Personal Loan by HSBC only 3.9%
53°Expired

Personal Loan by HSBC only 3.9%

4
Found 2nd Sep 2014
That's the best personal offer I have seen in recent days but it's for existing customers only for loans from 7k to 15k. This is better than what Zopa are offering arc

I wanna go ahead if all of you persuade me that this indeed is the best legaldeal

4 Comments

This has been available for a long time now, and is a very good rate. You can make additional payments when you want, and settle early with no penalty. I have just used this recently actually, as I bank with then, so very convenient. You have to borrow >£7k though to get this rate like you said, but if you wanted less, say 5k, just borrow 7k and pay 2k straight back

I may stand corrected but paying £2k back straight away will simply reduce the period and not the monthly payment which may not be beneficial to some people.

should really say in the title for customers only

rhinopaul

I may stand corrected but paying £2k back straight away will simply … I may stand corrected but paying £2k back straight away will simply reduce the period and not the monthly payment which may not be beneficial to some people.


correct it wont reduce but will shorten the repayment period by a third so adding a little more time to the loan should even it out. but nost loans jump up by about 15% apr for low rate loans. so in actual fact it probably be about the same for 7000 or 5000 loan length and monthly cost.
Post a comment
Avatar
@
    Text