Unfortunately, this deal is no longer available
Peugeot 308 1.2 PureTech 130 GT Line 24 month Lease PCH £4,907.24 @ Nationwide Vehicle Contracts
381° Expired

Peugeot 308 1.2 PureTech 130 GT Line 24 month Lease PCH £4,907.24 @ Nationwide Vehicle Contracts

54
Posted 14th JanEdited by:"loofer"

This deal is expired. Here are some options that might interest you:

24 month Personal Contract Hire.
Includes Metallic Paint
8k miles/year

£190.74 x (3 + 23)
£198 admin Fee
£250 cashback offer

Amort figure is £204.5/month
Works out as 20% of the OTR price.

Overall cost is same even with 6+23 profile

excess mileage is 18p miles so make sure you get the right contract.
10k/pa would be £205/month on 3+23
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alvleigh14/01/2020 13:09

Slightly off topic, but wife looking for new or nearly new car. Are these …Slightly off topic, but wife looking for new or nearly new car. Are these PCP or PCH deals better than getting a personal loan and paying cash?


PCP & PCH are 2 different things.PCP can also be had on used cars whereas PCh is almost always new cars.

PCH is hire/rental. Similar to daily rental except, obviously for longer, but you often will pay a bit more int he first monthly payment - usually in mukltiples of 1, 3, 6, 9 or even 12 multiples of your monthly payment. you're responsible for insuring it but the wear & tear is a bit more generous compared to renting a daily. You don't own the car, even at the end.

PCP can be higher/lower deposit. You don't own the car, you own the debt but have the option to, at the end of the term to either hand (sell) car back or make a balloon payment to by the car to keep or sell privately.

With the above 2, particularly PCH, get a deal is always about timing and jumping when an offer is available.

With a personal loan, you've got the option to buy whatever car you wish from where ever. Obviously you have cost of interest but then also need to factor in most things you would be responsible for, particularly if it's older car.

Compare what the total cost of PCH would be, in this example c£5k and what it would cost if you bought the car new with a loan, then sold it after 2 years and 16k miles. How much money will you have paid for it (incl interest) less what money you got for it after selling it on. If the result is more than £5k then you would be better leasing it.


It's only ever a straightforward comparison if you're looking at new-for-new cars. if you're talking about used then it's not a fair comparison.
how can you describe an astra as a beauty?
wuddobuzz14/01/2020 12:10

Not a great car for £200pm. I'm out.


looking forward to seeing the deal for a great car at £200pm
54 Comments
Avatar
deleted47287
Decent price - just over 21% of the P11D price for 10k per annum

I make it 19.6% of the P11D for 8k per annum.
deleted4728714/01/2020 12:02

Decent price - just over 21% of the P11D price for 10k per annum I …Decent price - just over 21% of the P11D price for 10k per annum I make it 19.6% of the P11D for 8k per annum.


never know what figure to use so I just went with advertised OTR
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deleted47287
loofer14/01/2020 12:04

never know what figure to use so I just went with advertised OTR


Go with the P11D at 10k over 2 years - less than 25% is a generally considered a good deal, less than 20% is excellent.
Not a great car for £200pm. I'm out.
wuddobuzz14/01/2020 12:10

Not a great car for £200pm. I'm out.


looking forward to seeing the deal for a great car at £200pm
loofer14/01/2020 12:13

looking forward to seeing the deal for a great car at £200pm


I pay sub £200pm for a top spec astra 1.6T 200bhp beauty.
2 year residual on these is very low (£9825 - albeit for 20k miles), so leasing likely to be the best way to own from new, even with discounts on retail price.
Edited by: "GrimDanFango" 14th Jan
wuddobuzz14/01/2020 12:14

I pay sub £200pm for a top spec astra 1.6T 200bhp beauty.



wuddobuzz14/01/2020 12:14

I pay sub £200pm for a top spec astra 1.6T 200bhp beauty.


Vauxhall/Peugeot = Same but different
Edited by: "chridt" 14th Jan
chridt14/01/2020 12:45

Vauxhall/Peugeot = Same but different


They do now. Pre 2019 they aren't. Get with it....
Slightly off topic, but wife looking for new or nearly new car. Are these PCP or PCH deals better than getting a personal loan and paying cash?
wuddobuzz14/01/2020 13:05

Vauxhall got bought by Peugeot last year....


Curious to how old your astra is?
alvleigh14/01/2020 13:09

Slightly off topic, but wife looking for new or nearly new car. Are these …Slightly off topic, but wife looking for new or nearly new car. Are these PCP or PCH deals better than getting a personal loan and paying cash?


PCP & PCH are 2 different things.PCP can also be had on used cars whereas PCh is almost always new cars.

PCH is hire/rental. Similar to daily rental except, obviously for longer, but you often will pay a bit more int he first monthly payment - usually in mukltiples of 1, 3, 6, 9 or even 12 multiples of your monthly payment. you're responsible for insuring it but the wear & tear is a bit more generous compared to renting a daily. You don't own the car, even at the end.

PCP can be higher/lower deposit. You don't own the car, you own the debt but have the option to, at the end of the term to either hand (sell) car back or make a balloon payment to by the car to keep or sell privately.

With the above 2, particularly PCH, get a deal is always about timing and jumping when an offer is available.

With a personal loan, you've got the option to buy whatever car you wish from where ever. Obviously you have cost of interest but then also need to factor in most things you would be responsible for, particularly if it's older car.

Compare what the total cost of PCH would be, in this example c£5k and what it would cost if you bought the car new with a loan, then sold it after 2 years and 16k miles. How much money will you have paid for it (incl interest) less what money you got for it after selling it on. If the result is more than £5k then you would be better leasing it.


It's only ever a straightforward comparison if you're looking at new-for-new cars. if you're talking about used then it's not a fair comparison.
GrimDanFango14/01/2020 12:15

2 year residual on these is very low (£9825 - albeit for 20k miles), so …2 year residual on these is very low (£9825 - albeit for 20k miles), so leasing likely to be the best way to own from new, even with discounts on retail price.


How do you get your residual data? Is this publicly available?
Thank you very much for the explanation loofer, much appreciated.
how can you describe an astra as a beauty?
Avatar
deleted47287
groenleader14/01/2020 15:18

Comment deleted


Why not? I was just pointing out to the OP that the true % calculation was actually favourable as they’d used a higher price.

Can you link to one at £15k new please? DTD has them at c£18.5k.

Even if you can pick up a new one of these for £15k you’ll lose at least £5k in depreciation.

Also, please stop SHOUTING, I find it rude.
wuddobuzz14/01/2020 12:14

I pay sub £200pm for a top spec astra 1.6T 200bhp beauty.


He asked for great car not this
deleted4728714/01/2020 15:26

Why not? I was just pointing out to the OP that the true % calculation was …Why not? I was just pointing out to the OP that the true % calculation was actually favourable as they’d used a higher price. Can you link to one at £15k new please? DTD has them at c£18.5k.Even if you can pick up a new one of these for £15k you’ll lose at least £5k in depreciation.Also, please stop SHOUTING, I find it rude.



Not new, but as a comparison, a 16 month old one for £12,000. motorpoint.co.uk/veh…653 £5k for two years in a new one seems a reasonable deal. Heat added.
Avatar
deleted47287
k6chris14/01/2020 18:22

Not new, but as a comparison, a 16 month old one for £12,000. …Not new, but as a comparison, a 16 month old one for £12,000. https://www.motorpoint.co.uk/vehicleadvert/peugeot/308 hatchback/956653 £5k for two years in a new one seems a reasonable deal. Heat added.


Fair enough. Trade in price would be significantly less.
deleted4728714/01/2020 18:43

Fair enough. Trade in price would be significantly less.


Indeed.

People seem to forget that you have to trade your car in, which for most cars is about 15-20% lower than the forecourt price.
its a bad design French car that looks ugly and 1.2 no thanks !
k6chris14/01/2020 18:22

Not new, but as a comparison, a 16 month old one for £12,000. …Not new, but as a comparison, a 16 month old one for £12,000. https://www.motorpoint.co.uk/vehicleadvert/peugeot/308 hatchback/956653 £5k for two years in a new one seems a reasonable deal. Heat added.


Based on their quotes savings, it suggests the list price was £22.5k
wiz114/01/2020 19:37

its a bad design French car that looks ugly and 1.2 no thanks !


The 1.2 130 PureTech is a great engine. What are you on about?
m5rcc15/01/2020 10:05

The 1.2 130 PureTech is a great engine. What are you on about?


Yeah if you say so lol
wiz115/01/2020 10:06

Yeah if you say so lol


I know so. Have you driven a car with this specific engine?
m5rcc15/01/2020 10:08

I know so. Have you driven a car with this specific engine?


Yes it’s awful
wiz115/01/2020 10:08

Yes it’s awful


Can you give us a little more detail?
m5rcc15/01/2020 10:09

Can you give us a little more detail?


I drive a 15 plate 1.2 E-THP 130 308, absolutely love the drive and it pulls well.

No complaints from the engine, wish I had auto but otherwise a lovely drive and I've had it from new.

Maybe he experienced the drive in a rental
The-General15/01/2020 11:32

Maybe he experienced the drive in a rental


Or maybe he's never ever driven one and is disseminating misinformation.
Will you own the car after the 2 years.....?
Edited by: "Jayporsche0" 15th Jan
These are actually quite nippy and come with a lot of toys. We've a 3yr old one now and it didn't need anything done under warranty.
Jayporsche015/01/2020 16:55

Will you own the car after the 2 years.....?


Yes,And they give you a £1000 bonus as a thank you for taking this offer.
Edited by: "chridt" 15th Jan
chridt15/01/2020 18:08

Yes,And they give you a £1000 bonus as a thank you for taking this offer.


Still very expensive when you compare it with a 10 year old Ford Fiesta that you will actually own.
Jayporsche015/01/2020 18:10

Still very expensive when you compare it with a 10 year old Ford Fiesta …Still very expensive when you compare it with a 10 year old Ford Fiesta that you will actually own.


This is true but some will argue a 10 year old fiesta is expensive compared to a 20 year old Ford Orion
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