Post Office 30 months 0% interest on purchases and balance transfers​ Plus extras
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Post Office 30 months 0% interest on purchases and balance transfers​ Plus extras

13
Found 19th Feb
With our Matched Credit Card you'll pay:

  • 0% on purchases for the first 30 months
  • 0% on balance transfers for the first 30 months
  • For every balance you transfer there's a fee of 2.75%

To keep these rates, make sure you:

  • Transfer balances within the first 3 months
  • Stay within your agreed credit limit
  • Make your minimum payment on time every month

Extra Perk
  • Buy Post Office Travel Money with no fee
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Top comments
DKSPLASH18 m ago

How does a balance transfer work, I've got just under a grand with …How does a balance transfer work, I've got just under a grand with Debenhams card and it has extortionate rates, can I transfer my Debenhams debt to this


You may be better off with Halifax 29 month BT though, it has 0% interest and 0% transfer fee.
13 Comments
How does a balance transfer work, I've got just under a grand with Debenhams card and it has extortionate rates, can I transfer my Debenhams debt to this
DKSPLASH16 m ago

How does a balance transfer work, I've got just under a grand with …How does a balance transfer work, I've got just under a grand with Debenhams card and it has extortionate rates, can I transfer my Debenhams debt to this


Yes you can
DKSPLASH18 m ago

How does a balance transfer work, I've got just under a grand with …How does a balance transfer work, I've got just under a grand with Debenhams card and it has extortionate rates, can I transfer my Debenhams debt to this


You may be better off with Halifax 29 month BT though, it has 0% interest and 0% transfer fee.
DKSPLASH25 m ago

How does a balance transfer work, I've got just under a grand with …How does a balance transfer work, I've got just under a grand with Debenhams card and it has extortionate rates, can I transfer my Debenhams debt to this


If you were to do a balance transfer to this card with your £1000 owed ,this card would cost you £27.50 as a transfer charge ,but you wouldn't pay any interest if you paid it within the 30 months . Now if you were to transfer to the card mentioned above ,you would nt pay any charge and no interest if paid within the 29 months . You have to apply to these companies first to get they're card then you could do a balance transfer if accept ed..
Edited by: "Vanmeerkat" 19th Feb
I don't have any debts, so is there any way to make a profit from this type of card, super transfer to a savings account maybe? Not sure this is possible without paying fees which would wipe out any interest made.
and £30 cash back via Quidco
Not needed, but could be handy....heat given!
DealJourno7 h, 14 m ago

I don't have any debts, so is there any way to make a profit from this …I don't have any debts, so is there any way to make a profit from this type of card, super transfer to a savings account maybe? Not sure this is possible without paying fees which would wipe out any interest made.


Put all your normal spend on this card and then take the amount you would have spent and put it in a savings account then at the end of the 30 month period pay off the card with the savings, then you will have made interest instead of been charged it. (Note you need to make sure you pay the minimum payment throughout this period, set up a direct debit)
anyone know if you can BT from an existing Post Office cc?
And refused on the quick check.
Taity128 h, 21 m ago

and £30 cash back via Quidco


Took a card out with PO beginning of August and have only just had confirmation im getting the money. Not even had it paid yet. Quidco DGAF about amounts over £5 and are far too slow to chase the money. They’ve really gone downhill the last year or so.
Can anyone advice of what the credits limits they usually offer with this card?

I know it's based on income and other factors. But anyone can give me like a simple rule of thumb type of calculation (if there is one),

E.g. if your income is £XX,0000 you're like to get a limit of £X,0000

Just would be handy for me to know, as I need to apply for a 0% card soon!
is this for new customers only? i currently have a post office CC which i've had for years.
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