one of these and pay £165, 3 months up front so this is a much better deal. It's a lovely car to drive and look great too in black
Edited by: "benrussell" 4th Sep 2016

mattclarkie

Given that a new car loses 50% of it's value the moment it leaves the … Given that a new car loses 50% of it's value the moment it leaves the forecourt, if you want to have a new car leasing is generally the most sensible option.I've had my Fiesta 1lt Ecoboost for just over a year now, absolutely stonking engine and fantastic automatic gearbox. I've done 11K miles in it including some very long journeys. Comfortable, plenty of power and acceleration for dual carriageway and motorways and handling on winding Cornish roads was top notch. Not much legroom for passengers in the back and only just enough boot space for 4 people going away on a long weekend.



Utter nonsense - The average new car does not lose 50% the moment it leaves the forecourt, most lose 50% between 2 and 3 years old. I can't think of a single new car that loses 50% of its value the moment you drive it off the forecourt (20% is more like it, the amount of margin that a dealer would require to sell it again for a little under what you paid for it if you returned it almost straight away).

This Ford will fetch around half of RRP on trade-in at 2 years old, some German cars fetch as much as 60% of RRP on trade-in at 3 years old.

monkeyhanger75

Utter nonsense - The average new car does not lose 50% the moment it … Utter nonsense - The average new car does not lose 50% the moment it leaves the forecourt, most lose 50% between 2 and 3 years old. I can't think of a single new car that loses 50% of its value the moment you drive it off the forecourt (20% is more like it, the amount of margin that a dealer would require to sell it again for a little under what you paid for it if you returned it almost straight away).This Ford will fetch around half of RRP on trade-in at 2 years old, some German cars fetch as much as 60% of RRP on trade-in at 3 years old.



Well you can pay full RRP for a pre-registered car at a dealership, but no sane person would.

I am new to the country. Could you tell me how this works? What is the difference between this and buying a car in terms of costs?
I assume the driver covers the cost of service and repair in both cases, yeah?
How much does it cost on insurance for a new driver of 30 years of age?
With all honesty, I don't think I would be able to afford a car. Just would like to know the costs so I can aspire to get one some day.

mattclarkie

Well you can pay full RRP for a pre-registered car at a dealership, but … Well you can pay full RRP for a pre-registered car at a dealership, but no sane person would.



I don't think you have a grasp of the car market.

The residual value is the residual value, regardless of what deal you got when you bought it. It's fact that mainstream cars have lost 50% of value at or around the 3 year mark.

If you didn't pay RRP the car is still going to be worth the same when you come to sell it as the car bought by someone at RRP. It simply means your losses are less than theirs.

Pre registered is a whole different ball game and not relevant to your previous claim or this discussion.

any dsg option for fiesta?

​DSG is VW's name for dual clutch. Ford's version is called Powershift
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